Getting Started with
Unit Trusts

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Step 1

Open Your CAL Online Account

Apply in minutes with our simple online registration process

Download the CAL Online app from the Apple App Store or Google Play , or visit portal.cal.lk .

Select Sign Up to begin creating your CAL Online account.

Register using your NIC, mobile number, and email address.

Step 1

Open Your Account

Get started in minutes with our simple online registration process

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Getting Started

Go to your Dashboard and view the Unit Trust widget.

Click "Sign Up" and complete the Unit Trust application form.

Submit your application for review and approval.

Step 2

Sign Up for Your Unit Trust Account

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Mobile screen

Getting Started

Go to your Dashboard and view the Unit Trust widget.

Click "Sign Up" and complete the Unit Trust application form.

Submit your application for review and approval.

Processing Time: It should take between 3-5 working days. However, during periods of high volume it may take longer.
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Mobile screen
Step 2

Sign Up for Your Unit Trust Account

Getting Started

Go to your Dashboard and view the Unit Trust widget.

Click "Sign Up" and complete the Unit Trust application form.

Submit your application for review and approval.

Processing Time: It should take between 3-5 working days. However, during periods of high volume it may take longer.
Step 3

Which fund to invest in

Explore our range of professionally managed funds, designed to help you achieve your investment goals, whether you're seeking growth, income, or stability.

Investment Solutions Diversified & Professionally Managed
Designed For Every Stage of Your Investment Journey
View Rates and Pick Your Fund
Step 3

Which fund to invest in

CAL Funds provides professionally managed investment solutions tailored to different financial goals and risk profiles. Backed by experienced fund managers and disciplined investment strategies, our funds help investors build wealth while maintaining a strong focus on transparency, diversification, and long-term value creation.

Investment Solutions Diversified & Professionally Managed
Designed For Every Stage of Your Investment Journey
View Rates and Pick Your Fund
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Step 4

How to Make Your First Investment

Choose your preferred funding method and start investing today

Bank Transfer

Transfer Details:

Bank: Deutsche Bank AG, Colombo

Account Name: Capital Alliance Investments Limited

Account No: 0046797000

1

Transfer funds from your registered bank account

2

Log in to the CAL portal or mobile app

3

Go to Create/Invest > Create Units

4

Submit a creation request with transfer details

Processing Time: 1-2 working days
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Transfer and Create- For Direct Investment with (JustPay)

Use CAL Online to transfer funds directly from your bank account.

No banking app required.

Fund your investment in one seamless step.

No proof upload needed.

Up to LKR 150,000 per transaction (repeatable).

1

Log in to the CAL portal or mobile app

2

Go to Create/Invest > Transfer And Create

3

Submit the request - Justpay will be activated

Processing Time: 1-2 working days
Step 4

How to Make Your First Investment

Choose your preferred funding method and start investing today

Bank Transfer

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Mobile screen

Transfer Details:

Bank: Deutsche Bank AG, Colombo

Account Name: Capital Alliance Investments Limited

Account No: 0046797000

1

Transfer funds from your registered bank account

2

Log in to the CAL portal or mobile app

3

Go to Create/Invest > Create Units

4

Submit a creation request with transfer details

Processing Time: Instant

Transfer and Create- For Direct Investment with (JustPay)

Desktop screen
Mobile screen

Use CAL Online to transfer funds directly from your bank account.

No banking app required.

Fund your investment in one seamless step.

No proof upload needed.

Up to LKR 150,000 per transaction (repeatable).

1

Log in to the CAL portal or mobile appy

2

Go to Create/Invest > Transfer And Create

3

Submit the request - Justpay will be activated

Processing Time: Instant
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Step 5

Track Your Portfolio

Monitor your investments in real-time with our intuitive dashboard

Access your personalized dashboard to track earnings, view performance metrics, and monitor your investment growth daily.

Real-time Performance

Detailed Analytics

Transaction History

Step 5

Track Your Portfolio

Monitor your investments in real-time with our intuitive dashboard

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Mobile screen

Access your personalized dashboard to track earnings, view performance metrics, and monitor your investment growth daily.

Real-time Performance

Detailed Analytics

Transaction History

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Step 6

How to Redeem Your Investment

Access your money when you need it with our flexible redemption options

Instant Redemption

1

Log in to the CAL portal or mobile app

2

Navigate to redemption section

3

Fill in redemption amount and details

4

Submit request

Processing Time: Instant
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Standard Redemption

Perfect for planned withdrawals with no amount restrictions

1

Log in to the CAL portal or mobile app

2

Navigate to redemption section

3

Fill in redemption amount and details

4

Submit request and receive funds next working day

Processing Time: 1 working day
Step 6

How to Redeem Your Investment

Access your money when you need it with our flexible redemption options

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Instant Redemption

Get your money immediately

Eligibility:
Available for redemptions under LKR 100,000
1

Log in to the CAL portal or mobile app

2

Navigate to redemption section

3

Fill in redemption amount and details

4

Submit request

Processing Time: Instant
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Mobile screen

Standard Redemption

Receive funds the next working day, Perfect for planned withdrawals with no amount restrictions

1

Log in to the CAL portal or mobile app

2

Navigate to redemption section

3

Fill in redemption amount and details

4

Submit request and receive funds next working day

Processing Time: 1 working day

Need More Help?

Have questions about any of the steps above? Chat with the CAL UT Chatbot for instant answers, detailed guidance, and Unit Trust support.