Generated by All in One SEO v4.9.1.1, this is an llms.txt file, used by LLMs to index the site. # CAL ## Sitemaps - [XML Sitemap](https://cal.lk/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Make Idle Money Busy | CAL Sri Lanka](https://cal.lk/make-idle-money-busy-cal-sri-lanka/) - Most money does nothing. It sits in an account, waiting for a someday that keeps moving. Busy money is different. It has a job, a direction, and a reason to move – whether that’s a goal you’ve named, an opportunity you’ve spotted, or a habit you’ve set on repeat. Swipe through to see how the - [Recurring Investment at CALOnline | CAL Sri Lanka](https://cal.lk/recurring-investment-at-calonline-cal-sri-lanka/) - Staying consistent is the hard part of investing. So we made it automatic. Chiara De Saram, AVP – CAL Digital, breaks down how recurring investments in the CAL app work: set it up once, and a slice of your salary moves into your chosen fund each month, on its own, while it grows. Keeping your - [Islamic Money Market Fund Sri Lanka | CAL Sri Lanka](https://cal.lk/islamic-money-market-fund-sri-lanka-cal-sri-lanka/) - [CAL Unit Trust Funds: Start Investing from LKR 100](https://cal.lk/cal-unit-trust-funds-start-investing-from-lkr-100/) - Contents · What is a unit trust? What is a unit trust? Why invest with CAL? The fund line-up Recent returns How to start The fine print Investing 101 • CAL Unit Trusts Idle Money, Meet Your New Job. Most of us leave our savings sitting in a bank account, earning whatever rate the bank - [How busy is your money? CAL Unit Trust Funds](https://cal.lk/how-busy-is-your-money-cal-unit-trust-funds/) - CAL Unit Trust · Fund Returns How busy is your money? That’s the question we’re going to be asking over the next few weeks — because for most Sri Lankans, the honest answer is not very. Capital Alliance (CAL) has been a leader in Sri Lanka’s investment landscape for 26 years. Explore our full range - [Maliban's 70-Year Legacy: Hashila Fernando | CAL Circle](https://cal.lk/malibans-70-year-legacy-hashila-fernando-cal-circle/) - The CAL Circle A Boy, a Tea Kiosk, and 70 Years of Maliban Hashila Fernando — fourth-generation member of the Maliban family — on legacy, Gen Z consumers, and the brand's most ambitious chapter yet. In conversation with Hashila Fernando, Maliban Group Watch the full conversation Maliban began with a boy, a tea kiosk, and - [The Scholars Behind CAL Islamic Money Market Fund](https://cal.lk/the-scholars-behind-your-shariah-compliant-investment-cal-sri-lanka/) - CAL Islamic Money Market Fund — The Shariah Advisory Committee Shariah Governance The Shariah Advisory Committee behind the CAL Islamic Money Market Fund Fully Shariah-compliant. Every rupee is invested under approved Shariah principles — screened, structured and supervised by an independent panel of accredited scholars. Withdraw AnytimeNo Penalties Many More Featuresvia CAL Online The CAL - [LKR Volatility: What Really Happened? | CAL Sri Lanka](https://cal.lk/lkr-volatility-what-really-happened-cal-sri-lanka/) - The rupee has steadied. The pressure behind it hasn’t gone anywhere. Oil above 90 dollars, tourism earnings down a fifth, and reserves running thin – here’s why we think the rupee stays under pressure through the rest of the year, and what’s really driving the moves. Watch our read on where the rupee goes from - [Sri Lanka Macro Update May 2026 — Narrowing Margins for Policy Error](https://cal.lk/sri-lanka-macro-update-may-2026-narrowing-margins-for-policy-error/) - Policy Tightens Amid Sticky Inflationary PressuresIn a move that caught markets off guard, the CBSL raised the Overnight Policy Rate (OPR) by 100bps to 8.75% this week, marking the first major shift away from the accommodative stance that supported Sri Lanka’s early-stage recovery. Importantly, the decision was driven by the CBSL’s forward-looking inflation projections, which - [Instant Buying Power in Sri Lanka | Transfer, Upload & Trade Instantly with CAL](https://cal.lk/instant-buying-power-in-sri-lanka-transfer-upload-trade-instantly-with-cal/) - Ever deposited funds and watched the market move while you waited? That wait ends here. Introducing Instant Buying Power a first in Sri Lanka with CAL and Seylan Bank. 1) Transfer funds. 2) Upload your bank slip. 3) Your buying power updates instantly. Transfer. Upload. Trade. CAL is an investment bank with 25 years of - [Here’s why you should choose CAL Stockbrokers to invest in the stock market | CAL Sri Lanka](https://cal.lk/heres-why-you-should-choose-cal-stockbrokers-to-invest-in-the-stock-market-cal-sri-lanka/) - Markets move fast & we do too. With CAL Stockbrokers, you get digital onboarding, instant buying power via JustPay, real-time market data through AnalytiCAL, and the ability to test strategies with Vstock before deploying capital. All backed by one of the top brokerages on the CSE. CAL Stockbrokers. Invest with intent. CAL is an investment - [One platform for your first steps into financial freedom | CAL Online](https://cal.lk/one-platform-for-your-first-steps-into-financial-freedom-cal-online/) - Big goals, first investments, retirement planning, flexibility. These are the questions investors actually ask, and this is how CAL helps answer them. From goal-based investing and SIPs, to learning the stock market with VStock, planning retirement, and accessing your money with flexibility, everything is built to help you invest and get you started on your - [Sri Lanka Macro & Market Outlook 2026 | Key Economic Trends & Investment Themes | CAL Research](https://cal.lk/sri-lanka-macro-market-outlook-2026-key-economic-trends-investment-themes-cal-research/) - Sri Lanka’s investment landscape is entering a new phase. 📊 Catch a glimpse of our Macro & Market Outlook 2026 as the CAL Research Team breaks down the key economic shifts and investment themes shaping the year ahead. CAL is an investment bank with 25 years of experience in asset management, stockbroking, treasuries and wealth - [How to Plan for Retirement in Sri Lanka (Smart Investment Strategy 2026)](https://cal.lk/how-to-plan-for-retirement-in-sri-lanka-smart-investment-strategy-2026/) - Ever deposited funds and watched the market move while you waited? That wait ends here. Introducing Instant Buying Power a first in Sri Lanka with CAL and Seylan Bank. 1) Transfer funds. 2) Upload your bank slip. 3) Your buying power updates instantly. Transfer. Upload. Trade. Whether you’re starting your wealth journey or managing a - [What's Shifting in Sri Lanka's Bond Market | CAL Sri Lanka](https://cal.lk/whats-shifting-in-sri-lankas-bond-market-cal-sri-lanka/) - What’s Shifting in Sri Lanka’s Bond Market Something is shifting in Sri Lanka’s Government Securities market — and it’s worth paying attention to. Foreign holdings have crossed Rs. 160 billion. System liquidity is in heavy surplus. Treasury Bill rates have declined for four consecutive weeks, and secondary market bond yields are trending lower. Watch the - [The Story of Dilmah | From Going Door to Door Selling Tea, to Taking Sri Lanka Global | CAL Circle](https://cal.lk/the-story-of-dilmah-from-going-door-to-door-selling-tea-to-taking-sri-lanka-global-cal-circle/) - One of the most iconic brands to have shaped Sri Lanka’s identity, Dilmah has grown from a humble enterprise into a name recognized across 104 countries. What began over 40 years ago has evolved into far more than just a brand it has become a symbol of Sri Lankan pride on the world stage. In - [What’s a Yield Curve? CAL Sri Lanka | Explainer](https://cal.lk/whats-a-yield-curve-cal-sri-lanka-explainer/) - What does the yield curve actually tell you? It’s a simple chart but it carries a lot of information. The yield curve maps out the interest rates on government bonds across different time horizons. When rates are higher for longer-dated bonds than short-term ones, the curve slopes upward. When that flips, economists take notice. Watch - [Instant Buying Power in Sri Lanka | Transfer, Upload & Trade Instantly with CAL](https://cal.lk/instant-buying-power-in-sri-lanka-transfer-upload-trade-instantly-with-cal-2/) - When the market moves, your money should too. Unlock unlimited instant buying power! With CAL’s instant buying power via JustPay, funding your trades takes minutes, transfer, upload your bank slip, and your buying power updates instantly. Ready to trade. 1) Transfer funds. 2) Upload your bank slip. 3) Your buying power updates instantly. Transfer. Upload. - [The Stock Market is falling. Here’s 3 strategies | CAL Sri Lanka](https://cal.lk/the-stock-market-is-falling-heres-3-strategies-cal-sri-lanka/) - The CSE is down. Your portfolio is probably red. Here’s what to actually do about it. Three strategies how to read which stocks are genuinely under pressure, when averaging down works in your favour, and where the market is handing you a better entry right now.Watch the full reel and tell us which strategy you’re - [What It Takes to Succeed in Asset Management | Faces of CAL: Naqiya Shiraz](https://cal.lk/what-it-takes-to-succeed-in-asset-management-faces-of-cal-naqiya-shiraz/) - Meet Naqiya Shiraz, Assistant Manager — Asset Management as she answers some questions about what shapes her approach to her job. 25 years of performance has a lot to do with the people behind it. Here’s one of them. Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | Android https://cal.lk/app/ and begin investing - [What is the High Yield Fund? | CAL Sri Lanka](https://cal.lk/what-is-the-high-yield-fund-cal-sri-lanka/) - The CAL High Yield Fund invests in longer-dated fixed income instruments — corporate deposits, debentures, and government securities with maturities that stretch well beyond 12 months.That longer horizon is what drives the returns. Watch the reel to see where the High Yield fund could fit in your investment portfolio. Capital Alliance (CAL) has been a - [Five things changed in Sri Lanka's VAT Amendment | CAL Sri Lanka](https://cal.lk/five-things-changed-in-sri-lankas-vat-amendment-cal-sri-lanka/) - PickMe vs Uber. Banks and primary dealers. Garment exporters. Port City suppliers. Five things changed in Sri Lanka’s VAT amendment this week. Watch the breakdown to see how it impacts you and some CSE-listed companies. Capital Alliance (CAL) has been a leader in Sri Lanka’s investment landscape for 25 years. Explore our full range of - [A New Address. The Same CAL Excellence | CAL Sri Lanka](https://cal.lk/a-new-address-the-same-cal-excellence-cal-sri-lanka/) - A new address. The same people, with more room to do what they do best. CAL’s corporate offices have moved to the 6th Floor, M2M Veranda Offices, No. 34 W A D Ramanayake Mawatha, Colombo 02 – a space designed to help our team work better, and serve you better. Our Customer Experience Centre remains - [The Investor Heroes Return | CAL Sri Lanka](https://cal.lk/the-investor-heroes-return-cal-sri-lanka/) - The Investor Heroes return – and every hero comes with a new power: monthly stock and investment recommendations. The mission is simple. Find the hero that matches you & start investing. Take the quiz at cal.lk/investor-heroes. CAL is an investment bank with 25 years of experience in asset management, stockbroking, treasuries, and wealth management. If - [CAL CIO Tharindra Kulasinghe Appointed Non-Executive Director at Rockland Distilleries](https://cal.lk/cal-cio-tharindra-kulasinghe-appointed-non-executive-director-at-rockland-distilleries/) - A warm congratulations to our Chief Information Officer, Tharindra Kulasinghe, on his appointment as Non-Executive Director at Rockland Distilleries. Tharindra holds a First Class degree in Mechanical Engineering from the University of Warwick. He is a technology leader with over 16 years of experience across financial services, capital markets, and global manufacturing. Alongside this appointment, - [20-Year Investment Returns | CAL Sri Lanka](https://cal.lk/20-year-investment-returns-cal-sri-lanka/) - Twenty years ago. Five asset classes – the same starting amount. The returns aren’t close. And one of them lost value every year you held it – even though it was the choice most people made. Swipe to find out which is which – and which one you’d have wanted your money in. Sign up - [Idle Money vs Busy Money | CAL Sri Lanka](https://cal.lk/idle-money-vs-busy-money-cal-sri-lanka/) - Money was made to move. CAL is the home for busy money. Unit trust funds, the stock market, treasury bills and bonds – all in one place. All managed by an expert team with 26 years in the markets. You bring ambition. We bring the experience to help you act on it with confidence. Every - [10 Things every investor should know | CAL Sri Lanka](https://cal.lk/10-things-every-investor-should-know-cal-sri-lanka/) - Most investing mistakes trace back to forgetting the basics. Here are ten reminders that hold up across every market and every season. Swipe through and save it for later. CAL is an investment bank with 25 years of experience in asset management, stockbroking, treasuries, and wealth management. If you’re Sri Lankan and looking to invest, - [CAL Launches Islamic Money Market Fund | CAL Sri Lanka](https://cal.lk/cal-launches-islamic-money-market-fund-cal-sri-lanka/) - Thursday (7th May) morning at the Shangri-La Colombo, we celebrated the launch of the CAL Islamic Money Market Fund, Sri Lanka’s newest Shariah-compliant investment vehicle. The fund offers professionally managed exposure to instruments structured in line with Islamic finance principles, designed for Sri Lankan investors who want their returns to honour their values. Our thanks - [We are moving to a new location | CAL Sri Lanka](https://cal.lk/we-are-moving-to-a-new-location-cal-sri-lanka/) - We are moving! Starting 4th of May we will be at a new location. Our corporate offices are relocating to the 6th Floor, M2M Veranda Offices, No. 34 W A D Ramanayake Mawatha, Colombo 02. Our Customer Experience Centre will continue to operate at Jetwing House 1, Level 2, 46/26, Nawam Mawatha, Colombo 02. For - [What's Happening in May 2026 | CAL Sri Lanka](https://cal.lk/whats-happening-in-may-2026-cal-sri-lanka/) - May 2026 is shaping up to be a turning-point month. As Powell’s term at the Fed concludes, the UAE has stepped away from OPEC, and Sri Lanka edges closer to its next IMF disbursement. Structural shifts that could reshape the picture for investors. The Central Bank meets to decide on rates, fuel prices are revised - [Make Your Money Work While You Scroll: A Gen Z Guide to Unit Trusts](https://cal.lk/make-your-money-work-while-you-scroll-a-gen-z-guide-to-unit-trusts/) - Hi, it’s the intern, marketing. Let me out today Vibe check: your money should not be sitting around. Should it be at the gym fr. unit trusts? bussin. compounding? eighth wonder. iykyk. Swipe for the receipts. Then open the cal app and put it on auto. takes like 5 mins. Your future self will be - [Women’s Day at CAL - 2026](https://cal.lk/womens-day-at-cal-206/) - At CAL, we believe empowerment doesn’t need a day it’s something we practice every day. This Women’s Day, we took a moment to celebrate the inspiring women who bring passion, leadership, and innovation to everything they do. Their contributions continue to shape our workplace and push us forward. Here are a few moments from our - [CAL Partners Successfully Places LKR 9.4Bn in Major Debt Issuance for People's Leasing & Finance PLC](https://cal.lk/cal-partners-successfully-places-lkr-9-4bn-in-major-debt-issuance-for-peoples-leasing-finance-plc/) - Congratulations to People’s Leasing & Finance PLC on the successful raising of LKR 10 billion through its unlisted subordinated debt issuance. This milestone transaction stands as one of the largest unlisted subordinated debt issuances by an NBFI in recent times. CAL Partners is proud to have acted as the Sole Manager to the Issue, successfully - [CAL Partners Leads Successful Divestiture of Joint Agri Products Ceylon (Pvt) Ltd to Sunshine Holdings PLC](https://cal.lk/cal-partners-leads-successful-divestiture-of-joint-agri-products-ceylon-pvt-ltd-to-sunshine-holdings-plc/) - We are proud to have acted as the exclusive sell-side advisor to the shareholders of Joint Agri Products Ceylon (Pvt) Ltd (JAPC) — one of Sri Lanka’s largest organic spice exporters on the successful divestiture of a majority stake to Sunshine Holdings PLC. This transaction marks a key milestone in JAPC’s growth journey and further - [Re Introducing Captial Alliance High Yeild Fund](https://cal.lk/re-introducing-captial-alliance-high-yeild-fund/) - 11.26% annualised returns. The CAL High Yield Fund is back and it’s built for investors who want their money working harder for longer. A fixed income fund strategically invested in medium to long-term instruments, with the liquidity to access your funds when you need them. Corporate debt securities, deposits, and government securities all under one - [What's Happening in April 2026 | CAL Sri Lanka](https://cal.lk/whats-happening-in-april-2026-cal-sri-lanka/) - Six things happening in April that we should be watching. Revised electricity tariffs kick in from 1 April. Sri Lanka’s 5th and 6th IMF reviews conclude on 9 April. Inflation is expected to start feeding into consumer prices by mid to late month. Earnings season begins mid-April, with markets watching margins closely. And major central - [The Colombo Traffic is Easing | CAL Sri Lanka](https://cal.lk/the-colombo-traffic-is-easing-cal-sri-lanka/) - Peak congestion in Colombo is down nearly 10%. Fuel rationing is working. Lower movement means lower consumption. That extends the life of Sri Lanka’s fuel reserves and reduces the pressure on supply. CAL’s Colombo Traffic Index captures this in real time and it’s one of many proprietary data points available exclusively to CAL clients. Sign - [Your investment strategy at 25 will look completely different to your strategy at 60 | CAL Sri Lanka](https://cal.lk/your-investment-strategy-at-25-will-look-completely-different-to-your-strategy-at-60-cal-sri-lanka/) - Your investment strategy at 25 will look completely different to your strategy at 60. Each stage of life calls for a different kind of balance — between growth and protection, risk and stability. Here’s what retirement planning might look like across the four key stages. These allocations are general guidelines. The right balance for you - [When it comes to oil you are watching the wrong price | CAL Sri Lanka](https://cal.lk/when-it-comes-to-oil-you-are-watching-the-wrong-price-cal-sri-lanka/) - Fuel prices don’t rise without reason. Behind every price change at the pump is a chain of events – crude oil, refineries, global benchmarks, and Sri Lanka’s position as an importer of finished fuel. Swipe through to understand how it works. Knowing what drives prices is the first step to making smarter financial decisions – - [Capital Alliance PLC Elevated to ‘A+’ by Lanka Rating Agency, Affirming Market Leadership and Financial Strength](https://cal.lk/capital-alliance-plc-elevated-to-a-by-lanka-rating-agency-affirming-market-leadership-and-financial-strength-2/) - Capital Alliance has earned a credit rating upgrade to A+ and behind that letter is a story of consistent performance, disciplined risk management, and capital strength built over 25 years. A credit rating is an independent measure of financial health. An upgrade means the assessment has improved and for investors, that carries real weight. https://cal.lk/treasuries/ - [Empowerment doesn't need a day. The women of CAL have always known that.](https://cal.lk/empowerment-doesnt-need-a-day-the-women-of-cal-have-always-known-that/) - [What's Happening in March 2026 | CAL Sri Lanka](https://cal.lk/whats-happening-in-march-2026-cal-sri-lanka/) - March carries a packed global calendar central bank decisions, year-end closes, US–China trade talks, and more. One variable worth watching: the Middle East. For Sri Lanka, the exposure runs deeper than it might seem — fuel prices, shipping costs, FX reserves, remittances, and export routes all have a link. Swipe through for the full breakdown. - [CAL Launches Islamic Money Market Fund: Insights from SLIBFI Conference 2026](https://cal.lk/cal-launches-islamic-money-market-fund-insights-from-slibfi-conference-2026/) - Gayan De Silva, CFA – CEO of Asset Management at CAL – recently featured on the panel at the 18th Sri Lanka Islamic Banking & Finance Industry (SLIBFI) Conference. The event brought together thought leaders around a shared theme: strengthening Sri Lanka’s economic story through Islamic finance. We at CAL see huge potential for the - [Retirement planning starts long before you retire | CAL Sri Lanka](https://cal.lk/retirement-planning-starts-long-before-you-retire-cal-sri-lanka/) - CAL Online gives you the tools to build and manage your retirement plan. Systematic investment plans (SIPs) that automate your investment, automated redemption schedules, goal-setting with a clear target, a retirement calculator that shows you the actual numbers, and a full portfolio view across Unit Trusts, Equities, and Treasuries. cal.lk/retirement One platform. Everything you need - [Capital Alliance PLC Elevated to ‘A+’ by Lanka Rating Agency, Affirming Market Leadership and Financial Strength](https://cal.lk/capital-alliance-plc-elevated-to-a-by-lanka-rating-agency-affirming-market-leadership-and-financial-strength/) - Upgraded to A+ Capital Alliance PLC’s (CALT) Entity Rating has been upgraded to ‘A+’ with a Stable Outlook by Lanka Rating Agency acknowledging our strong capital position, healthy buffers, and consistent financial performance through FY2024, FY2025, and into FY2026. As one of Sri Lanka’s largest non-bank Primary Dealers, this upgrade reflects our continued commitment to - [Iran Conflict: 5 Economic Shockwaves Sri Lanka Cannot Ignore | CAL Research](https://cal.lk/iran-conflict/) - 1. Oil & fuel prices – inflation and growth The conflict is already threatening the Strait of Hormuz, a chokepoint that carries ~20% of global daily oil consumption. If traffic/insurance is disrupted, crude and refined product prices can jump even without a physical supply cut. With FX steady at LKR 313/USD, our forecast shows that - [Introducing the CAL Islamic Money Market Fund – A Shariah-Compliant Unit Trust in Sri Lanka](https://cal.lk/introducing-the-cal-islamic-money-market-fund-a-shariah-compliant-unit-trust-in-sri-lanka/) - We’re introducing the CAL Islamic Money Market Fund Shariah-compliant investment with daily liquidity and transparent returns. https://cal.lk/immf/ Already have a CAL Unit Trust account? Add the Islamic Money Market Fund to your portfolio through the investor portal. Setting up for the first time? Select the fund when you sign up. The fund is fully regulated - [One Billion USD. That's over LKR 300BN in Assets Under Management | CAL Sri Lanka](https://cal.lk/one-billion-usd-thats-over-lkr-300bn-in-assets-under-management-cal-sri-lanka/) - Our success has always been rooted in understanding the markets and our clients, driving growth through capital markets, and bringing innovations that make your investment journey simpler and smarter. 25 years. Countless milestones. One unwavering commitment – to creating financial freedom for you. Thank you for putting your trust in us. CAL is an investment - [CAL Sponsors IRONMAN 70.3 Colombo Athletes – Celebrating Endurance, Discipline & Performance](https://cal.lk/cal-sponsors-ironman-70-3-colombo-athletes-celebrating-endurance-discipline-performance/) - We’re proud to sponsor our very own Kanishka Munasinghe, Gamindu Pathirage, and the team at Endurance Labs for IRONMAN 70.3 Colombo athletes who show up, stay committed, and get the work done. At CAL, we recognize that discipline & consistency is what creates enduring performance. All the best to the team and our very own! - [CAL team members participated in the TASS Wellness Run](https://cal.lk/gold-and-silver-at-the-tags-awards-2025-cal-sri-lanka-2/) - Beyond the workplace, together on the track. CAL team members participated in the TASS Wellness Run with great energy, strong teamwork, and impressive finishes across both the 5KM and 10KM run. #CALFamily CAL is an investment bank with 25 years of experience in asset management, stockbroking, treasuries and wealth management. If you’re Sri Lankan and - [Gold and Silver at the TAGS Awards 2025 | CAL Sri Lanka](https://cal.lk/gold-and-silver-at-the-tags-awards-2025-cal-sri-lanka/) - The Capital Alliance PLC Annual Report wins Gold in Other Financial Institutions, and the Capital Alliance Holdings Annual Report takes Silver in Investment Banking. Recognised by the Institute of Chartered Accountants of Sri Lanka. CAL is an investment bank with 25 years of experience in asset management, stockbroking, treasuries and wealth management. If you’re Sri - [Transfer up to Rs.150,000 directly from your bank to CAL. Instantly. Powered by JustPay](https://cal.lk/50000-sri-lankans-lkr-103bn-channelled-118000-smart-investment-decisions-calonline-2/) - Transfer up to Rs.150,000 directly from your bank to CAL. Instantly. Powered by JustPay. Move money the way you invest instantly. No delays or detours. Fund your unit trusts, grab T-Bills, or unlock instant buying power in the stock market. All in one move. Your money. Your market. Your moment. CAL is an investment bank - [Retirement Planning | CAL Sri Lanka](https://cal.lk/retirement-planning-cal-sri-lanka/) - The puzzle of life isn’t simple. We’re here to help you complete it. Retirement planning is one piece of the puzzle shaped by the choices you make today and the life you want to protect tomorrow. Have you completed the puzzle yet? Start planning today at cal.lk/retirement CAL is an investment bank with 25 years - [What's Happening February | CAL Sri Lanka](https://cal.lk/whats-happening-february-cal-sri-lanka/) - What’s happening in November? The National Budget takes centre stage, JF Packaging joins the stock exchange, and the Central Bank meets to decide on monetary policy. Read through to find out more! CAL is an investment bank with 25 years of experience in asset management, stockbroking, treasuries and wealth management. Sign up digitally via https://calonline.lk/ - [100,000 subscribers. Thank you. | CAL Sri Lanka](https://cal.lk/100000-subscribers-thank-you-cal-sri-lanka/) - Thank you for watching, sharing, and learning with us. For trusting us to help demystify the world of investing, one video at a time. https://www.youtube.com/@calsrilanka204 We’re glad to have you on the journey. Subscribe to our YouTune Channel for more. CAL Your partner in financial freedom. CAL is an investment bank with 25 years of - [CAL FINLIT](https://cal.lk/cal-finlit/) - We kicked off 2026 with our first financial literacy session at APIIT on 16 January, engaging 40 students in a practical discussion on investing, markets, and long-term financial thinking. Thank you for having us, and here’s to more meaningful partnerships that drive financial confidence and growth! FinLit CAL is an investment bank with 25 years - [Investing in 2026: Sri Lanka’s Macro and Equity Market Outlook](https://cal.lk/investing-in-2026-sri-lankas-macro-and-equity-market-outlook/) - Thank you to everyone who joined us for Investing in 2026: Sri Lanka’s Macro and Equity Market Outlook. The exclusive session for some of our select customers, brought together timely perspectives on Sri Lanka’s macro direction, equity strategy, and market positioning for the year ahead. We were pleased to hear from Hon. Dr. Anil Jayantha - [Things you need to know about Fixed Income Opportunities Fund | CAL Sri Lanka](https://cal.lk/things-you-need-to-know-about-fixed-income-opportunities-fund-cal-sri-lanka/) - A snapshot of the FIOF Fund Fact Sheet and why it’s a smart choice for investors ✅ Minimum investment starting from just Rs. 100 ✅ Flexible withdrawals with no exit fees ✅ 100% digital sign-up via CAL Online – our secure digital investment banking platform ✅ Actively managed by professional fund managers ✅ Backed by - [Types of Accounts at CAL Sri Lanka](https://cal.lk/types-of-account-at-cal-sri-lanka/) - Investing isn’t one-size-fits-all. Neither are our accounts. Investing on your own, with family, for your children, or through a business, CAL offers account structures designed to match how you manage and grow wealth clearly, securely, and with full visibility. From individual investors to institutions, choose an account that fits how you think about money. CAL - [LKR 183.7 Billion in Combined Unit Trust Assets Under Management | CAL Sri Lanka](https://cal.lk/lkr-183-7-billion-in-combined-unit-trust-assets-under-management-cal-sri-lanka/) - Thank you for putting your trust in us. LKR 183.7 billion in combined Unit Trust assets under management reflects the confidence of thousands of Sri Lankan investors choosing discipline, consistency, and long-term thinking. We’ve made investing easier to start, and consistent performance has kept investors invested over time. We don’t take that lightly. CAL is - [Money and Market Lessons from 2025 to 2026 | CAL Sri Lanka](https://cal.lk/money-and-market-lessons-from-2025-to-2026-cal-sri-lanka/) - 2025 reminded investors of a simple truth: progress happens through consistency, thoughtful allocation, and staying invested through cycles. 2026 belongs to those who are disciplined, plan with intention and let time do its work. CAL is an investment bank with 25 years of experience in asset management, stockbroking, treasuries and wealth management. If you’re Sri - [Commencing 2026 - New Year Celebrations at CAL](https://cal.lk/commencing-2026-new-year-celebrations-at-cal/) - [Celebrating Christmas at CAL](https://cal.lk/celebrating-christmas-at-cal/) - [2025 by the Numbers | CAL Sri Lanka](https://cal.lk/2025-by-the-numbers-cal-sri-lanka/) - From record participation to sustained market activity, the year reflected steady momentum across investing, execution, and insight. Scale matters. Discipline matters more. CAL is an investment bank with 25 years of experience in asset management, stockbroking, treasuries and wealth management. If you’re Sri Lankan and looking to invest, sign up digitally via https://calonline.lk/ or download - [Shaken, Stirred, and Victorious: CAL Dominates the Rockland Corporate Mix Masters 2025](https://cal.lk/rockland-corporate-mix-masters-2025/) - What a night of creativity, collaboration, and unforgettable craftsmanship! CAL proudly emerged as the Group Category Champions, while our very own Basil Devadason claimed 1st place in the Individual Category at the inaugural Rockland Corporate Mix Masters 2025. Competing among some of Sri Lanka’s leading corporates, our team showed exactly what CAL spirit is made - [Unit Trust Funds සමඟ ඔබේ ආයෝජන ගමන අරඹන්න | මුල්‍ය නිදහස | Simplebooks](https://cal.lk/unit-trust-funds-සමඟ-ඔබේ-ආයෝජන-ගමන-අරඹන්/) - මෙම වීඩියෝව නරඹලා ඔබේ මුල්‍ය ගමනට විශ්වාසයෙන් පටන් ගන්න! වැඩි විස්තර සඳහා: https://cal.lk/unittrust/si හෝ 011 760 25 25 අමතා සම්බන්ධ වන්න. ✅ රු. 100කින් ආරම්භ කරන්න ✅ ඉක්මන් මුදල් ආපසු ගැනීම ✅ No Exit Fees අපගේ CAL Online වෙබ් අඩවිය හෝ CAL Online Mobile App (iOS | Android: https://cal.lk/app ) හරහා ගිණුමක් විවෘත කර NIC - [Unit Trust Funds ගැන ඔබට තිබුණ ප්‍රශ්නවලට උත්තර | Financial Freedom | Simplebooks](https://cal.lk/unit-trust-funds-ගැන-ඔබට-තිබුණ-ප්රශ්නවල/) - මෙම වීඩියෝව නරඹලා ඔබේ මුල්‍ය ගමනට විශ්වාසයෙන් පටන් ගන්න! වැඩි විස්තර සඳහා: https://cal.lk/unittrust/si හෝ 011 760 25 25 අමතා සම්බන්ධ වන්න. ✅ රු. 100කින් ආරම්භ කරන්න ✅ ඉක්මන් මුදල් ආපසු ගැනීම ✅ No Exit Fees අපගේ CAL Online වෙබ් අඩවිය හෝ CAL Online Mobile App (iOS | Android: https://cal.lk/app ) හරහා ගිණුමක් විවෘත කර NIC - [Money Market Fund කියන්නේ මොකක්ද? | වාසි, වෙනස්කම් සහ ආයෝජනය කිරීමේ උපදෙස් | CAL Sri Lanka](https://cal.lk/money-market-fund-කියන්නේ-මොකක්ද-වාසි-වෙ/) - කෙටි කාලීන ආයෝජන වලට හොඳම විකල්පය Money Market Fund කියන්නේ මොකක්ද? වාසි, වෙනස්කම් සහ ඔබට ගැලපෙන ආයෝජන ක්‍රමය දැනගන්න මේ වීඩියෝව බලන්න! https://cal.lk/cal-money-market-fund-mmf/ Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | Android https://cal.lk/app/ and begin investing seamlessly. Take the first step towards financial freedom and flexibility today. - [20 Boring Money Habits That Actually work | CAL Sri Lanka](https://cal.lk/20-boring-money-habits-that-actually-work-cal-sri-lanka/) - The boring habits are the ones that work. Cook more. Check your statements. Cancel the stuff you don’t use. Consistency builds wealth louder than hype ever could. Start small & your future self will thank you. CAL is an investment bank with 25 years of experience in asset management, stockbroking, treasuries, wealth management, and corporate - [Set Your Targets and Watch Your Investments Grow with CAL Online](https://cal.lk/set-your-targets-and-watch-your-investments-grow-with-cal-online/) - There are always things worth aiming for – the upgrades you’ve been eyeing, the experiences you want to make real. Set a target on CAL Online and track your Unit Trust investments as they grow toward your goals. Stay focused, stay consistent, and move forward with purpose. CAL is an investment bank with 25 years - [Investing Made Simple: SIPs, Instant Redemption & More with CAL Sri Lanka](https://cal.lk/investing-made-simple-sips-instant-redemption-more-with-cal-sri-lanka/) - Group chats have many opinions… but now and then, someone drops the real gem. Investing that actually fits into everyday life: • Start with any amount • Automate with SIPs • Track everything in one place via CAL Online • Redeem instantly when you need it The app keeps it simple. The returns keep it - [රාජ්‍ය සුරැකුම්පත් සමඟ ඔබේ ආයෝජන ගමන අරඹන්න | මුල්‍ය නිදහස | Simplebooks](https://cal.lk/රාජ්ය-සුරැකුම්පත්-සමඟ-ඔ/) - රාජ්‍ය සුරැකුම්පත් ගැන මුලික දැනුම ලබා ගැනීමට පහුසු ලෙස සැකසුන මේ අලුත්ම වීඩියෝව නැරඹීමෙන්, ඔබේ ආයෝජන ගමන අරඹන්න මුල්‍ය දැනුම වැඩි කරගන්න, වැඩි විස්තර සඳහා: හෝ 011 760 25 25 හරහා සම්බන්ධ වන්න. අපගේ CAL Online වෙබ් අඩවිය හෝ CAL Online Mobile App (iOS | Android: https://cal.lk/app ) හරහා ගිණුමක් විවෘත කර NIC සහ දේශීය - [Most common questions about the CAL Quantitative Equity Fund - CAL Sri Lanka](https://cal.lk/most-common-questions-about-the-cal-quantitative-equity-fund-cal-sri-lanka/) - We heard you and we answered some of your most common questions about the CAL Quantitative Equity Fund. (https://cal.lk/capital-alliance-quantitative-equity-fund/) Watch the reel for the full rundown. CAL is an investment bank with 25 years of experience in asset management, stockbroking, treasuries, and wealth management. Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | - [CAL Partners advises DFCC Bank PLC on proposed acquisition of Standard Chartered Bank Sri Lanka’s wealth and retail banking business](https://cal.lk/cal-partners-advises-dfcc-bank-plc-on-proposed-acquisition-of-standard-chartered-bank-sri-lankas-wealth-and-retail-banking-business/) - CAL Partners acted as the exclusive transaction advisor to DFCC Bank on the proposed acquisition of the wealth and retail banking business of Standard Chartered Bank Sri Lanka, for a consideration of LKR 3.7 billion, subject to approval by the Central Bank of Sri Lanka. We are proud to be the only investment bank in - [මුදල් නැතුව කොටස් වෙළඳපොළේ Trade කරලා බලන්න | VSTOCK Explained | CAL Sri Lanka](https://cal.lk/මුදල්-නැතුව-කොටස්-වෙළඳපො/) - කොටස් වෙළඳපොළ ගැන ඉගෙන ගන්න හිතෙනවාද? ඒත් මුදල් යොදන්න ඕන නෑ කියලා කිව්වොත්? Welcome to VSTOCK, කොටස් වෙළඳපොළේ trading experience එක 100% risk-free විදිහට ගන්න පුළුවන් නවතම virtual platform එක! https://cal.lk/cal-vstock/ Login වෙන්න CAL Online – https://cal.lk/app Trade කරන්න 1 Million Virtual මුදල් Compete කරන්න Leaderboard එකේ Rank එකක් ගන්න - [Sri Lanka’s 2026 Budget takes a long-term view | CAL Sri Lanka](https://cal.lk/sri-lankas-2026-budget-takes-a-long-term-view-cal-sri-lanka/) - Sri Lanka’s 2026 Budget takes a long-term view — aiming to strengthen fiscal discipline while supporting growth. It highlights higher public investment, infrastructure development, tax changes, and sector-wide shifts that will shape the economic landscape for investors, businesses, and savers alike. CAL is an investment bank with 25 years of experience in asset management, stockbroking, - [Budget 2026 Explained: Staying on Track with the IMF | CAL Sri Lanka](https://cal.lk/budget-2026-explained-staying-on-track-with-the-imf-cal-sri-lanka/) - While Budget 2026 didn’t bring major new revenue measures, it reaffirmed Sri Lanka’s commitment to fiscal discipline and long-term debt sustainability. With capital investments leading the way and fiscal targets on track, the focus remains on building a stable foundation for 2028 and beyond CAL is an investment bank with 25 years of experience in - [What's Happening in November | CAL Sri Lanka](https://cal.lk/whats-happening-in-november-cal-sri-lanka/) - What’s happening in November? The National Budget takes centre stage, JF Packaging joins the stock exchange, and the Central Bank meets to decide on monetary policy. Read through to find out more! CAL is an investment bank with 25 years of experience in asset management, stockbroking, treasuries and wealth management. Sign up digitally via https://calonline.lk/ - [A Smarter Way to Grow Your Money with CAL Unit Trusts](https://cal.lk/stop-your-savings-from-going-ghost-a-smarter-way-to-grow-your-money-with-cal-unit-trusts/) - Your money’s been screaming for help. 👻 The monsters are coming for it. They’ve been haunting traditional savings and draining your returns. Swipe to meet them face to face. Don’t let your money stay undead. Invest with CAL Unit Trust Funds and bring your portfolio back to life. 🪦 💰 Start investing from Rs.100. ⚡ Instant - [CAL 25th Anniversary Celebration](https://cal.lk/cal-25th-anniversary-celebration/) - We had an incredible time marking CAL’s 25th Anniversary with our team, partners, and friends. This milestone is a testament to the trust, dedication, and collaboration that has driven us forward for a quarter of a century. Here’s to continuing our journey of growth, innovation, and creating value for our investors! 🏆✨ - [If you started when we started | CAL Sri Lanka](https://cal.lk/if-you-started-when-we-started-cal-sri-lanka-2/) - If you started when we started… you’d be celebrating too. Back in October 2006, when CAL became a licensed stockbroker, an investment of Rs. 1 million in the stock market would now be worth over Rs. 13 million. That’s the power of time, compounding, and staying invested. Twenty-five years of excellence — and we’re just - [Diwali Celebration's at CAL 2025](https://cal.lk/diwali-celebrations-at-cal-2025/) - Celebrating the festival of lights at CAL! CAL Family came together to share joy, color, and good vibes this Diwali. 💫 Here’s a glimpse of the celebration that brightened up our day! - [History of Bonds: From Venetian War Loans to Modern Markets - CAL Sri Lanka](https://cal.lk/history-of-bonds-from-venetian-war-loans-to-modern-markets-cal-sri-lanka/) - Before Wall Street, there was Venice. Before stocks, there were bonds. From 12th-century war loans to Hollywood heists government bonds have quietly funded empires, revolutions, and blockbuster storylines for nearly a thousand years. When it comes to finance, some stories never get old they just keep paying interest. Signup digitally https://calonline.lk/ with the CAL Online - [Building a Legacy: Innovation, Family & the Phoenix Story with Anam Omar - CAL Circle](https://cal.lk/building-a-legacy-innovation-family-the-phoenix-story-with-anam-omar-cal-circle/) - From humble beginnings to becoming a household name in Sri Lanka, Phoenix Plastics has shaped how we live, work, and consume. In this episode, Anam Omar shares how innovation, design, and the strength of family built one of the country’s most iconic brands — while navigating the balance of motherhood and leadership. 🎙️ Watch the - [Capital Alliance enters Bangladesh](https://cal.lk/capital-alliance-enters-bangladesh/) - Becomes first JV stockbroker to receive trading rights at Dhaka Stock Exchange The joint venture (JV) company recently established in Bangladesh by Sri Lanka’s Capital Alliance (CAL) became the first JV entity to receive the Trading Right Entitlement Certificate on the Dhaka Stock Exchange (DSE) from the Bangladesh Securities and Exchange Commission (BSEC). CAL is - [Scavenger Hunt & Trivia Night 2025 | Team Spirit, Fun, and Unforgettable Moments at CAL Sri Lanka](https://cal.lk/scavenger-hunt-trivia-night-2025-team-spirit-fun-and-unforgettable-moments-at-cal-sri-lanka/) - Team spirit, laughter, and a whole lot of clues 🔍💡 Our Scavenger Hunt + Trivia Night turned out to be the perfect mix of challenge and fun. Here’s a look back at the best moments! - [From Day One to 25 Years Strong | Deshan Pushparajah’s Journey with CAL Sri Lanka](https://cal.lk/from-day-one-to-25-years-strong-deshan-pushparajahs-journey-with-cal-sri-lanka/) - 19 years ago, Deshan Pushparajah joined CAL. The recruitment process took under a week! A testament to the dynamism of the company that still defines us today. As we mark 25 years, we celebrate the people who shaped CAL and the culture that continues to move us forward. - [25 Years of Excellence: The People Behind CAL’s Success Story - CAL Sri Lanka](https://cal.lk/25-years-of-excellence-the-people-behind-cals-success-story-cal-sri-lanka/) - Twenty-five years ago, CAL began as a solution to a recognition of a market opportunity and has grown alongside Sri Lanka’s markets. From those early days to today’s milestones, our journey has been shaped by persistence, integrity, and belief in progress. Here’s to the next 25 brighter, bolder, and built on the same spirit that - [Sri Lanka’s First High-Yield Sustainable Bond Issue Oversubscribed | CAL Sri Lanka](https://cal.lk/sri-lankas-first-high-yield-sustainable-bond-issue-oversubscribed-cal-sri-lanka/) - We are proud to announce that the High-Yield Sustainable Bond Issue by Sarvodaya Development Finance PLC has been oversubscribed, reflecting the strong investor confidence and growing appetite for sustainable investment opportunities in Sri Lanka. A heartfelt thank you to all our investors, partners, and stakeholders for the trust placed in CAL Partners. As Managers to - [Twenty-five years of excellence the journey continues | CAL Sri Lanka](https://cal.lk/twenty-five-years-of-excellence-the-journey-continues-cal-sri-lanka/) - Built by our people. Empowered by our clients. Together, we’ve grown from humble beginnings to a historic IPO and we’re just getting started. Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | Android https://cal.lk/app/ and begin investing seamlessly. Take the first step towards financial freedom and flexibility today. - [What's Happening in October | CAL Sri Lanka](https://cal.lk/whats-happening-in-october-cal-sri-lanka/) - September is shaping up to be a busy month for markets, with tax deadlines, central bank calls, and key data releases all on the calendar. Each one has the potential to shift sentiment, borrowing costs, and investment flows. We’re keeping a close eye so you can stay informed and focused on your financial goals. Sign - [If you started when we started | CAL Sri Lanka](https://cal.lk/if-you-started-when-we-started-cal-sri-lanka/) - If you started when we started, you’ve been part of a 25-year journey of excellence. From our beginnings in 2000 to where we stand today, CAL has grown with you, for you. On 4th October 2025, we celebrate 25 years of shaping a path to financial freedom together. Signup digitally https://calonline.lk/ with the CAL Online - [25 Years of Building Financial Freedom - CAL Sri Lanka](https://cal.lk/25-years-of-building-financial-freedom-cal-sri-lanka-2/) - Today CAL celebrates 25 years of excellence. From humble beginnings to becoming Sri Lanka’s leading investment bank, our journey has always been powered by our people. Here’s to the past 25 years and to building the future of financial freedom together. - [25 years of building financial freedom - CAL Sri Lanka](https://cal.lk/25-years-of-building-financial-freedom-cal-sri-lanka/) - 25 years of building financial freedom and it all starts with our people. Today we celebrated this journey with the CAL family, looking back at how far we’ve come and forward to the road ahead. Here’s to the next 25. - [Mohan’s journey is a story of growth, innovation, and commitment - CAL Sri Lanka](https://cal.lk/mohans-journey-is-a-story-of-growth-innovation-and-commitment-cal-sri-lankla/) - From a 21-year-old to now, Mohan’s journey is a story of growth, innovation, and commitment. Over the past nine years, he’s been part of CAL’s evolution – being part of the digital transformation, helping expand our international footprint and embodying what it means to be part of a star team, not a team of stars. - [VStock 2.0 - the Ultimate Virtual Stock Simulator | CAL Sri Lanka](https://cal.lk/vstock-2-0-the-ultimate-virtual-stock-simulator-cal-sri-lanka/) - VStock 2.0 is here. A smarter, faster, sleeker way to experience Sri Lanka’s favourite virtual trading game. ✅ Native mobile version ✅ No more weekly portfolio resets ✅ A complete revamp built for real-world investing Watch Tharindra & Sachin break down what’s new and what’s next in VStock 2.0 — then put your investing skills - [Clebrating Sheroni 8 Years at - CAL Sri Lanka](https://cal.lk/clebrating-sheroni-8-years-at-cal-sri-lanka/) - Eight years at CAL growing from executive to manager, and from professional to parent. With the flexibility to thrive in both worlds, Sheroni shows how empowering people empowers progress. - [24 years. Countless journeys. Unshakable commitment - Lal Samantha “Sam” - CAL Sri Lanka](https://cal.lk/24-years-countless-journeys-unshakable-commitment-lal-samantha-sam-cal-sri-lanka/) - 24 years. Countless journeys. Unshakable commitment. As CAL celebrates 25 years in the market, we begin by honouring one of our own Lal Samantha “Sam,” who has been part of the story almost from the very beginning. From ferrying high-value bonds and bills between the Central Bank and CAL in the pre-digital era, to witnessing - [Jetwing Hotels shares the story of building a family legacy in Sri Lanka’s hospitality industry | CAL Circle with Dmitri Cooray](https://cal.lk/dmitri-cooray-reflects-on-legacy-leadership-and-the-future-of-sri-lankas-hospitality-industry-cal-circle-with-dmitri-cooray-2/) - Building a legacy: Dmitri Cooray of Jetwing Hotels on where it all started and where it’s headed. In this episode of CAL Circle, the Managing Director of Jetwing Hotels and third generation in the business shares how it all began, and how Jetwing continues to grow as a leader in Sri Lanka’s hospitality industry. Watch - [Your 20s are the most powerful decade for building wealth | CAL Sri Lanka](https://cal.lk/your-20s-are-the-most-powerful-decade-for-building-wealth-cal-sri-lanka/) - Your 20s are the most powerful decade for building wealth. Start small, stay consistent, and let compounding do the heavy lifting. By the time big expenses arrive, your money will already be working for you. Don’t wait for ‘someday’. Start investing today. Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | Android https://cal.lk/app/ - [Dmitri Cooray reflects on legacy, leadership and the future of Sri Lanka’s hospitality industry | CAL Circle with Dmitri Cooray](https://cal.lk/dmitri-cooray-reflects-on-legacy-leadership-and-the-future-of-sri-lankas-hospitality-industry-cal-circle-with-dmitri-cooray/) - Building a legacy: Dmitri Cooray of Jetwing Hotels on where it all started and where it’s headed. In this episode of CAL Circle, the Managing Director of Jetwing Hotels and third generation in the business shares how it all began, and how Jetwing continues to grow as a leader in Sri Lanka’s hospitality industry. Watch - [What It Takes to Excel in Asset Management | Faces of CAL - Cheryl Pasker](https://cal.lk/what-it-takes-to-excel-in-asset-management-faces-of-cal-cheryl-pasker/) - Meet Cheryl Pasker, Vice President – Asset Management at CAL. She shares her perspective on what it really takes to excel in this role, both in mindset and in skills beyond the numbers. Watch her story in the first episode of our Faces of CAL series, where we spotlight the people powering your financial freedom. - [Irosh Jayarathna's 10-year journey at CAL Sri Lanka](https://cal.lk/irosh-jayarathnas-10-year-journey-at-cal-sri-lanka/) - From analyst to chief strategist Celebrating Udeeshan Jonas’ journey at CAL is a testament to growth, dedication, and impact. Over a decade of breaking barriers and driving progress in Sri Lanka’s financial landscape. - [CAL Retirement Calculator | CAL Sri Lanka](https://cal.lk/cal-retirement-calculator-cal-sri-lanka/) - Life is a puzzle love, family, career, dreams. But without retirement planning, the picture is incomplete. With the CAL Retirement Calculator, you can take control of your tomorrow today. Because a future without a plan isn’t a future you deserve. Start planning now: https://cal.lk/retirement-calculator/ - [Jetwing Hotels: Building a Legacy in Sri Lankan Hospitality | CAL Circle with Dmitri Cooray](https://cal.lk/jetwing-hotels-building-a-legacy-in-sri-lankan-hospitality-cal-circle-with-dmitri-cooray/) - Building a legacy: Dmitri Cooray of Jetwing Hotels on where it all started and where it’s headed. In this episode of CAL Circle, the Managing Director of Jetwing Hotels and third generation in the business shares how it all began, and how Jetwing continues to grow as a leader in Sri Lanka’s hospitality industry. Watch - [CAL Partners acted as the exclusive transaction advisor to Varna Limited (Varna Packaging) on its strategic share repurchase](https://cal.lk/cal-partners-acted-as-the-exclusive-transaction-advisor-to-varna-limited-varna-packaging-on-its-strategic-share-repurchase/) - CAL Partners acted as the exclusive transaction advisor to Varna Limited (Varna Packaging) on its strategic share repurchase, facilitating a smooth exit for significant minority shareholders. Following this transaction, funded via a combination of equity and debt, Varna’s major shareholder’s ownership has consolidated to 98%, positioning the company for its next phase of growth and - [50,000+ Sri Lankans. LKR 103Bn+ channelled. 118,000+ smart investment Decisions | CALOnline](https://cal.lk/50000-sri-lankans-lkr-103bn-channelled-118000-smart-investment-decisions-calonline/) - With CAL Online, financial freedom is in your hands. Join the thousands already growing their wealth with Unit Trusts, Equity, and Treasuries. Sign up digitally via https://calonline.lk/ or download the CAL Online Mobile App on iOS | Android https://cal.lk/app/ and begin investing seamlessly. Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | Android - [Sri Lanka’s commercial property market is on the rise | CAL Sri Lanka](https://cal.lk/sri-lankas-commercial-property-market-is-on-the-rise-cal-sri-lanka/) - Sri Lanka’s commercial property market is on the rise, with most prime assets maintaining an occupancy rate of over 70% in 2025. For investors, that means: 📈 Stronger pricing power ⚙️ Better operational efficiency 💰 Healthier rental yields The market is heating up, and opportunities are opening for those ready to move. Dive into CAL - [What's Happening in September | CAL Sri Lanka](https://cal.lk/whats-happening-in-september-cal-sri-lanka/) - September is shaping up to be a busy month for markets, with tax deadlines, central bank calls, and key data releases all on the calendar. Each one has the potential to shift sentiment, borrowing costs, and investment flows. We’re keeping a close eye so you can stay informed and focused on your financial goals. Sign - [Seeing Double? Double? | CAL Sri Lanka](https://cal.lk/seeing-double-double-cal-sri-lanka/) - Two smiles are better than one. Double the charm, double the returns. Our Fixed Income Opportunities Fund delivers a picture-perfect 10.06%. • Start with Rs.100 • Redeem Funds Instantly • No exit Fees Unit Trust Funds Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | Android https://cal.lk/app/ and begin investing seamlessly. 🔗 Learn - [CAL Connected. What’s New – August 2025 | CAL Online Sri Lanka](https://cal.lk/cal-connected-whats-new-august-2025-cal-online-sri-lanka/) - This is CAL Connected, your monthly drop of what’s new on the CAL app and Portal. Creation Planning – set goals, stay on course Upgraded Stock Market Analytics – deeper insights, smarter decisions, All of this is to make investing easier. What’s stopping you? Financial Freedom Awaits. Signup digitally https://calonline.lk/ with the CAL Online Mobile - [Delivering strong results in Q1 FY 2025/26 | CAL Sri Lanka](https://cal.lk/delivering-strong-results-in-q1-fy-2025-26-cal-sri-lanka/) - Capital Alliance PLC/ Holdings continue to build on a foundation of performance, innovation, and trust, achieving robust growth and delivering consistent value to our shareholders. We remain committed to creating financial freedom through sustainable growth and strategic excellence. Your partner in financial freedom. Visit www.cal.lk for more. Call us on 011 760 25 25 or - [Sri Lanka’s corporate earnings just delivered a powerful performance in 2Q2025 | CAL Sri Lanka](https://cal.lk/sri-lankas-corporate-earnings-just-delivered-a-powerful-performance-in-2q2025-cal-sri-lanka/) - Earnings jumped 56% YoY, while revenues rose 17% fuelled by strength in the Banking, Food & Beverages, and Financial Services sectors. The Banking sector led the charge, contributing the largest share of market earnings, proving once again that resilience and innovation go hand in hand. Sectoral growth & profitability highs paint a clear picture: opportunities - [What is AnalitiCAL | CAL Sri Lanka](https://cal.lk/what-is-analitical-cal-sri-lanka/) - Smarter investing starts with better insights. From beginners to seasoned traders, AnalytiCAL gives you the edge with real-time data, trusted research, and sharper decisions. Sign up with CAL today and unlock AnalytiCAL. http://cal.lk/equities Call us on 011 760 25 25 or sign up digitally via https://calonline.lk/ or download the CAL Online Mobile App on iOS - [City of Dreams Sri Lanka – $1.2B Luxury Resort Changing Colombo’s Skyline | CAL Sri Lanka](https://cal.lk/city-of-dreams-sri-lanka-1-2b-luxury-resort-changing-colombos-skyline-cal-sri-lanka/) - Sri Lanka has just stepped into the global integrated resort game. City of Dreams Sri Lanka a US $1.2 billion project by John Keells Holdings, brings a world-class blend of luxury hotels, fine dining, designer shopping, and one of the region’s largest casinos, in partnership with Melco Resorts. Will this be the game-changer that puts - [From 10 outlets in 1995 to 225+ in 2025 Discover Perera & Sons journey to Every Corner of Sri Lanka | CAL Sri Lanka](https://cal.lk/from-10-outlets-in-1995-to-225-in-2025-discover-perera-sons-journey-to-every-corner-of-sri-lanka-cal-sri-lanka/) - Welcome to CAL Circle, where we go beyond the numbers to uncover the people, stories, and ideas shaping Sri Lanka’s business landscape. We kick off CAL Circle as Sachin Unamboowe sits down with Avishka Perera, unwrapping the story of Sri Lanka’s iconic Perera & Sons. Watch the full episode on our YouTube channel and subscribe - [Perera & Sons: A 120-Year Promise That Shaped Sri Lanka’s Most Loved Bakery | Circle CAL Sri Lanka](https://cal.lk/perera-sons-a-120-year-promise-that-shaped-sri-lankas-most-loved-bakery-cal-circle-cal-sri-lanka/) - Welcome to CAL Circle, where we go beyond the numbers to uncover the people, stories, and ideas shaping Sri Lanka’s business landscape. We kick off CAL Circle as Sachin Unamboowe sits down with Avishka Perera, unwrapping the story of Sri Lanka’s iconic Perera & Sons. Watch the full episode on our YouTube channel and subscribe - [Lessons from a 123-Year-Old Family Business | Circle CAL Sri Lanka](https://cal.lk/lessons-from-a-123-year-old-family-business-circle-cal-sri-lanka/) - Welcome to CAL Circle, where we go beyond the numbers to uncover the people, stories, and ideas shaping Sri Lanka’s business landscape. We kick off CAL Circle as Sachin Unamboowe sits down with Avishka Perera, unwrapping the story of Sri Lanka’s iconic Perera & Sons. Watch the full episode on our YouTube channel and subscribe - [We’re proud to be ranked among Sri Lanka’s Top 100 Most Valuable Brands for 2025 | CAL Sri Lanka](https://cal.lk/were-proud-to-be-ranked-among-sri-lankas-top-100-most-valuable-brands-for-2025-cal-sri-lanka/) - We’re proud to be ranked among Sri Lanka’s Top 100 Most Valuable Brands for 2025 and as the most valuable Investment Banking Brand in the country. This recognition reflects the trust you place in us and our commitment to helping you achieve financial freedom. Read More Here - [Discover the latest features on CAL Online – SIP, enhanced stock insights, and trading indicators | CAL Sri Lanka](https://cal.lk/discover-the-latest-features-on-cal-online/) - At CAL, we’re committed to making investing simpler, smarter, and more accessible for everyone. With our latest upgrades to the CAL Online App, you now have even more ways to grow and manage your wealth all at your fingertips. SIP is Here Now on CAL Online!Systematic Investment Planning (SIP) is the easiest way to build - [CAPITAL ALLIANCE HOLDINGS LIMITED (Company Registration No. PB 1456) 1ST ANNUAL GENERAL MEETING 2025](https://cal.lk/calh-1st-agm-2025/) - 1ST ANNUAL GENERAL MEETING 2025 Notice is hereby given that the First (1st) Annual General Meeting of Capital Alliance Holdings Limited will be held as a Virtual Meeting on 29th September 2025 on Monday at 10.30 a.m. The Annual Report of the Company, Request for a hard copy of the Annual Report, and Form of - [ASPI Up 69%: Is Sri Lanka’s Stock Market Just Getting Started? | CAL Sri Lanka](https://cal.lk/aspi-up-69-is-sri-lankas-stock-market-just-getting-started-cal-sri-lanka/) - ASPI is up 69% and the rally might not be over. What’s driving it? Where’s it headed? We break it down in 2 min and 30 seconds. Watch the reel. Call us on 011 760 25 25 or sign up digitally via https://calonline.lk/ or download the CAL Online Mobile App on iOS | Android https://cal.lk/app/ - [ASPI crosses 20,000 | CAL Sri Lanka](https://cal.lk/reasons-to-buy-into-the-build-construction-sector-cal-sri-lanka-2/) - We called it. ASPI crosses 20,000. Our 2025 Equity Strategy Report predicted this milestone backed by strong earnings growth, improving macro conditions, and positive market sentiment. We don’t just follow the market. We help you stay ahead of it. Explore our insights. - [Vehicle Stocks to Watch 1H2025 | CAL Sri Lanka](https://cal.lk/vehicle-stocks-to-watch-1h2025-cal-sri-lanka/) - What if you had followed our stock picks over the past 9 months? You’d be smiling at your portfolio right now. Have a look at our top stock recommendations that delivered returns that consistently outperformed the ASPI. Insight, backed by data. Ready to take your investing to the next level? Start with CAL – Your - [CAL Stock Recommendations over the last 9 months | CAL Sri Lanka](https://cal.lk/cal-stock-recommendations-over-the-last-9-months-cal-sri-lanka/) - What if you had followed our stock picks over the past 9 months? You’d be smiling at your portfolio right now. Have a look at our top stock recommendations that delivered returns that consistently outperformed the ASPI. Insight, backed by data. Ready to take your investing to the next level? Start with CAL – Your - [Introducing CAL Systematic Investment Planning (SIP) | CAL Sri Lanka](https://cal.lk/introducing-cal-systematic-investment-planning-sip-cal-sri-lanka-2/) - SIP is here now on the CAL App Systematic Investment Planning (SIP) is the easiest way to build wealth consistently and now, you can set it up directly from your CAL Mobile App. With our new Creation Plan, you can automate monthly investments into your preferred CAL Unit Trust fund straight from your bank account. - [Introducing CAL Systematic Investment Planning (SIP) | CAL Sri Lanka](https://cal.lk/introducing-cal-systematic-investment-planning-sip-cal-sri-lanka/) - SIP is here now on the CAL App Systematic Investment Planning (SIP) is the easiest way to build wealth consistently and now, you can set it up directly from your CAL Mobile App. With our new Creation Plan, you can automate monthly investments into your preferred CAL Unit Trust fund straight from your bank account. - [What's Happening in August | CAL Sri Lanka](https://cal.lk/whats-happening-in-august-cal-sri-lanka/) - What’s happening this August? August is shaping up to be a month of key economic shifts. Here’s what we’re tracking: 💼 Trade talks 🏙️ Big-ticket tourism deals 📉 Rate cut rumours ⛽ Fuel shifts 📊 CSE earnings season Swipe through for insights that could impact your next financial move. - [CAPITAL ALLIANCE PLC - PQ 00252285 - 4TH ANNUAL GENERAL MEETING 2025](https://cal.lk/capital-alliance-plc-pq-00252285-4th-annual-general-meeting-2025/) - 4TH ANNUAL GENERAL MEETING 2025 Notice is hereby given that the Fourth (4th) Annual General Meeting of Capital Alliance PLC will be held as a Virtual Meeting on 28th August 2025 on Thursday at 10.30 a.m. The Annual Report of the Company, Request for a hard copy of the Annual Report, and Form of Proxy - [Wealth Isn’t Just Money Here’s What It Means to Us | CAL Sri Lanka](https://cal.lk/instantly-download-your-investment-balance-confirmations-cal-sri-lanka-2/) - Wealth isn’t just about what you earn. It’s about what you build, protect, and pass on. At CAL, we help you grow the kind of wealth that truly matters for today, tomorrow, and beyond. Let’s redefine what wealth means. Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | Android https://cal.lk/app/ and begin investing - [Set Goals with Custom Names | CAL Sri Lanka](https://cal.lk/instantly-download-your-investment-balance-confirmations-cal-sri-lanka-3/) - Set it. Name it. Smash it. With CAL Online, you can now customize your savings goals to match your life. Track progress. Stay focused. Grow wealth. CAL – Your Partner in Financial Freedom. Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | Android https://cal.lk/app/ and begin investing seamlessly. Take the first step towards - [ඔබේ ආයෝජන වර්ධනය කළ හැක්කේ කොහොමද? | Sinhala FinLit Session CAL Sri Lanka](https://cal.lk/ඔබේ-ආයෝජන-වර්ධනය-කළ-හැක්ක/) - අද පවතින ආර්ථික තත්ත්වය යටතේ, ඔබේ ආයෝජන ව්‍යුහගතව සහ ඵලදායීව වර්ධනය කිරීමට හැකි ක්‍රම පිළිබඳව වර්ජිනි පෙරේරා (Assistant Manager – Fixed Income Sales Treasury at CAL) ඔබට පැහැදිලිව පැවසේ. මෙම සිංහල FinLit session එක නව ආයෝජකයන්ට සහ මුල්‍ය අධ්‍යාපනයට උනන්දුවක් ඇති සියලුම පුද්ගලයන් සඳහාම ඉතා ප්‍රයෝජනවත් වේ. 📌 සරලව, පැහැදිලිව සහ ආකර්ෂණීයව මුල්‍යය පිළිබඳ දැනුම - [What’s Happening in July | CAL Sri Lanka](https://cal.lk/whats-happening-in-july-cal-sri-lanka/) - July Market Watch: Our take on what’s moving the Markets. From the looming US tariff deadline to rising oil prices and IMF talks July’s shaping up to be a pivotal month for investors. Here’s what we’re tracking: Staying informed is your edge with Your partner in financial freedom. - [Mid Year Financial Check-in | CAL Sri Lanka](https://cal.lk/mid-year-financial-check-in-cal-sri-lanka/) - Halfway through 2025 how are your finances doing? ✅ Are you saving enough? ✅ Is your portfolio still aligned with your goals? ✅ Is your cash just sitting there, losing value to inflation? Small tweaks now = major gains later. Let’s get your money working smarter. Mid-year check-in starts here. Swipe through. CAL. Your partner - [Myths about Investing | CAL Sri Lanka](https://cal.lk/investing-myths-cal-sri-lanka/) - Think investing isn’t for you? Think again. From “I need a lot of money” to “I’m too young to start” we’ve all heard these myths. But the truth? Smart investing doesn’t need perfect timing or deep market knowledge. It just needs a start. 📉 Markets will move. 📈 But your discipline can beat the noise. - [CAL Money Market Fund | CAL Sri Lanka](https://cal.lk/cal-money-market-fund-cal-sri-lanka-2/) - Your money has a new day job. Meet the CAL Money Market Fund. Low risk. High liquidity. No lock-in. Watch the video to understand what a money market fund is and why it might be the fund for you! Your partner in financial freedom. Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | - [Sri Lanka Macro Update June 2025 – Steady Ship in Choppy Seas](https://cal.lk/sri-lanka-macro-update-june-2025-steady-ship-in-choppy-seas/) - It’s been a month of volatility with local markets reacting to tensions in the Middle East. The primary concerns centered on the potential flow-through to oil import prices and the vulnerability of our tea exports, considering roughly half of these shipments are destined for that region. Local equity markets were more reactive than the bond - [Instantly Download your Investment Balance Confirmations | CAL Sri Lanka](https://cal.lk/instantly-download-your-investment-balance-confirmations-cal-sri-lanka/) - Tax season doesn’t have to be taxing. With CAL Online, your investment balance confirmations for FY 2024/25 are just a few clicks away. ✅ Covers Unit Trusts, Treasuries & Equities ✅ Includes WHT Certificate for Unit Trusts ✅ Download instantly via mobile or web It’s secure, seamless, and IRD-ready. Your time is valuable. Let CAL - [Sri Lanka’s salt shortage What happened? | CAL Sri Lanka](https://cal.lk/sri-lankas-salt-shortage-what-happened-cal-sri-lanka-3/) - What’s happening with the Middle East conflict? And what does it mean for Sri Lanka? Stay informed. Stay ahead. Call us on 011 760 25 25 or sign up digitally via https://calonline.lk/ or download the CAL Online Mobile App on iOS | Android https://cal.lk/app/ and begin investing seamlessly. - [Reasons To Buy Into The Build - Construction Sector | CAL Sri Lanka](https://cal.lk/reasons-to-buy-into-the-build-construction-sector-cal-sri-lanka/) - The US hit Sri Lanka with a 44% tariff, what does it mean for our economy? Watch the full breakdown in the reel. Your partner in financial freedom. Sign up at www.cal.lk or download the CAL App – cal.lk/app - [Instantly Download your Investment Balance Confirmations | CAL Sri Lanka](https://cal.lk/instantly-downloadload-your-investment-balance-confirmations-cal-sri-lanka/) - Tax season doesn’t have to be taxing. With CAL Online, your investment balance confirmations for FY 2024/25 are just a few clicks away. ✅ Covers Unit Trusts, Treasuries & Equities ✅ Includes WHT Certificate for Unit Trusts ✅ Download instantly via mobile or web It’s secure, seamless, and IRD-ready. Your time is valuable. Let CAL - [Emerging Market Trends & Sri Lanka’s Equity Outlook | CAL Webinar](https://cal.lk/emerging-market-trends-sri-lankas-equity-outlook-cal-webinar/) - Welcome to the full recording of our exclusive FinLit webinar, designed for CAL clients seeking to navigate today’s markets with clarity and confidence. In this session, we cover: ✅ Global market trends and their impact on Sri Lanka ✅ The current equity landscape and what’s ahead ✅ Strategic tips to make smarter investment decisions 📩 - [Notice to Clients](https://cal.lk/notice-to-clients/) - It has come to our attention that there are several online statements that the Securities and Exchange Commission of Sri Lanka has imposed sanctions against Capital Alliance Securities (Private) Limited. We wish to clarify that there is no truth whatsoever in such statements and that no findings have been made by the Securities and Exchange - [முதலீட்டு விழிப்புணர்வு நிகழ்வு - யாழ்ப்பாணம் | CAL Sri Lanka](https://cal.lk/open_day_jaffna/) - உங்கள் முதலீடு சார்ந்த அனைத்து கேள்விகளையும் தெளிவுபடுத்த விரும்புகிறீர்களா? ஜூன் 11, புதன்கிழமை காலை 10 மணி முதல் மாலை 3 மணி வரை யாழ்ப்பாணம் Barista இல் நடைபெறும் CAL முதலீட்டாளர் தினத்தில் எங்கள் முதலீட்டு நிபுணர்களுடன் கலந்துரையாடுவதற்கு ஒரு அரிய வாய்ப்பு. Visit us here – https://g.co/kgs/p4YHzzA Sign up digitally via https://calonline.lk/ or download the CAL Online Mobile App on iOS | Android https://cal.lk/app/ and - [இன்றைய பொருளாதாரத்தில் உங்கள் முதலீடுகளை திறம்பட வளர்ப்பது எப்படி? | Tamil Webinar](https://cal.lk/இன்றைய-பொருளாதாரத்தில்-உ/) - Webinar உள்ளடக்கம் • இலங்கையின் பொருளாதார கண்ணோட்டம். • பாரம்பரியமற்ற முதலீட்டு வழிகள். (Unit Trust Funds, Stock Brokering, Treasury Bills and Bonds) • உங்கள் முதலீட்டை பல்வகைப்படுத்தும் வழிமுறைகள். Sign up at https://calonline.lk/ or download the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts For more information visit Contact us at 011 760 25 25 https://cal.lk/ - [Trading Opens 30th May CALH (IPO) | CAL Sri Lanka](https://cal.lk/trading-opens-30th-may-calh-ipo-cal-sri-lanka/) - Trading Opens 30th May – Save the Date! The countdown begins. On 30th May, the most anticipated IPO of the year goes live! This moment is a testament to the trust of our clients, the strength of our team, and the future we’re building one investment at a time. With global reach and impact, our - [Capital Alliance Holdings Initial Public Offering (IPO) 14.8x Oversubscribed. | CAL Sri Lanka](https://cal.lk/capital-alliance-holdings-initial-public-offering-ipo-14-8x-oversubscribed-cal-sri-lanka/) - 14.8x Oversubscribed. Over Rs. 23 Billion in Applications. Thank you for your trust. To every investor who backed us your confidence means everything. We move forward, together. CAL – Your Partner in Financial Freedom https://cal.lk/calhipo/ - [Sri Lanka’s salt shortage What happened? | CAL Sri Lanka](https://cal.lk/sri-lankas-salt-shortage-what-happened-cal-sri-lanka-2/) - ශ්‍රී ලංකාවේ ලුණු හිඟයක් ඇතිවුනේ ඇයි? දැනුවත්ව ආයෝජනය කරන්න. දැන්ම https://calonline.lk/ වෙත පිවිසෙන්න හෝ https://cal.lk/app/ එක download කරන්න. - [CAL Money Market Fund | CAL Sri Lanka](https://cal.lk/cal-money-market-fund-cal-sri-lanka/) - Your money has a new day job. Meet the CAL Money Market Fund. Low risk. High liquidity. No lock-in. Watch the video to understand what a money market fund is and why it might be the fund for you! Your partner in financial freedom. Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | - [Sri Lanka’s salt shortage What happened? | CAL Sri Lanka](https://cal.lk/sri-lankas-salt-shortage-what-happened-cal-sri-lanka/) - Understand the shifts. Invest with insight. Sign up at https://calonline.lk or download the CAL app (https://cal.lk/app) today. - [Introducing CAL Money Market Fund | CAL Sri Lanka](https://cal.lk/introducing-cal-money-market-fund-cal-sri-lanka/) - Your money has a new day job. Meet the CAL Money Market Fund. Low risk. High liquidity. No lock-in. Watch the video to understand what a money market fund is and why it might be the fund for you! Your partner in financial freedom. Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | - [Press Conference | Capital Alliance Holdings Initial Public Offering (IPO)](https://cal.lk/press-conference-capital-alliance-holdings-initial-public-offering-ipo/) - CALH is pleased to host the Press Conference marking the official announcement of its Initial Public Offering (IPO) The event will be held virtually on 24th April 2025 at 6:00 PM, and will be led by CAL’s Founder, Chairman, and CEO. During the press conference, CAL’s senior leadership will share insights into the company’s IPO - [Mother's Day 2025 | CAL Sri Lanka](https://cal.lk/mothers-day-2025-cal-sri-lanka/) - She never called it investing. But in every sacrifice, every hour worked, every quiet act of care she was planting something that would outgrow her. This Mother’s Day, we honor the women who nurtured futures, built foundations, and never needed the word wealth to know its meaning. - [With CAL IPO, Investors Lock into its Frontier Markets Expansion | Udeeshan Jonas](https://cal.lk/with-cal-ipo-investors-lock-into-its-frontier-markets-expansion-udeeshan-jonas/) - Capital Alliance Holdings (CAL) is preparing to expand its footprint across fast-growing frontier markets, using digital infrastructure and financial solutions to improve access to capital and wealth generation. Udeeshan Jonas outlines the firm’s evolution and how the recent IPO will help its expansion. Click here to Read more - [25 years of CAL, A journey of vision, resilience, and evolution | CAL Sri Lanka](https://cal.lk/25-years-of-cal-a-journey-of-vision-resilience-and-evolution-cal-sri-lanka/) - In this special conversation, our Founder and Group CEO, Ajith Fernando, and Chief Risk & Compliance Officer, Sharmali Perera, reflect on the journey, the lessons, and the unwavering commitment that has shaped CAL over two and a half decades. From a humble beginning in 2000 to becoming one of Sri Lanka’s most trusted investment institutions - [CAL මුලික කොටස් නිකුතුව මැයි 8 වන දින ආරම්භ වේ! | CAL Sri Lanka](https://cal.lk/cal-මුලික-කොටස්-නිකුතුව-මැයි-8/) - වසර 25ක සාර්ථක ගමන්මග සනිටුහන් කරමින් CAL හි ඉදිරි දැක්ම සමඟ CAL Holdings ආයතනයේ මුලික කොටස් නිකුතුව පිලිබඳව තොරතුරු අප මෙම වීඩියෝව මගින් ඔබ වෙත රැගෙනවිත් ඇත. CAL Holdings ආයතනයේ මුලික කොටස් නිකුතුව මැයි 8 වන දින ආරම්භ වේ ! මෙය හුදෙක් සංධිස්ථානයක් පමණක් නොව, තවත් සාර්ථක ගමන් මඟක ආරම්භයකි. 🔗 වැඩි විස්තර සඳහා පිවිසෙන්න: - [Inside the CAL Holdings IPO | CAL Sri Lanka](https://cal.lk/inside-the-cal-holdings-ipo-cal-sri-lanka/) - Inside the CAL Holdings IPO 25 years in the making, our IPO marks a new era of growth and opportunity. Building Wealth and Bridging Markets. This is not just a milestone, a launchpad. CAL – Your partner in financial freedom. Issue opening on 8th May 2025 More information: https://cal.lk/calhipo/ - [What's Happening in May | CAL Sri Lanka](https://cal.lk/whats-happening-in-may-cal-sri-lanka/) - From budget proposals shaping Sri Lanka’s fiscal future to global monetary decisions impacting markets and currencies, January is setting the tone for 2025! Stay ahead of the curve with key insights into what’s happening this month. - [CAL's 25 Years of Progress | CAL Sri Lanka](https://cal.lk/cals-25-years-of-progress-cal-sri-lanka/) - 25 years strong. From a single idea to a landmark IPO and beyond, our journey is one of trust, performance, and innovation. We’re just getting started. CAL – Your partner in financial freedom. Issue opening on 8th May 2025 More information: https://cal.lk/calhipo/ - [CAL Holdings IPO Key Highlights | CAL Sri Lanka](https://cal.lk/capital-alliance-holdings-initial-public-offering-ipo-cal-sri-lanka-2/) - Ready. Set. Subscribe. The numbers are in. The opportunity is now. The most anticipated IPO of the year could be your next smart move. More information: https://cal.lk/calhipo/ - [CAL IPO Press Conference Insights | CAL Sri Lanka](https://cal.lk/cal-ipo-press-conference-insights-cal-sri-lanka-3/) - CAL’s Core Values For us, integrity isn’t just a word – it’s a way of doing business. From the very beginning, Ajith set a clear standard: Never sell to a client what you wouldn’t sell to your own family. That value still drives us today. Kanishke Mannakkara, Group CEO - [CAL IPO Press Conference Insights | CAL Sri Lanka](https://cal.lk/cal-ipo-press-conference-insights-cal-sri-lanka-2/) - From humble beginnings to managing over USD 800 million in assets and serving 40,000+ customers, it’s been an incredible journey. Hear from our Chairman, Dinesh De Zoysa, as he reflects on CAL’s growth and the strength of the team behind it. - [CAL IPO Press Conference Insights | CAL Sri Lanka](https://cal.lk/cal-ipo-press-conference-insights-cal-sri-lanka/) - Our Group CEO, Kanishke Mannakkara, shares his thoughts on the vital role of capital markets during our recent IPO press conference. Learn More – https://cal.lk/calhipo/ - [The Kavili Index | CAL Sri Lanka](https://cal.lk/the-kavili-index-cal-sri-lanka/) - Our annual Kavili Index is here! This year, we’re seeing a 36% decrease in prices from 2023 to 2025—a meaningful signal of easing inflation. Explore more insights at www.cal.lk | 👉 Sign up digitally at https://calonline.lk/ with the CAL Online Mobile App iOS | Android – https://cal.lk/app/ - [Get your Unit Trust interest straight to your bank account automatically | CAL Sri Lanka](https://cal.lk/get-your-unit-trust-interest-straight-to-your-bank-account-automatically-cal-sri-lanka/) - Sit back, relax, and let your money do the heavy lifting. Introducing our newest feature, where your Unit Trust interest is sent to your bank account automatically every month. Currently available through CAL Online Web, stay tuned for its launch on the CAL Online App soon. Signup digitally https://calonline.lk/ with the CAL Online Mobile App - [Sri Lanka Macro Update: April 2025 – Between Global Headwinds and Homegrown Momentum](https://cal.lk/sri-lanka-macro-update-april-2025-between-global-headwinds-and-homegrown-momentum/) - This month, all eyes were on President Trump’s tariff announcement, and just like everywhere else, it caused a stir in local markets, with Sri Lanka being slapped a 44% tariff, one of the highest in the world. The equity market took a nosedive, dropping 4.5% – its biggest one-day drop in 2 years, which was - [Capital Alliance Holdings Initial Public Offering (IPO) | CAL Sri Lanka](https://cal.lk/capital-alliance-holdings-initial-public-offering-ipo-cal-sri-lanka/) - Capital Alliance Holdings Ltd Sets Sights on Frontier Market Expansion with LKR 1.575 Billion IPO Colombo, Sri Lanka – 24th April 2025– Capital Alliance Holdings Limited (CAL), a leading force in Sri Lanka’s investment banking landscape, today announced the launch of its Initial Public Offering (IPO) under the theme “Building Wealth-Bridging Markets”, set to open - [Capital Alliance Holdings IPO | CAL Sri Lanka](https://cal.lk/capital-alliance-holdings-ipo-cal-sri-lanka/) - The next step of our story includes you. From Sri Lanka to Bangladesh, and now to new frontiers. We’re building bridges across markets. Backed by 24 years of expertise, we’re expanding where growth is rising. And now, we’re opening our doors to you. Capital Alliance Holdings IPO opens 8th May 2025 Building Wealth, Bridging Markets - [CAL කෙටියෙන් කිව්වොත් – Episode 01 (ඉතිරිකිරීම සහ ආයෝජනය)](https://cal.lk/cal-කෙටියෙන්-කිව්වොත්-episode-01-ඉති/) - සල්ලි ඉතිරිකිරීම සහ ආයෝජනය අතර තියෙන වෙනස මොකක්ද? කෙටි කාලෙකින් පැහැදිලි කරලා දෙන්න අපි ඔබට කැඳවෙන්නෙ අපේ නවතම 1 මිනිත්තු වීඩියෝ සීරීසියෙන්! අදම බලන්න – ඔබේ මුදල් කළමනාකරණයේ අලුත් අදියරක් ඇරඹෙන්න පුළුවන්. 💰📈 - [CAL Instant Redemptions now up to Rs.100,000 | CAL Unit Trust Sri Lanka](https://cal.lk/cal-instant-redemptions-now-up-to-rs-100000-cal-unit-trust-sri-lanka/) - Instant redemptions directly to your bank account from your CAL Unit Trust account just got bigger, now up to Rs.100,000. From the CAL app or portal from anywhere! Fast. Flexible. Always in your control. Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | Android https://cal.lk/app/ and begin investing seamlessly. Take the first step - [CAL’s Approach to Building Wealth in Frontier Markets | CAL Sri Lanka](https://cal.lk/cals-approach-to-building-wealth-in-frontier-markets-cal-sri-lanka/) - Deshan Pushparajah (Managing Director – Global Markets and Investment Banking / Country Head – CAL Bangladesh) shares how CAL’s experience navigating Sri Lanka’s dynamic market laid the foundation for our success in Bangladesh and why that model is built to scale across frontier markets. Local insight to regional impact, this is how we build with - [The US hit Sri Lanka with a 44% tariff, what does it mean for our economy? | CAL Sri Lanka](https://cal.lk/the-us-hit-sri-lanka-with-a-44-tariff-what-does-it-mean-for-our-economy-cal-sri-lanka/) - The US hit Sri Lanka with a 44% tariff, what does it mean for our economy? Watch the full breakdown in the reel. Your partner in financial freedom. Sign up at www.cal.lk or download the CAL App – cal.lk/app - [4 Strategies to consider during stock market volatility | CAL Sri Lanka](https://cal.lk/4-strategies-to-consider-during-stock-market-volatility-cal-sri-lanka/) - New tax reforms and income revisions to global interest rate decisions and key macro data releases, this month is packed with critical signals for investors and decision-makers. Are you watching the IMF review? prepping for company earnings, or simply trying to stay ahead of policy changes here’s a breakdown. Be informed. Stay ahead. Let’s navigate - [සේ‍වා අපනයන සඳහා 15% බද්ද කුමක්ද? 15% tax on foreign currency earnings? | CAL Sri Lanka](https://cal.lk/සේවා-අපනයන-සඳහා-15-බද්ද-කුම/) - විදේශීය ආදායම් මත මෑතකදී පනවනු ලැබූ බදු සම්බන්දයෙන් දැන ගෙන සිටීම මුල්‍ය වෙළදපොලේ හා පෞද්ගලික මුල්‍ය තීරණ ගැනීමේදී ඉතාමත් වැදගත් වෙනවා, මේ සරල වීඩියෝව ඔබව ඒ සම්බන්දයෙන් දැනුවත් කිරීමටයි. CAL – Your partner in financial freedom. - [Too Good to Be True? Think Thrice! | CAL Public Awareness](https://cal.lk/too-good-to-be-true-think-thrice-cal-public-awareness/) - We think twice before making most decisions, when it comes to schemes that promise to double your money by tomorrow, make sure to think thrice! A social message from CAL aimed at raising Public Awareness. - [Global Gold price touches record high of $3100! What's Next ? | CAL Sri Lanka](https://cal.lk/global-gold-price-touches-record-high-of-3100-whats-next-cal-sri-lanka/) - Gold is in the news again have you noticed? Prices are climbing, and investors everywhere are tuning in. It’s more than just market noise it’s a chance to rethink where your money’s sitting. New to investing? or simply watching the trends? gold’s movement is always worth a second look. We make it easier to stay - [New Feature Alert! Time Travel Trading is Here | CAL Sri Lanka](https://cal.lk/new-feature-alert-time-travel-trading-is-here-cal-sri-lanka/) - Sounds Too good to be true? APRIL FOOLS! 😄 While we haven’t cracked time travel (yet), we have built one of the smartest, sleekest platforms to help you start investing today—no time machine required. Download the CAL App and start investing now! Your Journey to financial freedom can begin today Signup digitally https://calonline.lk/ with the - [March is packed with key market moving events | CAL Sri Lanka](https://cal.lk/march-is-packed-with-key-market-moving-events-cal-sri-lanka-2/) - New tax reforms and income revisions to global interest rate decisions and key macro data releases, this month is packed with critical signals for investors and decision-makers. Are you watching the IMF review? prepping for company earnings, or simply trying to stay ahead of policy changes here’s a breakdown. Be informed. Stay ahead. Let’s navigate - [Automate your Unit Trust Fund Monthly Interest Withdrawals | CAL Sri Lanka](https://cal.lk/automate-your-unit-trust-fund-monthly-interest-withdrawals-cal-sri-lanka/) - Sit back, relax, and let your money do the heavy lifting. Introducing our newest feature, where your Unit Trust interest is sent to your bank account automatically every month. Currently available through CAL Online Web, stay tuned for its launch on the CAL Online App soon. Signup digitally https://calonline.lk/ with the CAL Online Mobile App - [5 Things to consider with rates coming down | CAL Sri Lanka](https://cal.lk/5-things-to-consider-with-rates-coming-down-cal-sri-lanka/) - Interest rates are coming down what does this mean for your investments? Here are 5 smart moves to make the most of this shift! Swipe through to see how you can optimize your portfolio for changing market conditions. Call us on 011 760 25 25 visit our website on https://cal.lk/ and take the first step - [CAL's Open Day 2025 | CAL Sri Lanka](https://cal.lk/cals-open-day-2025-cal-sri-lanka/) - Thank you to everyone who joined us on 3rd August at Jetwing House! It was a day of insightful discussions on the different investment tools CAL offers and thank you to all who signed up with us. As a leading innovator in the digital frontier of investment banking, introducing new technological innovations to the market, - [CAL’s Bold Vision for Growth | CAL Sri Lanka](https://cal.lk/cals-bold-vision-for-growth-cal-sri-lanka-4/) - From analyst to chief strategist Celebrating Udeeshan Jonas’ journey at CAL is a testament to growth, dedication, and impact. Over a decade of breaking barriers and driving progress in Sri Lanka’s financial landscape. - [CAL’s Bold Vision for Growth | CAL Sri Lanka](https://cal.lk/cals-bold-vision-for-growth-cal-sri-lanka-3/) - Sanura Silva, our Senior Vice President and Head of Treasury, who has been on an inspiring journey with us for almost 8 years. From navigating turbulent markets to fostering an inclusive workplace, Sanura’s story speaks volumes about the values we stand for: empowerment, resilience, and the courage to take initiative. At CAL, we’re more than - [March is packed with key market moving events | CAL Sri Lanka](https://cal.lk/march-is-packed-with-key-market-moving-events-cal-sri-lanka/) - From Sri Lanka’s IMF tranche to global interest rate decisions and crucial economic data releases, stay ahead with CAL. Follow us for expert insights and timely updates. - [Withholding tax එක Unit Trusts Funds වලට බලපාන්නේ කොහොමද? | CAL Sri Lanka](https://cal.lk/withholding-tax-එක-unit-trusts-funds-වලට-බලපාන්නේ-කොහොම/) - Withholding tax එක Unit Trusts Funds වලට බලපාන්නේ කොහොමද? අපි විසින් මේ පිලිබඳ මබට සරල පැහැදිලි කිරිමක් https://cal.lk/tax-comparison-of-different-investments-in-sri-lanka/ - [CAL Premier League 2025](https://cal.lk/cal-premier-league-2025/) - The CAL Premier League 2025 kicked off in style, bringing together talent, teamwork, and thrilling cricket action! From intense matches to unforgettable moments, this year’s tournament was nothing short of spectacular. 🏏 - [Tradition. Team Spirit. Smart Investments | CAL Sri Lanka](https://cal.lk/tradition-team-spirit-smart-investments-cal-sri-lanka/) - Wishing all teams the best as they take the field for the big match! Tradition. Team Spirit. Smart Investments. Some things only get better with time! and with a great returns on our Fixed Income Opportunities Fund, the scoreboard speaks for itself. Are you ready to make your next winning move 🔗 Learn more: www.cal.lk - [Corporate Earnings in 4Q2024: A 19% YoY Surge | CAL Sri Lanka](https://cal.lk/corporate-earnings-in-4q2024-a-19-yoy-surge-cal-sri-lanka/) - Earnings grew significantly, fueled by lower finance costs, increased economic activity, and a strong banking sector performance (+160% YoY). - [CAL’s Bold Vision for Growth | CAL Sri Lanka](https://cal.lk/cals-bold-vision-for-growth-cal-sri-lanka-2/) - A huge congratulations to Tharindra Kulasinghe, CAL’s Chief Information Officer, on being recognized as one of the youngest inductees to the prestigious National CIO List 2024 by the Computer Society of Sri Lanka (CSSL)! This milestone is a testament to CAL’s commitment to digital innovation in Sri Lanka’s financial sector. Under Tharindra’s leadership, CAL has - [110 Million+ and Counting | CAL Sri Lanka](https://cal.lk/110-million-and-counting-cal-sri-lanka/) - One year ago, CAL partnered with lankapay to make digital investments accessible. Today, we’re celebrating a major milestone – facilitating over LKR 110 million in investments through JustPay! By integrating with LankaPay, we’ve transformed investing into a seamless, one-click experience, making Treasuries more accessible than ever. With investment limits as low as Rs. 40,000, thousands of - [CAL’s Bold Vision for Growth | CAL Sri Lanka](https://cal.lk/cals-bold-vision-for-growth-cal-sri-lanka/) - Snippets from CAL CEO Kanishke Mannakkara’s discussion with Echelon in November! on expanding frontier markets, leveraging technology, and driving innovation. Read the full article here – https://www.echelon.lk/cals-growth-strategy-developing-frontier-capital-markets/ - [Winners and Losers of the 2025 Budget | CAL Sri Lanka](https://cal.lk/did-sri-lanka-achieve-its-2024-budget-cal-sri-lanka-2/) - As Sri Lanka announces its Budget for 2025, let’s take a look at how they actually performed against their targets in 2024. - [Did Sri Lanka Achieve its 2024 Budget | CAL Sri Lanka](https://cal.lk/did-sri-lanka-achieve-its-2024-budget-cal-sri-lanka/) - As Sri Lanka announces its Budget for 2025, let’s take a look at how they actually performed against their targets in 2024. - [Women Are Transforming Finance – It’s Time to Invest in YOU!](https://cal.lk/women-are-transforming-finance-its-time-to-invest-in-you/) - Women are changing the financial world – and the numbers prove it. More women are investing, creating wealth, and outperforming expectations. But this is just the beginning. It’s time to take charge. It’s time to invest in YOU. Start your investment journey today with CAL. Tag a woman who inspires you to be financially independent! - [15% tax on foreign currency earnings? | CAL Sri Lanka](https://cal.lk/15-tax-on-foreign-currency-earnings-cal-sri-lanka/) - Watch a quick explainer from us on how it is applied. Understanding the latest tax changes can help you make smarter financial decisions. Stay informed and plan ahead to protect and grow your wealth. CAL—Your partner in financial freedom. - [Sri Lanka Budget 2025 | CAL Sri Lanka](https://cal.lk/sri-lanka-budget-2025-cal-sri-lanka/) - The 2025 Budget brings a positive outlook for the market, focusing on growth and infrastructure development with a LKR 1.3 trillion investment. Key highlights include the removal of the vehicle import ban, salary hikes, and infrastructure projects like the Central Expressway and port access highway. With revenue targets set at 15% of GDP and IMF - [Sri Lanka’s IMF Review: 3 Key Highlights | CAL Sri Lanka](https://cal.lk/sri-lankas-imf-review-3-key-highlights-cal-sri-lanka/) - Watch our video on The IMF’s third review which unlocks USD 334M for Sri Lanka, with most targets met signaling strong progress. - [Sri Lanka’s tourism sector is making history | CAL Sri Lanka](https://cal.lk/sri-lankas-tourism-sector-is-making-history-cal-sri-lanka/) - January 2025 saw a record-breaking 252,761 tourist arrivals, surpassing previous highs. With projections of 2.4 million arrivals and earnings of USD 3.88 billion in 2025, the industry is set for a strong comeback. At CAL, we track the trends that matter – helping you stay ahead of the curve. - [What is CAL FinLit? | CAL Sri Lanka](https://cal.lk/what-is-cal-finlit-cal-sri-lanka/) - Want to take control of your finances? Watch Nishara explain how CAL FinLit sessions can help! If your company is interested, reach out to nisharap@cal.lk / sachinu@cal.lk, call 0117602525 or visit cal.lk/finlit to learn more!. - [Sri Lanka’s Vehicle Ban Lifted | CAL Sri Lanka](https://cal.lk/sri-lankas-vehicle-ban-lifted-cal-sri-lanka/) - After nearly 5 years, the vehicle import ban has been lifted – but with higher taxes. Why? To protect financial stability, manage currency reserves, and keep used car prices steady. Watch the video to find out how this move helps prevent a market crash! - [Happy Valentines Day | CAL Sri Lanka](https://cal.lk/happy-valentines-day-cal-sri-lanka/) - Love pays off – literally! 💰💕 If you had invested last Valentine’s Day, your returns could have covered the perfect romantic treat this year. No debt, just smart moves. 📈💡 CAL, Your Preferred Partner in Financial Markets. For more information, visit our website https://cal.lk/unittrust/ or call us on 0117 60 2525. Signup digitally https://calonline.lk/ with - [Market Trends: Rate Cuts, Liquidity Boost & Fiscal Stability Explained | CAL Sri Lanka.](https://cal.lk/market-trends-rate-cuts-liquidity-boost-fiscal-stability-explained-cal-sri-lanka/) - Interest rates are going down, do you know why? Watch our brief explainer on this as to why rates are going down. - [Taking businesses to new heights | CAL S](https://cal.lk/taking-businesses-to-new-heights-cal-s/) - An IPO isn’t just about raising capital – it’s about unlocking new opportunities, increasing visibility, and building long-term credibility. At CAL, we guide businesses through every step of the journey, from structuring and investor connections to seamless execution. Want to take your business public? Let’s talk. https://cal.lk/investment-banking/ - [What's Happening in February | CAL](https://cal.lk/wrapping-up-2024-key-events-this-december-cal-3/) - From budget proposals shaping Sri Lanka’s fiscal future to global monetary decisions impacting markets and currencies, January is setting the tone for 2025! Stay ahead of the curve with key insights into what’s happening this month. - [Vehicle Import Cost Calculator | CAL Sri Lanka](https://cal.lk/vehicle-import-cost-calculator-cal-sri-lanka/) - PSA: We did a vehicle Import Cost Calculator! We know it’s a big investment, so we’ve built a transparent tool to help you plan better. With our Vehicle Import Cost Calculator, you can estimate the total cost of bringing in your dream ride or business asset—no surprises, just clarity. Check it out now and make - [New Vehicle Import Cost Calculator | CAL Sri Lanka](https://cal.lk/new-vehicle-import-cost-calculator-cal-sri-lanka/) - PSA: We did a vehicle Import Cost Calculator! We know it’s a big investment, so we’ve built a transparent tool to help you plan better. With our Vehicle Import Cost Calculator, you can estimate the total cost of bringing in your dream ride or business asset—no surprises, just clarity. Check it out now and make - [Unit Trust FAQ's WHT Edition | CAL Sri Lanka](https://cal.lk/unit-trust-faqs-wht-edition-cal-sri-lanka/) - You asked, we answered! Here’s everything you need to know about WHT and how it impacts your investments. Got more questions? Drop them below! *This is for general informational purposes only and should not be construed as tax advice. Clients should base their decisions after consulting a qualified tax consultant. 📞 Call Us: +94 11 - [Electricity bills are down, but how much are you really saving? | CAL Sri Lanka](https://cal.lk/electricity-bills-are-down-but-how-much-are-you-really-saving-cal-sri-lanka/) - [You have the Power to Invest | CAL Sri Lanka](https://cal.lk/you-have-the-power-to-invest-cal-sri-lanka/) - You have the Power to Invest! CAL’s Fixed Income Opportunities Fund gives you the Power to start your journey towards financial freedom. Your money, your freedom, whenever you need it. 📞 Call Us: +94 11 760 25 25 | 🌐 Visit: https://cal.lk Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | Android https://cal.lk/app/ - [Stock Market 101 - Expectations vs Reality | CAL Sri Lanka](https://cal.lk/stock-market-101-expectations-vs-reality-cal-sri-lanka/) - Think the Stock Market is all about chaos, and chest thumping? Think again. Reality looks a little calmer with a lot more thinking & strategy involved —more coffee, planning, and patience. In this fun take, we break down what the share market actually looks like—no yachts or Lambos required. Start small, plan smart, and grow - [Anushi Jayasinghe is our new Chief Human Resources Officer | CAL Sri Lanka](https://cal.lk/anushi-jayasinghe-is-our-new-chief-human-resources-officer-cal-sri-lanka/) - With her expertise and vision, we’re looking forward to driving innovative HR practices, fostering a dynamic culture, and empowering our team for continued success. Here’s to an impactful journey ahead! - [Unmask your Financial Superhero](https://cal.lk/unmask-your-financial-superhero/) - 🦸‍♀️ The Adventure Capitalist | CAL Investor Heroes Fearlessly diving into the world of wealth, this hero charts bold new paths and seizes daring opportunities. Are you ready to join the league of CAL Investor Heroes? Take the quiz now https://cal.lk/investor-heroes/ to find out your hero identity! #CALInvestorHeroes 🦸‍♂️ The Tactical Tech Wizard | CAL - [What Can You Do in 10 Minutes? Start Your Financial Journey with CAL](https://cal.lk/what-can-you-do-in-10-minutes-start-your-financial-journey-with-cal/) - Your time matters, and so does your future! In just 10 minutes, take control of your financial ourney. Download the CAL App https://cal.lk/app/ or visit calonline.lk now to get started. Account processing takes just 3-4 Working days – your financial future is closer than you think! Take the first step towards financial freedom today. - [3 Stock Market Terms you need to know | CAL Sri Lanka](https://cal.lk/3-stock-market-terms-you-need-to-know-cal-sri-lanka/) - Markets moving? let’s decode the terms! A correction, pullback, or bear market? Each tells a unique story about the market’s rhythm. Understanding these terms can help you make informed decisions. Remember, the stock market ups and downs are part of the ride. At CAL, we’re here to guide you through it all. Start investing with - [Unmask your financial superhero today | CAL Sri Lanka](https://cal.lk/unmask-your-financial-superhero-today-cal-sri-lanka/) - Each of our heroes have their own style & approach to investing. Find our which one you are! What’s YOUR origin story? Unmask your financial superhero today! Tap the link https://cal.lk/investor-heroes/ to discover your powers. - [Meet the CAL Investment Heroes](https://cal.lk/meet-the-cal-investment-heroes/) - Investing isn’t just about numbers – it’s about understanding yourself. Our quiz reveals the investor hidden within you, transforming financial discovery into a personal adventure. Imagine investing as a landscape where your individual traits become powerful financial tools. Are you an Adventure Capitalist seeking groundbreaking opportunities? A Zen Wealth Cultivator finding peace in strategic growth? - [Commencing 2025 New Year Celebrations at CAL](https://cal.lk/commencing-2025-new-year-celebrations-at-cal/) - [Wrapping Up 2024: Key Events This December | CAL](https://cal.lk/wrapping-up-2024-key-events-this-december-cal-2/) - From budget proposals shaping Sri Lanka’s fiscal future to global monetary decisions impacting markets and currencies, January is setting the tone for 2025! Stay ahead of the curve with key insights into what’s happening this month. - [Finance Companies: Poised for Growth in 2025 – Here’s What’s Driving the Momentum](https://cal.lk/finance-companies-poised-for-growth-in-2025-heres-whats-driving-the-momentum/) - From rising margins to auto loans and gold-related gains, licensed finance companies are gearing up for a big year. 🚀 With interest rates falling and market trends aligning, here’s why this sector could be one to watch in 2025. 📈 - [2024: A Year of Growth, Innovation, and Empowering Financial Freedom | CAL Recap](https://cal.lk/2024-a-year-of-growth-innovation-and-empowering-financial-freedom-cal-recap/) - 2024 was a year of growth, innovation, and empowering financial freedom. Here’s a quick look at how we made it happen – together. Let’s aim even higher in 2025! - [Withholding Tax Revision Explained: Impact on Unit Trusts](https://cal.lk/withholding-tax-revision-explained-impact-on-unit-trusts/) - What does the withholding tax revision mean for Unit trusts? We’ve done a quick explainer for you, have a look! https://cal.lk/tax-comparison-of-different-investments-in-sri-lanka/ - [The Proposed Withholding tax change and what it means for you | CAL Sri Lanka](https://cal.lk/the-proposed-withholding-tax-change-and-what-it-means-for-you-cal-sri-lanka/) - The latest changes to Sri Lanka’s withholding tax could impact your financial decisions. Watch our video to understand what this means for you and how you might be able to stay ahead of the curve. Knowledge is power! https://cal.lk/tax-comparison-of-different-investments-in-sri-lanka/ - [Celebrate the Season with Instant Cash at Your Fingertips | CAL Sri Lanka](https://cal.lk/celebrate-the-season-with-instant-cash-at-your-fingertips-cal-sri-lanka/) - Feeling the festive rush? For last-minute holiday shopping, surprise celebrations, or seasonal treats, we’ve got you covered with our Unit Trusts’ Instant Redemption feature! Transfer up to Rs. 50,000 daily – instantly! Invest smart, redeem fast, and enjoy a stress-free season of giving and celebrating. www.cal.lk - [CAL Quantitative Equity Fund | CAL Sri Lanka](https://cal.lk/cal-quantitative-equity-fund-cal-sri-lanka/) - Does CAL have a Unit Trust Fund that invests in the Sri Lankan Stock Market? The ASPI has hit an all time high! Did you know that CAL’s quantitative equity fund invests in a mix of listed shares on the Colombo Stock Exchange (CSE), government-backed securities, and government security-backed repos, Meaning the returns from the - [How have CAL’s Stock Picks Performed? | CAL Sri Lanka](https://cal.lk/how-have-cals-stock-picks-performed-cal-sri-lanka/) - Our top stock picks delivered impressive returns! Explore how our recommendations have performed and unlocked growth potential for our investors. Start investing with CAL today and unlock the potential of the stock market! https://cal.lk/stock-brokering/ - [New Heights for ASPI | CAL Sri Lanka](https://cal.lk/new-heights-for-aspi-cal-sri-lanka/) - The All Share Price Index (ASPI) has reached a new all-time high, surpassing its previous record of 13,593! 📈 Seize the moment and take advantage of this remarkable milestone. Start investing with CAL today and unlock the potential of the stock market! https://cal.lk/stock-brokering/ - [Asia Asset Finance PLC Debenture உடன் முதல் டிஜிட்டல் Debenture அறிமுகம் | CAL Sri Lanka](https://cal.lk/asia-asset-finance-plc-debenture-உடன்-முதல்-டிஜிட்டல்-de/) - நாங்கள் Asia Asset Finance PLC டிஜிட்டல் Debenture இனை உங்களுக்கு அறிமுகம் செய்யவுள்ளோம்! இந்த Debentureல் முதலீடு செய்வது உங்கள் நிதி சுதந்திரதிற்கு எவ்வாறு வழிவகுக்கும் என்பதை இந்த காணொளி வழியாக அறிந்திடுங்கள். https://cal.lk/asia_assest_debenture/ - [Asia Asset Finance PLC ණයපත්‍ර සමග පළමු වරට ණයපත්‍ර (Debentures) ඩිජිටල්](https://cal.lk/asia-asset-finance-plc-ණයපත්‍ර-සමග-පළමු-වරට-ණය/) - Asia Asset Finance PLC Debenture 2024 සමඟ අපි ණයපත්‍ර ආයෝජන ක්‍රියාවලිය ඩිජිටල් යුගයට ගෙන එනව. මේ රීල් එක නරඹා, ණයපත්‍රයක් කියන්නේ මොකක්ද, ඔබගේ ආයෝජන අපි කොහොමද නවීකරණය කරමින් සිටින්නේ, සහ මෙය ඔබගේ මූල්‍ය නිදහස ලබාගැනිමට ඔබගේ මීළග බුද්ධිමත් පියවරක් වීමේ හේතුව දැනගන්න! https://cal.lk/asia_assest_debenture/ - [We are taking Debentures Digital | CAL Sri Lanka](https://cal.lk/we-are-taking-debentures-digital-cal-sri-lanka/) - We’re taking debentures digital with Asia Asset Finance PLC Debenture 2024. Watch the reel to see what a debenture is, how we’re transforming the way you invest and why this could be your next smart move toward financial freedom! https://cal.lk/asia_assest_debenture/ - [Wrapping Up 2024: Key Events This December | CAL](https://cal.lk/wrapping-up-2024-key-events-this-december-cal/) - As the year draws to a close, several major local and global economic events are shaping the financial landscape. From Sri Lanka’s fiscal decisions to global market shifts, here’s what you need to watch this month: • Dec 3 – 6 : Vote on Account debates Sri Lanka’s short-term fiscal plans for 2025. • Dec - [3 Reasons Why NOW is the Time to Invest in the Stock Market | CAL Sri Lanka](https://cal.lk/3-reasons-why-now-is-the-time-to-invest-in-the-stock-market-cal-sri-lanka/) - From interest rates dropping to Sri Lanka’s improving financial outlook , the market is setting the stage for growth. Corporate earnings are strong, and opportunities are everywhere – all you need is the right partner to seize them. With CAL, you can invest confidently, whether you’re ready to go all-in or prefer our expertly managed - [Bans Lifted, Prices Shifted](https://cal.lk/bans-lifted-prices-shifted/) - Sri Lanka’s vehicle import ban is over, and the market is already seeing price movements. CAL Research dives into the numbers to give you a quick breakdown of what the prices will look like current vs newly imported. New prices for the 2025 brand-new vehicles are published prices including vat. Ready to stay ahead of - [CAL Unit Trust Funds Instant Redemption](https://cal.lk/cal-unit-trust-funds-instant-redemption/) - We asked our team how they’d use CAL’s Instant Redemption feature, and their ideas didn’t disappoint! Instantly transfer up to LKR 50,000 to your bank account, ready to be used with your debit card. Whether it’s for an impromptu getaway, a quick splurge, or life’s little emergencies, your money is always within reach. With CAL, - [Tourism Recovery: Why the Future Looks Bright for Sri Lanka's Travel Sector | CAL Sri Lanka](https://cal.lk/tourism-recovery-why-the-future-looks-bright-for-sri-lankas-travel-sector-cal-sri-lanka/) - Hotel stocks are on the rise, thanks to a rejuvenated tourism sector! Here’s what’s driving the recovery: 🌍🏨📈 1️⃣ Travel advisories lifted and visa entry issues have been rectified, just in time for the crucial winter season. 2️⃣ Tourist spending is surging post-pandemic, boosting revenue across the industry. 3️⃣ Many hotel stocks are trading at - [Key Highlights from CBSL's 6th Monetary Policy Review | CAL Sri Lanka](https://cal.lk/key-highlights-from-cbsls-6th-monetary-policy-review-cal-sri-lanka/) - The CBSL has introduced a single benchmark interest rate, simplifying monetary policy for better clarity. This change could make borrowing more affordable, encouraging investments, spending, and overall economic growth. While inflation remains low now, it’s expected to rise by mid-2025. This policy aims to strike a balance—boosting recovery while keeping prices stable. - [Banking Stocks Lead the post Election Market Rally](https://cal.lk/banking-stocks-lead-the-post-election-market-rally/) - Banking Stocks Drive Post-Election Market Gains Banking Stocks Take the Spotlight, Outperforming the ASPI in a Robust Post-Election Market Surge. - [CAL Padel Battle Serves Up Energy and Strategy on the Courts](https://cal.lk/cal-padel-battle-serves-up-energy-and-strategy-on-the-courts/) - From 22nd to 24th November, the CAL Padel Battle brought energy, strategy, and community to the courts at Padel House. Padel’s rapid rise as an inclusive and dynamic sport mirrors CAL’s approach to investing – accessible to everyone yet driven by strategy and performance. We were thrilled to sponsor an event that embodies the same - [Sri Lanka's Path to Recovery: IMF Agreement Unlocks $1.3 Billion Aid](https://cal.lk/sri-lankas-path-to-recovery-imf-agreement-unlocks-1-3-billion-aid/) - Sri Lanka hits a milestone! A staff-level agreement with the IMF brings us closer to unlocking $333 million under the Extended Fund Facility—pushing total assistance to $1.3 billion. The journey wasn’t easy, with hurdles in debt restructuring and elections delaying approval. But here’s why the IMF believes in Sri Lanka’s progress: 📈 4% economic growth - [How the NPP's Victory Will Impact Sri Lanka's Market & Economy | CAL Sri Lanka](https://cal.lk/how-the-npps-victory-will-impact-sri-lankas-market-economy-cal-sri-lanka/) - Stability fuels confidence. With the recent election outcome, Sri Lanka’s market outlook shines brighter. From renewed political alignment to IMF-backed reforms, the road ahead looks promising for investors. Let’s build on this momentum together. - [CFA Research Challenge Industry Analyst Program](https://cal.lk/cfa-research-challenge-industry-analyst-program/) - CAL recently successfully organized the CFA Research Challenge Industry Analyst Program. We had the privilege of welcoming teams from several top universities in Sri Lanka, all gearing up for this prestigious competition. The session’s main goal was to empower students by offering valuable insights, helping them sharpen the skills and knowledge required not only for - [The Digital Presence of Sri Lanka as of September 2024! CAL Sri Lanka](https://cal.lk/the-digital-presence-of-sri-lanka-as-of-september-2024-cal-sri-lanka/) - Discover how digital engagement is growing across Sri Lanka this year! From data consumption to social media insights. - [Prioritizing Your Financial Security: CAL's Commitment to Integrity and Transparency](https://cal.lk/prioritizing-your-financial-security-cals-commitment-to-integrity-and-transparency/) - 📞 Call Us: +94 11 760 25 25 | 🌐 Visit: https://cal.lk/ut/ Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | Android https://cal.lk/app/ and begin investing seamlessly. - [Secure your future, one step at a time CAL Treasury Bonds](https://cal.lk/secure-your-future-one-step-at-a-time-cal-treasury-bonds/) - With CAL’s treasury bonds, you can seize the opportunity to earn a 10% p.a.* and start your journey toward financial freedom. Start with just Rs. 500,000 and let your money work harder for you. 📞 Call Us: +94 11 760 25 25 | 🌐 Visit: https://cal.lk Signup digitally https://calonline.lk/ with the CAL Online Mobile App - [Stocks Soar to Multi-Year Highs! CAL Sri Lanka](https://cal.lk/stocks-soar-to-multi-year-highs-cal-sri-lanka/) - As the ASPI bull run charges ahead, these top-performing stocks have hit impressive multi year highs! - [Vehicle Import Ban Lifted: What’s Next for Car Prices? | CAL Sri Lanka](https://cal.lk/vehicle-import-ban-lifted-whats-next-for-car-prices-cal-sri-lanka/) - Is Sri Lanka’s vehicle market about to change gears? 🚗 With the vehicle import ban expected to lift in 2025, here’s what that might mean for car prices – from entry-level to luxury. Will prices drop or climb? Watch to find out, and tell us – are you ready to buy, or will you wait - [Dare to Invest, Rise Above the Ordinary | CAL Sri Lanka](https://cal.lk/dare-to-invest-rise-above-the-ordinary-cal-sri-lanka/) - Dare to Invest, Rise Above the Ordinary Every great journey starts with a bold decision. Investing isn’t just about numbers – it’s about transforming dreams into reality and creating a life without limits. At CAL, we’re here to guide you through each step, empowering you to take control of your future and break free from - [Are you prepared for what November has in store? CAL Sri Lanka](https://cal.lk/are-you-prepared-for-what-november-has-in-store-cal-sri-lanka/) - November is packed with big events that could shape markets and influence your financial journey. From Sri Lanka’s elections and policy updates to global impacts like the US elections, now is the time to stay informed and be ready for opportunities. 📞 Call Us: +94 11 760 25 25 | 🌐 Visit: https://cal.lk/ut/ Signup digitally - [Fuel Price Following the Formula? | CAL Sri Lanka](https://cal.lk/fuel-price-following-the-formula-cal-sri-lanka/) - Sri Lanka’s fuel prices have seen some ups and downs! With global prices rising and the rupee gaining strength, the government has managed to lower premium fuel prices while holding steady on essentials like 92 octane petrol. And it looks like they are staying on track with the pricing formula! Curious about what drives these - [Quick Chat with Sadia Afrose CAL Bangladesh HR Visits Colombo](https://cal.lk/quick-chat-with-sadia-afrose-cal-bangladesh-hr-visits-colombo/) - We sat down for a quick chat with our CAL Bangladesh HR Sadia Afrose during her visit to the CAL head office in Colombo. Have a look! 📞 Call Us: +94 11 760 25 25 | 🌐 Visit: https://cal.lk/ut/ Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | Android https://cal.lk/app/ and begin investing - [Instant Access to your Unit Trust Funds to your Bank Account - CAL Sri Lanka](https://cal.lk/instant-access-to-your-funds-to-your-bank-account-cal-sri-lanka/) - No platform charges, no minimum balance, no extra fees – just straightforward investing with higher returns and total flexibility. Ready to take control of your financial future? With CAL, you’re always in the green. Read More – Daily Ft Article 📞 Call Us: +94 11 760 25 25 | 🌐 Visit: https://cal.lk/ut/ Signup digitally https://calonline.lk/ - [Sri Lanka surpasses IMF primary surplus target](https://cal.lk/sri-lanka-surpasses-imf-primary-surplus-target/) - Achieving a primary surplus means the country is on the path to faster debt reduction and economic stability. This financial milestone signals a positive shift toward long-term recovery and growth - [Get Ready for the CAL Padel Battle](https://cal.lk/get-ready-for-the-cal-padel-battle/) - Get Ready for the CAL Padel Battle! Open to all Padel Pro’s and newcomers alike, A fun weekend of Padel powered by CAL. Join us from 22nd to 24th November 2024 and test your skills on the court. Whether you’re in it to win it or just to have fun, this is the place to - [Instant Redemption | CAL Unit Trust Sri Lanka](https://cal.lk/instant-redemption-cal-unit-trust-sri-lanka/) - Instant Access with CAL Unit Trusts! Say goodbye to long waits and take control of your finances with ease. Now, you can redeem your Unit Trust investments instantly! With the CAL app or CAL Online, transfer up to 50,000 LKR straight from your Unit Trust account to your bank for immediate use with your any - [CAL & University of Colombo Forge Partnership to Empower Future Leaders](https://cal.lk/cal-and-university-of-colombo-forge-partnership-to-empower-future-leaders/) - We’re thrilled to announce the signing of an MOU between CAL and the University of Colombo‘s Faculty of Management and Finance was held on 08th October 2024! This collaboration is set to create valuable opportunities for both CAL and the students and staff of the University. Together, we aim to enhance learning experiences, foster innovation, - [Insights into 24 Years of Innovation and Growth](https://cal.lk/insights-into-24-years-of-innovation-and-growth/) - What started in 2000 with a vision to transform the investment landscape in Sri Lanka has today become a leading force in the financial industry. As we mark this significant milestone, our executive committee reflects on the challenges, successes, and future goals that will shape CAL‘s next chapter. Their messages underscore the core values that - [Say YES to hassle-free investing with CAL Unit Trusts](https://cal.lk/say-yes-to-hassle-free-investing-with-cal-unit-trusts/) - No platform charges, no minimum balance, no extra fees – just straightforward investing with higher returns and total flexibility. Ready to take control of your financial future? With CAL, you’re always in the green. 📞 Call Us: +94 11 760 25 25 | 🌐 Visit: https://cal.lk/ut/ Signup digitally https://calonline.lk/ with the CAL Online Mobile App - [Sri Lanka Rupee on the Rise What It Means for Your Investments | CAL Sri Lanka](https://cal.lk/sri-lanka-rupee-on-the-rise-what-it-means-for-your-investments-cal-sri-lanka/) - Since September, Sri Lanka’s rupee has steadily appreciated against the USD, a shift with significant impact on investments and trade. What does this mean and why? Watch to understand the key drivers behind this change and how it could affect your financial decisions. Your partner in financial freedom, CAL. - [Terms and Conditions](https://cal.lk/terms-and-conditions/) - Terms and Conditions The following terms and conditions (“Terms”) govern all products and services offered on the Facility (defined below) by the Capital Alliance Group of Companies (including, but not limited to, Capital Alliance Securities (Private) Limited, Capital Alliance Investments Limited, Capital Alliance PLC, Capital Alliance Partners Limited, Fipbox (Pvt) Ltd) (“CAL”, “us” or “the - [Investing After the Election | CAL Webinar](https://cal.lk/investing-after-the-election-cal-webinar/) - “Beyond the Ballot: Investing After the Elections” finlit session hosted by CAL’s Chief Strategist, Udeeshan Jonas. In this insightful video, Udeeshan breaks down the key market dynamics following the elections and highlights potential investment opportunities you can capitalize on. Below Investment Options were covers during the webinar – Treasury Bills and Bonds Debentures Unit Trust - [Celebrating 24 Years of Financial Excellence: CAL Reaches 200Bn+ AUM, Shaping the Future of Investing](https://cal.lk/celebrating-24-years-of-financial-excellence-cal-reaches-200bn-aum-shaping-the-future-of-investing/) - From humble beginnings to over 200Bn+ AUM, CAL has been a trusted partner in your financial journey since 2000. Each milestone has been driven by our commitment to innovation, excellence, and most importantly, you. As we celebrate 24 years of charting new heights, we’re excited to continue pushing boundaries and shaping the future of investing. - [What is a Green Bond? CAL Sri Lanka](https://cal.lk/what-is-a-green-bond-cal-sri-lanka/) - A Greener Future with Green Bonds Green bonds allow you to earn returns while funding eco-friendly projects like renewable energy, sustainable farming, and more. It’s a win for your wallet and the planet. CAL recently advised on Sri Lanka’s first green bond issuance by DFCC Bank – helping shape a more sustainable future. - [Maximize Your Business's Surplus Cash with CAL's Expert Unit Trust Solutions for Long-Term Growth](https://cal.lk/maximize-your-businesss-surplus-cash-with-cals-expert-unit-trust-solutions-for-long-term-growth/) - Is your business ready to make its surplus cash work harder? If you’re a business with surplus cashflow looking to utilize it effectively we have a solution for you! At CAL, we offer secure, hassle-free Unit Trusts solutions designed for long-term success. Whether you’re a CEO, CFO, or an investor, our expert team ensures your - [Sri Lanka's Deflation Explained: Key Drivers & What Lies Ahead | CAL Sri Lanka](https://cal.lk/sri-lankas-deflation-explained-key-drivers-what-lies-ahead-cal-sri-lanka/) - Sri Lanka is experiencing deflation, and it’s expected to continue for a few more quarters. But what’s driving this drop in essential goods and services? Let’s dive into the key factors behind this shift and what it could mean for the months ahead. Stay informed, stay prepared! CAL – Your partner in financial freedom. For - [CAL 24th Anniversary Celebrations](https://cal.lk/cal-24th-anniversary-celebrations/) - [CAL Celebrates Children's Day and Launch of Unit Trust Minor Accounts](https://cal.lk/cal-24th-anniversary-celebrations-2/) - Yesterday’s Children’s Day celebration at CAL was truly special, as many of our team members brought their little ones to join the fun. Alongside the laughter and joy, some parents also took a step towards securing their children’s financial future by opening the new CAL Unit Trust Minor Accounts. 🌱📈 Here’s to building bright futures - [What you need to know about Quantitative Equity Fund](https://cal.lk/quantitative-equity-fund-faqs-1/) - What is CAL Quantitative Equity Fund?The CAL Quantitative Equity fund is an open-ended equity fund, investing in listed shares of the Colombo Stock Exchange, government securities and government securities backed repos. The fund aims to achieve capital growth on a medium to long term basis by investing in a diversified portfolio of government securities and - [Celebrating 24 Years of Financial Freedom | CAL](https://cal.lk/celebrating-24-years-of-financial-freedom-cal/) - For 24 years, CAL has been your partner in unlocking the path to financial freedom. From our pioneering unit trusts to personalized wealth management solutions, we’ve empowered thousands of investors to grow their wealth with confidence. But we’re not stopping here. With innovation at the heart of everything we do, we continue to redefine how - [What is Compound Interest ? | CAL Sri Lanka](https://cal.lk/what-is-compound-interest-cal-sri-lanka/) - Compound interest is your money’s best growth hack. Start today, start small and let your money do the work. With CAL, we make it simple to get started. Your future is waiting – don’t let it hold you back. For more information, visit our website or call us at 0117 60 2525. Learn more about Unit - [05th Monetary Policy Review 2024 | CAL Sri Lanka](https://cal.lk/05th-monetary-policy-review-2024-cal-sri-lanka/) - Wondering what the latest monetary policy review means for you? We break it down! The Central Bank has kept rates unchanged, aiming to let market rates adjust naturally. It’s all about balancing stability and keeping inflation in check as the economy recovers. Stay tuned for more insights! - [Financial freedom is just a few taps away | CAL Sri Lanka](https://cal.lk/financial-freedom-is-just-a-few-taps-away-cal-sri-lanka/) - It takes only a few taps on our app to – Check your balances, – Invest in our unit trust funds – ⁠Redeem what you invested overnight – ⁠Track the latest rates No hassle, just smart investing at your fingertips. Anytime, anywhere. Start investing in CAL, Visit https://calonline.lk/ or download the CAL Online Mobile App - [CAL Recognized as a Great Place to Work](https://cal.lk/cal-recognized-as-a-great-place-to-work/) - Winning the Great Place To Work – Sri Lanka award is a testament to our unwavering commitment to fostering a positive and empowering workplace culture. As Kanishka Munasinghe, our Vice President – Human Resources, stated, it’s our dedication to people practices that drives our success. This recognition reflects the collective effort of every team member - [In times of market uncertainty, smart investors know how to take advantage | CAL Sri Lanka](https://cal.lk/in-times-of-market-uncertainty-smart-investors-know-how-to-take-advantage-cal-sri-lanka/) - From Treasury Bills yielding 10% to opportunities in the ASI or just keep your cash ready by investing with our Unit Trust Funds. In uncertainty lies opportunity. Partner with CAL today and unlock your financial freedom. Call us on 011 760 25 25 or visit https://cal.lk/ for more information - [How will the new personal income tax Rates affect you? | CAL Sri Lanka](https://cal.lk/how-will-the-new-personal-income-tax-rates-affect-you-cal-sri-lanka/) - From April 2025, updated tax rates will result in higher take-home pay. For those earning LKR 200k, your net salary will increase from LKR 189,500 to LKR 191,600. Income earners of LKR 400k will see a 5% increase, from LKR 329,500 to LKR 346,000. - [How Does the Equity Market Perform in Election Cycles | CAL Sri Lanka](https://cal.lk/how-does-the-equity-market-perform-in-election-cycles-cal-sri-lanka/) - Corporate earnings surged by 114% YoY in the June quarter. Banks led the charge with an impressive 86% boost in profitability, thanks to reduced impairments. Both the Banking and Food, Beverage & Tobacco sectors were key drivers of this growth. - [How Do Political Shifts Impact Market Performance | CAL Sri Lanka](https://cal.lk/how-do-political-shifts-impact-market-performance-cal-sri-lanka/) - With the election just around the corner, investors are closely watching how the political landscape could shape the future of Sri Lanka’s financial markets. Our latest research dives into how different markets in Asia have reacted to political shifts and influence equity market reactions. We believe understanding these trends is crucial for making informed investment - [Your financial freedom with CAL Investment Grade Fund](https://cal.lk/your-financial-freedom-with-cal-investment-grade-fund/) - At CAL, we’ve simplified investing so that you can take charge of your financial freedom – no matter where you are on your journey. ✅ Flexible withdrawals and no exit fees. ✅ Manage your investments seamlessly online. ✅ Start with as little as Rs. 100. ✅ 24 years of expertise backing your decisions. We’ve it - [Short-Term Big Returns | CAL Treasuries](https://cal.lk/short-term-big-returns-cal-treasuries/) - Short-term big returns! Secure 10.00% P.A. with 3 or 6 month Treasury Bills starting from Rs. 500,000. Made easy, made for you. Signup digitally at https://calonline.lk or with the CAL Online Mobile App iOS| Android and begin investing seamlessly. Call us on 011 760 25 25 or visit https://cal.lk/treasuries/ for more information. - [Myth-Busting Treasury Bills with | CAL Sri Lanka](https://cal.lk/myth-busting-treasury-bills-with-cal-sri-lanka/) - Checkout the latest Treasury Bill and Bond Rates and invest securely online with CAL, a licensed Primary Dealer for the Central Bank of Sri Lanka. Latest rates at: https://cal.lk/treasuries/treasury-bill-and-bond-rates/ Sign up digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS | Android https://cal.lk/app and begin investing seamlessly. Call us on 011 760 25 - [Treasury Bills and Bond rates are going up & here’s why | CAL Sri Lanka](https://cal.lk/treasury-bills-and-bond-rates-are-going-up-heres-why-cal-sri-lanka/) - Why are Treasury Bill and Bond rates climbing as elections draw near? Elections bring uncertainty, and investors demand higher returns to offset the risk. At CAL, we help you navigate these shifts with confidence. Don’t hold back—invest smartly in a changing landscape. Your partner in financial freedom. - [PickMe’s Initial Public Offering: What You Need to Know - CAL Sri Lanka](https://cal.lk/pickmes-initial-public-offering-what-you-need-to-know-cal-sri-lanka/) - As PickMe prepares for its IPO, this is a prime moment to dive into the key business features that make this an opportunity to watch. PickMe has grown to become a household name in Sri Lanka. Now, they’re opening their doors for investment. Watch to see why this IPO deserves your attention. Find out more - [Your financial freedom with CAL Fixed Income Opportunities Fund](https://cal.lk/your-financial-freedom-with-cal-fixed-income-opportunities-fund-2/) - At CAL, we’ve simplified investing so that you can take charge of your financial freedom – no matter where you are on your journey. ✅ Flexible withdrawals and no exit fees. ✅ Manage your investments seamlessly online. ✅ Start with as little as Rs. 100. ✅ 24 years of expertise backing your decisions. We’ve it - [A Vote for CAL Unit Trust Funds | CAL Sri Lanka](https://cal.lk/your-financial-freedom-with-cal-fixed-income-opportunities-fund/) - At CAL, we’ve simplified investing so that you can take charge of your financial freedom – no matter where you are on your journey. ✅ Flexible withdrawals and no exit fees. ✅ Manage your investments seamlessly online. ✅ Start with as little as Rs. 100. ✅ 24 years of expertise backing your decisions. We’ve it - [How Long it Takes to Sign up & Invest with CAL Sri Lanka](https://cal.lk/how-long-it-takes-to-sign-up-invest-with-cal-sri-lanka/) - Your journey to financial freedom is easier than ever. It takes just 30 seconds to sign up with CAL online and only 10 minutes to get started with CAL Unit Trusts. Why wait? We’ve simplified the process so you can start building your wealth today. Let us be your partner in unlocking your financial freedom. - [Sri Lanka Macro Update: July 2024 – An island on the mend](https://cal.lk/sri-lanka-macro-update-july-2024/) - Elections dry up market liquidity: The date is set – 21st September is officially when Sri Lanka will be hitting the polls to vote for its President. The incumbent president, Ranil Wickremesinghe is seeking re-election, facing competition from key candidates such as left-wing Anura Kumara Dissanayake and centrist Sajith Premadasa. With mixed views on the - [Sri Lanka Macro Update: A Month to Go: Election Fever and Economic Uncertainties](https://cal.lk/sri-lanka-macro-update-august-2024/) - Election uncertainty amps up; fiscal policy first on the chopping block With less than a month left for the Presidential election, uncertainty is at a high. The three leading candidates have unveiled their manifestos, promising variations of changes to tax policy, from changes in PAYE tax bands to tax exemptions on essential goods. All in - [Tharindra Kulasinghe Interview with Biznomics | CAL Sri Lanka](https://cal.lk/tharindra-kulasinghe-interview-with-biznomics-cal-sri-lanka/) - Tharindra Kulasinghe interview with Biznomics on how CAL has leveraged technology to make investing easier to the public. CAL Online 2.0 marks a significant milestone in Sri Lanka’s financial landscape. The launch of the latest version of the platform recently showcased features aimed at enhancing accessibility and convenience. From the Digital KYC for seamless sign-ups - [Gayan De Silva Reflects on our Growth | CAL Sri Lanka](https://cal.lk/gayan-de-silva-reflects-on-our-growth-cal-sri-lanka/) - With over 7 years of expertise at CAL, Gayan De Silva, CFA reflects on our growth and strategies that have enabled us to navigate market volatility and achieve remarkable milestones like surpassing LKR 215Bn in AUM. At CAL, our journey has been marked by resilience, innovation, and a steadfast commitment to our clients. - [Investment Myth Busting | CAL Sri Lanka](https://cal.lk/investment-myth-busting-cal-sri-lanka/) - Don’t let myths hold you back from achieving your financial goals! Investing doesn’t require a fortune or expert knowledge. Swipe through to see how you can start small, stay patient, and let the us at CAL guide your journey to financial freedom. Ready to bust those myths? Let’s get started. - [Fixed Deposits vs Unit Trust Funds | CAL Sri Lanka](https://cal.lk/fixed-deposits-vs-unit-trust-funds-cal-sri-lanka/) - අප හා සම්බන්ධ වන්න 011 760 25 25 Or වැඩි විස්තර සඳහා https://cal.lk/unittrust/si වෙත පිවිසෙන්න. https://cal.lk/unittrust/calculator/ මගින් අපගේ නවතම පොලී අනුපාතයන් දැන ගත හැක. (SIN) Intro to CAL Portal – https://www.youtube.com/playlist?list=PLkwHegyUV7uK18IqgRMzxq1sVRAW7xnUf අයෝජනය සඳහා වැඩි විස්තර Video එකක් – https://www.youtube.com/watch?v=1RoX182K_zk&t=4s නව ගිනුමක් විවෘත කර ගැනිම සදහා http://calonline.lk/ වෙත පිවිස අපගේ ඩිජිටල් අයදුම්පත යොමු කරන්න ඔබගේ පුද්ගලික - [Coffee with CAL - Unit Trust Funds සිංහලෙන් | CAL Sri Lanka](https://cal.lk/coffee-with-cal-unit-trust-funds-සිංහලෙන්-cal-sri-lanka/) - අප හා සම්බන්ධ වන්න 011 760 25 25 Or වැඩි විස්තර සඳහා https://cal.lk/unittrust/si වෙත පිවිසෙන්න. https://cal.lk/unittrust/calculator/ මගින් අපගේ නවතම පොලී අනුපාතයන් දැන ගත හැක. (SIN) Intro to CAL Portal – https://www.youtube.com/playlist?list=PLkwHegyUV7uK18IqgRMzxq1sVRAW7xnUf අයෝජනය සඳහා වැඩි විස්තර Video එකක් – https://www.youtube.com/watch?v=1RoX182K_zk&t=4s නව ගිනුමක් විවෘත කර ගැනිම සදහා http://calonline.lk/ වෙත පිවිස අපගේ ඩිජිටල් අයදුම්පත යොමු කරන්න ඔබගේ පුද්ගලික - [භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කර වල මුදල් ආයෝජනය කරන්නේ කෙසේද? | CAL Sri Lanka](https://cal.lk/භාණ්ඩාගාර-බිල්පත්-සහ-බැඳ-3/) - නවතම භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කර අනුපාත පිරික්සා ශ්‍රී ලංකා මහ බැංකුවේ බලපත්‍රලාභී ප්‍රාථමික වෙළඳපළ නියෝජිතයෙක් වන CAL සමඟින් අන්තර්ජාලය හරහා ආරක්ෂිතව ආයෝජනය කරන්න. වැඩි විස්තර සඳහා අප හා සම්බන්ධ වන්න +94 11 760 25 25 / https://cal.lk/treasuries/si/ වෙත පිවිසෙන්න. නව ගිනුමක් විවෘත කර ගැනිම සදහා http://calonline.lk/ වෙත පිවිස අපගේ ඩිජිටල් අයදුම්පත යොමු කරන්න - [Mr. Jan Kunigk, CEO of INSEE Cement | CAL Sri Lanka](https://cal.lk/mr-jan-kunigk-ceo-of-insee-cement-cal-sri-lanka/) - We explored the current market factors affecting cement prices and causes for possible fluctuations and affordability with Mr. Jan Kunigk, CEO of INSEE Cement in our recent construction sector panel discussion. Here’s a highlight. Watch the full panel discussion – https://youtu.be/N9xyUjPQik0 - [Personal Income Tax Deadlines | CAL Sri Lanka](https://cal.lk/personal-income-tax-deadlines-cal-sri-lanka/) - 🗓️ 15th August 2024 – Deadline to file your Statement of Estimated Tax & pay the first instalment of Estimated Tax FY 2024/25. 🗓️ 30th September 2024 – Income Tax: Final Payment of FY 2023/24. Plan smart, stay on top, and ensure your financial well-being with CAL. Begin your investment journey today! 📞 Call Us: - [Over 250 Top Sri Lankan Corporates Trust CAL Unit Trusts](https://cal.lk/over-250-top-sri-lankan-corporates-trust-cal-unit-trusts/) - Why join them? Here’s why CAL is your best investment partner: – Flexible Withdrawals, No Exit Fees – Manage Your Investment Online – ⁠Managed by Professional Fund Managers – ⁠Over 20 Years of Expertise Secure your financial future with CAL – Your partner in financial freedom. Begin your investment journey today! 📞 Call Us: +94 - [Investment Banking vs Commercial Banking - Know the difference, know your finances | CAL Sri Lanka](https://cal.lk/investment-banking-vs-commercial-banking-know-the-difference-know-your-finances-cal-sri-lanka/) - Ever wondered what sets an investment bank apart from a commercial bank? We’ve got an easy explanation for you! Have a look. Commercial banks focus on everyday banking services like savings accounts, loans, and deposits, helping you manage your personal finances. But investment banks? They play a different game altogether – specializing in helping businesses - [CAL Unit Trust Now Offer you Double Digit Return Rates](https://cal.lk/cal-unit-trust-now-offer-you-double-digit-return-rates-3/) - Double stacked returns with CAL’s Fixed Income Opportunities Fund! ✅ Minimum investment starting from just Rs.100. ✅ Flexibility on withdrawals with no exit fees. ✅ 100% digital sign-up process via “CAL Online” – Our Digital Investment Banking platform. ✅ Investments managed by professional fund managers. ✅ Trusted investment bank with over two decades of market - [FIXED INCOME OPPORTUNITIES FUND | CAL SRI LANKA](https://cal.lk/fixed-income-opportunities-fund-cal-sri-lanka-2/) - Learn about Unit Trust Funds at https://cal.lk/unittrust/ or call us on 011 760 25 25 Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS | Android and begin investing seamlessly with a valid NIC and local Bank Account, an Individual account can be opened digitally! වැඩි විස්තර සඳහා +94 11 760 25 - [Capital Alliance PLC 3rd Annual General Meeting](https://cal.lk/capital-alliance-plc-3rd-annual-general-meeting/) - 3RD ANNUAL GENERAL MEETING Notice is hereby given that the Third (3rd) Annual General Meeting of Capital Alliance PLC will be held at the “Ground Floor Auditorium”, Ceylon Chamber of Commerce, No. 50, Nawam Mawatha, Colombo 2 on 5th September 2024 at 11.30 a.m. The Annual Report of the Company, Request for a hard copy - [Celebrating a Decade of Excellence Udeeshan Jonas, CFA | CAL Sri Lanka](https://cal.lk/celebrating-a-decade-of-excellence-udeeshan-jonas-cfa-cal-sri-lanka/) - We are proud to celebrate the legacy of our Chief Strategist, Udeeshan Jonas, CFA Joining us over a decade ago as a Junior Analyst, Udeeshan has been an integral part of CAL‘s growth and success. From his early days breaking down barriers for retail investors to now leading strategic initiatives, Udeeshan’s dedication and expertise have - [What We Do at CAL Sri Lanka](https://cal.lk/what-we-do-at-cal-sri-lanka/) - 📈 Stockbrokers We facilitate investments into companies listed on the Colombo Stock Exchange (CSE), guiding you every step of the way. https://cal.lk/stock-brokering/ 💼 Investment Banking We help companies raise capital through debt and equity markets, fueling growth and innovation. https://cal.lk/investment-banking/ 💰 CAL Investments We evaluate capital markets and make investment decisions that help you grow - [Proudly Ranked in the Most Respected Entities by LMD | CAL Sri Lanka](https://cal.lk/proudly-ranked-in-the-most-respected-entities-by-lmd-cal-sri-lanka/) - We are proud to announce that CAL has been recognized as one of the Most Respected Entities by LMD as the sector winner for Investment Banking and we are in the Top 50 for Aspirational Workplace | Corporate Culture | Corporate Dynamism | Ethical Outlook & Tax Compliance. We extend our heartfelt gratitude to our - [CAL's Open Day | CAL Sri Lanka](https://cal.lk/cals-open-day-cal-sri-lanka/) - Thank you to everyone who joined us on 3rd August at Jetwing House! It was a day of insightful discussions on the different investment tools CAL offers and thank you to all who signed up with us. As a leading innovator in the digital frontier of investment banking, introducing new technological innovations to the market, - [Mr. J. C. Joshua Discusses Sri Lanka's Debt Restructuring and Stalled Projects Restarting | CAL](https://cal.lk/mr-j-c-joshua-discusses-sri-lankas-debt-restructuring-and-stalled-projects-restarting-cal-2/) - The surge in renewable energy projects is powering growth in the construction sector and positively impacting the cables industry. Here’s Mr. Mahesh Amarasiri, CFO of ACL Cables PLC talking about it at our construction panel forum. Watch the full panel discussion – https://youtu.be/N9xyUjPQik0 - [Proudly Reaching Over 200Bn in Assets Under Management](https://cal.lk/proudly-reaching-over-200bn-in-assets-under-management/) - Celebrating a Milestone: Proudly reaching over 200Bn in Assets Under Management. Thank you for trusting CAL, your partner in financial freedom. Here’s to continued growth and success! For more information, visit our website https://cal.lk/unittrust/ or call us on 0117 60 2525. Signup digitally https://calonline.lk/ with the CAL Online Mobile App iOS | Android https://cal.lk/app/ and - [Start investing in Treasuries with just Rs.500,000](https://cal.lk/start-investing-in-treasuries-with-just-rs-500000-2/) - Safeguard your high-risk romances with risk free investments this Valentine’s Day! Start investing in Treasury Bills & Bonds with just Rs.500,000. Signup digitally at https://calonline.lk or with the CAL Online Mobile App iOS| Android and begin investing seamlessly. Call us on 011 760 25 25 or visit https://cal.lk/treasuries/ for more information. - [Did you Know? 61% of Outstanding Loans are Below a Rate of 12.5% | CAL Sri Lanka](https://cal.lk/did-you-know-61-of-outstanding-loans-are-below-a-rate-of-12-5-cal-sri-lanka/) - Interesting new data from the Monitory Policy meeting yesterday. With lending rates declining steeply over the past year, banks have seen a shift in the composition of their loan portfolios. 60.6% of the outstanding loans of the bank are now below 12.5% while this figure stood at 36.9% in December 2022. - [An Open Day at CAL's Customer Experience Centre - CAL Sri Lanka](https://cal.lk/an-open-day-at-cals-customer-experience-centre-cal-sri-lanka/) - Join us for an Open Day at CAL’s Customer Experience Centre! Discover pathways to financial freedom and get all your investment questions answered. Whether you’re curious about unit trusts or treasuries, our team is here to guide you on your investment journey. See you on Saturday, 3rd August, from 10am to 4pm at Jetwing House - [04th Monetary Policy Review 2024 | CAL Sri Lanka](https://cal.lk/04th-monetary-policy-review-2024-cal-sri-lanka/) - Important update from the Central Bank of Sri Lanka! Key interest rates have been reduced, making borrowing more affordable. What does this mean for you? Expect cheaper loans, lower electricity bills, and stable prices! Watch to understand the Standing Lending Rate and Standing Deposit Rate and discover how these changes can benefit you. - [APD Cricket 6's 2024 | CAL Sri Lanka](https://cal.lk/apd-cricket-6s-2024-cal-sri-lanka/) - CAL participated in the APD Cricket 6’s 2024 organized by the Association of Primary Dealers on July 13th at MCA grounds. We are proud to share that our team, led by Captain Irosh, became the runners-up, with Chakila named the best batsman of the tournament. 🏆🎉 - [Textile & Apparel Stocks making a comeback Here's why | CAL Sri Lanka](https://cal.lk/textile-apparel-stocks-making-a-comeback-heres-why-cal-sri-lanka/) - Are textile and apparel stocks making a comeback? Join us as we explore the key factors driving this potential rebound. Discover why we believe the tide is changing for the textile and apparel sector, Subscribe to our channel and follow us for the latest updates on the textile and apparel market. - [CAL FinLit Session | CAL Sri Lanka](https://cal.lk/cal-finlit-session-cal-sri-lanka-2/) - We recently hosted another insightful Financial Literacy (FinLit) session, this time with the team at EFutures, led by Sachin Unamboowe, Head of Sales at CAL. Our #FinLit sessions aim to spread awareness about accessing capital markets, and we’re proud to partner with dynamic corporates like EFutures to empower their teams with financial knowledge. If you - [Mr. J. C. Joshua Discusses Sri Lanka's Debt Restructuring and Stalled Projects Restarting | CAL](https://cal.lk/mr-j-c-joshua-discusses-sri-lankas-debt-restructuring-and-stalled-projects-restarting-cal/) - Mr. J. C. Joshua, Executive Vice Chairman of Access Engineering PLC, talks about the bilateral debt restructuring and stalled construction projects recommencing in Sri Lanka. Watch the full panel discussion – https://youtu.be/N9xyUjPQik0 - [Debenture issue 2024 Oversubscribed | CAL Sri Lanka](https://cal.lk/debenture-issue-2024-oversubscribed-cal-sri-lanka/) - We’re delighted to announce that the Seylan Bank 2024 Debenture Issue was fully subscribed on its very first day! Congratulations to Seylan Bank PLC! A heartfelt thank you to our esteemed investors for their enthusiastic response and trust in this investment. - [CAL Unit Trust Now Offer you Double Digit Return Rates](https://cal.lk/cal-unit-trust-now-offer-you-double-digit-return-rates-2/) - Double stacked returns with CAL’s Fixed Income Opportunities Fund! ✅ Minimum investment starting from just Rs.100. ✅ Flexibility on withdrawals with no exit fees. ✅ 100% digital sign-up process via “CAL Online” – Our Digital Investment Banking platform. ✅ Investments managed by professional fund managers. ✅ Trusted investment bank with over two decades of market - [Invest in Treasury Bills and Bonds Starting From Rs 40,000 | CAL Sri Lanka](https://cal.lk/invest-in-treasury-bills-and-bonds-starting-from-rs-40000-cal-sri-lanka/) - Investing is now easy as a few clicks, invest in Treasuries issued by the Central Bank of Sri Lanka, for as low as Rs 40,000 digitally, enabled by Just pay from Lankapay for the first time in Sri Lanka. CAL Online is the first platform that enabled Sri Lankan’s to invest in government treasuries hassle - [CAL Unit Trust Now Offer you Double Digit Return Rates](https://cal.lk/cal-unit-trust-now-offer-you-double-digit-return-rates/) - A great way to diversify your Investment Portfolios. Take advantage of the benefits by investing in our Unit Trust Funds, such as.. ✅ Minimum investment starting from just Rs.100. ✅ Flexibility on withdrawals with no exit fees. ✅ 100% digital sign-up process via “CAL Online” – Our Digital Investment Banking platform. ✅ Investments managed by - [Government Revenue performance 4M2024 | CAL Sri Lanka](https://cal.lk/government-revenue-performance-4m2024-cal-sri-lanka/) - Sri Lanka achieved 30% of its revenue target for 2024, by April. Here’s a breakdown of the government revenue performance. - [Panel Discussion on Construction Sector Outlook | CAL Sri Lanka](https://cal.lk/panel-discussion-on-construction-sector-outlook-cal-sri-lanka/) - An insightful panel discussion about the current state and future outlook for the construction sector. As we hear from esteemed industry leaders: • Mr. J. C. Joshua, Executive Vice Chairman of Access Engineering PLC • Mr. Jan Kunigk, CEO of INSEE Cement • Mr. Mahesh Amarasiri, CFO of ACL Cables PLC Gain valuable insights into - [Sri Lanka's Debt Deal Explained | CAL Sri Lanka](https://cal.lk/sri-lankas-debt-deal-explained-cal-sri-lanka/) - [Invest in Treasury Bills or Bonds Starting from Rs.40,000 | CAL Sri Lanka](https://cal.lk/invest-in-treasury-bills-or-bonds-starting-from-rs-40000-cal-sri-lanka/) - You can now invest in treasury bills or bonds digitally through CAL Online for as low as Rs 40,000! Thanks to our integration with JustPay from LankaPay, invest seamlessly without manual fund transfers. Just enter your bank account details, verify and your funds are invested instantly. Start investing in treasuries issued by the Central Bank - [Double-Digit Return Rates from CAL Unit Trust Funds](https://cal.lk/double-digit-return-rates-from-cal-unit-trust-funds/) - Double-Digit Return Rates from CAL Unit Trust Funds! ✔️ Minimum Investment starting from Rs.100. ✔️ Flexibility on Withdrawals & No Exist Fees. ✔️ 100% Digital Sign-up Process. ✔️ Handled by Professional Fund Managers. For more information visit https://cal.lk/unittrust/ or Call us on 0117 60 2525. Signup digitally at https://calonline.lk/ or via CAL Online Mobile App iOS - [All Major Economic Indicators Turn Positive in 1Q2024 | CAL Sri Lanka](https://cal.lk/all-major-economic-indicators-turn-positive-in-1q2024-cal-sri-lanka/) - Sri Lanka shows positive signs across all major indicators for the first time since the 2022 crisis. - [Beyond Restructuring Can Banks Keep Climbing? | CAL Sri Lanka](https://cal.lk/beyond-restructuring-can-banks-keep-climbing-cal-sri-lanka/) - Banking counters have surged by 14-28% YTD, and there’s still more room for growth! 📈 Watch Dilushka De Mel, Associate Research at CAL, explain why! - [HELA Apparel Holdings Limited IPO](https://cal.lk/hela-apparel-holdings-limited-ipo/) - Issue opening on the 12th January 2022 Prospectus Physical Application HELA Information Memorandum HELA Articles Thank you for your interest in the HELA APPAREL HOLDINGS LIMITED IPO. Please tick the below to proceedI am an Individual Sri Lankan Resident Investor above 18 years old.I am an Individual Sri Lankan Resident Investor above 18 years old. - [How will Sri Lanka's New Tax on Property Affect you | CAL Sri Lanka](https://cal.lk/how-will-sri-lankas-new-tax-on-property-affect-you-cal-sri-lanka/) - Proposed changes in Sri Lanka’s property tax aim to target high wealth individuals while sparing the majority, focusing on imputed rental income rather than property values directly. - [Stormy Skies, Steeper Prices: Has Bad Weather Driven Up Vegetable Costs? CAL Sri Lanka](https://cal.lk/stormy-skies-steeper-prices-has-bad-weather-driven-up-vegetable-costs-cal-sri-lanka/) - Heavy rains and lower output post-Maha harvest season recently caused vegetable and meats prices to rise year-over-year, yet they remain below the levels seen at the start of the year. - [Excise Taxes lowering the Buzz on Booze and Cigarettes? CAL Sri Lanka](https://cal.lk/excise-taxes-lowering-the-buzz-on-booze-and-cigarettes-cal-sri-lanka/) - Despite the appeal, recent excise increases have sparked a decline in liquor and cigarette consumption volumes. With three cigarette and four liquor tax hikes since 2022, we’re seeing a shift in spending patterns. AnalytiCAL by CAL is now available for all our Equity clients through CAL Online. AnalytiCAL is a comprehensive data portal for stock - [CAL Successfully Raises LKR 3 Billion Subordinated Debt Facility for CDB Finance PLC - CAL Sri Lanka](https://cal.lk/cal-successfully-raises-lkr-3-billion-subordinated-debt-facility-for-cdb-finance-plc-cal-sri-lanka/) - Proud to announce CAL‘s successful closure of another non-banking financial sector transaction, raising a LKR 3 billion subordinated debt facility for Citizens Development Business Finance PLC. Congratulations to CDB Finance PLC, We are proud to support your continued growth and success every step of the way. - [Launch of CAL Online 2.0 Digital Investment Banking Platform | CAL Sri Lanka](https://cal.lk/launch-of-cal-online-2-0-digital-investment-banking-platform-cal-sri-lanka/) - Unleashing the limitless possibilities in the world of digital investment banking! We are thrilled to announce the successful launch of “CAL Online 2.0,” showcasing some of the most advanced features integrated into our digital investment banking platform. During the launch, our Head of Sales, Sachin Unamboowe, briefed us on crucial points about current capital market - [CAL Online 2.0 The Ultimate Mobile Investment App | CAL Sri Lanka](https://cal.lk/cal-online-2-0-the-ultimate-mobile-investment-app-cal-sri-lanka/) - Welcome to the future of investing with CAL Online 2.0! In this video, we unveil our cutting-edge mobile investment platform that puts the power of smart investing right at your fingertips. Watch now to explore the incredible features of the CAL Online Mobile App, including: Effortless Sign-up Process for Unit Trusts, Treasuries and Equity. Simple - [CALGPT an AI Powered Chatbot | CAL Sri Lanka](https://cal.lk/calgpt-an-ai-powered-chatbot-cal-sri-lanka/) - Access our educational content through CAL GPT, an AI powered chatbot that answers all your questions about the topics, including the state of the Sri Lankan economy, what investments to consider and how to navigate taxes. Have a conversation with CAL GPT as it uses AI to process the insights given by leading figures in - [CAL Unit Trust සදහා CAL Online තුලින් අයොජයන කරන ආකාරය සරලව | CAL Sri Lanka](https://cal.lk/cal-unit-trust-සදහා-cal-online-තුලින්-අයොජයන-කරන/) - ඉදිරි දීර්ග සති අන්තයේ දී, CAL Unit Trust සදහා අයොජයන කරන ආකාරය සහා පහත සේවාවන් CAL Online තුලින් සිදුකරන්නා ආකාරය සරලව දැනගනිමිට පහත ලින්ක් එක වෙත පිවිසෙන්න. https://www.youtube.com/playlist?list=PLkwHegyUV7uK18IqgRMzxq1sVRAW7xnUf • මුදල් ආයෝජනය කරන්නේ කෙසේද? • මුදල් ආපසු ලබාගන්නේ කෙසේද? • Fund Flip එකක් යනු කුමක්ද සහ එය කරගන්නා ආකාරය. - [What Yields a Better Return for your Investments Equities or FDs?| CAL Sri Lanka](https://cal.lk/what-yields-a-better-return-for-your-investments-equities-or-fds-cal-sri-lanka/) - Do Equity markets provide more attractive returns compared to fixed deposits, after adjusting for tax and inflation? Signup digitally at https://calonline.lk or with the CAL Online Mobile App iOS | Android https://cal.lk/app/ and begin investing seamlessly. Call us on 011 760 25 25 or visit https://lnkd.in/gXxGZVqt for more information. Follow CAL, your preferred partner in - [Build your Portfolio with | CAL Sri Lanka](https://cal.lk/buying-power-for-stock-trading-now-at-your-fingertips-cal-sri-lanka-2/) - Stock Buying Power is now at your Fingertips! With CAL Online, our Digital Investment Banking Platform, you can now seamlessly transfer up to Rs. 50,000 (powered by Justpay) into your trading account. Your Trading account will be updated within seconds with your transferred amount, and you can instantly buy your favorite stocks. So why wait? - [Buying Power for Stock Trading now at your Fingertips | CAL Sri Lanka](https://cal.lk/buying-power-for-stock-trading-now-at-your-fingertips-cal-sri-lanka/) - Stock Buying Power is now at your Fingertips! With CAL Online, our Digital Investment Banking Platform, you can now seamlessly transfer up to Rs. 50,000 (powered by Justpay) into your trading account. Your Trading account will be updated within seconds with your transferred amount, and you can instantly buy your favorite stocks. So why wait? - [How did corporate earnings perform in 1Q2024 | CAL Sri Lanka](https://cal.lk/how-did-corporate-earnings-perform-in-1q2024-cal-sri-lanka/) - 1Q2024 corporate earnings improved 65% YoY, with the earnings growth primarily driven by the growth in earnings from the banking and food, beverage and tobacco segment. #CALResearch #CorporateEarnings #FinancialGrowth #MarketUpdate - [CAL FinLit Session | CAL Sri Lanka](https://cal.lk/cal-finlit-session-cal-sri-lanka/) - We recently had the pleasure of hosting a Financial Literacy (FinLit) session for employees at Stax – a global strategy consulting firm Colombo, led by Sachin Unamboowe, Head of Sales at CAL. During the session we covered key topics including, 1. Our LKR/USD Outlook, 2. Alternative Investment Options in Sri Lanka, 3. And the importance - [TECHNOMEDICS ACQUIRES 90% OF MEDRAC | CAL Sri Lanka](https://cal.lk/technomedics-acquires-90-of-medrac-cal-sri-lanka/) - CAL is proud to have closed another transaction in the healthcare space, advising Medrac (Pvt) Ltd on its sale to Technomedics International (Pvt) Ltd. CAL continues to be the advisor of choice for family businesses looking to raise funds or plan the next phase of their growth. Visit https://cal.lk or call us on 011 760 - [Invest in 100 Days Treasury Bond | CAL Sri Lanka](https://cal.lk/invest-in-100-days-treasury-bond-cal-sri-lanka/) - Why settle for less when your money can do more? Invest in our 100 Day Treasury Bond and earn an impressive 9% return. Maximize your potential, starting now! Signup digitally at https://calonline.lk or with the CAL Online Mobile App iOS | Android https://cal.lk/app/ investing seamlessly. Call us on 011 760 25 25 or visit https://cal.lk/treasuries/ - [Highlights from 3rd monetary policy review 2024 | CAL Sri Lanka](https://cal.lk/highlights-from-3rd-monetary-policy-review-2024-cal-sri-lanka/) - The Central Bank of Sri Lanka (CBSL) has maintained policy rates in its 3rd Monetary Policy Review of 2024, aiming to keep inflation stable around 5% and encouraging lending rate reductions to boost private sector credit growth. The rupee has been appreciated by 8% YTD, with reserves rising to $5.5 billion by April 2024. #CALResearch - [Analyze CSE Stocks in 10 minutes | CAL Sri Lanka](https://cal.lk/analyze-cse-stocks-in-10-minutes-cal-sri-lanka/) - Unlock valuable insights on CSE stocks with our latest YouTube video, presented by Trisha Peries, Head of Research. Watch now to make informed investment decisions and achieve financial success with CAL, Your preferred partner in financial markets. Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts - [Dividend Watch List May to June | CAL Sri Lanka](https://cal.lk/dividend-watch-list-may-to-june-cal-sri-lanka/) - Several listed companies are expected to declare dividends in May and June. Here are 27 listed companies that have announced dividends in this period in the past. Empower your investment strategy with CAL, your preferred partner in financial markets. Elevated Stock Trading Experience with CAL #TradewithCAL Sign up at https://calonline.lk/ Contact us on 011 760 - [Mother's Day 2024 | CAL Sri Lanka](https://cal.lk/mothers-day-2024-cal-sri-lanka/) - “Hi Mom, අම්මා, அம்மா” At CAL, we reached out to our Employees, asking them to share heartfelt thank you notes for their mothers. Here’s a glimpse into the love and gratitude they have for the amazing women who shaped their lives. - [CAL Online One App for All Market Updates](https://cal.lk/calonline-one-app-for-all-market-updates/) - Stay ahead of the game with CALOnline, your go-to for market insights. Turn on notifications for real-time updates and alerts, and never miss a market-moving moment again. Empower your investment strategy with CAL, your preferred partner in financial markets. Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android - [Invest In One Month Treasury Bills | CAL Sri Lanka](https://cal.lk/invest-in-one-month-treasury-bills-cal-sri-lanka/) - Why settle for less when your money can do more? Invest in our one month Treasury Bills and earn an impressive 9% return Maximize your potential, starting now! Latest rates at: https://cal.lk/treasuries/treasury-bill-and-bond-rates/ Sign up digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. - [Achieve financial security with CAL Unit Trust Funds](https://cal.lk/achieve-financial-security-with-cal-unit-trust-funds/) - Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 760 25 25 or visit https://cal.lk/ut for more Information. - [Sri Lanka has reported a Primary Surplus for the first time in 5 years | CAL Sri Lanka](https://cal.lk/sri-lanka-has-reported-a-primary-surplus-for-the-first-time-in-5-years-cal-sri-lanka/) - Sri Lanka reported a primary surplus for the first time in 5 years, surpassing the IMF’s target of a primary deficit of 0.7% GDP. This is only the 6th time since independence that Sri Lanka had recorded a primary surplus. A primary surplus occurs when a government’s revenues exceed its non-interest expenditures. Follow us to - [Enhance your Trading Experience with CAL Sri Lanka](https://cal.lk/enhance-your-trading-experience-with-cal-sri-lanka/) - Make split second buying decisions with instant buying power! Enhance your Trading Experience with CAL! From CAL Online, in partnership with JustPay, now you can transfer up to Rs. 50,000 from your registered bank account into your stock trading account instantly, enabling instant buying power for your seamless investment journey. Register now for an elevated - [Head of Research Trisha Peries shares her thoughts about CAL](https://cal.lk/head-of-research-trisha-peries-shares-her-thoughts-about-cal/) - “At CAL, innovation and dynamism are a core part of our values. It is not limited to a paper concept but practiced and encouraged day in and day out. CAL offers the flexibility and freedom to innovate and contribute across the group, regardless of your position or department, encouraging a culture of collaboration to bring - [Exploring the Stock Market with CAL | CAL Sri Lanka](https://cal.lk/exploring-the-stock-market-with-cal-cal-sri-lanka/) - What’s stopping you from investing in the stock market? Is it too much information? Inability to pick good stocks? Let CAL help you make sense of it all and empower you in your investment journey. Sign up at https://calonline.lk/ Contact us on 011 760 25 25. Download CAL Online Mobile App iOS – https://apple.co/3MRcjxp | - [CAL Online Ultimate Digital Solution for Effortless Unit Trust Fund Investments | CAL Sri Lanka](https://cal.lk/cal-online-ultimate-digital-solution-for-effortless-unit-trust-fund-investments-cal-sri-lanka/) - Are you looking for a 100% digital solution to manage your investments with ease? CAL Online, a complete Investment Platform, enables the fastest & the most convenient Unit Trust Fund Investment Journey to anyone. Learn about Us at https://cal.lk/ut or call us on 011 760 25 25 Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS - [Are you looking to invest in Stocks?](https://cal.lk/are-you-looking-to-invest-in-stocks/) - Our team is composed of professionals who combine experience and skill in proactively monitoring capital markets, to provide real-time insights to our clients. A state-of-the-art electronic trading platform affords clients both control and convenience in managing how trades progress from start-to-finish. Harness the CAL advantage, by utilizing our comprehensive research and low online commission rates - [CAL, Introducing Instant Buying Power to your Trading Journey](https://cal.lk/cal-introducing-instant-buying-power-to-your-trading-journey/) - Transfer funds from your bank account and top up your trading buying power within seconds, to make those split second buying decisions! Another first from CAL, introducing instant buying power to enhance your stock trading journey, facilitated by JustPay from LankaPay and CAL Online. You can transfer up to LKR 50,000 into your trading account - [Avurudu Celebrations at CAL](https://cal.lk/avurudu-celebrations-at-cal/) - [The Positive Investor Sentiment Continues as ASPI hits a high of 12,033 last week | CAL Sri Lanka](https://cal.lk/the-positive-investor-sentiment-continues-as-aspi-hits-a-high-of-12033-last-week-cal-sri-lanka/) - The Positive investor sentiment continues as ASPI hits a high of 12,033 last week . The ASPI rose 13% since March 2024 with these stocks reaching multi-year highs over the first 8 days of trading in April. Signup digitally at https://calonline.lk or Download the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts - [Some Tips you Would Need to Know Before you Start Investing | CAL Sri Lanka](https://cal.lk/some-tips-you-would-need-to-know-before-you-start-investing-cal-sri-lanka/) - Learn about Us at https://cal.lk/ or call us on 011 760 25 25 Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly with a valid NIC and local Bank Account, an Individual account can be opened digitally! - [Key Highlights of the 2nd Monetary Review for 2024 | CAL Sri Lanka](https://cal.lk/key-highlights-of-the-2nd-monetary-review-for-2024-cal-sri-lanka/) - At its 2nd monetary review for 2024, the Central Bank of Sri Lanka cut policy rates by 50 basis points bringing the Standing Deposit Facility Rate (SDFR) and the Standing Lending Facility Rate (SLFR) to 8.5% and 9.5% respectively. #CALResearch #CAL #monetarypolicy #economy #srilanka - [When is the right time to invest? | CAL Sri Lanka](https://cal.lk/when-is-the-right-time-to-invest-cal-sri-lanka/) - Learn about Us at https://cal.lk/ or call us on 011 760 25 25 Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly with a valid NIC and local Bank Account, an Individual account can be opened digitally! - [Explore the world of Unit Trust Fund with CAL Sri Lanka](https://cal.lk/explore-the-world-of-unit-trust-fund-with-cal-sri-lanka/) - Learn about Us at https://cal.lk/ or call us on 011 760 25 25 Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly with a valid NIC and local Bank Account, an Individual account can be opened digitally! - [2024 කොටස් ආයෝජන - SINHALA WEBINAR | CAL SRI LANKA](https://cal.lk/2024-කොටස්-ආයෝජන-sinhala-webinar-cal-sri-lanka/) - පොලී අනුපාත අඩුවීම සහ වර්ථමානයේ පවතින වෙලඳපොල තත්වයන් සමග 2024 සඳහා ආයෝජන සැලසුම් කරගන්නේ කෙසේද. වැඩි විස්තර සඳහා +94 11 760 25 25 අමතන්න හෝ https://cal.lk/ වෙත පිවිසෙන්න. ඔබගේ පුද්ගලික මූල්‍ය කරමනාකරණය පිලිබද මාර්ගෝපදෙශනය – SINHALA WEBINAR – https://www.youtube.com/watch?v=TY6iMeZIexg&t=202s Investing in 2024 | CAL Webinar on Unit Trust Funds, Treasuries, and Equities – https://youtu.be/zhLWm03VO0o නව ගිනුමක් - [2024 වර්තමානයේ ආකර්ෂණීය ආයෝජන - SINHALA WEBINAR | CAL SRI LANKA](https://cal.lk/2024-වර්තමානයේ-ආකර්ෂණීය-ආයෝජ-2/) - පොලී අනුපාත අඩුවීම සහ වර්ථමානයේ පවතින වෙලඳපොල තත්වයන් සමග 2024 සඳහා ආයෝජන සැලසුම් කරගන්නේ කෙසේද. වැඩි විස්තර සඳහා +94 11 760 25 25 අමතන්න හෝ https://cal.lk/ වෙත පිවිසෙන්න. https://cal.lk/unittrust/calculator/ මගින් අපගේ නවතම පොලී අනුපාතයන් දැන ගත හැක. අයෝජනය සඳහා වැඩි විස්තර Video එකක් – https://www.youtube.com/watch?v=1RoX182K_zk&t=4s ඔබගේ පුද්ගලික මූල්‍ය කරමනාකරණය පිලිබද මාර්ගෝපදෙශනය – SINHALA WEBINAR – https://www.youtube.com/watch?v=TY6iMeZIexg&t=202s - [2024 ඒකක භාර ආයෝජන - SINHALA WEBINAR | CAL SRI LANKA](https://cal.lk/2024-ඒකක-භාර-ආයෝජන-sinhala-webinar-cal-sri-lanka/) - පොලී අනුපාත අඩුවීම සහ වර්ථමානයේ පවතින වෙලඳපොල තත්වයන් සමග 2024 සඳහා ආයෝජන සැලසුම් කරගන්නේ කෙසේද. වැඩි විස්තර සඳහා +94 11 760 25 25 අමතන්න හෝ https://cal.lk/unittrust/si/ වෙත පිවිසෙන්න. https://cal.lk/unittrust/calculator/ මගින් අපගේ නවතම පොලී අනුපාතයන් දැන ගත හැක. අයෝජනය සඳහා වැඩි විස්තර Video එකක් – https://www.youtube.com/watch?v=1RoX182K_zk&t=4s ඔබගේ පුද්ගලික මූල්‍ය කරමනාකරණය පිලිබද මාර්ගෝපදෙශනය – SINHALA WEBINAR – - [2024 වර්තමානයේ ආකර්ෂණීය ආයෝජන - SINHALA WEBINAR | CAL SRI LANKA](https://cal.lk/2024-වර්තමානයේ-ආකර්ෂණීය-ආයෝජ/) - පොලී අනුපාත අඩුවීම සහ වර්ථමානයේ පවතින වෙලඳපොල තත්වයන් සමග 2024 සඳහා ආයෝජන සැලසුම් කරගන්නේ කෙසේද. වැඩි විස්තර සඳහා +94 11 760 25 25 අමතන්න හෝ https://cal.lk/unittrust/si/ වෙත පිවිසෙන්න. https://cal.lk/unittrust/calculator/ මගින් අපගේ නවතම පොලී අනුපාතයන් දැන ගත හැක. අයෝජනය සඳහා වැඩි විස්තර Video එකක් – https://www.youtube.com/watch?v=1RoX182K_zk&t=4s ඔබගේ පුද්ගලික මූල්‍ය කරමනාකරණය පිලිබද මාර්ගෝපදෙශනය – SINHALA WEBINAR – - [Insights into Colombo's Retail Trends for this Awurudu Season | CAL Sri Lanka](https://cal.lk/insights-into-colombos-retail-trends-for-this-awurudu-season-cal-sri-lanka/) - Explore the insights and trends straight from the heart of Colombo’s retailers as they share their take on this year’s avurudu season. - [Listen to our Long-Stay Customer, Mr. George Paldano | CAL Sri Lanka](https://cal.lk/listen-to-our-long-stay-customer-mr-george-paldano-cal-sri-lanka/) - Learn about Us at https://cal.lk/ or call us on 011 760 25 25 Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly with a valid NIC and local Bank Account, an Individual account can be opened digitally! - [Panel Discussion on Consumer Sector Outlook | CAL Sri Lanka](https://cal.lk/panel-discussion-on-consumer-sector-outlook-cal-sri-lanka-2/) - An insightful panel discussion diving into the trends in consumer spending and the outlook for the consumer sector in Sri Lanka. As we hear from esteemed industry leaders: – Mr. Ravi Jayawardena, Group Chief Executive Officer at Maliban Group – Ms. Sabrina Esufally, Managing Director of Hemas Consumer Brands – Mr. Mahesh Wijewardene, Group Chief - [CAL Unit Trust Open Day](https://cal.lk/cal-unit-trust-open-day/) - We are happy to announce that we conducted our first-ever Unit Trust Open Day at our newly opened Customer Experience Center on Saturday, the 23rd of March, 2024. The objective behind this initiative was to provide investors with the opportunity to physically visit, meet our customer service team, engage in direct conversations, and explore the - [Niroshan De Silva, Our Assistant Vice President from Research, shares his thoughts about CAL](https://cal.lk/niroshan-de-silva-our-assistant-vice-president-from-research-shares-his-thoughts-about-cal/) - “At CAL, being part of the award-winning research team isn’t just about recognition, it’s about a culture that fosters continuous learning and empowers us to deliver insights that truly inspire. It’s an exciting journey, and I’m proud to be part of shaping CAL’s future as a leading investment banking brand.” - [CAL Sponsors 1990 Suwa Seriya Emergency Services](https://cal.lk/cal-sponsors-1990-suwa-seriya-emergency-services/) - Extending our support to the Sri Lankan Health Care Services. As the leading investment bank in Sri Lanka, CAL is honored to sponsor an ambulance for “1990 Suwa Seriya Emergency Services”. It’s a privilege, that Sri Lanka’s 1990 Suwa Seriya Emergency Services has been recognized by the World Bank, as the home to one of - [Think Twice before you Invest. Choose your Investments wisely](https://cal.lk/think-twice-before-you-invest-choose-your-investments-wisely/) - [2024 කොටස් වෙළඳපොල ආයෝජන මාර්ගෝපදේශනය SINHALA WEBINAR | CAL SRI LANKA](https://cal.lk/2024-කොටස්-වෙළඳපොල-ආයෝජන-මාර්/) - පොලී අනුපාත අඩුවීම සහ වත්මන් සර්ව ආර්ථික තත්වයන් සමග 2024 සඳහා කොටස් ආයෝජන සැලසුම් කරගන්නේ කෙසේද? වැඩි විස්තර සඳහා +94 11 760 25 25 අමතන්න හෝ https://cal.lk/ වෙත පිවිසෙන්න. අයෝජනය සඳහා වැඩි විස්තර Video එකක් – https://www.youtube.com/watch?v=1RoX182K_zk&t=4s ඔබගේ පුද්ගලික මූල්‍ය කරමනාකරණය පිලිබද මාර්ගෝපදෙශනය – SINHALA WEBINAR – https://www.youtube.com/watch?v=TY6iMeZIexg&t=202s Investing in 2024 | CAL Webinar on - [Ms. Sabrina Esufally, Managing Director of Hemas Consumer Brands on Current Consumer Sentiment](https://cal.lk/ms-sabrina-esufally-managing-director-of-hemas-consumer-brands-on-current-consumer-sentiment/) - An insightful panel discussion diving into the trends in consumer spending and the outlook for the consumer sector in Sri Lanka. As we hear from esteemed industry leaders: – Mr. Ravi Jayawardena, Group Chief Executive Officer at Maliban Group – Ms. Sabrina Esufally, Managing Director of Hemas Consumer Brands – Mr. Mahesh Wijewardene, Group Chief - [USD Buying Rate Drops Below LKR 300 | CAL Sri Lanka](https://cal.lk/usd-buying-rate-drops-below-lkr-300-cal-sri-lanka/) - The Sri Lankan Rupee has strengthened significantly against the US Dollar, with the buying rate dipping below LKR.300 for the first time since July 2023. The latest buying rate for the US Dollar was recorded at LKR 299.05, with the spot rate at LKR 304.34 representing a year-to-date appreciation of 9%. #CALResearch #SriLanka #usd #ExchangeRate - [Invest via the CAL Online App - Unit Trust Funds, Treasuries & the Stock Market | CAL Sri Lanka](https://cal.lk/invest-via-the-cal-online-app-unit-trust-funds-treasuries-the-stock-market-cal-sri-lanka/) - Financial Freedom is now at your FINGERTIPS! Invest via the “CAL Online APP”. Unit Trust Funds, Treasuries and Stock brokering solutions all under one roof. Download the App now & start investing seamlessly ! Download: iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts Call us on 011 760 25 25 or visit cal.lk/ut for more Information. - [March 2024 brings a drop in prices of vegetables compared to the beginning of the year | CAL](https://cal.lk/march-2024-brings-a-drop-in-prices-of-vegetables-compared-to-the-beginning-of-the-year-cal/) - From stormy skies to sunny savings ! March 2024 brings a drop in prices of vegetables compared to the beginning of the year! The significant increase in vegetable prices at the beginning of the year was caused by bad weather conditions affecting the soil, coupled with soaring fertilizer prices. Now, as the weather gradually normalizes, - [Sri Lanka's Suwa Seriya initiative is Recognized by the World Bank](https://cal.lk/sri-lankas-suwa-seriya-initiative-is-recognized-by-the-world-bank/) - Sri Lanka’s Suwa Seriya initiative is recognized by the World Bank for its innovative approach to emergency response. As a lead sponsor, CAL is proud to support Sri Lanka’s revolutionary emergency response service. Together, we’re making a difference in communities nationwide. Learn more : https://blogs.worldbank.org/en/endpovertyinsouthasia/innovating-better-health-saving-lives-sri-lankas-ambulance-story - [A Conversation with CAL’s Kanishke Mannakkara on Tech’s Role in Investment Banking | CAL Sri Lanka](https://cal.lk/a-conversation-with-cals-kanishke-mannakkara-on-techs-role-in-investment-banking-cal-sri-lanka/) - Join our CEO, Kanishke Mannakkara, on a visionary journey to reshape frontier economies. Leveraging technology and strategic innovation, CAL pioneers inclusive financial solutions, democratizing access to sophisticated products, and unlocking unprecedented growth opportunities. Read More here - [ASPI has risen 10% since end January | CAL Sri Lanka](https://cal.lk/aspi-has-risen-10-since-end-january-cal-sri-lanka/) - ASPI rises 10% since end-January with several stocks reaching multi-year highs over the past week. This surge is mainly driven by a shift in investor sentiment. Recent developments including a decline in interest rates have made the stock market an attractive option. - [How are investments taxed in Sri Lanka | CAL Sri Lanka](https://cal.lk/how-are-investments-taxed-in-sri-lanka-cal-sri-lanka/) - How do financial investments get taxed in Sri Lanka? Discover how different asset classes such as Stocks, Treasuries, Unit Trusts, Fixed Deposits and Properties get taxed currently in 2024. Signup digitally at calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 760 25 - [2024 ආයෝජනය ප්‍රවේශය - SINHALA WEBINAR | CAL SRI LANKA](https://cal.lk/2024-ආයෝජනය-ප්‍රවේශය-sinhala-webinar-cal-sri-lanka/) - පොලී අනුපාත අඩුවීම සහ වර්ථමානයේ පවතින වෙලඳපොල තත්වයන් සමග 2024 සඳහා ආයෝජන සැලසුම් කරගන්නේ කෙසේද. වැඩි විස්තර සඳහා +94 11 760 25 25 අමතන්න හෝ https://cal.lk/unittrust/si/ වෙත පිවිසෙන්න. https://cal.lk/unittrust/calculator/ මගින් අපගේ නවතම පොලී අනුපාතයන් දැන ගත හැක. අයෝජනය සඳහා වැඩි විස්තර Video එකක් – https://www.youtube.com/watch?v=1RoX182K_zk&t=4s ඔබගේ පුද්ගලික මූල්‍ය කරමනාකරණය පිලිබද මාර්ගෝපදෙශනය – SINHALA WEBINAR – - [Percentage of High Risk Loans Reduced for the first time in 2 years | CAL Sri Lanka](https://cal.lk/percentage-of-high-risk-loans-reduced-for-the-first-time-in-2-years-cal-sri-lanka/) - The stage 3 loans ratio witnessed a decline in 4Q2023, marking a reversal of the upward trajectory seen since 1Q2022 - [Women’s Day at CAL](https://cal.lk/womens-day-at-cal/) - Women’s Day at CAL, followed by an internally hosted panel discussion on “Women’s Empowerment in the Workforce”. The session delved into key themes, including, •How can women play a pivotal role in changing the industrial landscape? •What is needed for Sri Lanka to unleash the true potential of its female workforce? •Personal career highlights & - [Bingumal Thewarathanthri CEO at Standard Chartered Bank on Net Interest Margins | CAL Sri Lanka](https://cal.lk/bingumal-thewarathanthri-ceo-at-standard-chartered-bank-on-net-interest-margins-cal-sri-lanka/) - Mr. Bingumal Thewarathanthri, Chief Executive Officer at Standard Chartered Bank, talks about the importance of maintaining stable Net Interest Margins, for the revival of the economy. Watch the full panel discussion on our YouTube channel! - [Learn About The CAL’s Quantitative Equity Fund | CAL Sri Lanka](https://cal.lk/learn-about-the-cals-quantitative-equity-fund-cal-sri-lanka/) - Explore Investment Opportunities in the Stock Market with CAL’s Quantitative Equity Fund, a strategic step to diversify our investments in the Stock Market. The benefits investors gain by investing in CAL’s Quantitative Equity Fund: • No minimum fees and No existing charges will be applied • Investors will gain direct access to a diversified portfolio - [How did Corporate Earning Perform in 4Q2023?](https://cal.lk/how-did-corporate-earning-perform-in-4q2023/) - 4Q2023 saw a robust corporate earnings performance, with a remarkable 90% YoY growth. This growth was driven by strong performance in the financial services and the food, beverage, and tobacco sectors. Additionally, the market benefited from a 41% YoY reduction in net finance costs, coinciding with declining interest rates and contributing to improved profitability. - [Mr. Damith Pallewatte, Deputy General Manager at HNB, talks about Interest Rates | CAL Sri Lanka](https://cal.lk/mr-thimal-perera-ceo-at-dfcc-bank-talks-about-the-parate-pause-cal-sri-lanka-2/) - Mr. Damith Pallewatte , Deputy General Manager at Hatton National Bank, talks about Interest Rates and its Impact on the Banking Sector. Watch the full panel discussion on our YouTube channel – https://youtu.be/KtXFFL-u5uo - [Mr. Thimal Perera, CEO at DFCC Bank, talks about the Parate Pause | CAL Sri Lanka](https://cal.lk/mr-thimal-perera-ceo-at-dfcc-bank-talks-about-the-parate-pause-cal-sri-lanka/) - Mr. Thimal Perera, Chief Executive Officer at DFCC Bank, talks about the parate pause. Watch the full panel discussion here – https://youtu.be/pLheeqSRI5Y - [Start Trading in the Stock Market with CAL | CAL Sri Lanka](https://cal.lk/start-trading-in-the-stock-market-with-cal-cal-sri-lanka/) - Ready to dive into the stock market? Embark on your journey into the world of stock trading, From beginner to seasoned investor, take the first step with CAL, your partner in financial freedom. Signup digitally at calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. - [Does CAL have a Unit Trust Fund that invests in the Sri Lankan Stock Market?](https://cal.lk/does-cal-have-a-unit-trust-fund-that-invests-in-the-sri-lankan-stock-market/) - Looking to enter the stock market? Why not do it through the CAL Quant Equity Fund, which has no minimum investment and no exit fees. Learn more about the fund https://cal.lk/unittrust/ or call us on 011 760 25 25 Signup digitally at calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts - [Sri Lanka's Parate Pause 2024 | CAL Sri Lanka](https://cal.lk/sri-lankas-parate-pause-2024-cal-sri-lanka/) - Sri Lanka’s Parate Pause: Balancing Relief and Risk. On February 26th, 2024, the government hits pause on ‘Parate Execution’ until Dec 15. Dive into the dynamics of this temporary relief, its impact on borrowers, and the delicate balance between financial stability and economic growth. 📉💼 - [CAL Premier League 2024](https://cal.lk/cal-premier-league-2024/) - The CAL Premier League 2024 kicked off with great success on March 17th, 2024, and numerous memorable moments and highlights were captured during this thrilling and entertaining event. - [Panel Discussion on Banking Sector Outlook | CAL Sri Lanka](https://cal.lk/panel-discussion-on-banking-sector-outlook-cal-sri-lanka/) - Dive into the future of banking in Sri Lanka with CAL’s latest panel discussion featuring industry experts: • Damith Pallewatte FRM, FCMA, CGMA (Deputy General Manager at Hatton National Bank) • Bingumal Thewarathanthri ( Chief Executive Officer at Standard Chartered Bank) • Thimal Perera (Chief Executive Officer at DFCC Bank) Watch the Full Video here Gain insights and stay ahead in - [Unit Trust Funds Simplified | CAL Sri Lanka](https://cal.lk/unit-trust-funds-simplified-cal-sri-lanka/) - Unit Trust Funds Simplified! The smarter way to achieve your Financial Dreams. Sign up with CAL and get to know more interesting details about CAL Unit Trust Funds. For more information, visit us at https://cal.lk/unittrust/ and sign up digitally via https://calonline.lk - [CAL Recognized as First Investment Bank for JustPay Web Integration](https://cal.lk/cal-recognized-as-first-investment-bank-for-justpay-web-integration/) - CAL was recognised as the first Investment Bank in Sri Lanka for enabling investments via ‘JustPay Web,’ an alternative to an Internet Payment Gateway (IPG) introduced by LankaPay. Our Chief Information Officer, Mr. Tharindra Kulasinghe, accepted a certificate of recognition for the above efforts on behalf of CAL, from Channa de Silva, CEO of LankaPay, during the launch of - [CAL CEO Kanishke Mannakkara on Tech's Banking Impact: Biznomics Exclusive](https://cal.lk/cal-ceo-kanishke-mannakkara-on-techs-banking-impact-biznomics-exclusive/) - Our CEO Kanishke Mannakkara featured in the latest Biznomics edition, discussing the transformative impact of technology in the dynamic landscape of banking and finance. Read Full Article - [Private Curated Gallery tour KALĀ South Asian modern and Contemporary Art](https://cal.lk/private-curated-gallery-tour-kala-south-asian-modern-and-contemporary-art/) - As the Founding Platinum Partner for KALĀ, we are privileged to have hosted a private curated gallery tour showcasing South Asian modern and contemporary art, originating from both the local and diasporic arts community, at the Lionel Wendt Theatre. KALĀ in association with the Lionel Wendt Art Centre aims to provide a new annual platform - [Seamless Fund Transfers via CAL Online App with JustPay](https://cal.lk/seamless-fund-transfers-via-cal-online-app-with-justpay/) - You can now instruct the transfer of funds from your bank account to the Unit Trust Fund of choice with a couple of clicks within the CAL Online app! Powered by JustPay (by LankaPay) investing in unit trust funds is now now seamless for the first time in Sri Lanka! Signup digitally at calonline.lk or with the - [CAL's New Customer Experience Center | CAL Sri Lanka](https://cal.lk/cals-new-customer-experience-center-cal-sri-lanka/) - Start your journey to financial freedom at CAL’s New Customer Experience Center! Capital Alliance Holdings Limited (CAL) is opening a brand new Customer Experience Center at Jetwing House, Colombo 2, designed to cater to all customer registration and onboarding needs for Unit Trust Funds, Treasuries, and Stock trading. As the leading investment bank in Sri - [Treasury Bill rates have dropped below 10% for the first time since March 2022 | CAL](https://cal.lk/treasury-bill-rates-have-dropped-below-10-for-the-first-time-since-march-2022-cal/) - Treasury Bill rates have dropped below 10% for the first time since March 2022”. Watch CAL’s Research Analyst, Dilushka De Mel, explain the reasons behind this decline. - [Sri Lanka Gains from Red Sea Crisis | CAL Research](https://cal.lk/sri-lanka-gains-from-red-sea-crisis-cal-research/) - Since November, Yemen’s Iran-backed Houthi rebels have been attacking ships in the Red Sea, a crucial route responsible for approximately 12% of global shipping traffic. Here’s an overview of the Red Sea attacks and their ripple effect on Sri Lanka, highlighting how rerouting made Colombo Port an attractive transshipment point and increased freight rates resulted - [Investing in 2024 | CAL Webinar](https://cal.lk/investing-in-2024-cal-webinar-2/) - Watch our free webinar by our Chief strategist, Udeeshan Jonas, CFA, focusing on decoding the new market landscape and unveiling the future of investments. Watch the Full Video here: https://www.youtube.com/watch?v=zhLWm03VO0o - [Spreading love and joy at CAL as we celebrate Valentine's Day in style](https://cal.lk/spreading-love-and-joy-at-cal-as-we-celebrate-valentines-day-in-style/) - Spreading love and joy at CAL as we celebrate Valentine’s Day in style! Our office is adorned with beautiful roses, brightening up our workspace. Sharing smiles and roses to celebrate #LoveDay with the #CALFamily. - [Start investing in Treasuries with just Rs.500,000](https://cal.lk/start-investing-in-treasuries-with-just-rs-500000/) - Safeguard your high-risk romances with risk free investments this Valentine’s Day! Start investing in Treasury Bills & Bonds with just Rs.500,000. Signup digitally at https://calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 760 25 25 or visit https://cal.lk/treasuries/ for more - [Panel Discussion on the future of the Banking Sector in Sri Lanka.](https://cal.lk/panel-discussion-on-the-future-of-the-banking-sector-in-sri-lanka/) - Exciting News! CAL Research brings you another insightful panel discussion on the future of the banking sector in Sri Lanka. Join us on 21st February 2024, 2:00-3:00 PM, featuring industry experts, • Mr. Damith Pallewatte FRM, FCMA, CGMA (Deputy General Manager at Hatton National Bank) • Mr.Bingumal Thewarathanthri ( Chief Executive Officer at Standard Chartered Bank) - [Exploring Sri Lanka's Apparel Export Growth](https://cal.lk/exploring-sri-lankas-apparel-export-growth/) - Take a closer look at Sri Lanka’s apparel export performance over the past six years, focusing on the major markets for apparel exports. Notably, in 2023, the US maintained its position as Sri Lanka’s primary apparel export market despite experiencing a 22% decline in exports compared to the previous year. This decline can be attributed - [Calling MSMEs in Key Sectors to Connect with Us](https://cal.lk/calling-msmes-in-key-sectors-to-connect-with-us/) - If your business identifies as an MSME and operates in either one of the vital sectors such as Agribusiness/ food processing, ICT and other sectors with high growth potential such as Tourism and Apparel, Please get in touch with us at investmentbanking@cal.lk - [CAL Appoints Kanishke Mannakkara as New CEO](https://cal.lk/cal-appoints-kanishke-mannakkara-as-new-ceo/) - Capital Alliance Holdings Ltd., (CAL), the leading investment bank in Sri Lanka, has announced the appointment of Kanishke Mannakkara as its new Chief Executive Officer. This decision highlights CAL’s ongoing commitment to sustained growth and innovation in the dynamic landscape of the financial industry. Kanishke brings a wealth of experience to his new role, having - [Iraq Remains Top Importer of Sri Lankan Tea in 2023 Despite Overall Export Dip](https://cal.lk/iraq-remains-top-importer-of-sri-lankan-tea-in-2023-despite-overall-export-dip/) - In 2023, Iraq maintained its role as the primary importer of Sri Lankan tea. Despite an overall 3% decline in tea exports to 242 KMT compared to 2022, the latter half of 2023 witnessed a notable 4.5% increase in tea exports with comparison to the corresponding period in 2022. - [Start Investing in CAL Treasuries Today: Seamless Digital Platform for Easy Access](https://cal.lk/start-investing-in-cal-treasuries-today-seamless-digital-platform-for-easy-access/) - It’s never too late to get started. Start investing in Treasuries with confidence using our Web or Mobile platform CAL Online. After opening an account digitally, select from a wide variety of maturities and invest using the mobile app or web app in less than 2 minutes! For more information visit https://cal.lk/treasuries/ Start investing in CAL - [CAL Five Year Optimum Fund Now Listed on Colombo Stock Exchange](https://cal.lk/cal-five-year-optimum-fund-now-listed-on-colombo-stock-exchange/) - We are thrilled to announce that the CAL Five Year Optimum Fund was listed on the Colombo Stock Exchange (CSE) as of February 1st, 2024! Accordingly, 193,904,428 units of the fund were listed, this marks a significant milestone as the first unit listing in over a decade. The occasion was marked with a special Bell Ringing Ceremony at the - [Investing in 2024 | CAL Webinar](https://cal.lk/investing-in-2024-cal-webinar/) - Unlock financial opportunities for success in 2024 with Unit Trust Funds, Treasuries, and Equities: Register now: https://bit.ly/Investing_in_2024_Webinar to join CAL for an exclusive webinar on February 11, 2024 (Sunday), from 10 AM to 11 AM, where we’ll focus on decoding the new market landscape and unveiling the future of investments. - [Life of a Fund Manager at CAL | CAL Sri Lanka](https://cal.lk/life-of-a-fund-manager-at-cal-cal-sri-lanka/) - [The Big Mac Index: Sri Lanka's Currency Valuation Compared Globally | CAL Sri Lanka](https://cal.lk/the-big-mac-index-sri-lankas-currency-valuation-compared-globally-cal-sri-lanka/) - The Big Mac has become more than just a tasty treat. For a decade, the Big Mac Index has served as a fascinating indicator of purchasing power parity and currency valuation. Let’s see how Sri Lanka compares with the rest of the world! - [CAL Partners is Expanding its Investment Advisory Services in Collaboration with USAID Catalyze | CAL Sri Lanka](https://cal.lk/cal-partners-is-expanding-its-investment-advisory-services-in-collaboration-with-usaid-catalyze-cal-sri-lanka/) - [Unraveling Key Insights into Educational Literacy in Sri Lanka | CAL Sri Lanka](https://cal.lk/unraveling-key-insights-into-educational-literacy-in-sri-lanka-cal-sri-lanka/) - [Invest In Treasury Bills & Bonds | CAL Sri Lanka](https://cal.lk/invest-in-treasury-bills-bonds-cal-sri-lanka-3/) - Check out the latest Treasury Bill and Bond Rates and invest securely online with CAL, a licensed Primary Dealer of Government Securities for the Central Bank of Sri Lanka for the last 23 years. Latest rates at: https://cal.lk/treasuries/treasury-bill-and-bond-rates/ Sign up digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android - [Life of a Stock Broker at CAL | CAL Sri Lanka](https://cal.lk/life-of-a-stock-broker-at-cal-cal-sri-lanka/) - [Celebrating a Colorful Pongal at CAL | CAL Sri Lanka](https://cal.lk/12964-2/) - [How to Create Units in Unit Trust Funds using JustPay | CAL Sri Lanka](https://cal.lk/how-to-create-units-in-unit-trust-funds-using-justpay-cal-sri-lanka/) - With CAL Online and #JustPay, you can now effortlessly create units for your Unit Trust investment directly from your bank account via the CAL Online web platform. A pioneering feature in Sri Lanka! The feature will also soon be available on the Mobile App. Special thanks to Seylan Bank PLC for a seamless partnership. Start - [CAL, Founding Platinum Partner in Grand Unveiling of KALĀ](https://cal.lk/cal-founding-platinum-partner-in-grand-unveiling-of-kala/) - Thrilled to be part of the grand unveiling of KALĀ. As one of the Founding Platinum Partners, CAL is honored to play a pivotal role in the launch of this platform dedicated to South Asian Art, in collaboration with the Lionel Wendt Art Centre. Together, we’re shaping a new annual platform for sustainable art ecosystems - [CAL’s MILESTONES IN 2023 | CAL SRI LANKA](https://cal.lk/cals-milestones-in-2023-cal-sri-lanka/) - Happy New Year to our clients and stakeholders! Thank you for choosing CAL as your partner in Financial Markets. 2023 was a remarkable year for us, and we are excited to share our highlights with you. CAL, Your preferred partner in Financial Markets. #milestones #CalFamily - [Commencing 2024 New Year Celebrations at CAL](https://cal.lk/commencing-2024-new-year-celebrations-at-cal/) - [How did Sri Lankan's use CALOnline in 2023 | CAL](https://cal.lk/how-did-sri-lankans-use-calonline-in-2023-cal/) - Sri Lankans loved doing investments online last year, check out how they used CAL Online to help build their wealth, the smart way, last year! With CAL Online (mobile and web) you can seamlessly invest in Unit Trusts, Treasuries and more. Signup digitally at https://calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp - [CAL is proud to be a Founding Platinum Partner for KALĀ](https://cal.lk/cal-is-proud-to-be-a-founding-platinum-partner-for-kala/) - We take pride in announcing that CAL has become one of the Founding Sponsors for KALĀ, a platform dedicated to South Asian Art, in association with the Lionel Wendt Art Centre. KALĀ aims to provide a new annual platform that contributes to the sustainable development of art ecosystems within the Sri Lankan region and wider - [INVESTMENT GRADE FUND | CAL SRI LANKA](https://cal.lk/investment-grade-fund-cal-sri-lanka/) - Learn about Unit Trust Funds at https://cal.lk/unittrust/ or call us on 011 760 25 25 Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly with a valid NIC and local Bank Account, an Individual account can be opened digitally! වැඩි විස්තර සඳහා - [CAL is now live with JustPay](https://cal.lk/cal-is-now-live-with-justpay/) - With CAL Online and #JustPay, you can now seamlessly transfer funds to your Unit Trust investment directly from your bank account using the CAL Online web platform. This is a first in Sri Lanka! The feature will also soon be available on the mobile app. Log in to your CAL Online web app and click - [Debenture Issue 2024](https://cal.lk/debenture-issue-2024/) - Issue Opens on 05th of January 2024 For further information pleaser refer the prospectus and Application – https://www.dfcc.lk/debenture-issuance/ To apply, download the application form via the following link and submit the application to Level 05, Millennium House No 46, 58 Nawam Mawatha, 02 - [Hear our Employees Share Their Thoughts on "What Christmas Means" to them!](https://cal.lk/hear-our-employees-share-their-thoughts-on-what-christmas-means-to-them/) - [Comparison Between October and December to prepare Lunch for a family of 4 People](https://cal.lk/comparison-between-october-and-december-to-prepare-lunch-for-a-family-of-4-people/) - Over the past few months, the prices of certain essential groceries, particularly vegetables have increased significantly. Swipe to view the cost comparison between October and December to prepare lunch for a family of four people. #cal #calresearch #economy #realprices #food #inflation #srilanka - [Cheers to a Fantastic Journey ahead with CAL!](https://cal.lk/cheers-to-a-fantastic-journey-ahead-with-cal/) - Wishing you a blissful New Year filled with prosperity and success. We hope that 2024 brings you and your family good health, and happiness. May all of your hopes and dreams come true in the coming year✨ - [Merry Christmas from all of us at CAL!](https://cal.lk/merry-christmas-from-all-of-us-at-cal/) - [Unwrap the Gift of Financial Freedom with CAL | CAL Sri Lanka](https://cal.lk/unwrap-the-gift-of-financial-freedom-with-cal-cal-sri-lanka/) - This festive season, unwrap the gift of financial freedom with CAL!🎁🎄 Invest in your future and cherish the togetherness and love of family and friends. #christmas #cal #digital #financetok #invest #investing #stocks #srilanka - [CAL CHRISTMAS PARTY 2023](https://cal.lk/cal-christmas-party-2023/) - “CAL Christmas Party 2023 at Taj Samudra Colombo – A night filled with fun, laughter, and unforgettable memories!” - [It's beginning to look a lot like Christmas at CAL!](https://cal.lk/its-beginning-to-look-a-lot-like-christmas-at-cal/) - [Parliament Passes VAT Amendment Bill | CAL Sri Lanka](https://cal.lk/parliament-passes-vat-amendment-bill-cal-sri-lanka/) - Parliament has passed the Value Added Tax Amendment Bill, signaling a shift from 15% to 18% starting from 1st of January 2024. Stay tuned with CAL for further insights and updates. - [FIXED INCOME OPPORTUNITIES FUND | CAL SRI LANKA](https://cal.lk/fixed-income-opportunities-fund-cal-sri-lanka/) - Learn about Unit Trust Funds at https://cal.lk/unittrust/ or call us on 011 760 25 25 Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly with a valid NIC and local Bank Account, an Individual account can be opened digitally! වැඩි විස්තර සඳහා - [CAL Market Insights with Derana 24 | 13.12.2023](https://cal.lk/cal-market-insights-with-derana-24-13-12-2023/) - [Highest dividend paying companies over the past 5 years](https://cal.lk/highest-dividend-paying-companies-over-the-past-5-years/) - [Here's a comparative look at worker remittances in 2022 vs 2023](https://cal.lk/heres-a-comparative-look-at-worker-remittances-in-2022-vs-2023/) - [What if a Finance guy goes to Dinner | CAL Sri Lanka](https://cal.lk/what-if-a-finance-guy-goes-to-dinner-cal-sri-lanka/) - [Threads of Thought - Panel Discussion on Apparel Sector | CAL Sri Lanka](https://cal.lk/threads-of-thought-panel-discussion-on-apparel-sector-cal-sri-lanka/) - Watch our Panel Discussion On The Future Of The Apparel Sector In Sri Lanka. Featuring: • Malik Ahamadeen ( Chief Growth Officer, MAS Holdings Country Lead, MAS India) • Viraj Fernando (CEO, Private Label Division, Hela Apparel Holdings PLC) - [CAL CRM team successfully handling a record number of on boarding via CAL Online Digital Platform in November 2023](https://cal.lk/12731-2/) - We are excited to share another achievement by our Customer Service Team, successfully handling a record number of customer registrations via CAL Online in November 2023. A big thank you to our valued customers for trusting us with your transactions. Your satisfaction is our goal, and we appreciate the opportunity to serve you Sign up - [CAL Market Insights with Derana 24 | 06.12.2023](https://cal.lk/cal-market-insights-with-derana-24-06-12-2023/) - [CAL Market Insights with Derana 24 | 04.12.2023](https://cal.lk/cal-market-insights-with-derana-24-04-12-2023/) - [Unveiling Sri Lanka's Tourism Tapestry: A Deep Dive into 2023 Stats, Projections, and Government Targets](https://cal.lk/did-you-know-that-mutual-funds-and-unit-trust-funds-are-the-same-2/) - At CAL we offer a selection of Unit Trust Funds, and you too can begin investing today. For more information visit https://cal.lk/ut/ Signup digitally at calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 760 25 25 or visit https://cal.lk/ #cal - [Did you know that Mutual Funds and Unit Trust Funds are the same?](https://cal.lk/did-you-know-that-mutual-funds-and-unit-trust-funds-are-the-same/) - At CAL we offer a selection of Unit Trust Funds, and you too can begin investing today. For more information visit https://cal.lk/ut/ Signup digitally at calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 760 25 25 or visit https://cal.lk/ #cal - [Real talk with the CAL Crew | CAL Sri Lanka](https://cal.lk/real-talk-with-the-cal-crew-cal-sri-lanka/) - Take a closer look at the viewpoints of our Fund Manager, Analyst, and Broker as they share their takes. 🚀💡 #quickfirequestions #financetok #calfamily #cal #corporatelife #officelife #workculture #fyp #foryoupage #xyzbca #trending #srilanka #worklife - [How much more are we paying now, when compared to the pre-economic crisis period?](https://cal.lk/how-much-more-are-we-paying-now-when-compared-to-the-pre-economic-crisis-period/) - The economic crisis along with inflation has drastically changed every Sri Lankan’s livelihood, so let’s take a closer look at this through the daily life of Kamal. - [10Bn worth of digital investments in Treasury Bills and Bonds | CAL Sri Lanka](https://cal.lk/10bn-worth-of-digital-investments-in-treasury-bills-and-bonds-cal-sri-lanka/) - Tharindra kulasinghe (Chief Information Officer- CAL), speaks on CAL Online, our digital investment platform, marking another milestone in it’s journey, handling over 10Bn worth of digital investments in Treasury Bills and Bonds! CAL Online, Your preferred Partner in Digital Investment & Financial Growth Signup digitally at https://calonline.lk or with the CAL Online Mobile App iOS - [Treasury Bill and Bond Return Calculator | CAL Sri Lanka](https://cal.lk/treasury-bill-and-bond-return-calculator-cal-sri-lanka/) - Comprehensive Treasury Bill and Bond Return Calculator now available on calonline.lk and the CAL Online Mobile App, where you can calculate what your potential returns are based on investment value. Signup digitally at calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on - [Vehicle Import Restrictions | CAL Sri Lanka Expectations](https://cal.lk/vehicle-import-restrictions-cal-sri-lanka-expectations/) - [Invest In Treasury Bills & Bonds | CAL Sri Lanka](https://cal.lk/invest-in-treasury-bills-bonds-cal-sri-lanka-2/) - Checkout the latest Treasury Bill and Bond Rates and invest securely online with CAL, a licensed Primary Dealer for the Central Bank of Sri Lanka. Latest rates at: https://cal.lk/treasuries/treasury-bill-and-bond-rates/ Sign up digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on - [Diwali Celebration's at CAL](https://cal.lk/diwali-celebrations-at-cal/) - [ඔබගේ පුද්ගලික මූල්‍ය කරමනාකරණය පිලිබද මාර්ගෝපදෙශනය - SINHALA WEBINAR | CAL SRI LANKA](https://cal.lk/ඔබගේ-පුද්ගලික-මූල්‍ය-කරම-2/) - ඒකක භාර, කොටස් සහ වෙනත් ආයෝජන අවස්තා පිලිබද සවිස්තරාත්මක වැඩසටහන. වැඩි විස්තර සඳහා +94 11 760 25 25 අමතන්න හෝ https://cal.lk/unittrust/si/ වෙත පිවිසෙන්න. https://cal.lk/unittrust/calculator/ මගින් අපගේ නවතම පොලී අනුපාතයන් දැන ගත හැක. අයෝජනය සඳහා වැඩි විස්තර Video එකක් – https://www.youtube.com/watch?v=1RoX182K_zk&t=4s නව ගිනුමක් විවෘත කර ගැනිම සදහා http://calonline.lk/ වෙත පිවිස අපගේ ඩිජිටල් අයදුම්පත යොමු කරන්න - [10,000 YouTube Channel Subscribers | CAL Sri Lanka](https://cal.lk/10000-youtube-channel-subscribers-cal-sri-lanka/) - Grateful for the incredible journey 🎉 Thank you to each of our 10,000 YouTube Channel subscribers for being a part of this amazing community. Here’s to the next chapter together! Visit our CAL YouTube Channel: calsrilanka204, to learn about investing, the economy and much more. - [Would PAYE taxes be revised in the upcoming Budget? | CAL Sri Lanka Expectations](https://cal.lk/would-paye-taxes-be-revised-in-the-upcoming-budget-cal-sri-lanka-expectations/) - [ඔබගේ පුද්ගලික මූල්‍ය කරමනාකරණය පිලිබද මාර්ගෝපදෙශනය - SINHALA WEBINAR | CAL SRI LANKA](https://cal.lk/ඔබගේ-පුද්ගලික-මූල්‍ය-කරම/) - ඒකක භාර, කොටස් සහ වෙනත් ආයෝජන අවස්තා පිලිබද සවිස්තරාත්මක වැඩසටහන. වැඩි විස්තර සඳහා +94 11 760 25 25 අමතන්න හෝ https://cal.lk/unittrust/si/ වෙත පිවිසෙන්න. https://cal.lk/unittrust/calculator/ මගින් අපගේ නවතම පොලී අනුපාතයන් දැන ගත හැක. අයෝජනය සඳහා වැඩි විස්තර Video එකක් – https://www.youtube.com/watch?v=1RoX182K_zk&t=4s නව ගිනුමක් විවෘත කර ගැනිම සදහා http://calonline.lk/ වෙත පිවිස අපගේ ඩිජිටල් අයදුම්පත යොමු කරන්න - [Do you have a Rich Mindset? Rich Dad Poor Dad | CAL Sri Lanka](https://cal.lk/do-you-have-a-rich-mindset-rich-dad-poor-dad-cal-sri-lanka/) - Answer these 3 questions based on Rich Dad, Poor Dad to find out #investmentplan #investing #richdadpoordad #book #richdadpoordadbook #cal - [Road to the Annual Budget | CAL Explains - Episode 02](https://cal.lk/road-to-the-annual-budget-cal-explains-episode-02/) - The Annual Budget Announcement is scheduled to take place next week, on the 13th of November. These are CAL’s expectations for the 2024 budget! #SriLanka #AnnualBudget #budget #CALResearch #CAL #IMF - [Road to the Annual Budget | CAL Explains - Episode 01](https://cal.lk/road-to-the-annual-budget-cal-explains-episode-01/) - The Annual Budget Announcement is scheduled to take place next week, on the 13th of November. CAL expects the budget to provide more insights into Sri Lanka’s economic strategy in light of the current economic situation and IMF conditions. Tune in for more! #cal #calresearch #annualbudget #budget #budgeting #srilanka #imf - [CAL Online Your Personal Investment Manager](https://cal.lk/cal-online-your-personal-investment-manager/) - Your personal investment manager is now at your fingertips the CAL Online – Invest in Unit Trust Funds, Treasuries, and Equities now! Signup digitally at calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 760 25 25 or visit https://cal.lk/ - [Regulated Short Selling | CAL Sri Lanka](https://cal.lk/regulated-short-selling-cal-sri-lanka/) - Do you know what short selling is and how it is regulated in the Colombo Stock Exchange? Watch Minal Wickramage (Analyst- Corporate Office- CAL) as he explains the inner workings of short selling. #cal #investing #investmentbanking #cse #colombostockexchange #srilanka #finance #financeworld #shortselling - [இனிய தீபாவளி நல்வாழ்த்துக்கள் | Happy Diwali | CAL](https://cal.lk/இனிய-தீபாவளி-நல்வாழ்த்து/) - மகிழ்ச்சி நிலைக்க, செல்வம் குவிய, ஆரோக்கியம் சிறக்க இனிய தீபாவளி நல்வாழ்த்துக்கள்..! 🪔✨ අලෝකයේ මංගල්‍යය සමරන ලෝකවාසී සියලු සිත් සතන්වල යහපත් සිතිවිලිම ඉපදෙන ප්‍රීතිමත් දීපවාලී උත්සවයක් වේවා..!🪔✨ May the festival of Lights, Fill your life with the flow of happiness and the sparkle of Joy – Happy Diwali..!🪔✨ - [CAL Securities Executed the FIRST REGULATED SHORT SELL (RSS) TRADE in the Sri Lankan Stock Market](https://cal.lk/cal-securities-executed-their-first-regulated-short-sell-rss-trade-in-the-sri-lankan-stock-market/) - [Unit Trust Funds are a Great Option if you’re Looking to Diversify your Savings](https://cal.lk/unit-trust-funds-are-a-great-option-if-youre-looking-to-diversify-your-savings/) - [Learn about CAL Treasuries](https://cal.lk/learn-about-cal-treasuries/) - Learn about CAL Treasuries, from CAL’s role in issuing Treasury Bills and Bonds, what they are, and how you would earn a return by investing. To learn more visit https://cal.lk/treasuries/ and signup digitally at calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us - [Reach Beyond Traditional investing with CAL Unit Trust Funds!](https://cal.lk/reach-beyond-traditional-investing-with-cal-unit-trust-funds/) - Traditional investment opportunities are slowly becoming a thing of the past. Why limit yourself to static investments when you can have the best of both worlds with CAL Unit Trust Funds. Find out more at https://cal.lk/ut and signup digitally at calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts - [Watch our panel Discussion on the tourism industry to gain insight into the performance and challenges faced in the industry](https://cal.lk/watch-our-panel-discussion-on-the-tourism-industry-to-gain-insight-into-the-performance-and-challenges-faced-in-the-industry/) - [Types of People at CAL | CAL Family](https://cal.lk/types-of-people-at-cal-cal-family/) - [Rankings of Sri Lanka's top tea export markets | CAL Sri Lanka](https://cal.lk/rankings-of-sri-lankas-top-tea-export-markets-cal-sri-lanka/) - [IMF staff level agreement for the second EFF review with Sri Lanka on October 19, 2023](https://cal.lk/imf-staff-level-agreement-for-the-second-eff-review-with-sri-lanka-on-october-19-2023/) - [What would you do? Spend first and invest later, or invest now and spend later?](https://cal.lk/what-would-you-do-spend-first-and-invest-later-or-invest-now-and-spend-later/) - Maximize your returns by creating a savings plan that aligns with your financial goals, achieving these goals has never been simpler than with CAL Online. Invest in CAL Unit Trust Funds today. Find out more at https://cal.lk/ut and signup digitally at calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – - [Your personal investment manager is now at your fingertips with CAL Online](https://cal.lk/your-personal-investment-manager-is-now-at-your-fingertips-with-cal-online/) - Your personal investment manager is now at your fingertips with CAL Online – Invest in Unit Trust Funds, Treasuries, and Equities now! Signup digitally at calonline.lk or with the CAL Online Mobile App iOS/ Android (LINK IN BIO) and begin investing seamlessly. Call us on 011 760 25 25 or visit cal.lk for more. - [භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කර වල ආයෝජනය කරන්න](https://cal.lk/භාණ්ඩාගාර-බිල්පත්-සහ-බැඳ-2/) - 🇱🇰ලංකා මහ බැංකුව විසින් පිරිනමනු ලබන භාණ්ඩාගාර බිල්පත් දැන් ඔබට පහසුවෙන් ඩිජිටල් ලෙස CAL සමඟ ආයෝජනය කිරීමට හැකියාව ඇත! වැඩි විස්තර – https://cal.lk/treasuries/si/ ආයෝජන සඳහා නවතම අනුපාත සහ කල්පිරීම බලන්න – https://cal.lk/treasuries/treasury-bill-and-bond-rates/si/ 🇱🇰භාණ්ඩාගාර බිල්පත්/බැඳුම්කර අන්තර්ජාලය හරහා ආයෝජනය කරමු (Video) – https://www.youtube.com/watch?v=omXi3Kk58xk Capital Alliance PLC යනු ශ්‍රී ලංකා මහ බැංකුවේ ලියාපදිංචි, බලපත්‍රලාභී, වසර 22ක භාණ්ඩාගාර ගණුදෙණු - [What is a portfolio? Learn about markets and investing with CAL](https://cal.lk/what-is-a-portfolio-learn-about-markets-and-investing-with-cal/) - [What will influence the Investment Environment? | CAL Sri Lanka](https://cal.lk/what-will-influence-the-investment-environment-cal-sri-lanka/) - Watch Kanishke Mannakkara, Chairman of CAL Investments speak on the factors that will influence the investing environment for equities in the foreseeable future. Watch the full video: https://youtu.be/q5ecrdfh66Y?si=6s5ud7sIkz_l6T4j - [Weekly Tea Auction Snapshot | CAL Sri Lanka](https://cal.lk/weekly-tea-auction-snapshot-cal-sri-lanka/) - Sip by sip, a tea tale unfolds: This week’s tea auction saw a 4.6% reduction in total quantity resulting in an overall average price increase of 0.4% compared to the previous week. - [Restart Sri Lanka Day 01- Dr. Reza Baqir | CAL Sri Lanka](https://cal.lk/restart-sri-lanka-day-01-dr-reza-baqir-cal-sri-lanka/) - Dr. Reza Baqir, Former Governor of the State Bank of Pakistan, Managing Director and Global Head of Sovereign Advisory Services – Alvarez & Marsal, discusses the feasibility and impact of State Owned Enterprise reforms in Sri Lanka, while participating at Restart Sri Lanka – Virtual investor summit hosted by CAL from 5th-7th September 2023 Watch - [CAL 23rd Anniversary | CAL Sri Lanka](https://cal.lk/cal-23rd-anniversary-cal-sri-lanka/) - Tharindra Kulasinghe (Chief Information Officer- CAL), Arun Subbiah (Senior Technical Lead- CAL), Minal Wickramage (Analyst- Corporate Office – CAL), and Lal Samantha (senior Executive Administration- CAL), all share what they find to be most inspiring about CAL and the company’s achievements thus far as we embark on 23 years in the financial market. - [How to Setup Market Alerts and News | CAL Sri Lanka](https://cal.lk/how-to-setup-market-alerts-and-news-cal-sri-lanka/) - How to set up market alerts and news on the ‘CAL Online’ Mobile App. signup digitally at https://calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 760 25 25 or visit https://cal.lk/ - [Restart Sri Lanka Day 01- Dr. Indrajit Coomaraswamy | CAL Sri Lanka](https://cal.lk/restart-sri-lanka-day-01-dr-indrajit-coomaraswamy-cal-sri-lanka/) - Dr. Indrajit Coomaraswamy, the former Governor of the Central Bank of Sri Lanka elaborates on recent advancements in international trade, including the ASEAN region and the potential for the integration of the Indian and Sri Lankan economies while participating at Restart Sri Lanka – Virtual investor summit hosted by CAL from 5th-7th Sep 2023. Watch - [Food for Thought: The Inflation Impact on Family Meals | CAL Sri Lanka](https://cal.lk/food-for-thought-the-inflation-impact-on-family-meals/) - Are we really feeling the reduction in Food inflation in our plates? Over the past 3 months, prices of some essential groceries, including rice and vegetables, have increased, while meat and potato prices have decreased. - [Building an Equity Strategy | CAL Sri Lanka](https://cal.lk/building-an-equity-strategy-cal-sri-lanka/) - Watch our Head of Research at CAL, Trisha Peries, give us an overview on building an Equity Strategy. Watch the Full Video here: https://www.youtube.com/watch?v=DCzRAF9W1HM&t=280s - [CAL 23rd Anniversary - Sharmali Perera, Chief Risk & Compliance Officer | CAL Sri Lanka](https://cal.lk/cal-23rd-anniversary-sharmali-perera-chief-risk-compliance-officer-cal-sri-lanka/) - Sharmali Perera, our Chief Risk & Compliance Officer at CAL, shares her journey and thoughts on the company as it successfully reaches its 23rd Anniversary. - [Introduction to trading in the Stock Market with Atrad | CAL Webinar](https://cal.lk/introduction-to-trading-in-the-stock-market-with-atrad-cal-webinar/) - Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 760 25 25 or visit https://cal.lk/ for more Information Why Invest in Equities Free Webinar Watch full video – https://youtu.be/Eqe9zcVc5YE?si=jXC-hBSFoE5pGAT7 Riding The Market Wave Webinar Watch full video – - [Invest In Treasury Bills & Bonds | CAL Sri Lanka](https://cal.lk/invest-in-treasury-bills-bonds-cal-sri-lanka/) - Checkout the latest Treasury Bill and Bond Rates and invest securely online with CAL, a licensed Primary Dealer for the Central Bank of Sri Lanka. Latest rates at: https://cal.lk/treasuries/treasury-bill-and-bond-rates/ Sign up digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on - [Invest in CAL Unit Trust Fund - Investment Grade Fund](https://cal.lk/invest-in-cal-unit-trust-fund-investment-grade-fund/) - Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 760 25 25 or visit https://cal.lk/ for more Information Learn More about Unit Trust – https://youtu.be/ROI46FNNcn8?t=148 - [CAL Celebrates its 23rd Anniversary](https://cal.lk/cal-celebrates-its-23rd-anniversary/) - [Wishing a Joyful Children’s Day to every kid in the world! ](https://cal.lk/wishing-a-joyful-childrens-day-to-every-kid-in-the-world/) - CAL celebrating the joy, innocence, and boundless imagination of the future generation on Children’s Day at Sri Jinananda Children’s Home Wellawatta. - [May the blessings of Prophet Muhammad be with you always](https://cal.lk/may-the-blessings-of-prophet-muhammad-be-with-you-always/) - [Watch Kanishke Mannakkara CEO of CAL speaks on relevance of value investing as an equity portfolio management strategy in Sri Lanka](https://cal.lk/watch-kanishke-mannakkara-ceo-of-cal-speaks-on-relevance-of-value-investing-as-an-equity-portfolio-management-strategy-in-sri-lanka/) - [With AnalytiCAL, investors are empowered with simple yet powerful tools to become their own traders](https://cal.lk/with-analytical-investors-are-empowered/) - Watch the full of video of AnlaytiCAL Launch on our YouTube Channel – https://lnkd.in/gBWhxika Read Full Article here - [What would you do, spend now and invest your money later, or invest now and spend later?](https://cal.lk/what-would-you-do-spend-now-and-invest-your-money-later-or-invest-now-and-spend-later/) - Checkout the latest Treasury Bill and Bond Rates and invest securely online with CAL, a licensed Primary Dealer for the Central Bank of Sri Lanka for over 20 years. Latest rates at: https://cal.lk/treasuries/treasury-bill-and-bond-rates/ Sign up digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing - [October Fuel Price Forecast: CAL Predicts LKR 12-14/L Hike Amidst Rising Global Oil Prices](https://cal.lk/october-fuel-price-forecast-cal-predicts-lkr-12-14-l-hike-amidst-rising-global-oil-prices/) - [Tourism Industry: What's ahead? - Insights from Dmitri Cooray | Managing Director, Jetwing Hotels](https://cal.lk/tourism-industry-whats-ahead-insights-from-dmitri-cooray-managing-director-jetwing-hotels/) - Mr. Dmitri Cooray, Managing Director of Jetwing Hotels, gives exclusive insight into the current environment of Sri Lanka’s tourism industry and the right way forward in the industry that is extremely vital to the Sri Lankan economy. - [Top 05 Netflix Series to Enhance your Investing Knowledge](https://cal.lk/top-05-netflix-series-to-enhance-your-investing-knowledge/) - [Restart Sri Lanka Day 01 - Outlook and Challenges for a Post- Debt Restructure Economy](https://cal.lk/restart-sri-lanka-outlook-and-challenges-for-a-post-debt-restructure-economy/) - https://www.youtube.com/watch?v=6cPYbhzycxE By Dr. Indrajit Coomaraswamy, Former Governor of the Central Bank of Sri Lanka Dr. Reza Baqir, Former Governor of the State Bank of Pakistan, Managing Director – Alvarez & Marsal - [Restart Sri Lanka Day 02 - Asset Allocation in a Post-Crisis Landscape](https://cal.lk/restart-sri-lanka-asset-allocation-in-a-post-crisis-landscape/) - Mr. Kanishke Mannakkara, Group Chief Operating Officer, CAL, Managing Director, Capital Alliance Investments Ltd Mr. Charlie Robertson, Head of Macro Strategy, FIM Partners Mr. Florian Weidinger, CEO, Santa Lucia Asset Management Mr. Nishok Goonasekera CEO – Capital Alliance Partners Limited - [Restart Sri Lanka Day 03 - Mr. Suresh Shah, Operationalizing SOE Reforms: The Road Ahead](https://cal.lk/restart-sri-lanka-mr-suresh-shah-operationalizing-soe-reforms-the-road-ahead/) - [Restart Sri Lanka Day 03 - Leading Industry Experts, with their insightful Perspectives, contribute to the discourse on reinvigorating Sri Lanka.](https://cal.lk/restart-sri-lanka-day-03-leading-industry-experts/) - Macro Economic Outlook for Sri Lanka by: • Mr. Udeeshan Jonas, CFA Jonas, Chief Strategist, CAL Shifting strategies from Resilience to Recovery by: • Ms. Kasturi Chellaraja Wilson, Managing Director/CEO, HEMAS HOLDINGS PLC. • Mr. Sanath Manatunge, Managing Director/CEO, Commercial Bank of Ceylon PLC. • Mr. Hasitha Premaratne, Managing Director, Brandix Lanka Ltd. - [Celebrating 3000 Followers on Instagram](https://cal.lk/celebrating-3000-on-instagram/) - We extend our gratitude to everyone who has supported CAL and been a part of our Journey. Follow us for more content on investing, finance, the economy and more! Start your investment journey with CAL today. - [Track the latest Stock Dividends and get alerts with CAL Online](https://cal.lk/track-the-latest-stock-dividends-and-get-alerts-with-cal-online/) - Track the latest Stock Dividends and get alerts with CAL Online. Market news, data and announcements at your fingertips, download CAL Online now and stay ahead of the market. Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 - [Charting Sri Lanka's Economic Recovery | Dr. Nandalal Weerasinghe at Restart Sri Lanka](https://cal.lk/charting-sri-lankas-economic-recovery-dr-nandalal-weerasinghe-at-restart-sri-lanka/) - Governor of the Central Bank of Sri Lanka delivered the keynote Speech for Day 1 of Restart Sri Lanka – A virtual investor summit hosted by CAL - [What is TTM PER?](https://cal.lk/what-is-ttm-per/) - [Master the Sri Lankan Stock Market with the Ultimate Virtual Stock Simulator | VStock CAL Sri Lanka](https://cal.lk/master-the-sri-lankan-stock-market-with-the-ultimate-virtual-stock-simulator-vstock-cal-sri-lanka/) - Join Tharindra Kulasinghe – Chief Information Officer and Sachin Unamboowe Assistant Manager – Corporate Finance as they delve into the concept of VStock and provide a brief tutorial on navigating the platform. Elevate your stock picking skills by immersing yourself in the world of VStock now. Try it now with our CAL Online mobile app - [Day 3 of Restart Sri Lanka, a virtual Investor Summit Hosted by CAL, was held at Marriot, Colombo](https://cal.lk/day-3-of-restart-sri-lanka-a-virtual-investor-summit-hosted-by-cal-was-held-at-marriot-colombo/) - The session opened with Mr. Udeeshan Jonas speaking on the topic “Macro Economic Outlook for Sri Lanka” then went on to a panel discussion with Ms. Kasturi Chellaraja Wilson, Mr. Sanath Manatunge, and Mr. Hasitha Premaratne, speaking on “Shifting Strategies from Resilience to Recovery” To watch the videos of the event please visit our YouTube - [Why Choose Unit Trust Funds - Webinar | CAL Sri Lanka](https://cal.lk/why-choose-unit-trust-funds-webinar-cal-sri-lanka/) - Watch our free webinar by our Chief Strategist at CAL Udeeshan Jonas covering Unit Trust Funds Equities and more. Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 760 25 25 or visit cal.lk/ for more Information Full - [CAL is Proud to Partner with Thyāga to launch our Exclusive Rewards Program for CAL Online Customers!](https://cal.lk/11908-2/) - CAL is proud to partner with Thyāga to launch our exclusive Rewards program for CAL Online customers! Get rewarded for being a smart investor, download our app or join via the web now to start investing! Eligible customers will be notified in due course. Sign up digitally at https://calonline.lk/ or with the CAL Online Mobile - [Unlocking Sri Lanka's Future: Join the Journey to Restart Success | Restart Sri Lanka Virtual Summit](https://cal.lk/11920-2/) - Sri Lanka stands at a pivotal point in time, having navigated through a series of hurdles over the past few years. We believe the time is now to reign in a new season of growth. Join us as we aim to restart Sri Lanka’s next success story together. Registration Link: https://linktr.ee/restarts - [Brewing Insights from a Tea Industry Veteran - Niraj De Mel | Chairman of Sri Lanka Tea Board | CAL](https://cal.lk/brewing-insights-from-a-tea-industry-veteran-niraj-de-mel-chairman-of-sri-lanka-tea-board-cal/) - Join us for an exclusive interview with Niraj De Mel, the esteemed Chairman of the Sri Lanka Tea Board, as he shares his wealth of knowledge and experience in the Sri Lankan tea industry. - [කොටස් වෙළඳපොල සමග ඉදිරියට - SINHALA WEBINAR | CAL SRI LANKA](https://cal.lk/කොටස්-වෙළඳපොල-සමග-ඉදිරිය/) - අපගේ වර්තමාන කොටස් තේරීම් සහ ඔබට ගත හැකි හොඳම ආයෝජන තීරණ පිළිබඳ අවබෝධයක් ලබා ගැනීමට අප සමග එක්වන්න. අප හා සම්බන්ධ වන්න 011 760 25 25 Or වැඩි විස්තර සඳහා https://cal.lk/stock-brokering/ වෙත පිවිසෙන්න. දිවයිනේ විශිෂ්ටතම අන්තර්ජාල ආයෝජක පිවිසුම අත්විඳින්න – http://calonline.lk/ - [Tea Industry : What’s ahead? - Insights From Dinesh Fernando | COO of Ceylon Tea Brokers](https://cal.lk/tea-industry-whats-ahead-insights-from-dinesh-fernando-coo-of-ceylon-tea-brokers/) - [CAPITAL ALLIANCE PLC - PQ 00252285 - 2nd Annual General Meeting](https://cal.lk/capital-alliance-plc-pq-00252285-2nd-annual-general-meeting/) - Notice is hereby given that the second (2nd) Annual General Meeting of Capital Alliance PLC will be held as a virtual meeting on 20th September 2023 at 1.30 p.m. on Friday, Emanating from Level 5, Millennium House, No. 46/58, Nawam Mawatha, Colombo 2. The Annual Report of the Company, Request for a hard copy of - [Riding The Market Wave - Webinar Now on YouTube](https://cal.lk/riding-the-market-wave-webinar-now-on-youtube/) - Watch the free webinar by our Head of Research at CAL, Trisha Peries covering CAL’s top equity picks, and gain insight into the best investment decisions you can make for your portfolio. Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Why - [CAL is proud to present Restart Sri Lanka - A Virtual Investor Summit](https://cal.lk/cal-is-proud-to-present-restart-sri-lanka-a-virtual-investor-summit/) - CAL is proud to present Restart Sri Lanka – a virtual investor summit aimed at reigning in Sri Lanka’s next phase of growth. - [Did you know that the stock market has yielded better returns than fixed deposits in a shorter period of time?](https://cal.lk/did-you-know-that-the-stock-market-has-yielded-better-returns-than-fixed-deposits-in-a-shorter-period-of-time/) - Don’t miss out on opportunities. Start trading with CAL and ATrad today. Download CAL Online and ATrad to start your financial journey with us. App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts Signup digitally at https://calonline.lk/ for our Equities, Unit Trust and Treasury Products, or use our mobile app. To learn more visit our website - [CAL Online, Digital Investment Platform for all Sri Lankan's | Tharindra Kulasinghe - CIO CAL](https://cal.lk/cal-online-digital-investment-platform-for-all-sri-lankans-tharindra-kulasinghe-cio-cal/) - Mr. Tharindra Kulasinghe, Chief Information Officer of CAL shared his insights on CAL’s Digital approach to create seamless experience across mobile and web interfaces making investment information available at one’s fingertips. AnalytiCAL Trailer – https://youtu.be/AocfH8lPhTk AnalytiCAL Full Launch Video – https://youtube.com/live/w9Q6cQRVHRU Download CAL Online and ATrad to start your financial journey with us. App iOS - [Want to learn about investing in Stocks? Why not try it virtually first?](https://cal.lk/want-to-learn-about-investing-in-stocks-why-not-try-it-virtually-first/) - Enhance your stock picking skills in our virtual simulator with real market dynamics. Try it now with our CAL Online at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. - [What is PBV? Learn about markets and investing with CAL](https://cal.lk/what-is-pbv-learn-about-markets-and-investing-with-cal/) - Track the PBV of Stocks using our CAL Online app or Analytical research portal. Download the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts Signup digitally at calonline.lk for our Equities, Unit Trust and Treasury Products. To learn more visit our website at https://cal.lk/stock-brokering/ or call us on 011 760 25 25 - [Overview of the AnalytiCAL Research Platform | Trisha Peries - Head of Research CAL](https://cal.lk/overview-of-the-analytical-research-platform-trisha-peries-head-of-research-cal/) - Trisha Peries- Head of Research at CAL, takes us through the magic of AnalytiCAL, unveiling its features and capabilities that will empower investors with unrivaled market insights. Watch the full video on our YouTube Channel. For more information visit cal.lk or call us on 011 760 25 25 - [Declining Rainfall and Reservoirs: Current Water Levels and Utilization](https://cal.lk/declining-rainfall-and-reservoirs-current-water-levels-and-utilization/) - With the recent decrease in rains, water levels in reservoirs have begun to shrink. Here’s a look at the current state of the power generating reservoirs and how much of their capacity is being utilized. - [Corporate Earnings have Declined 68% YoY in 2Q2023](https://cal.lk/corporate-earnings-have-declined-68-yoy-in-2q2023/) - ["Seizing the Next Big Opportunity" - FINLIT Webinar Now on YouTube](https://cal.lk/seizing-the-next-big-opportunity-finlit-webinar-now-on-youtube/) - Watch our free webinar by our Chief Strategist at CAL, Udeeshan Jonas covering Unit Trust Funds, Equities, and more. Download the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts Signup digitally at https://calonline.lk/ To learn more visit our website at https://cal.lk/ or call us on 011 760 25 25 - [Summer Internship Program | CAL Sri Lanka](https://cal.lk/summer-internship-program-cal-sri-lanka/) - Here’s a glimpse of the learning experience & exposure gained by our summer sparks! We were delighted to have a great group of interns work with us! Kickstart your career in Investment Banking, connect with our career portal – https://bit.ly/3GZS3X3 - [The Complete Digital Unit Trust Solution for Sri Lankans](https://cal.lk/the-complete-digital-unit-trust-solution-for-sri-lankans/) - Sign up digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 760 25 25 or visit https://cal.lk/ut More Information - [Marking the achievement of reaching 2,000 Subscribers on our YouTube channel](https://cal.lk/11705-2/) - Expect more exciting and educational content on capital markets, the economy and investing. We extend our gratitude for your valued presence and support in our journey, thank you! YouTube Channel: https://youtube.com/@calsrilanka204 - [Start Trading with only LKR 100,000 with CAL and Atrad](https://cal.lk/start-trading-with-only-lkr-100000-with-cal-and-atrad/) - Did you know that the market has gained 23% from the 1st of July to the 10th of August? Don’t miss out on opportunities, start trading with only LKR 100,000 with CAL and Atrad. CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts Signup digitally at https://calonline.lk/ to learn more visit https://cal.lk/stock-brokering/ or - [Be your own trader with CAL and ATRAD](https://cal.lk/be-your-own-trader-with-cal-and-atrad/) - Get access to research material, made by the best research team for the 4th year in a row, awarded by the CFA society Sri Lanka. CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts Signup digitally at https://calonline.lk/ To learn more visit our website at https://cal.lk/stock-brokering/ or call us on 011 760 25 - [Ears on the Ground Episode #12 - Liquor Industry Grapples with Reducing Volumes | CAL](https://cal.lk/ears-on-the-ground-episode/) - Finance Director of HEINEKEN Lanka Limited, Samanthi Kariyawasam, gives an overview of the current state of the domestic soft liquor industry, the challenges facing it and potential catalysts to drive growth in the near-term. - [CAL Partners CEO Nishok Goonasekera Joins Panel at USAID Catalyze and CSE Forum on SME Funding via CSE](https://cal.lk/cal-partners-ceo-nishok-goonasekera-joins-panel-at-usaid-catalyze-and-cse-forum-on-sme-funding-via-cse/) - CAL Partners’ CEO, Nishok Goonasekera, was a panelist at last week’s forum hosted jointly by USAID Catalyze Private Sector Development Activity and the CSE themed “Unlocking Funding Opportunities for SMEs Through the CSE. Read Full Article here - [Unlock your Financial Potential through these Top five Must-Read Books for Aspiring Investors](https://cal.lk/unlock-your-financial-potential-through-these-top-five-must-read-books-for-aspiring-investors/) - Start your investment journey with us today, Signup digitally at https://calonline.lk/, or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. - [Here is what to Expect after Monetary Board Cuts Statutory Reserve Ratio by 200bps | CAL](https://cal.lk/here-is-what-to-expect-after-monetary-board-cuts-statutory-reserve-ratio-by-200bps-cal/) - [Enabling Financial Excellence 44th National Conference of Chartered Accountants, Sri Lanka](https://cal.lk/enabling-financial-excellence-44th-national-conference-of-chartered-accountants-sri-lanka/) - As the 44th National Conference organized by CA Sri Lanka will be held from 03rd to 05th October 2023, at the Monarch Imperial, Sri Jayewardenepura on the theme “Beyond the Perfect Storm: Seizing the Opportunity” We are proud to be a part of the board of sponsors for the 44th National Conference of Chartered Accountants - [CAL Revolutionises Investor Approach to Equity Investing with AnalytiCAL](https://cal.lk/cal-revolutionises-investor-approach/) - Capital Alliance Securities (CAL), a full-service frontier market investment bank yesterday launched an innovative web-based platform – AnalytiCAL, which is designed to revolutionize the way investors approach equity investing. AnalytiCAL provides comprehensive and real-time financial data and analytical tools to investors, financial professionals, and businesses, empowering investors with simple, powerful tools to become their own - [ප්‍රතිලාභ උපරිම කරගන්න, ඒකක භාරවල (Unit Trust Funds) ආයෝජනය කරන්න](https://cal.lk/ප්‍රතිලාභ-උපරිම-කරගන්න-ඒ/) - ප්‍රතිලාභ උපරිම කරගන්න! ඔබේ ඉතුරුම් අපතේ යාමට ඉඩ නොදෙන්න. අප හා සම්බන්ධ වන්න 011 760 25 25 Or වැඩි විස්තර සඳහා https://cal.lk/unittrust/si වෙත පිවිසෙන්න. දිවයිනේ විශිෂ්ටතම අන්තර්ජාල ආයෝජක පිවිසුම අත්විඳින්න – http://calonline.lk/ - [භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කර වල ආයෝජනය කරන්න](https://cal.lk/භාණ්ඩාගාර-බිල්පත්-සහ-බැඳ/) - 🇱🇰ලංකා මහ බැංකුව විසින් පිරිනමනු ලබන භාණ්ඩාගාර බිල්පත් දැන් ඔබට පහසුවෙන් ඩිජිටල් ලෙස CAL සමඟ ආයෝජනය කිරීමට හැකියාව ඇත! වැඩි විස්තර – https://cal.lk/treasuries/si/ ආයෝජන සඳහා නවතම අනුපාත සහ කල්පිරීම බලන්න – https://cal.lk/treasuries/treasury-bill-and-bond-rates/si/ 🇱🇰භාණ්ඩාගාර බිල්පත්/බැඳුම්කර අන්තර්ජාලය හරහා ආයෝජනය කරමු (Video) – https://www.youtube.com/watch?v=omXi3Kk58xk Capital Alliance PLC යනු ශ්‍රී ලංකා මහ බැංකුවේ ලියාපදිංචි, බලපත්‍රලාභී, වසර 22ක භාණ්ඩාගාර ගණුදෙණු - [Atrad User Guide - Check Cash Balance and Buying Power](https://cal.lk/atrad-user-guide-check-cash-balance-and-buying-power/) - Download [pdf-embedder url="https://cal.lk/wp-content/uploads/2023/08/Atrad-Guide.pdf" title="CAL Research Equity Strategy"] - [The launch of AnalytiCAL is now available for viewing on our YouTube Channel](https://cal.lk/the-launch-of-analytical-is-now-available-for-viewing-on-our-youtube-channel/) - [Stay Tuned for the Reveal of our Unmatched Research Offering](https://cal.lk/stay-tuned-for-the-reveal-of-our-unmatched-research-offering/) - [What is RSI? Learn about markets and investing with CAL](https://cal.lk/what-is-rsi-learn-about-markets-and-investing-with-cal/) - What is RSI? Learn about markets and investing with CAL! Download the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts Signup digitally at https://calonline.lk/ for our Equities, Unit Trust and Treasury Products, or use our mobile app. To learn more visit our website at https://cal.lk/ or call us on 011 760 25 - [Start your Trading Journey with us Today](https://cal.lk/start-your-trading-journey-with-us-today/) - CAL is committed towards providing you with the best possible investment and trading experience. Download CAL Online and ATrad to start your financial journey with us. Download the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts Signup digitally at https://calonline.lk/ for our Equities, Unit Trust and Treasury Products, or use our mobile - [Mixed Results for state-owned sectors](https://cal.lk/mixed-results-for-state-owned-sectors/) - State-owned Banks and Insurance providers experienced a decline in profitability during the initial 4 months of 2023. On a brighter note, State-owned Energy and Aviation sectors showcased remarkable resilience, recovering substantial portions of their previous losses. - [What are Capital Gains? Learn about markets and investing with CAL!](https://cal.lk/what-are-capital-gains-learn-about-markets-and-investing-with-cal/) - Download the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts Signup digitally at https://calonline.lk/ for our Equities, Unit Trust and Treasury Products, or use our mobile app. To learn more visit our website at https://cal.lk/ or call us on 011 760 25 25 - [The Initial Public Offering of Agarapatana Plantations Limited is opening soon](https://cal.lk/the-initial-public-offering-of-agarapatana-plantations-limited-is-opening-soon/) - The Initial Public Offering of Agarapatana Plantations Limited is opening soon . Don’t have a CDS account yet? Open one through CAL today. Download the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts Signup digitally at https://calonline.lk/ for our Equities, Unit Trust and Treasury Products, or use our mobile app. To learn - [Stay ahead of the Stock Market with CAL Online](https://cal.lk/stay-ahead-of-the-stock-market-with-cal-online/) - Set price Alerts for stocks, add to your Watch List, get live RSI, Valuation Ratios and more! Stay ahead of the market with CAL Online. Download the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts Signup digitally at calonline.lk for our Equities, Unit Trust and Treasury Products, or use our mobile app. - [Did you know that banking sector stocks have been the top-preforming stocks in the last two weeks?](https://cal.lk/did-you-know-that-banking-sector-stocks-have-been-the-top-preforming-stocks-in-the-last-two-weeks/) - Bank shares have had a strong bull run in the past 2 weeks. Did you miss it? Don’t miss out on the next opportunity. Stay informed and be at the forefront of the latest developments in the stock market, with our updates and insights. - [Overview of Government Tax Revenue Performance](https://cal.lk/11318-2/) - Sri Lanka’s government tax revenue in H1 2023 surged by an impressive 93% YoY. This growth resulted from the introduction of new taxes as part of a fiscal consolidation program with the International Monetary Fund. Personal income tax and withholding tax saw significant increases, and VAT collections doubled, reaching LKR 230 billion. https://cal.lk/news/ - [CAL is proud to be ranked among the Top 100 Brands in Sri Lanka](https://cal.lk/cal-is-proud-to-be-ranked-among-the-top-100-brands-in-sri-lanka/) - We take immense pride in announcing that CAL has secured its position among the esteemed top 100 brands in Sri Lanka. We would like to thank our amazing clients for their unwavering support on this remarkable journey. Learn More about CAL at https://cal.lk/ or Call us on 011 760 25 25 - [Unlock your Financial Potential by Investing in a Diversified Portfolio with CAL Quantitative Equity Fund](https://cal.lk/unlock-your-financial-potential-by-investing-in-a-diversified-portfolio-with-cal-quantitative-equity-fund/) - To learn more visit our website at https://lnkd.in/g9rrzBBa or Call us on 011 760 25 25 Signup digitally at https://calonline.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. - [Plan, invest, manage debt, and increase your income. Every step you take will get you closer to reaching your financial potential](https://cal.lk/plan-invest-manage-debt-and-increase-your-income-every-step-you-take-will-get-you-closer-to-reaching-your-financial-potential/) - To learn more visit our website at https://lnkd.in/gXxGZVqt or Call us on 011 760 25 25. Signup digitally at calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. - [Maximize your returns by creating a savings plan that aligns with your financial goals, achieving these goals has never been simpler than with CAL Online](https://cal.lk/maximize-your-returns-by-creating-a-savings-plan-that-aligns-with-your-financial-goals-achieving-these-goals-has-never-been-simpler-than-with-cal-online/) - Invest in CAL Unit Trust Funds today. Find out more at https://cal.lk/ut and signup digitally at calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 760 25 25 or visit https://cal.lk/ - [Trading Equities with CAL is just 04 Simple Steps Away](https://cal.lk/trading-equities-with-cal-is-just-04-simple-steps-away/) - To learn more visit our website at https://lnkd.in/gXxGZVqt or Call us on 011 760 25 25 Signup digitally at calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. - [Invest In Treasury Bills & Bonds](https://cal.lk/invest-in-treasury-bills-bonds-2/) - Signup digitally at calonline.lk or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 760 25 25 or visit https://cal.lk/treasuries/ for more information. - [Tech-Driven Capital Markets Innovation: CAL's CIO Tharindra Kulasinghe's Strategy to Democratize Access](https://cal.lk/tech-driven-capital-markets-innovation-cals-cio-tharindra-kulasinghes-strategy-to-democratize-access/) - Tech-driven capital markets innovation: How CAL is winning Listen to our Chief Information Officer Tharindra Kulasinghe on its strategy to democratize access to capital markets by using technology #innovation #technology #tech #brand #capitalmarkets #strategy #innovations #digitaltransformation - [CAL CEO Announces Introduction of Closed-End Fixed-Income Fund for Enhanced Investor Opportunities](https://cal.lk/cal-ceo-announces-introduction-of-closed-end-fixed-income-fund-for-enhanced-investor-opportunities/) - CAPITAL ALLIANCE LIMITED (CAL), AN INVESTMENT BANK, IS INTRODUCING SRI LANKA’S ONLY ACTIVE CLOSED-END FIXED INCOME FUND WITH A PRIMARY FOCUS ON GOVERNMENT SECURITIES. THE LAUNCH OF THIS INNOVATIVE FUND AIMS TO PROVIDE INSTITUTIONAL AND RETAIL INVESTORS WITH AN OPPORTUNITY TO CAPITALIZE ON THE CURRENT MARKET CONDITIONS AND TAKE ADVANTAGE OF ATTRACTIVE RETURNS IN THE - [Maximizing Your Investments Digitally: How to Re-invest Treasury Bills and Bonds with CAL Online](https://cal.lk/maximizing-your-investments-digitally-how-to-re-invest-treasury-bills-and-bonds-with-cal-online/) - Not only can you invest in Treasury Bills and Bonds online using CAL Online, we now have many options for you to maximize your investments digitally, without leaving your home! • Re-invest Treasury Bills and Bonds maturities in Another Treasury Bill or Bond. • Re-invest Treasury Bills and Bonds maturities In a CAL Unit Trust - [Diversify your financial Investments with CAL Unit Trust Funds for Smarter Growth](https://cal.lk/diversify-your-financial-investments-with-cal-unit-trust-funds-for-smarter-growth/) - Signup digitally at https://portal.cal.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 760 25 25 or visit cal.lk/ut More Information - [Debt Restructuring Proposal Explained | CAL](https://cal.lk/debt-restructuring-proposal-explained-cal/) - Watch our free webinar on CAL’s Equity Market outlook following the Parliamentary approval provided on the DDO, conducted by our Head of Research at CAL, Trisha Peries. This discussion includes key reasons for a positive outlook on the equity market, expected risks, and stock picks. To learn more visit our website at https://cal.lk/stock-brokering/ or Call - [Explanation on Equity Market Outlook following the Parliamentary Approval on the DDO | CAL Sri Lanka](https://cal.lk/explanation-on-equity-market-outlook-following-the-parliamentary-approval-on-the-ddo-cal-sri-lanka/) - Watch our free webinar on CAL’s Equity Market outlook following the Parliamentary approval provided on the DDO, conducted by our Head of Research at CAL, Trisha Peries. This discussion includes key reasons for a positive outlook on the equity market, expected risks, and stock picks. To learn more visit our website at https://cal.lk/stock-brokering/ or Call - [The CSE All Share Index reached 7billion in turnover](https://cal.lk/the-cse-all-share-index-reached-7billion-in-turnover/) - The ASPI reached 7 billion in turnover, supported by the massive banking and financial services sector rally brought on by clarity on the DDO and falling interest rates. To learn more visit our website at https://lnkd.in/gXxGZVqt or Call us on 011 760 25 25 Signup digitally at https://portal.cal.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and - [Is this the ideal time to Invest in Equities](https://cal.lk/is-this-the-ideal-time-to-invest-in-equities/) - Expected lower interest rates in the markets makes investing in equities more appealing than fixed income securities Signup digitally at https://portal.cal.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 760 25 25 or visit https://cal.lk/stock-brokering/ for more information. - [Unravelling The Debt Puzzle | Domestic Debt Restructure in Sri Lanka Explained | CAL Sri Lanka](https://cal.lk/unravelling-the-debt-puzzle-domestic-debt-restructure-in-sri-lanka-explained-cal-sri-lanka/) - The Debt Restructuring proposal obtained approval from the Cabinet on the 28th of June; what exactly does this proposal entail and what are the next steps in the process. Watch our Head of Research at CAL, Trisha Peries, CFA explains the Debt Restructure proposals and what to expect Click the link to watch the webinar now: - [Capital Alliance Partners is proud to be Awarded the Corporate Finance Advisor License by SEC Sri Lanka](https://cal.lk/11180-2/) - We are proud to announce that Capital Alliance Partners was awarded the Corporate Finance Advisor License by the Securities and Exchange Commission of Sri Lanka. - [Sri Lanka's Financial Stress has Eased off Relative to its Peak in 2022](https://cal.lk/sri-lankas-financial-stress-has-eased-off-relative-to-its-peak-in-2022/) - As measured by the Asian Development Bank, Sri Lanka’s financial stress has eased off relative to its peak in 2022. The Financial Stress index is a measure of the degree of the financial stress in an economy by covering the 4 major financial markets, which are the banking sector, foreign exchange market, equity market and - [CAL anticipates the ASPI to reach 11,500 to 12,500 levels by end-2023E. Key catalysts include](https://cal.lk/cal-anticipates-the-aspi-to-reach-11500-to-12500-levels-by-end-2023e-key-catalysts-include/) - 1. DDO risk passed: Clarity provided on the DDO, following a prolonged period of uncertainty over Sri Lanka’s debt restructure 2. Lower interest rates: Interest rates expected to decline below 12% as inflation reaches single digit levels in 2H2023E creating space for further policy rate cuts 3. Market re-rating warranted: Market trades at a steep - [Set Saving Goals with custom names for your Unit Trust investments with CAL](https://cal.lk/set-saving-goals-with-custom-names-for-your-unit-trust-investments-with-cal/) - Now you can set Saving Goals with custom names for your Unit Trust investments to match your dynamic lifestyle. Customise your investment priorities whilst earning attractive interest rates for the first time in Sri Lanka. Signup digitally at https://portal.cal.lk/ or with the CAL Online Mobile App iOS – https://apple.co/3MRcjxp | Android – https://bit.ly/43iJVts and begin investing seamlessly. Call us on 011 - [Invest In Treasury Bills & Bonds](https://cal.lk/invest-in-treasury-bills-bonds/) - [Decoding Debentures - An Easy Explanation of How Debentures Work | CAL](https://cal.lk/decoding-debentures-an-easy-explanation-of-how-debentures-work-cal/) - Debentures are an alternative asset class to lock in returns for the long run and diversify your investment portfolio. Watch our informative video to understand what debentures are and how they work. - [CAL - Best Stockbroking Research Team at CFA Capital Market Awards 2023](https://cal.lk/cal-best-stockbroking-research-team-at-cfa-capital-market-awards-2023/) - [Migrations have hit an all time high in 2022](https://cal.lk/migrations-have-hit-an-all-time-high-in-2022/) - [Exploring the Impact of Reduced Food Inflation : Are We Experiencing Lower Prices on Our Plates](https://cal.lk/exploring-the-impact-of-reduced-food-inflation-are-we-experiencing-lower-prices-on-our-plates/) - [CAL launches the first active Close Ended Fixed Income Fund](https://cal.lk/cal-launches-the-first-active-close-ended-fixed-income-fund/) - [Important Update - Appointing Hatton National Bank PLC as the new Trustee and Custodian for CAL Unit Trusts](https://cal.lk/appointing-hatton-national-bank-plc-as-the-new-trustee/) - Dear Client, As a part of our ongoing efforts to serve you better, we are pleased to inform you that Hatton National Bank PLC (HNB) will take over the role of Trustee and Custodian of all unit trust funds managed by CAL, with effect from the 05th of June 2023. This role was previously played - [Bank fixed deposit rates in freefall](https://cal.lk/bank-fixed-deposit-rates-in-freefall/) - Amidst declining policy rates, Sri Lankan bank fixed deposit rates saw a decline during the year 2023 - [We are going live with ATrad - Elevating your stock brokering experience with CAL](https://cal.lk/we-are-going-live-with-atrad-elevating-your-stock-brokering-experience-with-cal/) - We are going live with ATrad Elevating your stock brokering experience with CAL. To learn more visit – https://cal.lk/stock-brokering/ Signup digitally for Equities via CAL Online – https://portal.cal.lk/ or contact us on 011 760 25 25 Download CAL Online Mobile App! Available on – iOS – https://apple.co/3MRcjxp Android – https://bit.ly/43iJVts - [Exploring the Impact of Inflation on Young Professionals: Reshaping Expenses and Quality of Life](https://cal.lk/exploring-the-impact-of-inflation-on-young-professionals-reshaping-expenses-and-quality-of-life/) - [Strengthen our clients by raising over LKR 40 BN debt funding during FY2022](https://cal.lk/strengthen-our-clients-by-raising-over-lkr-40-bn-debt-funding-during-fy2022/) - FY22 recap: CALs proven track record of debt fundraising is evident in its 33% market share in debenture issuances and its footprint of over LKR 3bn in raising short term debt. Its constant drive towards innovation is evident in its ability to devise new structures to raise subordinated loans for its diverse clients. #cal #investmentbanking - [CAL has successfully undertaken large debenture issues in FY22 for a diverse client base](https://cal.lk/cal-has-successfully-undertaken-large-debenture-issues-in-fy22-for-a-diverse-client-base/) - FY22 recap: CAL has played a significant role in undertaking large debenture issuances for its clientele in the Banking and NBFI sectors: with each debenture issue being over LKR 5 bn. The LKR 10 bn debenture issue for Peoples Leasing was the largest NBFI sector debenture issue to date. Similarly, the HNB, Sampath Bank and - [Reach beyond traditional investing!](https://cal.lk/reach-beyond-traditional-investing/) - Traditional Investment Options are slowly becoming a thing of the past. Why limit yourself to static investments when you can have the best of both worlds with CAL Unit Trusts! Seize your opportunity in the new era of investing! Signup 100% digitally at https://portal.cal.lk/signup or contact us on 𝟬𝟳𝟳𝟳𝟵𝟵𝟮𝟱𝟮𝟱 for more information. If you already - [CAL wins big at CFA Capital Market Awards 2022](https://cal.lk/cal-wins-big-at-cfa-capital-market-awards-2022/) - Congratulations to the CAL Research team for winning big at the CFA Capital Market Awards 2022. The team was adjudged the Best Research team for the 3rd consecutive year. The team was also victorious in the following categories: The Best Sector Report: Gold and Bronze The Best Equity Research Report: Silver and Bronze CAL Research - [We are extremely proud to congratulate our directors](https://cal.lk/we-are-extremely-proud-to-congratulate-our-directors/) - The Top 50 Women in Management organized by the Sri Lanka Business Council in the UAE and Equality Alliance UK, the movement aims to recognize inspirational female icons that are pushing barriers in their respective fields of business. In this regard, we are extremely proud to congratulate our directors Shiromal Cooray & Kasturi Chellaraja for - [What can you buy with LKR 5,000?](https://cal.lk/what-can-you-buy-with-lkr-5000/) - The cost of living has increased dramatically in Sri Lanka in the past few months. Prices of basic food items have soared specifically since the float of the LKR and the VAT rate hike from 8% to 12%, with a standard basket of groceries now costing roughly twice as much as it did in 2021. - [An interactive Virtual Career Session with the undergraduates & graduates](https://cal.lk/an-interactive-virtual-career-session-with-the-undergraduates-graduates/) - An interactive Virtual Career Session with the undergraduates & graduates of the Finance, Accounting, International Business and Business Economics faculties were held today. A special thanks to the University of Colombo for hosting CAL. - [Global petroleum prices hit a 3 month low..](https://cal.lk/global-petroleum-prices-hit-a-3-month-low/) - With Brent crude dipping below USD 100/bbl, global refined petroleum prices have declined 24% over the last 2 weeks with Petrol and Diesel currently standing at USD 116.8/bbl and USD 134.17/bbl respectively. At current prices, CPC could procure 40,000MT of Petrol and Diesel each for .c USD 84mn (vs .c USD 108 mn at the - [Ears on the Ground Episode 9: How the fertilizer shortage is impacting cultivation](https://cal.lk/ears-on-the-ground-episode-9-how-the-fertilizer-shortage-is-impacting-cultivation/) - Managing Director of AgStar PLC, Pasad Weerasekera, gives an overview of the impact of the shortage and higher prices of fertilizer on farmers. Key takeaways: A 50kg bag of fertilizer which previously cost LKR 1,500 now costs between LKR 25,000-40,000. This sharp increase in the price of fertilizer and the uncertainty of the timing of - [Ears on the Ground Episode 10: Challenges faced by fertilizer importers](https://cal.lk/ears-on-the-ground-episode-10-challenges-faced-by-fertilizer-importers/) - AgStar PLC’s Managing Director, Pasad Weerasekera, provides an insight into the host of challenges they face in procuring fertilizer and the impact it will have on upcoming harvests. Key takeaways: FX shortages in the banking system have hindered companies’ ability to import the country’s fertilizer requirement. Companies also face cashflow issues stemming from LKR 20 - [The CAL Investment Grade fund is the largest unit trust fund in Sri Lanka](https://cal.lk/the-cal-investment-grade-fund-is-the-largest-unit-trust-fund-in-sri-lanka/) - We’d like to thank the #CALFAMILY for helping us transform the investment banking landscape in Sri Lanka. To learn more about us please visit https://cal.lk/unittrust/ or call us on 0777 99 2525 #unittrust #investment - [My internship at CAL](https://cal.lk/my-internship-at-cal/) - My internship at CAL has been one of the best experiences for me, I have learnt how to analyze the stock market and understand its’ fluctuations. I have understood how to be a team player and also learned how to be independent and work on my own. I want to thank CAL for this experience - [Congratulations Yamal on winning the CAL Word Search!](https://cal.lk/congratulations-yamal-on-winning-the-cal-word-search/) - Congratulations Yamal on winning the CAL Word Search! Follow us for more exciting competitions! - [Learn How to Save, Invest and Plan for your Financial Future, join our free webinar.](https://cal.lk/learn-how-to-save-invest-and-plan-for-your-financial-future-join-our-free-webinar/) - Learn How to Save, Invest and Plan for your Financial Future, join our free webinar conducted by our Chief Strategist Udeeshan Jonas and Shehana Dain, Assistant VP at CAL Investment for an in-depth informative session. Event is open to anyone – no prior knowledge of investing required! Please use the link below to register for - [Sri Lanka recorded a positive USD 21mn trade balance in June 2022](https://cal.lk/sri-lanka-recorded-a-positive-usd-21mn-trade-balance-in-june-2022/) - Sri Lanka recorded a positive USD 21mn trade balance in June 2022 following the curtailment of imports (-26% YoY) coupled with a 24% YoY growth in exports. June’s external sector performance was the first time in nearly 20 years the country achieved a trade surplus. #CAL #Research #Imports #Exports #Trade #Surplus #20 #USD - [The fall in global cotton prices (-37% since May 2022) indicate an ease in pressure on GP margins](https://cal.lk/the-fall-in-global-cotton-prices-37-since-may-2022-indicate-an-ease-in-pressure-on-gp-margins/) - The fall in global cotton prices (-37% since May 2022) indicate an ease in pressure on GP margins. #CAL #Research #Apparel #Commodities #Cotton #Margins - [Historically low grown tea has been the highest priced tea by elevation on the back of the higher demand.](https://cal.lk/historically-low-grown-tea-has-been-the-highest-priced-tea-by-elevation-on-the-back-of-the-higher-demand/) - Historically low grown tea has been the highest priced tea by elevation on the back of the higher demand. While high grown and medium grown prices increased 123% and 123% YoY respectively, low grown tea auction prices increased 159%, making companies exposed to low grown tea more likely to have larger topline growth. #Equity #Research - [CAL - We understand markets and you - A short video about us](https://cal.lk/cal-we-understand-markets-and-you-a-short-video-about-us/) - [My internship at CAL](https://cal.lk/my-internship-at-cal-2/) - I joined CAL as an intern in the Research department where I was given the opportunity to work on reports alongside my team members, as well as to actively engage in morning discussions which helped me to gain additional knowledge on trending topics through webinars carried out by the Company. CAL had an amazing work - [CAL Online mobile app - The number 1 app for investors, big or small!](https://cal.lk/cal-online-mobile-app-the-number-1-app-for-investors-big-or-small/) - Get access to our curated daily updates of the Sri Lankan Economy, Markets and much more, free through our CAL Online mobile app – the number 1 app for investors, big or small! iOS – https://apps.apple.com/lk/app/cal-online/id1299612337 Android – https://play.google.com/store/apps/details?id=com.calonlinelk.cal #marketnews #mobileapp - [A talk session on wellness & nutrition](https://cal.lk/a-virtual-talk-session-on-wellness-nutrition/) - A special thank you to Dr. Dheena Sadik for enlightening us on Wellness and Nutrition and providing some interesting facts on how to maintain a well-balanced lifestyle. One way to address this economic challenge is to encourage and promote our staff to stay well, eat healthy and jump start on healthy changes. #talksession #wellness #nutrition - [Are you on the lookout for alternative investment options with inflation running high?](https://cal.lk/are-you-on-the-lookout-for-alternative-investment-options-with-inflation-running-high/) - Are you on the lookout for alternative investment options with inflation running high? Here’s a chance to learn about Treasury bills and bonds. This session was conducted by Damien, from CAL Treasuries. You can invest digitally with the CAL portal at https://portal.cal.lk #bondmarket #treasuries #governmentsecurities #investing #investments - [What happened to all the fuel queues?](https://cal.lk/what-happened-to-all-the-fuel-queues/) - Sri Lanka’s fuel queues have subsided drastically following the imposition of the QR code but how did the system change consumption patterns? #CAL #Research #Fuel #Petrol #Diesel #shortage #SriLanka #QR - [Invest In Government Treasury Bills and Bonds](https://cal.lk/invest-in-government-treasury-bills-and-bonds/) - 𝐑𝐀𝐓𝐄𝐒 𝐔𝐏𝐃𝐀𝐓𝐄𝐃 (Valid till 31-08-2022) – Invest In Government Treasury Bills and Bonds with CALT. We are a licensed Primary Dealer of Government Securities, appointed by the Central Bank of Sri Lanka. Call us now or submit a request below to start investing! Submit a request to https://cal.lk/treasuries/ Or call us on 0112317759 #TreasuryBills #TreasuryBonds - [Reach beyond traditional investing](https://cal.lk/reach-beyond-traditional-investing-2/) - Traditional Investment Options are slowly becoming a thing of the past. Why limit yourself to static investments when you can have the best of both worlds with CAL Unit Trusts! Seize your opportunity in the new era of investing! Signup 100% digitally at https://portal.cal.lk or contact us on 𝟬𝟳𝟳𝟳𝟵𝟵𝟮𝟱𝟮𝟱 for more information. Visit – https://cal.lk/unittrust - [How did listed corporate earnings fare amidst the crisis?](https://cal.lk/how-did-listed-corporate-earnings-fare-amidst-the-crisis/) - Listed entities were able to maintain a YoY expansion in corporate earnings despite the turbulent economic headwinds. The growth in earnings were boosted by 1) FX translational gains arising from the depreciation of the currency, 2) import restrictions favouring local manufacturers & 3) increased prices due to cost escalation. #CAL #Research #2Q2022 #Earnings #CSE #EXPO - [Ears on the Ground Episode 11: How consumer activity is changing; A supermarket’s perspective](https://cal.lk/ears-on-the-ground-episode-11-how-consumer-activity-is-changing-a-supermarkets-perspective/) - GLOMARK’s Chief Marketing Officer, Gayan Caldera provides an insight into how supermarket chains are impacted with the rise in prices and the shifting consumer patterns. - [Industry Insights with CAL: Discussion on the apparel sector with Brandix Lanka’s Chief Strategy Officer & Group Finance Director- Hasitha Premaratne.](https://cal.lk/industry-insights-with-cal-discussion-on-the-apparel-sector-with-brandix-lankas-chief-strategy-officer-group-finance-director-hasitha-premaratne/) - We welcome Brandix Lanka’s Chief Strategy Officer & Group Finance Director- Hasitha Premaratne to an episode of “Industry Insights with CAL”. In this episode, we explore the outlook and the challenges faced by the apparel industry and the impact of a global recession. - [Sri Lanka's reservoir levels reached a 5-year high this week, filling up 85% of its total capacity.](https://cal.lk/sri-lankas-reservoir-levels-reached-a-5-year-high-this-week-filling-up-85-of-its-total-capacity/) - Sri Lanka’s reservoir levels reached a 5-year high this week, filling up 85% of its total capacity. This has allowed hydropower to contribute a lion’s share of the country’s power generation and reduced the need for power cuts. #CAL #research #electricity #power #hydropower - [We are extremely proud to be recognized as one of the Top 20 Employers for 2022 by CFA Society Sri Lank](https://cal.lk/we-are-extremely-proud-to-be-recognized-as-one-of-the-top-20-employers-for-2022-by-cfa-society-sri-lank/) - We are extremely proud to be recognized as one of the Top 20 Employers for 2022 by CFA Society Sri Lanka. #CAL #CFASociety - [CAL Online Empowering 21,000+ Customers with Digital Investment and Wealth Solutions in 2022/2023](https://cal.lk/cal-online-empowering-21000-customers-with-digital-investment-and-wealth-solutions-in-2022-2023/) - CAL Online, the digital investment and wealth platform of the renowned investment bank, CAL has achieved a remarkable milestone by crossing over 21,000 customers at the end of the financial year 2022/2023. The success of CAL Online is attributed to its cutting-edge digital onboarding solution that has integrated Video KYC and electronic signature features for - [Discover the Top 5 Financial Movies to Watch for an Entertaining and Educational Experience](https://cal.lk/here-are-top-5-financial-movies-to-watch/) - [Reaching your financial goals can be as simple as getting smart about your savings](https://cal.lk/reaching-your-financial-goals-can-be-as-simple-as-getting-smart-about-your-savings/) - Reaching your financial goals can be as simple as getting smart about your savings. Supercharge your Unit Trust investment with CAL Online to reach your goals faster! Invest in CAL Unit Trust Funds. Find out more at https://cal.lk/ut and signup digitally at https://portal.cal.lk/ or with the CAL Online mobile App iOS / Android – https://linktr.ee/capital.alliance - [Here are 05 Essential Financial Tips you should know](https://cal.lk/here-are-05-essential-financial-tips-you-should-know/) - [Learn Debt Restructuring With CAL Sri Lanka - Part 02](https://cal.lk/learn-debt-restructuring-with-cal-sri-lanka-part-01-2/) - In Part 02 of our educational series, Dilushka breaks down the concept of domestic debt restructuring. Learn more about Treasury Bills and Bonds at https://cal.lk/treasuries/ or call us on 0777 992525. Signup digitally at https://portal.cal.lk/ and begin investing seamlessly, with access to a range of Unit Trust Funds, Treasury Bills and Bonds of different tenors - [Learn Debt Restructuring With CAL Sri Lanka - Part 01](https://cal.lk/learn-debt-restructuring-with-cal-sri-lanka-part-01/) - In Part 01 of our educational series, Dilushka breaks down the concept of domestic debt restructuring. Learn more about Treasury Bills and Bonds at https://cal.lk/treasuries/ or call us on 0777 992525. Signup digitally at https://portal.cal.lk/ and begin investing seamlessly, with access to a range of Unit Trust Funds, Treasury Bills and Bonds of different tenors - [Cal Advised the shareholders of Wisdom Business Academy on the divestment of the company to Wisdemy UK](https://cal.lk/cal-advised-the-shareholders-of-wisdom-business-academy-on-the-divestment-of-the-company-to-wisdemy-uk/) - We are pleased to announce the successful divestment of @wisdombusinessacademy. We thank our clients for their support throughout the entire divestment process and we look forward to helping more of our clients achieve their goals. - [CAL Premier League 2023](https://cal.lk/cal-premier-league-2023/) - The CAL Premier League kicked off with great success on April 2nd, 2023, and numerous memorable moments and highlights were captured during this thrilling and entertaining event. - [CAL අවුරුදු උළෙල 2023](https://cal.lk/cal-අවුරුදු-උළෙල-2023/) - Get a glimpse of the vibrant CAL Avurudu celebrations with these exciting highlights! - [Celebrating another milestone in Digital Customer Signups](https://cal.lk/𝗖𝗲𝗹𝗲𝗯𝗿𝗮𝘁𝗶𝗻𝗴-𝗮𝗻𝗼𝘁𝗵/) - Our Customer Services Team is there to help you onboard digitally to any of our products or answer any other queries call us on 0777 99 25 25 (9-5pm, Weekdays) #vkyc #customerservice #registration #CALFamily - [CAL MasterChef](https://cal.lk/cal-masterchef/) - Our MasterChef Challenge brought out teamwork, creativity, taste, presentation and revealed the hidden culinary talents of our brilliant team! - [Reach beyond traditional investing!](https://cal.lk/reach-beyond-traditional-investing-3/) - Traditional Investment Options are slowly becoming a thing of the past. Why limit yourself to static investments when you can have the best of both worlds with CAL Unit Trusts! Seize your opportunity in the new era of investing! Signup 100% digitally at https://portal.cal.lk/landing/signup or contact us on 𝟬𝟳𝟳𝟳𝟵𝟵𝟮𝟱𝟮𝟱 for more information. More information https://cal.lk/unittrust - [Read more on how we are democratizing access to Treasury Bills and Bonds to all Sri Lankans!](https://cal.lk/read-more-on-how-we-are-democratizing-access-to-treasury-bills-and-bonds-to-all-sri-lankans/) - Read more on how we are democratizing access to Treasury Bills and Bonds to all Sri Lankans! http://bizenglish.adaderana.lk/capital-alliance-plc…/ Signup digitally at https://portal.cal.lk/ and begin investing seamlessly, with access to a range of Treasury Bills and Bonds of different tenors and maturities. With a valid NIC and local Bank Account, an Individual account can be opened - [A very happy Children’s Day to all the kids in the world!](https://cal.lk/a-very-happy-childrens-day-to-all-the-kids-in-the-world/) - A very happy Children’s Day to all the kids in the world! #ChildrensDay2022 - [Invest In Treasury Bills and Bonds Online](https://cal.lk/invest-in-treasury-bills-and-bonds-online/) - Signup digitally at https://portal.cal.lk/ and begin investing seamlessly, with access to a range of Treasury Bills and Bonds of different tenors and maturities. With a valid NIC and local Bank Account, an Individual account can be opened digitally! We are a licensed Primary Dealer of Government Securities with 22 years in the Industry, appointed by - [Happy MILAD-UN-NABI](https://cal.lk/happy-milad-un-nabi/) - We hope this day brings peace, blessings and joy to you and your family. මෙම දිනය ඔබටත් ඔබේ පවුලේ සැමටත් සාමය, ආශිර්වාදය සහ ප්‍රීතිය ගෙන එනු ඇතැයි අපි බලාපොරොත්තු වෙමු. இந்த நாள் உங்களுக்கும் உங்கள் குடும்பத்தினருக்கும் அமைதி, ஆசீர்வாதம் மற்றும் மகிழ்ச்சியைக் கொண்டுவரும் என்று நம்புகிறோம். - [My Internship at CAL Research](https://cal.lk/my-internship-at-cal-research/) - I joined CAL as an Intern for the Research Department. Where I was fortunate to have been given the opportunity to expand my knowledge as well as gain experience through in depth market research on different sectors. In addition to that, the on-the-job training facilities that were offered through CAL also enabled me to learn - [What are the changes to the corporate tax rates?](https://cal.lk/what-are-the-changes-to-the-corporate-tax-rates/) - What are the changes to the corporate tax rates? #tax #corporatetax #srilanka - [CAL Yoga Session](https://cal.lk/cal-yoga-session/) - To overcome our sedentary lifestyles, it is important to ensure that we care for our mental and physical well-being! Mrs. Sangita Edirisinghe enlightened us with some useful practical tips on how to practice yoga and connect the mind, body & breath to reduce stress and maintain the right postures mainly in the work space. - [Learn How to Save, Invest and Plan for your Financial Future, join our free webinar](https://cal.lk/learn-how-to-save-invest-and-plan-for-your-financial-future-join-our-free-webinar-2/) - Learn How to Save, Invest and Plan for your Financial Future, join our free webinar conducted by our Chief Strategist Udeeshan Jonas, CFA for an in-depth informative session. Event is open to anyone – no prior knowledge of investing required! Please use the link below to register for the Zoom event held on Tuesday, 4pm - [Invest in Sri Lankan Government issued Treasury Bills and Bonds with CAL](https://cal.lk/invest-in-sri-lankan-government-issued-treasury-bills-and-bonds-with-cal/) - Invest in Sri Lankan Government issued Treasury Bills and Bonds with CAL Online at https://portal.cal.lk/, available for any individual with a valid NIC and bank account! Signup digitally and begin investing seamlessly, with access to a range of Treasury Bills and Bonds of different tenors and maturities. Capital Alliance PLC is a licensed Primary Dealer - [Did you know that your Income Tax rates are changing from October?](https://cal.lk/did-you-know-that-your-income-tax-rates-are-changing-from-october/) - Did you know that your Income Tax rates are changing from October? Here’s how - [Track Stocks, get Market News, setup Price Alerts, access to curated daily updates of the Sri Lankan Economy, Markets and much more](https://cal.lk/track-stocks-get-market-news-setup-price-alerts-access-to-curated-daily-updates-of-the-sri-lankan-economy-markets-and-much-more/) - Track Stocks, get Market News, setup Price Alerts, access to curated daily updates of the Sri Lankan Economy, Markets and much more, free through our CAL Online mobile app – the number 1 app for financial markets in Sri Lanka iOS – https://apps.apple.com/lk/app/cal-online/id1299612337 Android – https://play.google.com/store/apps/details?id=com.calonlinelk.cal #marketnews #mobileapp - [Do you believe you can forecast a share's price change? Participate in the contest for a chance to win a Jetwing Hotels gift voucher.](https://cal.lk/do-you-believe-you-can-forecast-a-shares-price-change-participate-in-the-contest-for-a-chance-to-win-a-jetwing-hotels-gift-voucher/) - Do you believe you can forecast a share’s price change? Download the CAL Online app and set a price alert. Participate in the contest for a chance to win a Jetwing Hotels gift voucher. Follow the instructions posted above in order to enter into the competition. The winner should be following all our social media - [We are celebrating 22 years of success!](https://cal.lk/we-are-celebrating-22-years-of-success/) - We are celebrating 22 years of success! - [How do the new personal income tax rates affect you?](https://cal.lk/how-do-the-new-personal-income-tax-rates-affect-you/) - How do the new personal income tax rates affect you? #incometax #srilanka - [How many people are leaving the country?](https://cal.lk/how-many-people-are-leaving-the-country/) - A large number of Sri Lankans are leaving the country, witnessed with the number of passports issued up to August 2022 already reaching a 5-year high with over 600,000 passports issued for the year so far. #CAL #Research #Passports - [Career day at Capital Alliance](https://cal.lk/career-day-at-capital-alliance/) - We were delighted to have the undergraduates of the University of Colombo visit us and gain a glimpse of our corporate culture. We strongly believe in guiding students to select professions in capital markets to create a sustainable future! #recruitment #career #careerday #careerfair #capitalmarkets #investmentbanking - [Congratulations Thilan on winning a Jetwing Hotel voucher from the CAL Competition!](https://cal.lk/congratulations-thilan-on-winning-a-jetwing-hotel-voucher-from-the-cal-competition/) - Congratulations Thilan on winning a Jetwing Hotel voucher from the CAL Competition! Follow us for more exciting competitions. - [Who's really paying their income taxes?](https://cal.lk/whos-really-paying-their-income-taxes/) - The number of registered tax payers in Sri Lanka has fallen c.77% from 2019 to 2021, resulting in the total tax collection falling c.40% during the same period. Could the proposed tax changes reverse this trend? #Taxes # Economy # CAL - [Deepawali celebrations at CAL](https://cal.lk/deepawali-celebrations-at-cal/) - Deepawali celebrations at #CAL #diwali2022 - [Invest In Treasury Bills and Bonds Online](https://cal.lk/invest-in-treasury-bills-and-bonds-online-2/) - Signup digitally at https://cal.lk/treasuries/ and begin investing seamlessly, with access to a range of Treasury Bills and Bonds of different tenors and maturities. With a valid NIC and local Bank Account, an Individual account can be opened digitally! We are a licensed Primary Dealer of Government Securities with 22 years in the Industry, appointed by - [Is the worst of food inflation over?](https://cal.lk/is-the-worst-of-food-inflation-over/) - Prices of food items have started to reduce in the last month, following a period of supply disruptions along with the impact of currency depreciation. Does this mean inflation will turn in October? - [We are proud to announce that we were part of the #CIMA Training Partner Launch event 2022](https://cal.lk/we-are-proud-to-announce-that-we-were-part-of-the-cima-training-partner-launch-event-2022/) - We are proud to announce that we were part of the #CIMA Training Partner Launch event 2022 and was recognized as a Training Partner. - [Troubleshooting Camera access during Product Signups (Chrome)](https://cal.lk/troubleshooting-camera-access-during-product-signups-chrome/) - Make sure you click allow if prompted to allow access as shown below. If this doesn’t show and the camera is still not working, please follow the below steps. Make sure you are using Chrome as your browser on your phone or laptop. Navigate to browser settings (right side of the URL bar) and click - [Allow Camera access during CAL Product Signup (Safari)](https://cal.lk/allow-camera-access-during-cal-product-signup-safari/) - Make sure you click allow if prompted to allow access as shown below. If this doesn’t show and the camera is still not working, please follow the below steps. Make sure you are using Safar as your browser on your phone or laptop. Navigate to browser settings (left side of the URL bar) and click - [Reach beyond traditional investing and enjoy our latest rates!](https://cal.lk/reach-beyond-traditional-investing-and-enjoy-our-latest-rates/) - Traditional Investment Options are slowly becoming a thing of the past. Why limit yourself to static investments when you can have the best of both worlds with CAL Unit Trusts! Seize your opportunity in the new era of investing! Signup 100% digitally at https://portal.cal.lk/landing/signup or contact us on 𝟬𝟳𝟳𝟳𝟵𝟵𝟮𝟱𝟮𝟱 for more information. More information https://cal.lk/unittrust - [Invest in Unit Trust Funds, Treasury Bills/Bonds & more with CAL Online](https://cal.lk/invest-in-unit-trust-funds-treasury-bills-bonds-more-with-cal-online/) - Track Stocks, get Market News, setup Price Alerts, access to curated daily updates of the Sri Lankan Economy, Markets and much more, free through our CAL Online mobile app – the number 1 app for financial markets in Sri Lanka. iOS – https://apps.apple.com/lk/app/cal-online/id1299612337… Android – https://play.google.com/store/apps/details… #marketnews #mobileapp - [The Budget 2023 - How the numbers stack up](https://cal.lk/the-budget-2023-how-the-numbers-stack-up/) - [The CBSL printed LKR 130 bn on the 15th of November 2022](https://cal.lk/the-cbsl-printed-lkr-130-bn-on-the-15th-of-november-2022/) - The CBSL printed LKR 130 bn on the 15th of November 2022, which is the largest amount of money printed in 2022. - [Ears on the Ground: Renewable energy sector feels the heat](https://cal.lk/ears-on-the-ground-renewable-energy-sector-feels-the-heat/) - Panasian Power’s Chief Executive Officer, Pathmanatha Poddiwala provides an insight into the challenges the renewable energy sector faces in the current economic environment. - [Happy International Men's Day To Everyone!](https://cal.lk/happy-international-mens-day-to-everyone/) - Happy International Men’s Day To Everyone! #mensday #Mensday2022 #father #brother #son #colombo - [The One dashboard to rule them all!](https://cal.lk/the-one-dashboard-to-rule-them-all/) - Don’t let your investments idle, stay up to date and manage your Unit Trust, Treasury and Equity investments with ease and precision with our CAL Online Portal, with built in tools to invest and redeem as you please, 24/7! https://portal.cal.lk/landing/signup #investmentdashboard #investing #wealthmanagement #money #fundmanager #wealth #invest #investmentbank #fintech - [Better banking is here!](https://cal.lk/better-banking-is-here/) - The CAL Investment Grade Fund is a Fitch A rated investment option that gives you attractive returns & unmatched flexibility. Sign up & invest with confidence at https://portal.cal.lk/landing/signup For more information about us visit https://cal.lk/unittrust or contact us on 𝟬𝟳𝟳𝟳𝟵𝟵𝟮𝟱𝟮𝟱 for more information. - [Reach beyond traditional investing and enjoy our latest rates!](https://cal.lk/reach-beyond-traditional-investing-and-enjoy-our-latest-rates-2/) - Traditional Investment Options are slowly becoming a thing of the past. Why limit yourself to static investments when you can have the best of both worlds with CAL Unit Trusts! Seize your opportunity in the new era of investing! Signup 100% digitally at https://portal.cal.lk/landing/signup or Contact us on 𝟬𝟳𝟳𝟳𝟵𝟵𝟮𝟱𝟮𝟱 or For More information https://cal.lk/unittrust #unittrust - [Assessment Center - University of Colombo](https://cal.lk/we-were-delighted-to-run-an-assessment-center-for-the-students-at-university-of-colombo/) - CAL Media - [The Best Investing Strategies for Sri Lankans](https://cal.lk/the-best-investing-strategies-for-sri-lankans/) - Diversify – Diversification is key for any investor, and Sri Lankans should consider investing in a variety of assets, including stocks, bonds, mutual funds, and real estate. This will help spread risk and maximize returns. Learn – It is important to learn about different investment strategies and products before investing. The more informed you are, - [How to invest in Unit Trust Funds in Sri Lanka](https://cal.lk/8971-2/) - Open a Unit Trust Account – To invest in unit trusts in Sri Lanka, you need to open a unit trust account with a registered unit trust company. You can open an account either online or at a physical branch of the company. Choose Your Fund – Once your account is open, you need to - [What are Government Securities?](https://cal.lk/what-are-government-securities/) - What are Government Securities? Listen to Shevan explain how Treasury Bills and Bonds work in this quick 1 minute explainer. To learn more on how to invest in treasury bills and bonds. Signup at https://cal.lk/treasuries/ or signup on the CAL Mobile App. Call us on 0777 992525 - [CAL Christmas Celebrations](https://cal.lk/cal-christmas-celebrations/) - [Fish prices are crashing here is why?](https://cal.lk/fish-prices-are-crashing-here-is-why/) - Fish prices have seen a significant reduction over the past 2 months, here’s what fish vendors say about this change. - [CAL Night 2022](https://cal.lk/9090-2/) - “Celebrating CAL Night 2022 at Cinnamon Lakeside – A night filled with fun, laughter, and unforgettable memories!” - [Here are Top 3 Reasons why you should invest in the CAL Investment Grade Fund!](https://cal.lk/here-are-top-3-reasons-why-you-should-invest-in-the-cal-investment-grade-fund/) - Signup 100% digitally at https://portal.cal.lk/landing/signup or Contact us on 𝟬𝟳𝟳𝟳𝟵𝟵𝟮𝟱𝟮𝟱 for more information. More information – cal.lk/unittrust Learn how to Add the new Fund for CAL clients – https://youtu.be/HnzrGH9j9Os - [How the Tourism Industry is Adapting to the Challenges - Hashan Cooray](https://cal.lk/9198-2/) - We welcome Hashan C. Director of Marketing and Development for Jetwing Hotels on our latest episode of Industry Insights with CAL, to share his expertise into the current climate of the local leisure industry. . Visit https://cal.lk/ for more information about CAL and our services Stay up-to date with the latest from CAL at https://cal.lk/blog/ Signup for our products at https://portal.cal.lk/ - [Easy way to Re Invest your Treasury maturities](https://cal.lk/easy-way-to-re-invest-your-treasury-maturities/) - CAL Media | Easy way to Re Invest your Treasury maturities | CAL August 8, 2026 | Easy way to Re Invest your Treasury maturities | - [CAL is Recognized as the only FITCH rated fund in the country.](https://cal.lk/cal-is-proud-to-be-recognized-as-the-only-fitch-rated-fund-in-the-country/) - CAL is proud to be recognized as the only FITCH rated fund in the country. Sign up & invest with confidence at https://portal.cal.lk/landing/signup For more information about us visit https://cal.lk/unittrust or contact us on 0777 992 525 for more information. Download CAL Online mobile App and begin investing seamlessly. iOS – https://cal.lk/ios_app | Android – - [Learn about Treasury Bills & Bonds in Sri Lanka](https://cal.lk/learn-about-treasury-bills-bonds-in-sri-lanka/) - CAL Media | https://cal.lk/ | “Watch Damien Rayen explain about investing in Treasury Bills and Bonds! Learn about these popular investment options and how to make informed decisions about growing your savings. Signup digitally at https://cal.lk/treasuries/ or with the CAL Online mobile App and begin investing seamlessly, with access to a range of Treasury Bills and Bonds of different tenors - [Celebrating Pongal with Joy and Cheer at CAL](https://cal.lk/celebrating-pongal-with-joy-and-cheer-at-cal/) - “Celebrating Pongal with joy and cheer at CAL – a true reflection of our cultural diversity and unity.” #pongalfestival #pongalcelebration #calfamily - [What is your return when investing in Government Securities?](https://cal.lk/what-is-your-return-when-investing-in-government-securities/) - It is default risk-free investment since it is issued by the sovereign government. Hence, they are called gilt-edged securities meaning that they are covered by gold. You can get a reasonable rate of interest since the yield rates are determined in the market. Since Treasury bills and Treasury bonds are tradable in the secondary market, - [Optimize your Investment Returns in 2023 - Webinar by CAL](https://cal.lk/optimize-your-investment-returns-in-2023-webinar-by-cal/) - Watch our free webinar by our Chief Strategist at CAL Udeeshan Jonas and Assistant VP at CAL Investment Shehana Dain to learn how you can invest smartly to navigate the new investment taxes! - [Here's a look at how your salaries will be affected by the new income tax.](https://cal.lk/heres-how-the-proposed-electricity-price-hike-can-affect-you/) - Here’s a look at how your salaries will be affected by the new income tax. - [You worked hard for your savings! Don't Let Inflation get in the way.](https://cal.lk/you-worked-hard-for-your-savings-dont-let-inflation-get-in-the-way/) - Signup digitally at https://cal.lk/treasuries/ or with the CAL Online mobile (App iOS / Android – https://linktr.ee/capital.alliance) and begin investing seamlessly. Watch the video on Investing in Treasury Bills – https://lnkd.in/g4fv-KNY Call us on 0777 992525 - [1st Monetary Policy Review of 2023](https://cal.lk/1st-monetary-policy-review-of-2023/) - Here are the highlights from the 1st Monetary Policy Review of 2023 - [How do unit trust funds help with diversifying your investments?](https://cal.lk/9528-2/) - Unit trust funds help to diversify investments because they typically contain a range of different investments. This means that investors benefit from having exposure to a variety of different asset classes, sectors, and companies. This helps to spread the risk across a wider range of investments, reducing the risk of losses should one of the - [Treasury Bonds as a Tax Efficient Investment](https://cal.lk/treasury-bonds-as-a-tax-efficient-investment/) - Watch our free webinar with Chief Strategist Udeeshan Jonasand Assistant VP Shehana Dain to learn how you can invest smartly and navigate the new investment taxes. Don’t miss out on this opportunity to grow your wealth in the new year! Click Here to Watch - [Top 5 Reasons why you should invest in the UNIT TRUST FUNDS](https://cal.lk/top-5-reasons-why-you-should-invest-in-the-unit-trust-funds/) - CAL Media https://cal.lk/ Top 5 Reasons why you should invest in the UNIT TRUST FUNDS - [How to Re-Invest your Treasury Bills and Bonds Maturities in other Assets Automatically](https://cal.lk/how-to-re-invest-your-treasury-bills-and-bonds-maturities-in-other-assets-automatically/) - Don’t leave your investments idle, using CAL Online (portal.cal.lk) or our mobile app, you can now re-invest Treasury Bills and Bonds maturities in, Another Treasury Bill or Bond – Guide In a Unit Trust Fund – Guide You can now invest in Treasury Bills and Bonds using your CAL Unit Trust Funds – Guide To - [Watch Shiromal Cooray shares her insights on why you should start Investing right now](https://cal.lk/watch-shiromal-cooray-shares-her-insights-on-why-you-should-start-investing-right-now/) - Watch Shiromal Cooray shares her insights on why you should start Investing right now | CAL Media August 8, 2026 CAL - [Invest in your future with confidence - CAL Unit Trust Fund](https://cal.lk/invest-in-your-future-with-confidence-cal-unit-trust-fund/) - Introducing the CAL Investment Grade Fund – a Fitch A rated option with attractive returns and unmatched flexibility. Sign up today and secure your financial future. https://portal.cal.lk/landing/signup For more information about us visit https://cal.lk/unittrust or contact us on 𝟬𝟳𝟳𝟳𝟵𝟵𝟮𝟱𝟮𝟱 වැඩි විස්තර සඳහා https://cal.lk/unittrust/si වෙත පිවිසෙන්න Introducing the CAL Investment Grade Fund – a Fitch A - [What are Sri Lankan Treasury Bills](https://cal.lk/what-are-sri-lankan-treasury-bills/) - CAL Media August 8, 2026 August 8, 2026 CAL February - [Did you know? In the long run, Equities have outperformed Fixed Income Securities.](https://cal.lk/did-you-know-in-the-long-run-equities-have-outperformed-fixed-income-securities/) - CAL Media | August 8, 2026 | Did you know? In the long run, Equities have outperformed Fixed Income Securities. - [Did you know? Equities is the only asset class exempt from income tax](https://cal.lk/did-you-know-equities-is-the-only-asset-which-is-exempted-from-tax/) - Learn how investing in high dividend yielding companies can provide a better return. Watch this now – https://youtu.be/1PfdgKMLS7M?t=2650… For More Information 𝟬𝟳𝟳𝟳 𝟵𝟵𝟮𝟱𝟮𝟱 or visit – http://cal.lk - [Zero Signup fees to start investing](https://cal.lk/zero-signup-fees-to-start-investing/) - Zero Signup fees to start investing! Track Stocks, get Market News, setup Price Alerts, access to curated daily updates of the Sri Lankan Economy, Markets and much more, free through our CAL Online mobile app – the number 1 app for financial markets in Sri Lanka. Download iOS | Android – https://linktr.ee/capital.alliance For More Information - [Maximizing Your Investments, New Digital Options for Treasury Bills and Bonds with CAL Online](https://cal.lk/heres-a-look-at-how-your-electricity-bill-will-be-affected-with-the-newly-implemented-tariff-hikes/) - CAL Media | Maximizing Your Investments, New Digital Options for Treasury Bills and Bonds with CAL Online | August 8, 2026 - [Build a healthy financial future for yourself!](https://cal.lk/build-a-healthy-financial-future-for-yourself/) - Why limit yourself to static investments when you can have the best of both worlds with CAL Unit Trusts! Signup 100% digitally at https://portal.cal.lk/landing/signup or Call 0777 992525 or visit cal.lk/unittrust for more information Learn How to Transfer funds to the new FIOF Fund quickly – https://bit.ly/3KHRQdJ - [Did you know exactly why our currency is appreciating in value?](https://cal.lk/did-you-know-exactly-why-our-currency-is-appreciating-in-value/) - [How have banks performed in 2022](https://cal.lk/how-have-banks-performed-in-2022/) - Banking profits decline 11% YoY as tough economic conditions lead to higher impairments. - [With the free-float of the currency the Rupee is currently the best performing currency globally](https://cal.lk/with-the-free-float-of-the-currency-the-rupee-is-currently-the-best-performing-currency-globally/) - [Where to invest your money to optimize tax returns in Sri Lanka - Webinar by CAL](https://cal.lk/where-to-invest-your-money-to-optimize-tax-returns-in-sri-lanka-webinar-by-cal/) - Watch our free webinar by our Chief Strategist at CAL Udeeshan Jonas and Assistant VP at CAL Investment Shehana Dain to learn how you can invest smartly to navigate the new investment taxes! Learn about Unit Trust Funds and Signup at https://cal.lk/unittrust/ Learn more about Treasury Bills and Bonds at https://cal.lk/treasuries/ or call us on - [Why more Women should start Investing - Shiromal Cooray | CAL - Sri Lanka's leading Investment Bank](https://cal.lk/why-more-women-should-start-investing-shiromal-cooray-cal-sri-lankas-leading-investment-bank/) - Shiromal Cooray (Managing Director – Jetwing Hotels and Travels) shares why empowering women to invest is crucial for financial independence and building a brighter future. Watch her insightful talk now! Learn about Unit Trust Funds and Signup at https://cal.lk/unittrust/ Learn more about Treasury Bills and Bonds at https://cal.lk/treasuries/ or call us on 0777 992525. Signup - [Sri Lanka now has reserves of USD 182 million net of swaps in February 2023](https://cal.lk/sri-lanka-now-has-reserves-of-usd-182-million-net-of-swaps-in-february-2023/) - After 10 months of negative usable reserves, Sri Lanka now has reserves of USD 182 million net of swaps in February 2023, up USD 96 million from January. - [Art Classes for Adults..! Learn the art of investing with CAL.](https://cal.lk/art-classes-for-adults-learn-the-art-of-investing-with-cal/) - Signup digitally at https://cal.lk/treasuries/ or with the CAL Online mobile (App iOS / Android – https://linktr.ee/capital.alliance) and begin investing seamlessly. Watch the video on Investing in Treasury Bills – https://lnkd.in/g4fv-KNY Call us on 0777 992525 - [Banks cut 350 staff in 2022, turnover up](https://cal.lk/banks-cut-350-staff-in-2022-turnover-up/) - The staff turnover for listed commercial banks saw notable increases in 2022, with the total staff reduction in the sector being 350. Source : CAL Research Estimates, Company Annual Reports. - [Discover CAL’s Top Unit Trust Funds](https://cal.lk/discover-cals-top-unit-trust-funds/) - We offer a selection of Unit Trust Fund schemes that fulfill the unique needs of different investor types. Signup 100% digitally at https://lnkd.in/gapT-Z4M or Call 0777 992525 or visit cal.lk/unittrust for more information Learn How to Transfer funds to the new FIOF Fund quickly – https://bit.ly/3KHRQdJ - [Banking sector stocks have outperformed the ASPI year-to-date](https://cal.lk/banking-sector-stocks-have-outperformed-the-aspi-year-to-date/) - Banking sector stocks have outperformed the ASPI year-to-date. - [Summary of CBSL Investor Presentation](https://cal.lk/summary-of-cbsl-investor-presentation/) - [2023 වසරේ සිට ක්‍රියාත්මක වන නව බදු සංශෝධන සමග ආයෝජන ප්‍රතිලාභ ප්‍රශස්ත කරගන්නේ කෙසේද?](https://cal.lk/2023-වසරේ-සිට-ක්‍රියාත්මක-වන-න/) - 2023 වසරේ සිට ක්‍රියාත්මක වන නව බදු සංශෝධන සමග ආයෝජන ප්‍රතිලාභ ප්‍රශස්ත කරගන්නේ කෙසේද? අප හා සම්බන්ධ වන්න +94 777 992 52 Or වැඩි විස්තර සඳහා https://cal.lk/unittrust/si https://cal.lk/treasuries/si/ වෙත පිවිසෙන්න දිවයිනේ විශිෂ්ටතම අන්තර්ජාල ආයෝජක පිවිසුම අත්විඳින්න – https://portal.cal.lk/ - [Connecting with us has never been easier!](https://cal.lk/10177-2/) - Connecting with us has never been easier! Chat with our WhatsApp Chat Bot today by scanning the QR code above and greeting me with a friendly “Hi” and get all the details you need at your fingertips. • Signup for our products and services. • Check your application status. • Upload any documents for KYC. - [Avurudu Inflation Basket](https://cal.lk/avurudu-inflation-basket/) - An avurudhu kavili basket of 6 Mung Kevum, 10 kokis, 6 Undu Walalu, 6 Athirasa, 6 Milk toffee, 6 Konda Kevum, 6 Welithalapa, 3 Asmi, 6 Aluwa and 6 Coconut toffee has seen a price increase of 59% from two years prior! - [Invest In Treasury Bills and Bonds with CAL](https://cal.lk/10274-2/) - Signup digitally at https://cal.lk/treasuries/ or with the CAL Online mobile (App iOS / Android – https://linktr.ee/capital.alliance) and begin investing seamlessly. Watch the video on Investing in Treasury Bills – https://bit.ly/3JzRlQN Call us on 0777 992525 or visit cal.lk - [Unit Price Volatility in the CAL Fixed Income Opportunities Fund Explained](https://cal.lk/unit-price-volatility-in-the-cal-fixed-income-opportunities-fund-explained/) - Dear valued investors, Thank you for your interest in CAL unit trusts. Our fund has taken advantage of the abnormally higher returns on government securities by increasing the fund’s exposure to Treasury bonds over the last few months. This move has allowed us to lock in higher returns for our unitholders. As expected, market interest - [Kanishke Mannakkara, Provides expert insights on how inflation affects the economy and the rupee.](https://cal.lk/kanishke-mannakkara-md-of-capital-alliance-investments-limited-provides-expert-insights-on-how-inflation-affects-the-economy-and-the-rupee/) - [Invest in Unit Trust Funds - Investment Grade Fund | CAL](https://cal.lk/10351-2/) - Sign up today and secure your financial future. https://portal.cal.lk/landing/signup For more information about us visit https://cal.lk/unittrust or contact us on 𝟬𝟳𝟳𝟳𝟵𝟵𝟮𝟱𝟮𝟱 වැඩි විස්තර සඳහා https://cal.lk/unittrust/si වෙත පිවිසෙන්න - [CAL is taking a step forward to enhance emergency care in Sri Lanka by sponsoring a Suwa Seriya ambulance.](https://cal.lk/cal-is-taking-a-step-forward-to-enhance-emergency-care-in-sri-lanka-by-sponsoring-a-suwa-seriya-ambulance/) - CAL is taking a step forward to enhance emergency care in Sri Lanka by sponsoring a Suwa Seriya ambulance. We’re proud to contribute to this important cause and help provide essential healthcare services to those in need. - [The Impact of Currency Appreciation on Banks: How Higher Spreads Affect Profitability and Risk](https://cal.lk/the-impact-of-currency-appreciation-on-banks-how-higher-spreads-affect-profitability-and-risk/) - Since the recent appreciation of the LKR, the spread between the buying and selling rates have expanded sharply. Higher spreads indicate higher uncertainty and volatility, but this is also positive for banks because they earn the gap between the spreads. - [How to Invest in Treasury Bills Online With | CAL](https://cal.lk/how-to-invest-in-treasury-bills-online-with-cal/) - Signup digitally at https://portal.cal.lk/ and begin investing seamlessly, with access to a range of Treasury Bills and Bonds of different tenors and maturities. With a valid NIC and local Bank Account, an Individual account can be opened digitally! Learn about Treasury Bills and Bonds in Sri Lanka – https://www.youtube.com/watch?v=hOKJit_hl-8&t=1s Learn more at cal.lk/treasuries/ or call - [How to Invest in Treasury Bonds Online With | CAL](https://cal.lk/how-to-invest-in-treasury-bonds-online-with-cal/) - Signup digitally at https://portal.cal.lk/ and begin investing seamlessly, with access to a range of Treasury Bills and Bonds of different tenors and maturities. With a valid NIC and local Bank Account, an Individual account can be opened digitally! Learn about Treasury Bills and Bonds in Sri Lanka – https://www.youtube.com/watch?v=hOKJit_hl-8&t=1s Learn more at cal.lk/treasuries/ or call - [Here's a look into Sri Lanka's tax obligations and how Q1 performed](https://cal.lk/heres-a-look-into-sri-lankas-tax-obligations-and-how-q1-performed/) - Here’s a look into Sri Lanka’s tax obligations and how Q1 performed in terms of meeting these targets. https://cal.lk/wp-content/uploads/2023/05/How-is-Sri-Lankas-tax-collection-faring-against-the-budget-estimates-so-far.mp4 - [Digital Fund Flip Option: Diversify Your Investments Online with CAL Unit Trust](https://cal.lk/digital-fund-flip-option-diversify-your-investments-online-with-cal-unit-trust/) - CAL Online introduces the digital Fund Flip Option. Transfer your investment across different types of Unit Trust Funds to diversify your investment exposure on demand, online for the first time in Sri Lanka, Available now for all CAL Unit Trust customers under the Fund Flip section! Sign up today and secure your financial future. portal.cal.lk/ - [The Economic Revival Is Unlocking Unprecedented Investment Opportunities, Kanishke Mannakkara, Chairman of CAL](https://cal.lk/the-economic-revival-is-unlocking-unprecedented-investment-opportunities-kanishke-mannakkara-chairman-of-cal/) - THE ECONOMIC REVIVAL IS UNLOCKING UNPRECEDENTED INVESTMENT OPPORTUNITIES. Kanishke Mannakkara, Chairman of Capital Alliance Investments Limited (CAL), shares insights into the evolving economic recovery and emerging investment opportunities unprecedented in scale. “We believe that the recent crisis has resulted in significant turbulence,” Mannakkara says in this interview. However, he adds, “We believe challenging times can - [Want to plan your Finances better? Organize your Unit Trust Investment to match your Financial Goals](https://cal.lk/want-to-plan-your-finances-better/) - Planning a wedding? Buying a new car or house? You can now organize your Unit Trust Investment to match your financial goals. Create goals to match your dynamic lifestyle within your Unit Trust Fund dashboard with a click of a button. Transfer funds with ease to your new Goals and organize your finances and budget for ease of mind. - [Remittance inflows continue to strengthen](https://cal.lk/remittance-inflows-continue-to-strengthen/) - Worker remittances in April increased by 82% YoY in April to USD 454Mn, amounting to LKR 146Bn following record inflows of LKR 187Bn in March. - [Agricultural yields decline close to a 10 year low in 2022](https://cal.lk/agricultural-yields-decline-close-to-a-10-year-low-in-2022/) - Higher costs of production coupled with the unavailability of fertilizer resulted in the overall reduction in the yield of agricultural output since 2019. - [Diversify your financial Investments with CAL Unit Trust Funds for Smarter Growth](https://cal.lk/diversify-your-financial-investments-with-cal-unit-trust-funds/) - Diversify your financial Investments with CAL Unit Trust Funds for Smarter Growth. Signup digitally at portal.cal.lk or with the CAL Online mobile App iOS / Android – https://linktr.ee/capital.alliance Call us on 0777 992525 or visit cal.lk/ut More Information - [𝟯𝟬’𝘀 𝗻𝗲𝘃𝗲𝗿 𝗹𝗼𝗼𝗸𝗲𝗱 𝗯𝗲𝘁𝘁𝗲𝗿. - Invest In Treasury Bills and Bonds Online](https://cal.lk/𝟯𝟬𝘀-𝗻𝗲𝘃𝗲𝗿-𝗹𝗼𝗼𝗸𝗲𝗱-𝗯/) - Signup digitally at https://cal.lk/treasuries/ and begin investing seamlessly, with access to a range of Treasury Bills and Bonds of different tenors and maturities. With a valid NIC and local Bank Account, an Individual account can be opened digitally! We are a licensed Primary Dealer of Government Securities with 22 years in the Industry, appointed by - [Lahiru Ariyaratne appointed Chief Growth Officer of the CAL Group & CEO of Capital Alliance Securities (Private) Limited](https://cal.lk/lahiru-ariyaratne-appointed-chief-growth-officer-of-the-cal-group-ceo-of-capital-alliance-securities-private-limited/) - CAL Media 2026 | August 8, 2026 | | https://cal.lk/ - [CAL Equity Trading Mobile App User Guide](https://cal.lk/cal-mobile-application-user-guide/) - Download Cal Equity Trading app via google play store or apple App store. Once the app has been downloaded the Home Screen would reflect as below and the app features would indicate at the latter sector of the page below. In order to utilize the facilities, clients will have to login to the app with - [Why Sri Lankan's should invest in capital markets](https://cal.lk/why-sri-lankans-should-invest-in-capital-markets/) - Sri Lanka is a small but fast-growing economy with a lot of potential for investment. One area that many Sri Lankans may not have considered is the capital markets. Investing in the capital markets can provide numerous benefits, including the potential for high returns on your investment. The stock market, in particular, can be a - [IMF Board approves Extended Fund Facility of SDR 2.286bn for Sri Lanka](https://cal.lk/imf-board-approves-extended-fund-facility-of-sdr-2-286bn-for-sri-lanka/) - Signup 100% digitally at https://portal.cal.lk/landing/signup or Call 0777 992525 or visit cal.lk/unittrust for more information - [How does an IMF program ideally lead to a decrease in interest rates?](https://cal.lk/how-does-an-imf-program-ideally-lead-to-a-decrease-in-interest-rates/) - How does an IMF program ideally lead to a decrease in interest rates? - [Leading the Way - Industry Experts Share their insight on Capital Markets](https://cal.lk/leading-the-way-industry-experts-share-their-insight-on-capital-markets/) - Listen to Nishok Goonasekera CEO – Capital Alliance Partners Limited Share his insight on Capital Markets. #lifeatcal #CAL #capitalmarkets - [CAL Launches a new Treasury Calculator ](https://cal.lk/cal-launches-a-new-treasury-calculator/) - CAL, a leading investment bank in Sri Lanka, has recently launched a new online calculator on their website that allows investors to calculate the return on their investment in treasury bills and bonds. This calculator is a great tool for investors who are looking to invest in government securities but are unsure of the expected - [CAL WhatsApp Chat Bot](https://cal.lk/cal-whatsapp-chat-bot/) - Hello there! Are you looking for a convenient and efficient way to get in touch with us? Well, we’ve got you covered! You can now chat with our amazing WhatsApp Chat Bot using the link https://bit.ly/3mcnvdm. It’s quick, easy, and available 24/7! - [Why CAL is the preferred choice for Sri Lankan’s when it comes to investing?](https://cal.lk/why-cal-is-the-preferred-choice-for-sri-lankans-when-it-comes-to-investing-in-sri-lanka/) - CAL Media https://cal.lk/ - [What is the role of a Fund Manager of unit Trust Fund?](https://cal.lk/what-is-the-role-of-a-fund-manager-of-unit-trust-fund/) - Fund managers play a crucial role in managing unit trust funds, as they are responsible for making investment decisions on behalf of investors. Unit trusts are investment vehicles that pool together the money of many investors and invest it in a variety of financial instruments, such as stocks, bonds, and cash. The goal of unit CAL Media | August 8, 2026 What is the role of a Fund Manager of unit Trust Fund? - [TAGS Awards 2022](https://cal.lk/tags-awards-2022/) - Golden Award for Investment Banking Sector . “We are thrilled to announce that Capital Alliance PLC was awarded the 𝐆𝐨𝐥𝐝𝐞𝐧 𝐀𝐰𝐚𝐫𝐝 𝐟𝐨𝐫 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 𝐒𝐞𝐜𝐭𝐨𝐫 at the TAGS Awards 2022 organized by The Institute of Chartered Accountants of Sri Lanka” Signup 100% digitally at https://portal.cal.lk/landing/signup or contact us on 𝟬𝟳𝟳𝟳𝟵𝟵𝟮𝟱𝟮𝟱 for more information. Emerging Listed - [What are the Best Stock Market Investment Strategies](https://cal.lk/what-are-the-best-stock-market-investment-strategies/) - Dollar-cost averaging: Investing the same amount of money in the stock market at regular intervals, regardless of the share price. Value investing: Buying stocks that are trading below their intrinsic value and selling them once they reach their fair market value. Diversification: Spreading your investments across different types of assets, such as stocks, bonds, and - [New to Investing in Sri Lankan Treasury Bills? Here is how to Start..!](https://cal.lk/new-to-investing-in-sri-lankan-treasury-bills-here-is-how-to-start/) - Are you considering investing in Sri Lankan Treasury bills but not sure where to start? Here is a guide to help you understand the basics of investing in Treasury bills and how to earn a return on your investment. What are Sri Lankan Treasury bills? Treasury bills, also known as T-bills, are short-term debt securities - [How to invest in the Sri Lankan Stock Market](https://cal.lk/how-to-invest-in-the-sri-lankan-stock-market/) - Open a Brokerage Account – The first step in investing in the Sri Lankan Stock Market is to open a brokerage account with a broker or financial institution that is registered with the Colombo Stock Exchange (CSE). You can open an account online or in person with a broker. Research Companies and Stocks – Once - [CAL Fun Run 2022](https://cal.lk/cal-fun-run-2022/) - “CAL REC Club hit the ground running for a good cause at the CAL Fun Run!” Check out these photos from the event. #CALFunRun #RECCLUB #CALFoundation #RaisingMoneyForACause - [CAL Foundation completes the renovation of the Special Needs Unit at Elpitiya Central](https://cal.lk/cal-foundation-completes-the-renovation-of-the-special-needs-unit-at-elpitiya-central/) - The CAL Foundation just completed renovating and the furnishing of the entire Special Needs Unit for primary children at Elpitiya Central College. The building was derelict and in a very bad state, with a leaking roof, broken floor and furniture etc. Which resulted in very poor student turnover. Within a few months the CAL Foundation - [CAL FINATIC 2022 - Inter-University Financial Quiz](https://cal.lk/cal-finatic-2022-inter-university-financial-quiz/) - Congratulations to University of Sri Jayewardenepura and University of Peradeniya for coming 1st and 2nd respectively at the inaugural CAL FINATIC 2022 Financial Quiz! - [Wish you a happy Diwali filled with peace, happiness and wealth.](https://cal.lk/wish-you-a-happy-diwali-filled-with-peace-happiness-and-wealth/) - May this festival of lights bring peace, happiness & wealth to you. - [Something exciting coming soon](https://cal.lk/something-exciting-coming-soon/) - Something exciting coming soon.. #CALFinatic2022 - [CAL is accredited with CIMA as an official Training Partner](https://cal.lk/cal-is-accredited-with-cima-as-an-official-training-partner/) - CAL is accredited with CIMA as an official Training Partner. #CAL #cima - [Join our Virtual Recruitment Day](https://cal.lk/join-our-virtual-recruitment-day/) - Join our Virtual Recruitment Day Hiring Customer Support Agents A chance for stay-at-home moms or parents to grab this opportunity and make a comeback in your careers! Register Now!!! https://forms.office.com/r/KiseJAfyCe - [CAL Group and Logicare Pvt Ltd jointly completed a CSR](https://cal.lk/cal-group-and-logicare-pvt-ltd-jointly-completed-a-csr/) - CAL Group and Logicare Pvt Ltd jointly completed a CSR venture of providing a much-needed new computer lab along with multimedia equipment for the Elpitiya Primary School (Grades 1 to 5) in the Southern District of Sri Lanka. Representing CAL and Logicare were Tharindra Kulasinghe, Saminda Deshapriya, Amila Dharmadasa, Mohan Abeysundara, Pramud Panambara, and Arun - [CAL became the runners up at the Fellowship League 6-a-side cricket tournament](https://cal.lk/cal-became-the-runners-up-at-the-fellowship-league-6-a-side-cricket-tournament/) - CAL became the runners up at the Fellowship League 6-a-side #cricket tournament organized by the Non-Bank Primary Dealers. - [We would like to congratulate First Capital on being First to Forty.](https://cal.lk/we-would-like-to-congratulate-first-capital-on-being-first-to-forty/) - We would like to congratulate First Capital on being First to Forty. #CAL #FirstCapital #40 #forty #අපිඔක්කෝමයාලුවො - [This year, we celebrated pride month to recognize diversity in our community and in the workplace.](https://cal.lk/this-year-we-celebrated-pride-month-to-recognize-diversity-in-our-community-and-in-the-workplace/) - This year, we celebrated pride month to recognize diversity in our community and in the workplace. We are proud to see our staff come together and showcase their open-mindedness and acceptance towards equality and diversity which is considered as a cornerstone of our values. Happy Pride Month to All! #pridemonth #pride #happypridemonth #diversity #inclusion - [We are extremely honoured to be the platinum sponsors for Advocatalk ReformNow Conference](https://cal.lk/we-are-extremely-honoured-to-be-the-platinum-sponsors-for-advocatalk-reformnow-conference/) - We are extremely honoured to be the platinum sponsors for Advocatalk #ReformNow Conference. An event dedicated towards understanding and restructuring Sri Lanka’s economy. #CAL #Advocata #ReformNow #SL #Economy #Restructure - [Are you on the lookout for investment options with inflation running high?](https://cal.lk/are-you-on-the-lookout-for-investment-options-with-inflation-running-high/) - Are you on the lookout for investment options with inflation running high? Here’s a chance to learn about Unit Trust Funds, a flexible investment alternative to traditional deposits and savings. Registration Link https://us06web.zoom.us/…/tZwof… #investment #unittrust - [Acquisition of JF&I Packaging: LKR 4.3BN](https://cal.lk/acquisition-of-jfi-packaging-lkr-4-3bn/) - FY22 recap: CAL was the sole transaction advisor to Technomedics International (Pvt) Ltd on its acquisition of JF&I Packaging (Pvt) Ltd. While managing the end-to-end transaction process, CAL was also able to devise a new and exclusive transaction structure by bringing in a consortium of HNIs for 30% of stake in the company. This stands - [A recap of FY22](https://cal.lk/a-recap-of-fy22/) - A recap of FY22: CAL has built a wealth of experience in M&A advisory across a plethora of industries. CAL’s expertise in successful M&A advisory, showcases its ability to provide multiple avenues for expansion and assisting our clients to achieve their aspirations. #cal #investmentbanking #equity #MnA #sellside #buyside #fy22 - [CAL is an Undisputed Market Leader in IPOs](https://cal.lk/cal-is-an-undisputed-market-leader-in-ipos/) - A recap of FY22: Despite volatile macro-economic conditions and numerous pandemic related hindrances, CAL executed 4 equity initial public offerings during FY22, including the largest IPO in the past decade, making CAL the undisputed market leader in IPOs. #cal #capitalmarkets #investmentbanking #equity #ipo #fundraising #fy22 - [2Q2022 Economic outlook](https://cal.lk/2q2022-economic-outlook/) - 2Q2022 Economic outlook”, Join CAL’s Head of Research, Trisha Peries, and Dr. Howard Nicholas, renowned economist, on Thursday, 30th June at 3pm as they discuss key developments in the global economy and address some of the burning questions faced by investors around inflation, bond yields and rising commodity prices and its implications on the global - [CAL Sri Lanka's Leader in Investment Banking](https://cal.lk/cal-sri-lankas-leader-in-investment-banking/) - A recap of FY22: Staying true to CAL’s expertise in equity and debt issuances and M&A Advisory, CAL continues to provide unmatched service offering for its diverse and highly trusted clientele. #cal #investmentbanking #equity #debt #familybusiness #fy22 - [Refined petroleum prices have surged globally, climbing at a faster pace than crude oil](https://cal.lk/refined-petroleum-prices-have-surged-globally-climbing-at-a-faster-pace-than-crude-oil/) - Refined petroleum prices have surged globally, climbing at a faster pace than crude oil. Diesel hit a high of USD 171/bbl during the week and petrol reached USD 157/bbl, while Brent crude increased above USD 120/bbl. Lower refinery capacity globally has been the primary reason for the rise, while production has ramped up to keep - [Congratulations Thanuki on winning a Jetwing Hotel voucher from the CAL Quiz!](https://cal.lk/congratulations-thanuki-on-winning-a-jetwing-hotel-voucher-from-the-cal-quiz/) - Congratulations Thanuki on winning a Jetwing Hotel voucher from the CAL Quiz! Follow us for more exciting competitions! - [Breaking down the Credit Line..](https://cal.lk/breaking-down-the-credit-line/) - As at end-May, the Ministry of Finance has allocated c. 66% of the USD 1bn credit line provided by the State Bank of India. A majority of it has been allocated towards fuel and food imports, while applications for the import of LP gas have not yet been provided. #CAL #Research #SL #Credit #fuel #LPG - [The GOSL has revoked the previously imposed restrictions on 369 imports](https://cal.lk/the-gosl-has-revoked-the-previously-imposed-restrictions-on-369-imports/) - The GOSL has revoked the previously imposed restrictions on 369 imports and has pushed back the restrictions on open account transactions; however, a surcharge on customs duty has been imposed to limit imports and ease forex outflow. #CAL #Research #Openaccount #Imports #Surcharge #Tax #SL - [All gassed out?](https://cal.lk/all-gassed-out/) - LPG Contract prices for May and June have seen a decline, contrary to the movements seen in other global commodities, including Crude oil which has continued on its upward momentum. #CAL #Research #Crudeoil #Propane #Butane #LPG - [GDP growth typically turns negative](https://cal.lk/gdp-growth-typically-turns-negative/) - GDP growth typically turns negative in countries which go through a debt default/restructure, followed usually by a period of recovery. #CAL #Research #IMF #Debt #SL #GDP #economy - [Sri Lanka's electricity crisis](https://cal.lk/sri-lankas-electricity-crisis/) - Over the last 5 years, no new capacity has been added to the National Grid which has amplified Sri Lanka’s electricity crisis. In May 2022, increased power generation via Hydro sources due to the seasonal rainfall has lowered the dependency on Oil and Coal. #CAL #Research #Energy #Power #Generation #Coal #Hydro #Oil #Renewable - [CAL Bangladesh aims to provide research-based investment services](https://cal.lk/cal-bangladesh-aims-to-provide-research-based-investment-services/) - CAL Bangladesh, a newly established and first joint-venture foreign brokerage firm in Bangladesh, has announced its plan of providing research-based investment services to investors and stock market. The company’s top officials unveiled their business plan at a press briefing held at the auditorium of Capital Market Journalists’ Forum (CMJF) in the capital Dhaka on Wednesday. - [Ears on the Ground Episode 7: Sri Lanka's electricity crisis and the way forward](https://cal.lk/ears-on-the-ground-episode-7-sri-lankas-electricity-crisis-and-the-way-forward/) - WindForce PLC’s Managing Director, Mr. Manjula Perera, provides an overview of the energy sector in Sri Lanka, discussing the best way forward amidst the current electricity crisis. #CAL #Electricity #Windforce #Hydro #Solar #Wind #SL - [Sri Lanka’s fiscal deficit reached LKR 2trn in 2021](https://cal.lk/sri-lankas-fiscal-deficit-reached-lkr-2trn-in-2021/) - Sri Lanka’s fiscal deficit reached LKR 2trn in 2021 growing from LKR 640bn in 2016. The deficit has primarily been financed via domestic sources in the past 2 years. #CAL #Fiscal #Deficit #SL #CBSL #Rev #Expenditure - [Invest In Government Treasury Bills and Bonds with CALT](https://cal.lk/invest-in-government-treasury-bills-and-bonds-with-calt/) - Invest In Government Treasury Bills and Bonds with CALT. We are a licensed Primary Dealer of Government Securities, appointed by the Central Bank of Sri Lanka. Call us now or submit a request below to start investing! Submit a request https://cal.lk/calt-signup/ Or call us on Divya – 0112317759 Sachin – 0777607724 #TreasuryBills #TreasuryBonds #GovernmentSecurities #PrimaryDealer - [Time for Tightening](https://cal.lk/time-for-tightening/) - Historical global monetary action was triggered this week following rising inflationary pressure #CAL #CB #Inflation #Rates #SL #US #Aus #UK #india - [What Next? The Path Forward with an IMF Program - CAL Research Webinar](https://cal.lk/what-next-the-path-forward-with-an-imf-program-cal-research-webinar/) - What Next? The Path Forward with an IMF Program – CAL Research Webinar: 8th April 2022 - [Ears on the Ground Episode 6: Supermarkets segment in the prevailing inflationary environment](https://cal.lk/ears-on-the-ground-episode-6-supermarkets-segment-in-the-prevailing-inflationary-environment/) - This episode features Mr. Charitha Subasinghe, President, Retail, John Keells Group with his views on the current trends in the supermarket segment given the prevailing inflationary environment in Sri Lanka. - [Sri Lanka requests an RFI from the IMF: What does this mean?](https://cal.lk/sri-lanka-requests-an-rfi-from-the-imf-what-does-this-mean/) - [Ears on the Ground Episode 5](https://cal.lk/ears-on-the-ground-episode-5/) - This episode features Ms Kumudika Fernando, the Managing Director of the Maliban Group of Companies with her views on the macroeconomic impacts that affect the current consumption patterns of essentials in Sri Lanka. #CAL #CALResearch #FMCG #SriLanka #LKA #maliban #Maliban Biscuits - [Resus Energy Debenture Issuance 2022](https://cal.lk/resus-energy-debenture-issuance-2022/) - We are pleased to announce the debenture issuance of Sri Lankan power producer Resus Energy PLC to Raise LKR 750 Mn. The debenture issue is rated A+(lka) by Fitch Ratings Lanka Limited. Feel free to get in touch with CAL via investmentbanking@cal.lk for further information. Prospectus and application forms are available at https://www.cse.lk/pages/primary-issues/primary-issues.component.html?fbclid=IwAR30k-rmCUQObTsoCxPBqmvWZ15m9jqU5nRPdCfIOQ27mrdNbKyPhxRUoMU #CAL #Investement_Banking - [Ears on the Ground Episode 2](https://cal.lk/ears-on-the-ground-episode-2/) - Featuring Mr Shamendra Panditha, the Executive Director of Sierra Cables PLC with his views on the cable manufacturing industry. #CAL #CALResearch #SLEconomy #cables #CSE - [How do you make money investing in a Unit Trust](https://cal.lk/how-do-you-make-money-investing-in-a-unit-trust/) - In this volatile economic environment it’s vital to figure out if your investment is at risk. Learn what’s the most you can lose when Investing your money in CAL Unit Trusts Click on https://cal.lk/unittrust/ to find out more. If we convinced you, sign up now at https://portal.cal.lk/signup Part 1 – How to invest in Units - [Ears on the Ground Episode 4](https://cal.lk/ears-on-the-ground-episode-4/) - Featuring Mr Niraj De Mel, the Deputy Chairman of Ceylon Tea Brokers PLC with his views on the impact of the Russian Ukrainian conflict on the local tea industry. #CAL #CALResearch #russiaukraine #ceylontea #srilanka - [Ears on the Ground Episode 3](https://cal.lk/ears-on-the-ground-episode-3/) - In conversation with Mr Sanjay Samarasinghe – Country Manager and Director of Aramex Lanka Pvt Ltd, we bring you an on the ground understanding of how the conflict between Russia and Ukraine is affecting the freight and logistics industry. #CAL #CALResearch #Insights #SriLanka #RussiaUkraine #RussiaUkraineConflict #freight - [LKR 2.0 bn subordinated debt raise of Vallibel Finance PLC](https://cal.lk/lkr-2-0-bn-subordinated-debt-raise-of-vallibel-finance-plc/) - We are pleased to announce the LKR 2.0 bn subordinated debt raise of Vallibel Finance PLC. CAL was the exclusive financial advisor and the structuring partner for the debt raise. This marks a landmark transaction which is a testament to our capability to provide multiple avenues for innovative financial instruments and placement capabilities for our - [As Long as the Outcome is Income..](https://cal.lk/as-long-as-the-outcome-is-income/) - Corporate earnings of 274 entities listed on the Colombo Stock Exchange (CSE) expanded 90% YoY to LKR 174bn surpassing the previous all time high of LKR 113.6bn. #CSE #CAL #Equities #EXPO #LOLC #LOFC #HNB #COMB #JKH #CINS #DIAL #HAYL #CTC - [Build a portfolio you believe in](https://cal.lk/build-a-portfolio-you-believe-in/) - Smart investing made easier for you. Don’t delay, get in touch with our advisors today! Contact us on 0777 992525. Visit https://cal.lk or Signup digitally at https://portal.cal.lk/ for a seamless digital investing experience. #CAL #Invest #UnitTrust #Investment #Investmentbank - [How to Invest in Unit Trusts in Sri Lanka](https://cal.lk/how-to-invest-in-unit-trusts-in-sri-lanka/) - Smart investing has never been easier ! Discover CAL Unit Trust Funds with the exclusive 6 part video series presented by Nishan De Silva from Jump.lk. Learn everything there is to know about CAL Unit Trust Funds and start your exciting investment journey with us! Part 1 – How to invest in Units trusts in - [Central banks globally have shifted gears to tighten monetary policy](https://cal.lk/central-banks-globally-have-shifted-gears-to-tighten-monetary-policy/) - Central banks globally have shifted gears to tighten monetary policy as a result of the upward movement in inflation. - [HOW TO TACKLE THE RISING MENACE OF INFLATION AND HIGH INTEREST RATES](https://cal.lk/how-to-tackle-the-rising-menace-of-inflation-and-high-interest-rates/) - Kanishke Mannakkara, Managing Director at Capital Alliance Investments Limited, discusses the twin threats of inflation and rising interest rates in 2022 and what investors and businesses need to do. With a career spanning 18 years working across multiple countries and cultures from asset management and corporate finance to design and product innovation, Mannakkara shares insights - [Number of tobacco users have been on the decline](https://cal.lk/number-of-tobacco-users-have-been-on-the-decline/) - Three quarters of countries and 5.3 billion people are now covered by at least one MOWER measure at the highest level of achievement. The number of total tobacco consumers worldwide were 1.326bn in 2020, and is expected to reduce to 1.27n as per World Health Organization estimates. - [c.75% of the index increase for the year 2021 was attributable to 8 companies](https://cal.lk/c-75-of-the-index-increase-for-the-year-2021-was-attributable-to-8-companies/) - c.75% of the index increase for the year 2021 was attributable to 8 companies, with Expolanka Holdings PLC emerging as the top contributor. - [The Colombo Port capacity is set to add an additional capacity](https://cal.lk/the-colombo-port-capacity-is-set-to-add-an-additional-capacity/) - The Colombo Port capacity is set to add an additional capacity of 5.7mn TEUs by 2029 with the addition of the East and West Container Terminals. - [Cargo shipping rates ease off](https://cal.lk/cargo-shipping-rates-ease-off/) - The cost of shipping between China and the U.S. plunged for the second consecutive month as of November 2021 after hitting record highs in early September. - [Price of local lubricants increase in tandem with global base oil prices](https://cal.lk/price-of-local-lubricants-increase-in-tandem-with-global-base-oil-prices/) - Local lubricant manufacturers have increased prices of lubricants, keeping up with the global base oil prices increases. Type I base oil increased in price by 20% since the start of the financial year, and Type II increased by 37% during the same period. - [Industry insights with CAL - Ramesh Schaffter, CEO of the Janashakthi Group](https://cal.lk/industry-insights-with-cal-ramesh-schaffter-ceo-of-the-janashakthi-group/) - We welcome Ramesh Schaffter, CEO of the Janashakthi Group, to “industry insights with CAL”. In this episode we will be focusing on how the dynamic in the insurance industry has shifted following the covid-19 pandemic and the lasting differences that will shape the future trajectory of the sector. - [Tempest Two (Pvt) Ltd, a special purpose investment vehicle has acquired a SLT Campus](https://cal.lk/tempest-two-pvt-ltd-a-special-purpose-investment-vehicle-has-acquired-a-slt-campus/) - Tempest Two (Pvt) Ltd, a special purpose investment vehicle has acquired a SLT Campus (Pvt) Ltd, a recognized tertiary education institute from Sri Lanka Telecom. Tempest is an SPV operated by Tempest PE Partners (Pvt) Ltd, a joint venture between Capital Alliance and Insite Holdings had earlier been involved in the acquisition Cable Solutions, one - [CAL PORTAL’S BREAKTHROUGH WITH CAPITAL MARKET RETAIL INVESTORS](https://cal.lk/cal-portals-breakthrough-with-capital-market-retail-investors/) - BEFORE COVID-19, INVESTMENT BANK CAPITAL ALLIANCE BUILT AN IN-HOUSE TECHNOLOGY STACK TO DEMOCRATISE THE CAPITAL MARKET. When investors increasingly demanded to be able to subscribe for IPOs digitally this year, Capital Alliance (CAL) was quick off the blocks allowing investors to digitally subscribe to IPOs managed by CAL via its homegrown digital platform CAL Portal. A - [Capital Alliance Limited IPO](https://cal.lk/cal-treasuries/) - Issue opening on the 25th November 2021Thank you for your interest in the Capital Alliance Limited IPO. Please tick the below to proceedI am an Individual Sri Lankan Resident Investor above 18 years old.I am an Individual Sri Lankan Resident Investor above 18 years old. * Digital Application Forms can only be submitted by Individual - [Statement By Capital Alliance Limited (CALT) on the Basis of Allotment of Shares of its IPO](https://cal.lk/statement-by-capital-alliance-limited-calt-on-the-basis-of-allotment-of-shares-of-its-ipo/) - We take this opportunity to express our gratitude to the many investors who subscribed to our recent IPO. We are truly overwhelmed by the support that we have received from the investor community, and sincerely thank you for investing in our IPO. Due to the unprecedented demand we witnessed, we were unable to allocate the - [Sri Lanka’s G-Sec market is the largest and most liquid part of the capital market](https://cal.lk/sri-lankas-g-sec-market-is-the-largest-and-most-liquid-part-of-the-capital-market/) - Sri Lanka’s G-Sec market is the largest and most liquid part of the capital market with high barriers to entry but how does it compare with the listed equities market? - [Here’s a quick summary by CAL’s Group CEO Sri Lanka’s bond market, the ethos of CALT and its role in the market.](https://cal.lk/heres-a-quick-summary-by-cals-group-ceo-sri-lankas-bond-market-the-ethos-of-calt-and-its-role-in-the-market/) - https://cal.lk/wp-content/uploads/2021/11/46373322_643230760144603_4452917538263178546_n.mp4 - [Capital Alliance Group’s digital initiatives continue to challenge norms of investment banking](https://cal.lk/capital-alliance-groups-digital-initiatives-continue-to-challenge-norms-of-investment-banking/) - Since its inception in 2000, Capital Alliance Group (CAL) has grown to become one of the country’s leading investment banks. Its digital transformation journey is being guided by their desire for innovation to keep up with a fast-paced industry. Outlining how CAL is able to meet the evolving needs of its clientele in the current - [Capital Alliance upbeat about bond market](https://cal.lk/capital-alliance-upbeat-about-bond-market/) - Capital Alliance Ltd. (CALT), one of the five non-bank primary dealers in the country, has expressed its optimism about the potential for growth in the bond market in light of positive future developments. CALT forms the securities trading arm of the wider Capital Alliance Group (CAL). Established in 2000, CAL is a full-service investment bank - [Checkout this detailed guide to the Capital Alliance Limited IPO!](https://cal.lk/checkout-this-detailed-guide-to-the-capital-alliance-limited-ipo/) - [CAL Optimistic About The Future](https://cal.lk/cal-optimistic-about-the-future/) - Capital Alliance (CAL) Group is one of Sri Lanka’s full-fledged investment banks that provides a vast array of bespoke solutions in Fund Management, Equity and Debt Capital Markets, Mergers and Acquisitions Advisory, Stock Brokering, Securities Trading and Private Equity. CAL’s dynamic approach and the continuous drive for innovation has made it the preferred partner in - [Exclusive Interview with Ajith Fernando, CEO – CAL Group](https://cal.lk/exclusive-interview-with-ajith-fernando-ceo-cal-group/) - Having established itself as the preferred, full-service Investment Bank in Sri Lanka, the CAL Group is expanding into overseas markets such as Bangladesh. As the Group takes its first international steps forward as part of the Group’s expansion strategy, we sat down with Ajith Fernando, the CEO and one of the founders of the CAL - [Capital Alliance Limited - IPO - Virtual Investor Forum](https://cal.lk/capital-alliance-limited-ipo-virtual-investor-forum/) - Capital Alliance Limited (CALT), one of Sri Lanka’s non-bank primary dealers is pleased to announce the successful conclusion of its Virtual Investor Forum. The event was held to bring together investors from across a wide spectrum of disciplines, both foreign and local, to discuss CALT’s upcoming Initial Public Offering (IPO) scheduled for the 25th of November, - [Ex-pack Corrugated Cartons Limited](https://cal.lk/ex-pack-corrugated-cartons-limited/) - Issue opening on the 22nd October 2021Prospectus Errata Please read the below instructions carefully before clicking the “Apply Now” button Digital Application Forms can only be submitted by Individual Resident Investors. This option is not permitted for Individual Resident Investors applying through Joint Accounts, Margin Trading Accounts, Group Employees and Directors, Companies, Corporations and other Corporate - [Journey into Bangladesh](https://cal.lk/journey-into-bangladesh/) - #GrowWithCAL #WealthOfExperience Here’s CAL’s Group CEO – Ajith Fernando discussing our journey into Bangladesh and CAL’s plan to support the Capital Market space, as we continue to realise our goal to be the No.1 Investment Bank in Frontier Markets. #CAL #CALfamily #Bangladesh #BetaOne #Equity #Debt #PWM #UT #IB - [CAL further cements its reputation as a preferred employer with ‘Great Place to Work’ certification](https://cal.lk/cal-further-cements-its-reputation-as-a-preferred-employer-with-great-place-to-work-certification/) - Sri Lanka’s leading Investment Bank offering integrated capital market and investment solutions, Capital Alliance Holdings (CAL), has been certified as a ‘Great Place to Work’ in an independent and anonymous survey conducted by Great Place to Work®. Affirming the Group’s human capital policies, CAL received an ‘A’ grade assessment on the staff trust index and the culture - [Oil prices have risen to their highest level in three years](https://cal.lk/oil-prices-have-risen-to-their-highest-level-in-three-years/) - Oil prices have risen to their highest level in three years, owing to growing concerns that the natural gas crisis could spread to other commodities at the same time as global economic growth raises demand. #CAL #CALResearch #OilFutures #Brent - [The rapid rise in shipping prices](https://cal.lk/the-rapid-rise-in-shipping-prices/) - The rapid rise in shipping prices has been ascribed to the fact that economies recovered faster than predicted after the COVID-19 epidemic, leaving many ports unprepared for the recovery in traffic. The FBX was up 430% YoY as of August 2021. #CAL #CALResearch #Shipping #Logistics - [Change is on the Horizon](https://cal.lk/change-is-on-the-horizon/) - Here’s CAL’s Managing Director, Investment Banking & Global Markets Deshan Pushparajah on our new joint venture as we begin this new chapter in Bangladesh. #CAL #CALfamily #Bangladesh #DSE #Dhaka #Securities #Unittrusts #PWM #IB #Investment #Bank - [The 10 year treasury bond yield surpassed the 10% threshold in September 2021](https://cal.lk/the-10-year-treasury-bond-yield-surpassed-the-10-threshold-in-september-2021/) - The 10 year treasury bond yield surpassed the 10% threshold in September 2021 for the first time since April 2020, and was at its’ highest level of 10.94% on the 9th of September since September 2019. #CAL #CALResearch #CBSL #Treasury #BondYields - [JAT Holdings Limited Initial Public Offering (IPO)](https://cal.lk/jat-holdings-limited-initial-public-offering-ipo/) - Offer opens on the 20th July 2021 - [WindForce Limited IPO](https://cal.lk/windforce-limited-ipo/) - Issue opening on the 24th March 2021Instructions for completing the Digital Application Form Digital Application Forms can only be submitted by Individual Resident Investors. This option is not permitted for Individual Resident Investors applying through Margin Trading Accounts, Group Employees and Directors, Companies, Corporations and other Corporate Bodies and Unit Trusts. Submission of this Digital Application - [In conversation with CAL - Vish Govindasami](https://cal.lk/in-conversation-with-cal-vish-govindasami/) - We welcome Sunshine Holdings PLC’s Group CEO – Vish Govindasami to the second edition of, “In conversation with CAL”. In this edition, we will be focused on the effect of the fertiliser ban on the business, the possible opportunities in a post covid environment and advice for any young entrepreneurs just starting up. #CAL #Sunshine - [Stocking up: c.78% of the index increase since January 2020 is attributable to 8 companies](https://cal.lk/stocking-up-c-78-of-the-index-increase-since-january-2020-is-attributable-to-8-companies/) - Stocking up: c.78% of the index increase since January 2020 is attributable to 8 companies, with Expolanka Holdings emerging as the top contributor. The latest index changes can be tracked via our app. Google Play – https://play.google.com/store/apps/details… App Store – https://itunes.apple.com/lk/app/cal-online/id1299612337?mt=8 #CAL #CALResearch #CSE #SriLanka #lka - [Capital Alliance introduces video KYC technology to enable paperless onboarding](https://cal.lk/capital-alliance-introduces-video-kyc-technology-to-enable-paperless-onboarding/) - Capital Alliance Ltd. (CAL) – one of Sri Lanka’s leading full-service investment solution providers – introduced video KYC (Know Your Customer) via its CAL customer portal to facilitate paperless, digital signature backed onboarding for investment products, offering a winning combination of greater convenience and safety for individual customers. By eliminating the need to fill PDF - [The AstraZeneca vaccine remains the most widely accepted...](https://cal.lk/the-astrazeneca-vaccine-remains-the-most-widely-accepted/) - The AstraZeneca vaccine remains the most widely accepted, with 119 governments and the WHO accepting it for international travel #CAL #CALResearch #vaccines #covid19 - [Introducing CAL’s Interactive Insights series](https://cal.lk/introducing-cals-interactive-insights-series/) - This new web-based series allows investors to swiftly grasp market insights beyond the traditional means of research delivery. Click the link below to access CAL’s equity strategy report for 2H2021E released last week, where we provide our view on Sri Lanka’s equity market over the next six month period, along with our top sector picks - [Sri Lanka emerged a front runner in global vaccination roll out](https://cal.lk/sri-lanka-emerged-a-front-runner-in-global-vaccination-roll-out/) - Sri Lanka emerged as a front runner in the global vaccination rollout during the month of July. #SriLanka #lka #COVID19 #CAL #CALResearch #vaccination - [Listed commercial banks record a 67% surge in profitability](https://cal.lk/listed-commercial-banks-record-a-67-surge-in-profitability/) - Listed commercial banks record a 67% surge in profitability in 2Q2021 #CAL #CALResearch #Banks #COVID19 #SriLanka #lka - [Market TTM earnings increase +93% YoY](https://cal.lk/blog-market-ttm-earnings-increase/) - Market TTM earnings increase +93% YoY to 349bn and 2Q2021 earnings by +117% YoY to LKR 76bn Earnings were driven by the lower base effect as the corresponding quarter of the previous year was impacted by the initial COVID-19 induced lockdowns. Consumer Durables and Apparel (+1467% YoY), Transportation (+259% YoY), Banks (LKR 31.8bn) and Telecommunication - [Industry insights with CAL - Dilanka Jinadasa](https://cal.lk/industry-insights-with-cal-dilanka-jinadasa/) - We welcome Dilanka Jinadasa, Group CEO of Hela Apparel Holdings to the very first edition of “industry insights with CAL”. In this episode we will be focusing how the local apparel manufacturing industry has recovered since the pandemic, and lasting differences that will be shaping the future trajectory of the sector. Hela Clothing #CAL #Apparel - [CAL launches new Video KYC platform](https://cal.lk/cal-launches-new-video-kyc-platform/) - CAL is pleased to announce the launch of Video KYC through our Customer Portal, to help onboard our clients seamlessly. Backed by digital signature technology, our sign-up process is paperless and hassle- free! Visit https://portal.cal.lk/ or find us under “CAL Online’ in the iOS/Android app store #CAL #digitalsignature #videokyc #kyc #fintech #customercentric - [The Rundown - Copper Prices!](https://cal.lk/the-rundown-copper-prices/) - We’re back with our 2nd take: Copper Prices! In today’s episode we have Hashila Fernando looking at the upward trajectory in copper prices, and the factors that continue to drive the supply and demand for this commodity. Watch the 2 minute video where we break it all down. #CAL #Insights #Copper #Commodities #TheRunDown - [Sunshine Holdings PLC partners with International Finance Corporation](https://cal.lk/sunshine-holdings-ifc/) - Sunshine Holdings PLC partners with International Finance Corporation - South Asia to diversify business operations and expand its presence in the retail sector. - [Acquisition of JF & I Packaging](https://cal.lk/jf-i-packaging-acquisition/) - We are pleased to announce the successful acquisition of JF & I Packaging (Pvt) Ltd by a consortium of investors led by Technomedics International Pvt Ltd. CAL was the exclusive transaction advisor to the consortium on the acquisition - [Congratulations to Seylan Bank PLC for the successful oversubscription of its LKR 6 billion Debenture Issue.](https://cal.lk/seylan-bank-debenture-issue/) - Congratulations to WindForce Limited for the successful oversubscription of its LKR 3.2 billion IPO. Oversubscription of the IPO is testament to CAL’s process expertise in public equity issuances. - [Congratulations to WindForce Limited for the successful oversubscription of its LKR 3.2 billion IPO.](https://cal.lk/windforce-limited-ipo-blog/) - Oversubscription of the IPO is testament to CAL’s process expertise in public equity issuances. CAL acted as Joint Managers and Placement Agents to the issue. - [Year to Date Annualized return from January to June 2021 for the CAL Income Fund](https://cal.lk/year-to-date-annualized-return-from-january-to-june-2021-for-the-cal-income-fund/) - Year to Date Annualized return (1/1/2021 – 6/21/2021) for the CAL Income Fund. Other funds can have different yields based on market conditions and performance. Unit Trust returns are subject to market volatility, past performance is not an indicator of future returns. - [The Port City Law - ‘Quick Take’](https://cal.lk/the-port-city-law-quick-take/) - The Port City Law: CAL’s Legal Counsel, Ranila Wijesundara and Senior Analyst – Research Nilakshi de Mel together held an online session on Tuesday, 25th May – on the Port City Commission Bill and its impact on Sri Lanka. #portcity #colombo #srilanka - [CFA Capital Market Awards 2021](https://cal.lk/cfa-capital-market-awards-2021/) - We are delighted to share the news that CAL was adjudged the Best Research Team at the CFA Capital Market Awards 2021. In addition, the team was victorious in securing gold in the Best Sector Report category and Silver in the Best Research Report category. At CAL, we have always stood by the notion that - [The Rundown: Episode 01 - NFTs Explained](https://cal.lk/the-rundown-episode-01-nfts-explained/) - This series aims to exhibit current affairs and trending topics in a unique yet informative manner. In today’s episode, we have @dillondissanayake looking at “NFTs”. What is an NFT? and How does it work? Watch the 2 minute video where we break it all down. #CAL #Insights #NFT #digital #TheRunDown #series - [CAL Internship Program | Tesara Iddamalgoda](https://cal.lk/cal-internship-program-tesara-iddamalgoda/) - Our internship program gives students from various backgrounds the incredible experience and learning opportunity of working in the investment banking industry. Hear it from Tesara Iddamalgoda, one of our interns, on the experience she gained working at CAL. Our interns don’t learn by watching. They learn by seeking first-hand experience - [Fitch assigns Capital Alliance Investment Grade Fund first-time ‘Af’ and ‘S1’ ratings](https://cal.lk/fitch-assigns-capital-alliance-investment-grade-fund-first-time-af-and-s1-ratings/) - Fitch Ratings said yesterday it has assigned Capital Alliance Investment Grade Fund a National Fund Credit Quality Rating of ‘Af(lka)’ and a National Fund Market Risk Sensitivity Rating of ‘S1(lka)’. The fund is managed by Capital Alliance Investments Ltd. The ‘Af(lka)’ National Fund Credit Quality Rating is driven by the high underlying credit quality of - [Year to Date Annualized return January to March 2021 for the CAL Income Fund](https://cal.lk/year-to-date-annualized-return-january-to-march-2021-for-the-cal-income-fund/) - Below quoted is the Year to Date Annualized return (1/1/2021 – 4/18/2021) for the CAL Income Fund. Other funds can have different yields based on market conditions and performance. Unit Trust returns are subject to market volatility, past performance is not an indicator of future returns. - [#YesSheCan - International Women's Day 2021](https://cal.lk/yesshecan-international-womens-day-2021/) - In light of celebrating International Women’s Day tomorrow, we have launched the #YesSheCan​ campaign to inspire our fellow females in employment; to remind each other the magnitude of the role we play within the workforce and beyond. We have invited Shiromal Cooray – Managing Director Jetwing Travels (Pvt) Ltd, Kasthuri Chellaraja Wilson – Group CEO - [Getting Started - CAL Portal](https://cal.lk/getting-started-cal-portal/) - Your Path to Financial Freedom.The CAL PORTAL allows you to digitally subscribe to our product offerings and services, which include access to the CSE, Government Securities/Fixed Income products and Unit Trust Funds. In the portal you can manage and track your entire portfolio in one place, get access to CAL research insights, and its accessible - [CAL unveils exciting new brand identity](https://cal.lk/cal-unveils-exciting-new-brand-identity/) - We are a future-oriented financial services company providing personalized financial counsel that enable businesses to prosper in any environment. Our core attributes are Empathy, Innovation, Youthfulness, Agility and Technology & Knowledge driven. Our empathy is born of the insight that a family business is in reality a business family first – the core belief of - [Why irrelevance matters more than ever now](https://cal.lk/why-irrelevance-matters-more-than-ever-now/) - At the beginning of 1980, if you declared that Rochester (New York) based Kodak would go on to file for bankruptcy a few years later, people would have laughed you out of the room. The brand ‘Kodak’ was a business synonymous with photographic film, employing 30% of the workforce in Rochester at that time. However, - [Two enemies of equity investment I know with confidence](https://cal.lk/two-enemies-of-equity-investment-i-know-with-confidence/) - My first experience with the Colombo Stock Market was at the age of twenty-two. In hindsight, my attempts at investing in the stock market were foolhardy and... - [Coronavirus: When Will the Second Wave Hit Sri Lanka?](https://cal.lk/coronavirus-when-will-the-second-wave-hit-sri-lanka/) - At the onset of the lockdown, social media was highly critical of panic buying. However, over time as the situation became more severe, - [The brewing divorce between a resurgent market and a melting Main Street](https://cal.lk/the-brewing-divorce-between-a-resurgent-market-and-a-melting-main-street/) - “Whilst economies are preparing for one of the worst ever years in history, we see stock markets keep climbing, some even recording their highest growth in years; be it developed or developing markets. Stock markets are known to be forward-looking which underpins the current perception among many investors that there will be a “quick recovery” following a - [Monetary Support Measures in Response to COVID-19](https://cal.lk/monetary-support-measures-in-response-to-covid-19/) - See below our interactive graph. *The size of the circle is proportionate to reduction in policy rates % http://cal.lkmonetary.html - [Fiscal spending as a % of GDP to combat Covid-19](https://cal.lk/fiscal-spending-as-a-of-gdp-to-combat-covid-19/) - Fiscal spending as a % of GDP to combat Covid-19 & Key fiscal measures taken by governments Sri Lanka will have to depend more on monetary stimulus measures to combat economic fallout from #Covid19 as fiscal constraints weigh-in.Checkout our interactive graph [link below] of fiscal spending as a % of GDP to combat Covid-19 & key fiscal - [Capital Alliance implements cloud-based digital strategy](https://cal.lk/sri-lankan-financial-services-company-implements-cloud-based-digital-strategy/) - Supported by a range of Microsoft solutions, customers at CAL benefit from reliable, trusted service, while employees enjoy a collaborative connected workplace. - [Could there be anymore money printing?](https://cal.lk/could-there-be-anymore-money-printing/) - Before you go smashing the exit button, hear me out, OK? I know we have all been bombarded throughout the past couple of months with articles about economy and - [Launch of Heritage Partners](https://cal.lk/launch-of-heritage-partners/) - We are proud to announce CAL’s partnership with Rob Ioannou to launch Heritage Partners - a multi-family office focused on serving family businesses - [Crisis, Party of Six, Your Table Is Ready](https://cal.lk/crisis-party-of-six-your-table-is-ready/) - In a 1959 speech, John F. Kennedy famously said: “When written in Chinese, the word ‘crisis’ is composed of two characters — one represents danger and one represents opportunity.” Although today, it is widely recognized that this is not the correct interpretation of the Chinese characters, President Kennedy’s wisdom about a crisis yielding unique opportunities - [Let's All do our bit to Socially Distance](https://cal.lk/lets-all-do-our-bit-to-socially-distance/) - Despite all the turmoil, CAL is open for business. However, we are doing our bit to support the government by socially distancing. - [Tough times don’t last](https://cal.lk/tough-times-dont-last/) - Dear Friends, This is indeed probably the most turbulent of times we have seen for a while and even more alarming than the virus is the associated economic hit that all countries will have to deal with. No one knows exactly how this is going to play out in the short and medium term let - [Fixed income and five stocks strategy…](https://cal.lk/fixed-income-and-five-stocks-strategy/) - Three capital market analysts addressed the challenge of re-balancing a portfolio for 2019. Read More - [CAL Research dominates at 6th Annual CFA Capital Market Awards](https://cal.lk/cal-research-dominates-at-6th-annual-cfa-capital-market-awards/) - The Equity Research arm of Sri Lanka’s No. 1 investment banking firm, CAL, won top accolades at the 6th Annual Capital Market Awards organised by the CFA Society Sri Lanka. Read More ## Pages - [CAL](https://cal.lk/) - CAL is a full-service frontier market investment bank with a deep knowledge of our clients’ needs as well as the markets we operate in - [Getting Started Treasuries - English](https://cal.lk/getting-started-tr/) - Getting Started with Treasuries Select Language English සිංහල தமிழ் Getting Started ▲ ❮ ❯ Step 1 Open Your CAL Online Account Apply in minutes with our simple online registration process ✓ Download the CAL Online app from the Apple App Store or Google Play , or visit portal.cal.lk . ✓ Select Sign Up to begin - [Investor Heroes](https://cal.lk/investor-heroes/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [Getting Started Equities - Sinhala](https://cal.lk/getting-started-eq-sinhala/) - කොටස් වෙළඳපොළ ආයෝජනය ආරම්භ කිරීම Select Language English සිංහල தமிழ் Getting Started ▲ ❮ ❯ පියවර 1 ඔබගේ CAL Online ගිණුම විවෘත කරන්න අපගේ සරල මාර්ගගත ලියාපදිංචි කිරීමේ ක්‍රියාවලිය හරහා මිනිත්තු කිහිපයකින් අයදුම් කරන්න. ✓ CAL Online යෙදුම Apple App Store හෝ Google Play වෙතින් බාගත කරන්න. නැතහොත් portal.cal.lk වෙත පිවිසෙන්න. ✓ ඔබගේ CAL Online - [Getting Started Equities - English](https://cal.lk/getting-started-eq/) - Getting Started with Equities Select Language English සිංහල தமிழ் Getting Started ▲ ❮ ❯ Step 1 Open Your CAL Online Account Apply in minutes with our simple online registration process ✓ Download the CAL Online app from the Apple App Store or Google Play , or visit portal.cal.lk . ✓ Select Sign Up to begin - [The Zen Wealth Cultivator](https://cal.lk/quiz/b/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [The Tactical Tech Wizard](https://cal.lk/quiz/d/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [The Adventure Capitalist](https://cal.lk/quiz/a/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [Getting Started Equities - Tamil](https://cal.lk/getting-started-eq-tamil/) - பங்குச் சந்தை முதலீட்டை தொடங்குவது Select Language English සිංහල தமிழ் Getting Started ▲ ❮ ❯ படி 1 உங்கள் CAL Online கணக்கைத் திறக்கவும் எங்கள் எளிய ஆன்லைன் பதிவு செயல்முறை மூலம் சில நிமிடங்களில் விண்ணப்பிக்கவும். ✓ CAL Online செயலியை Apple App Store அல்லது Google Play மூலம் பதிவிறக்கவும். அல்லது portal.cal.lk இணையதளத்தைப் பார்வையிடவும். ✓ உங்கள் CAL Online கணக்கை உருவாக்கத் தொடங்க Sign Up - [Getting Started Unit Trust - English](https://cal.lk/getting-started-ut/) - Getting Started with Unit Trusts Select Language English සිංහල தமிழ் Getting Started ▲ Step 3 Which fund to invest in Explore our range of professionally managed funds, designed to help you achieve your investment goals, whether you're seeking growth, income, or stability. Investment Solutions Diversified & Professionally Managed Designed For Every Stage of Your Investment - [Getting Started Unit Trust - Tamil](https://cal.lk/getting-started-ut-ta/) - யூனிட் டிரஸ்ட்களில் முதலீட்டை தொடங்குவது எப்படி Select Language English සිංහල தமிழ் Getting Started ▲ படி 3 எந்த நிதியில் முதலீடு செய்ய வேண்டும் உங்கள் முதலீட்டு இலக்குகளை அடைய உதவும் வகையில், வளர்ச்சி, வருமானம் அல்லது நிலைத்தன்மையை நாடும் முதலீட்டாளர்களுக்காக தொழில்முறை முறையில் நிர்வகிக்கப்படும் எங்கள் பல்வேறு நிதி திட்டங்களை ஆராயுங்கள். முதலீட்டு தீர்வுகள் பல்வேறு வகைகளில் பன்முகப்படுத்தப்பட்டு தொழில்முறை முறையில் நிர்வகிக்கப்படுகிறது யாருக்காக வடிவமைக்கப்பட்டது உங்கள் ஒவ்வொரு முதலீட்டு பயண கட்டத்திற்கும் - [Getting Started Unit Trust - Sinhala](https://cal.lk/getting-started-ut-si/) - ඔබේ ගමන ආරම්භ කරන්න යුනිට් ට්‍රස්ට් සමඟ Select Language English සිංහල தமிழ் Getting Started ▲ CAL අරමුදල් ඔබගේ මූල්‍ය ඉලක්ක සහ අවදානම් මට්ටමට ගැළපෙන ලෙස වෘත්තීයමය ලෙස කළමනාකරණය කරන ලද ආයෝජන විසඳුම් සපයයි. පළපුරුදු අරමුදල් කළමනාකරුවන්ගේ ප්‍රවීණත්වය සහ විනයගරුක ආයෝජන උපාය මාර්ග මත පදනම් වූ අපගේ අරමුදල්, විනිවිදභාවය, විවිධාංගීකරණය සහ දිගුකාලීන වටිනාකම් නිර්මාණය කෙරෙහි අවධානය - [CAL Bond Index](https://cal.lk/bond-index/) - CAL Bond Index Year to date Last month 1 Year 2 Years 3 Years Bond Index with Trend Line ⋮ Latest update: -- -- YoY: -- YTD: -- The CAL Bond Index measures the performance of Sri Lanka's sovereign bond market by tracking a basket of the most actively traded government bonds. Constituents are selected - [Investment Management](https://cal.lk/investment-management/) - We specialize in two key investment management types, where we invest in debt and equities on your behalf: Unit Trust Funds, Private Wealth ManagementSuperior Expertise paired with best-in-class serviceSuperior Expertise paired with best-in-class serviceTailored Investments, Proven GrowthCAL Investments delivers personalized asset management strategies that align with client goals, driving growth across equity and debt securities. Core Asset ManagementCAL Investments manages equity and debt securities, offering Unit Trusts and Private Wealth Management, tailored to each client’s return, risk, and - [Unit Trust Funds](https://cal.lk/unittrust/) - Why opt for traditional deposits or saving accounts and get just fixed interest?Take full control of your investments and support your life’s many passions with CAL Unit Trusts by growing your investment capital and enjoying superior returns.Sign UpRates*Start with an investment as low as Rs 100 Toggle NavigationEnglishසිංහලToggle NavigationEnglishසිංහලWhy opt for traditional deposits or saving - [CAL Foundation](https://cal.lk/cal-foundation/) - CAL FoundationThe CAL Foundation supports differently-abled children in Sri Lanka by providing prosthetics, wheelchairs, dry rations, and funding for education and therapy. They also improve infrastructure at special needs units and support rehabilitation centers and hospitals, fostering a more inclusive environment for these children across the country.400+ Prosthetics Donated140+ Spectacles Donated​​43 Custom Wheel Chairs Donated4 - [Debenture form](https://cal.lk/debenture-form/) - 01 Secondary Market Corporate Debt Instruments Please select one or more issuers * Peoples' Leasing CompanyNations Trust Bank 1. Peoples' Leasing Company Time to Maturity 4 to 5 years Yield to Maturity 12.75% Interest Frequency Annual Select Investment Amount * Select Investment AmountLKR 5 Million - 10 MillionLKR 10 Million - 25 MillionLKR 25 Million - [Quiz C](https://cal.lk/quiz/c/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [The Entrepreneurial Spirit](https://cal.lk/quiz/f/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [The Family Financial Guardian](https://cal.lk/quiz/e/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [Unit Trust Funds - සිංහල](https://cal.lk/unittrust/si/) - සාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ ඇයි?ආකර්ෂණීය ආදායමක් භුක්ති විඳින ගමන් ඔබගේ ආයෝජනයන්හි සම්පූර්ණ පාලනය ඔබ අතට ගෙන ඔබේ සිහින සහ වගකීම් වලට CAL Unit Trust අත්වැලක් කරගන්න.ලියාපදිංචි වන්නඅනුපාත*රුපියල් 100ක් වැනි අඩු ආයෝජනයකින් ආරම්භ කරන්න Toggle NavigationEnglishසිංහලToggle NavigationEnglishසිංහලසාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ - [Unit Trust Funds - සිංහල](https://cal.lk/unittrust/si/) - සාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ ඇයි?ආකර්ෂණීය ආදායමක් භුක්ති විඳින ගමන් ඔබගේ ආයෝජනයන්හි සම්පූර්ණ පාලනය ඔබ අතට ගෙන ඔබේ සිහින සහ වගකීම් වලට CAL Unit Trust අත්වැලක් කරගන්න.ලියාපදිංචි වන්නඅනුපාත*රුපියල් 100ක් වැනි අඩු ආයෝජනයකින් ආරම්භ කරන්න Toggle NavigationEnglishසිංහලToggle NavigationEnglishසිංහලසාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ - [Unit Trust Funds - සිංහල](https://cal.lk/unittrust/si/) - සාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ ඇයි?ආකර්ෂණීය ආදායමක් භුක්ති විඳින ගමන් ඔබගේ ආයෝජනයන්හි සම්පූර්ණ පාලනය ඔබ අතට ගෙන ඔබේ සිහින සහ වගකීම් වලට CAL Unit Trust අත්වැලක් කරගන්න.ලියාපදිංචි වන්නඅනුපාත*රුපියල් 100ක් වැනි අඩු ආයෝජනයකින් ආරම්භ කරන්න Toggle NavigationEnglishසිංහලToggle NavigationEnglishසිංහලසාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ - [Unit Trust Funds - සිංහල](https://cal.lk/unittrust/si/) - සාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ ඇයි?ආකර්ෂණීය ආදායමක් භුක්ති විඳින ගමන් ඔබගේ ආයෝජනයන්හි සම්පූර්ණ පාලනය ඔබ අතට ගෙන ඔබේ සිහින සහ වගකීම් වලට CAL Unit Trust අත්වැලක් කරගන්න.ලියාපදිංචි වන්නඅනුපාත*රුපියල් 100ක් වැනි අඩු ආයෝජනයකින් ආරම්භ කරන්න Toggle NavigationEnglishසිංහලToggle NavigationEnglishසිංහලසාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ - [Unit Trust Funds - සිංහල](https://cal.lk/unittrust/si/) - සාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ ඇයි?ආකර්ෂණීය ආදායමක් භුක්ති විඳින ගමන් ඔබගේ ආයෝජනයන්හි සම්පූර්ණ පාලනය ඔබ අතට ගෙන ඔබේ සිහින සහ වගකීම් වලට CAL Unit Trust අත්වැලක් කරගන්න.ලියාපදිංචි වන්නඅනුපාත*රුපියල් 100ක් වැනි අඩු ආයෝජනයකින් ආරම්භ කරන්න Toggle NavigationEnglishසිංහලToggle NavigationEnglishසිංහලසාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ - [Unit Trust Funds - සිංහල](https://cal.lk/unittrust/si/) - සාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ ඇයි?ආකර්ෂණීය ආදායමක් භුක්ති විඳින ගමන් ඔබගේ ආයෝජනයන්හි සම්පූර්ණ පාලනය ඔබ අතට ගෙන ඔබේ සිහින සහ වගකීම් වලට CAL Unit Trust අත්වැලක් කරගන්න.ලියාපදිංචි වන්නඅනුපාත*රුපියල් 100ක් වැනි අඩු ආයෝජනයකින් ආරම්භ කරන්න Toggle NavigationEnglishසිංහලToggle NavigationEnglishසිංහලසාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ - [Unit Trust Funds - සිංහල](https://cal.lk/unittrust/si/) - සාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ ඇයි?ආකර්ෂණීය ආදායමක් භුක්ති විඳින ගමන් ඔබගේ ආයෝජනයන්හි සම්පූර්ණ පාලනය ඔබ අතට ගෙන ඔබේ සිහින සහ වගකීම් වලට CAL Unit Trust අත්වැලක් කරගන්න.ලියාපදිංචි වන්නඅනුපාත*රුපියල් 100ක් වැනි අඩු ආයෝජනයකින් ආරම්භ කරන්න Toggle NavigationEnglishසිංහලToggle NavigationEnglishසිංහලසාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ - [CAL Unit Trust Rates](https://cal.lk/unittrust/calculator/) - Grow your money with professionally managed Unit Trusts. Explore CAL Unit Trust funds with transparent live rates and a real-time calculator. Built for investors who expect more. Calculate returns → View funds Serving investors across Sri Lanka LKR 320Bn+ Assets Managed 120,000+ Investors Trusting CAL 6+ Fund Options 26 Years of Market Experience Find the - [CAL Islamic Money Market Fund](https://cal.lk/cal-islamic-money-market-fund/) - Unit Trust Funds | View Fund Fact Sheet | Invest Now The Islamic Money Market Fund seeks to provide stable and ethical returns through investments in Shariah-compliant short-term money market instruments. The fund primarily invests in low-risk, liquid instruments with maturities of less than 397 days, supporting capital preservation and consistent income generation. The fund - [CAL Quant Equity Fund](https://cal.lk/capital-alliance-quantitative-equity-fund/) - Unit Trust Funds | View Fund Fact Sheet | Invest Now The Quantitative Equity funds seeks to achieve returns through investments in publicly traded companies in the Colombo Stock Exchange (CSE) spanning various market capitalizations. They generally carry a moderate to high level of risk. The returns that investors can expect are significantly influenced by - [CAL Fixed Income Opportunities Fund (FIOF)](https://cal.lk/the-cal-fixed-income-opportunities-fund-fiof/) - Unit Trust Funds | View Fund Fact Sheet | Invest Now This is our medium risk fund. It invests in a diversified portfolio of Government securities, deposits & Corporate debt of banks, finance companies & corporates. It is not independently rated, but the weighted average of the underlying investments falls between BBB+ and A-. The - [Capital Alliance Investment Grade Fund](https://cal.lk/capital-alliance-investment-grade-fund/) - Unit Trust Funds | View Fund Fact Sheet | Invest Now This is our low-risk fund. It invests in a combination of Investment Grade rated Government securities & Corporate debt. It’s a slightly lower return but increased safety as it has a restriction for securities to be only investment grade quality and above. Additionally, it’s - [Board of Directors](https://cal.lk/board-of-directors/) - D A De Zoysa Chairman – Non-Executive Independent Director W A T Fernando - Chief Executive Officer – CAL Group - [Leadership](https://cal.lk/leadership/) - CAL Leadership - [Equities](https://cal.lk/equities/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [Investor Heroes](https://cal.lk/sample-hero/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [CAL Money Market Fund](https://cal.lk/cal-money-market-fund-mmf/) - Unit Trust Funds | View Fund Fact Sheet | Invest Now The CAL Money Market Fund is designed to offer investors short-term liquidity by investing exclusively in investment-grade corporate debt and government securities with maturities of up to 397 days. With a shorter weighted average duration relative to our fixed income funds, it may be - [Treasuries Sinhala](https://cal.lk/treasuries/si/) - සාම්ප්‍රදායික තැන්පතු වලට වඩා ආකර්ශනීය පොලී අනුපාත සහිත ආයෝජනයක්? ඔබ CAL හරහා භාණ්ඩාගාර බිල්පත්වල ආයෝජනය කරන විට ඔබට 7.5%කට වඩා වැඩියෙන් පොලී අනුපාතයක් ලබා ගත හැක!සාම්ප්‍රදායික තැන්පතුවල ආයෝජනය කිරීමට සමාන සුරක්ශිත බවක් හා මානසික සතුටක් මෙන්ම වඩා හොඳ ප්‍රතිලාභ භුක්ති විඳීමට හැක. CAL යනු ශ්‍රී ලංකා මහ බැංකුවේ බලපත්‍රලාභී, දිනකට රුපියල් බිලියන 1* කට වඩා - [Treasuries Sinhala](https://cal.lk/treasuries/si/) - සාම්ප්‍රදායික තැන්පතු වලට වඩා ආකර්ශනීය පොලී අනුපාත සහිත ආයෝජනයක්? ඔබ CAL හරහා භාණ්ඩාගාර බිල්පත්වල ආයෝජනය කරන විට ඔබට 7.5%කට වඩා වැඩියෙන් පොලී අනුපාතයක් ලබා ගත හැක!සාම්ප්‍රදායික තැන්පතුවල ආයෝජනය කිරීමට සමාන සුරක්ශිත බවක් හා මානසික සතුටක් මෙන්ම වඩා හොඳ ප්‍රතිලාභ භුක්ති විඳීමට හැක. CAL යනු ශ්‍රී ලංකා මහ බැංකුවේ බලපත්‍රලාභී, දිනකට රුපියල් බිලියන 1* කට වඩා - [FAQ](https://cal.lk/faq/) - Frequently Asked QuestionsFind answers to the most common questions about our Unit Trusts, Treasuries, and Equities. If you need more help, feel free to contact our support team. Unit Trust Treasuries Equities Return to Unit Trust Funds | Signup for Unit Trust EnglishසිංහලEnglishWhat is a unit trust?A unit trust is a pooled fund (contributions made - [](https://cal.lk/unittrust/utratenw/) - Grow your wealth, the intelligent way. Explore CAL Unit Trust funds with transparent live rates and a real-time calculator. Built for investors who expect more. Calculate returns → View funds Live rates Top Performer Today Fixed Income Opportunities Quantitative Equity Fund Gilt Money Market Fund Islamic Money Market Fund High Yield Fund Choose the fund - [CAL Unit Trust Rates](https://cal.lk/unittrust/cal-unit-trust-rates-2/) - Grow your wealth, the intelligent way. Explore CAL Unit Trust funds with transparent live rates and a real-time calculator. Built for investors who expect more. Calculate returns → View funds Live rates Top Performer Today Fixed Income Opportunities Quantitative Equity Fund Gilt Money Market Fund Islamic Money Market Fund High Yield Fund Choose the fund - [CAL Unit Trust Rates](https://cal.lk/unittrust/cal-unit-trust-rates/) - Grow your wealth, the intelligent way. Explore CAL Unit Trust funds with transparent live rates and a real-time calculator. Built for investors who expect more. Calculate returns → View funds Live rates Top Performer Today Fixed Income Opportunities Quantitative Equity Fund Gilt Money Market Fund Islamic Money Market Fund High Yield Fund Choose the fund - [Contact](https://cal.lk/contact-2/) - If you require any further information, feel free to contact Us - [Equities](https://cal.lk/equities-2/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [Contact](https://cal.lk/contact/) - If you require any further information, feel free to contact Us - [Deutsche Bank Account](https://cal.lk/utdb/) - Seamless Fund Transfers are now live at CAL, powered by our partnership with Deutsche Bank. Experience the ease of attachment-free investing—no slips, no uploads. Just move your money and submit your request; we’ll handle the rest automatically. - [CAL GPT](https://cal.lk/cal-gpt/) - Get amazing insights and learn about investing with the power of AI Talk to our chatbot now and get personalized answers instantly. Chat with CAL GPT NowGet amazing insights and learn about investing with the power of AITalk to our chatbot now and get personalized answers instantly. Chat with CAL GPT NowWe have now democratized - [Stock Brokering](https://cal.lk/stock-brokering/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [Digital](https://cal.lk/digital/) - Invest easily with CAL Online and unlock new financial opportunities. Start with Rs. 100 Invest Digitally All In One Wealth Manager Invest Digitally Unit Trust, Treasuries, and Stocks Invest Digitally Download for free Invest Digitally Start with Rs. 100 Invest Digitally Your Investment Journey Starts Here Invest Digitally Start with Rs. 100 Invest Digitally All - [Investment Banking](https://cal.lk/investment-banking/) - CAL is a leading investment banking arm has established a position of market leadership across Initial Public Offerings and Listed Debentures - [The Tactical Tech Wizard test test](https://cal.lk/quiz/the-tactical-tech-wizard-test/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Instant Redemption](https://cal.lk/instant/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [CAL Retirement Calculator](https://cal.lk/retirement-calculator/) - CAL Retirement CalculatorEnter your details to instantly see your retirement outlook.CAL Retirement CalculatorEnter your details to instantly see your retirement outlook. English සිංහල தமிழ் Your Age Retirement age Life expectancy Current monthly income Current Balance of Retirement Savings Monthly Contribution Toward Retirement Income Needed Each Month in Retirement Average annual interest rate (%) Depends on - [CAL Retirement Planning](https://cal.lk/retirement/) - Have you completed the puzzle yet?Retirement can last 20–25 years or more. Inflation, rising healthcare costs, and market uncertainty can quietly erode your savings if you don’t have a clear plan in place. Apply NowHave you completed the puzzle yet?Retirement can last 20–25 years or more. Inflation, rising healthcare costs, and market uncertainty can quietly - [CAL ඒකක භාර අරමුදල් වල ප්‍රතිලාභ අනුපාත](https://cal.lk/unittrust/calculator-si/) - Unit Trust අරමුදල් වෙත ආපසු | Unit Trust සඳහා ලියාපදිංචි වන්න EN සිං Investment Grade Fund විවෘත අරමුදලක්, ස්ථාවර ආදායම් අරමුදලක් CAL Investment Grade Fund මගින්, රාජ්‍ය ආරක්ෂිත පත්‍ර සහ Investment-Grade කෝපරේට් ණය පත්‍ර වලට ආයෝජනය කරමින් විශ්වාසදායක ආදායමක් ලබාගැනීමට ඔබට හැකියාව ලැබේ. මෙම අරමුදල, මූල්‍ය ආරක්ෂාව පවත්වාගෙන යමින්, ද්‍රවශීලී (liquid) සහ තරඟකාරී ප්‍රතිලාභයක් ලබාගැනීමට - [Who is CAL?](https://cal.lk/who-we-are/) - Sri Lanka’s Leading Full-Fledged Investment BankEquity Trading Government Treasuries Fund Management Corporate Finance A Leading Stockbroker in Sri Lanka LKR 1BN+ Average Daily Transactions LKR 300BN+ Assets Under Management A Leader In M&A Advisory Who We AreCapital Alliance Holdings Limited (CAL Group) is a full-service capital markets solutions provider dedicated to individuals,family businesses and institutional - [Solutions - Treasuries](https://cal.lk/solutions/treasuries/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [Research & Insight](https://cal.lk/research-insight/) - CAL Research operates as an independent research unit, with a focus on providing comprehensive research and analysis of Sri Lanka’s equities and the economy - [CAL Foundation](https://cal.lk/cal-foundation-2/) - CAL FoundationThe CAL Foundation supports differently-abled children in Sri Lanka by providing prosthetics, wheelchairs, dry rations, and funding for education and therapy. They also improve infrastructure at special needs units and support rehabilitation centers and hospitals, fostering a more inclusive environment for these children across the country.225 Prosthetics Donated1 Special Needs Ed. Unit Rebuit​​4 Special - [CALH IPO](https://cal.lk/calhipo/) - Invest in the Initial Public Offering of Capital Alliance Holdings Limited. Shares to be listed on the Main Board of the CSE. Offer opens on 8th May 2025. - [CAL Vstock](https://cal.lk/cal-vstock/si/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [Treasury Bills vs Fixed Deposits](https://cal.lk/treasury-bills-vs-fixed-deposits/si/) - EN සිං භාණ්ඩාගාර බිල්පත් vs ස්ථාවර තැන්පතු (FD) භාණ්ඩාගාර බිල්පත් (T-Bills) රජයේ සහාය ඇති, අඩු අවදානමක් සහිත, කෙටි කාලීන ආයෝජන වන අතර, ලච්චුකාලීන කාලසීමා සහ තරඟකාරී පොලී අනුපාතයන් ලබා දෙයි. ස්ථාවර තැන්පතු (FD) යනු බැංකු නිෂ්පාදන වන අතර, ස්ථාවර පොලී අනුපාතයක් ලබා දෙන නමුත්, ස салыන ලෙස වැඩි අවදානමක් සහ බදු බැඳීම් වලට යටත් වේ.ඩිජිටල් - [Unit Trust Fund VS Fixed Deposits (FD’s)](https://cal.lk/fdvsunittrust/si/) - EN සිං ඒකක භාර අරමුදල VS ස්ථාවර තැන්පතු (FD) විවිධාංගීකරණය වූ කළඹ සහ දෛනික ගෙවීම් ලබා දෙන ඒකක භාර අරමුදල් සහ නිශ්චිත කාල සීමාවක් තුළ ස්ථාවර ප්‍රතිලාභ ලබා දෙන ස්ථාවර තැන්පතු අතර වෙනස්කම් මෙම සංසන්දනය මගින් ගෙනහැර දක්වයි.ඩිජිටල් ක්‍රමයෙන් ආයෝජනය කරන්නඒකක භාර ආයෝජන ගණකය EN සිං ඒකක භාර අරමුදල VS ස්ථාවර තැන්පතු (FD)විවිධාංගීකරණය වූ කළඹ - [Tax Comparison of Different Investments in Sri Lanka](https://cal.lk/tax-comparison-of-different-investments-in-sri-lanka/) - EN සිං Tax Comparison of Different Investments in Sri LankaSee how you get taxed, if you invest in any of the asset classes below, as per the latest tax code in Sri Lanka. EN සිං Tax Comparison of Different Investments in Sri LankaSee how you get taxed, if you invest in any of the asset - [Tax Comparison of Different Investments in Sri Lanka](https://cal.lk/tax-comparison-of-different-investments-in-sri-lanka/si/) - EN සිං ශ්‍රී ලංකාවේ විවිධ ආයෝජනවල බදු සසඳීම ඇතුළත් කර ඇති පහත ආයෝජන ශ්‍රේණි වලින් ඕනමකිමකට ආයෝජනය කළ විට, ශ්‍රී ලංකාවේ නවතම බදු කේතයට අනුව ඔබට බදුයොමු වන ආකාරය මෙසේ පෙන්වා ඇත. EN සිං ශ්‍රී ලංකාවේ විවිධ ආයෝජනවල බදු සසඳීමඇතුළත් කර ඇති පහත ආයෝජන ශ්‍රේණි වලින් ඕනමකිමකට ආයෝජනය කළ විට, ශ්‍රී ලංකාවේ නවතම බදු කේතයට - [Treasury Bills vs Fixed Deposits](https://cal.lk/treasury-bills-vs-fixed-deposits/) - EN සිං Treasury Bills VS Fixed Deposits (FD’s)T-bills are government-backed, low-risk, short-term investments with flexible terms and competitive rates. FDs are bank products offering fixed rates but with higher risk and tax obligations.Invest DigitallyT-bills Calculator EN සිං Treasury Bills and Fixed Deposits (FD’s)T-bills are government-backed, low-risk, short-term investments with flexible terms and competitive rates. FDs - [Unit Trust Fund VS Fixed Deposits (FD’s)](https://cal.lk/fdvsunittrust/) - EN සිං Unit Trust Fund VS Fixed Deposits (FD’s)This comparison outlines the differences between Unit Trust Funds, which offer diversified portfolios and daily payouts, and Fixed Deposits, which provide fixed returns over a set period.Invest DigitallyUnit Trust Calculator EN සිං Unit Trust Fund VS Fixed Deposits (FD’s)This comparison outlines the differences between Unit Trust Funds, - [CAL Vstock](https://cal.lk/cal-vstock/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [Treasury Bill and Bond Rates](https://cal.lk/treasuries/treasury-bill-and-bond-rates/) - Return to Treasuries | Signup for Treasuries | Calculator Welcome to CAL Online’s Treasury Bill and Bond Rate webpage, where you can access the latest rates for investments across various maturities. As a leading licensed Primary Dealer of Government Securities appointed by the Central Bank of Sri Lanka (CBSL), CAL Online provides you with easy - [Treasury Bill and Bond Rates](https://cal.lk/treasuries/treasury-bill-and-bond-rates/) - Return to Treasuries | Signup for Treasuries | Calculator Welcome to CAL Online’s Treasury Bill and Bond Rate webpage, where you can access the latest rates for investments across various maturities. As a leading licensed Primary Dealer of Government Securities appointed by the Central Bank of Sri Lanka (CBSL), CAL Online provides you with easy - [Treasury Bill and Bond Rates](https://cal.lk/treasuries/treasury-bill-and-bond-rates/) - Return to Treasuries | Signup for Treasuries | Calculator Welcome to CAL Online’s Treasury Bill and Bond Rate webpage, where you can access the latest rates for investments across various maturities. As a leading licensed Primary Dealer of Government Securities appointed by the Central Bank of Sri Lanka (CBSL), CAL Online provides you with easy - [Treasury Bill and Bond Rates](https://cal.lk/treasuries/treasury-bill-and-bond-rates/) - Return to Treasuries | Signup for Treasuries | Calculator Welcome to CAL Online’s Treasury Bill and Bond Rate webpage, where you can access the latest rates for investments across various maturities. As a leading licensed Primary Dealer of Government Securities appointed by the Central Bank of Sri Lanka (CBSL), CAL Online provides you with easy - [Treasury Bill and Bond Rates](https://cal.lk/treasuries/treasury-bill-and-bond-rates/) - Return to Treasuries | Signup for Treasuries | Calculator Welcome to CAL Online’s Treasury Bill and Bond Rate webpage, where you can access the latest rates for investments across various maturities. As a leading licensed Primary Dealer of Government Securities appointed by the Central Bank of Sri Lanka (CBSL), CAL Online provides you with easy - [Treasury Bill and Bond Rates](https://cal.lk/treasuries/treasury-bill-and-bond-rates/) - Return to Treasuries | Signup for Treasuries | Calculator Welcome to CAL Online’s Treasury Bill and Bond Rate webpage, where you can access the latest rates for investments across various maturities. As a leading licensed Primary Dealer of Government Securities appointed by the Central Bank of Sri Lanka (CBSL), CAL Online provides you with easy - [Treasury Bill and Bond Rates](https://cal.lk/treasuries/treasury-bill-and-bond-rates/) - Return to Treasuries | Signup for Treasuries | Calculator Welcome to CAL Online’s Treasury Bill and Bond Rate webpage, where you can access the latest rates for investments across various maturities. As a leading licensed Primary Dealer of Government Securities appointed by the Central Bank of Sri Lanka (CBSL), CAL Online provides you with easy - [Careers](https://cal.lk/careers/) - CAL’s promise is an equal, challenging, rewarding and enjoyable career at the forefront of an exciting industry. - [AnalytiCAL](https://cal.lk/analytical/) - Better decision making for beginners and seasoned !Live Market DataSign Up for FreeThe CAL Research Portal is an extensive hub for stock market research. It offers users access to detailed data on all the companies listed on the Colombo Stock Exchange, along with important valuation ratios and financial metrics. Additionally, the portal features a collection - [Research](https://cal.lk/research-ongoing/) - CAL is a leading investment banking arm has established a position of market leadership across Initial Public Offerings and Listed Debentures - [Tools](https://cal.lk/tools/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [Digital](https://cal.lk/digital-2/) - Invest easily with CAL Online and unlock new financial opportunities. Start with Rs. 100 Invest Digitally All In One Wealth Manager Invest Digitally Unit Trust, Treasuries, and Stocks Invest Digitally Download for free Invest Digitally Start with Rs. 100 Invest Digitally Your Investment Journey Starts Here Invest Digitally Start with Rs. 100 Invest Digitally All - [PWM](https://cal.lk/pwm/) - Private Wealth ManagementAt CAL, we offer exclusive, high-net-worth investment solutions designed to meet the unique needs of both individual and corporate investors. Whether you are looking to grow your wealth, safeguard your assets, or achieve specific financial goals, our expert team provides personalized strategies that align perfectly with your objectives. Tailored Investment Plans For Investors - [Sri Lanka Vehicle Import Cost Calculator](https://cal.lk/vehicle-cost-calculator/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [CAL - தமிழ்](https://cal.lk/cal-தமிழ்/) - [CAL Retirement Calculator](https://cal.lk/retirement-calculator/ta/) - CAL Retirement CalculatorEnter your details to instantly see your retirement outlook.CAL Retirement CalculatorEnter your details to instantly see your retirement outlook. English සිංහල தமிழ் Your Age Retirement age Life expectancy Current monthly income Current Balance of Retirement Savings Monthly Contribution Toward Retirement Income Needed Each Month in Retirement Average annual interest rate (%) Depends on - [CAL Retirement Calculator](https://cal.lk/retirement-calculator/si/) - CAL Retirement CalculatorEnter your details to instantly see your retirement outlook.CAL Retirement CalculatorEnter your details to instantly see your retirement outlook. English සිංහල தமிழ் Your Age Retirement age Life expectancy Current monthly income Current Balance of Retirement Savings Monthly Contribution Toward Retirement Income Needed Each Month in Retirement Average annual interest rate (%) Depends on - [Unit Trust Funds Explained (FAQ)](https://cal.lk/unittrust/faq/) - Return to Unit Trust Funds | Signup for Unit Trust EnglishසිංහලEnglish What is a unit trust?A unit trust is a pooled fund (contributions made by several investors) with common investment objectives. These pooled funds are then invested in a diversified portfolio of financial instruments such as bank and finance company deposits, corporate debt, shares, government - [QEF](https://cal.lk/unittrust/qef/) - The Quantitative Equity funds seeks to achieve returns through investments in publicly traded companies in the Colombo Stock Exchange (CSE) spanning various market capitalizations. They generally carry a moderate to high level of risk. The returns that investors can expect are significantly influenced by the performance of the companies within the Unit trust fund’s portfolio. - [QEF vs ASPI](https://cal.lk/unittrust/qef-vs-aspi/) - Unit Trust Funds | Invest Now The following graph portrays the performance of the CAL Quantitative Equity Fund (QEF) as compared to the All Share Price Index (ASPI) The graph takes the QEF unit price, aligns it with ASPI as a reference point from two years ago, and then indexes all values to 100 based on - [CALI Investment Committee](https://cal.lk/unittrust/investment-committee/) - Return to Unit Trust Funds | Signup for Unit Trust Shashika RanasingheCFA – CAL Investment Committee Shashika brings a wealth of experience as a seasoned investment professional to the CAL Investment Committee. A CFA charter holder, he has been the Assistant General Manager-Investments at Sri Lanka Insurance Corporation since 2018, and is a non-executive member - [Minor Unit Trust Account](https://cal.lk/minor-unit-trust-account/) - minor unit trust account - [You’re invited. CAL Private Open Day — Discover. Engage. Invest.](https://cal.lk/cal-open-day-invitation/) - We’re delighted to invite you to a private Open Day designed exclusively for our clients. Join us at the CAL office to connect with our team, learn more about the opportunities ahead, and experience firsthand what makes CAL your trusted partner in financial freedom. Register NowRegister Now - [Private Open Day](https://cal.lk/opnday/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [FinLit](https://cal.lk/finlit/) - If you require any further information, feel free to contact Us - [Bird Eye](https://cal.lk/bird-eye/) - [Careers](https://cal.lk/careers-2/) - CAL’s promise is an equal, challenging, rewarding and enjoyable career at the forefront of an exciting industry. - [Plan Your Vehicle Import](https://cal.lk/plan-your-vehicle-import/) - If you plan to purchase a vehicle in the near future, do you expect to use leasing/financing? YesNoNot sure If you choose to lease or finance your vehicle, which provider are you most likely to choose? A BankPeople's Leasing & Finance (PLC)LB FinanceVallibel FinanceCentral FinanceHNB FinanceLOLC FinanceNot sure From which company are you most likely - [Sri Lanka Vehicle Import Cost Calculator](https://cal.lk/vcslsll/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [career](https://cal.lk/career-ongoing/) - If you require any further information, feel free to contact Us - [Redemption Plan](https://cal.lk/redemption-plan/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [Initial Public Offering](https://cal.lk/ipo/) - HELA Apparel Holdings Limited IPO Issue opening on the 12th January 2022 Prospectus Physical Application HELA Information Memorandum HELA Articles Capital Alliance Limited IPO Issue opening on the 25th November 2021 Ex-pack Corrugated Cartons LimitedIssue opening on the 22nd October 2021 Prospectus Errata Please read the below instructions carefully before clicking the "Apply Now" button Digital - [Capital Alliance Limited IPO | Apply Online](https://cal.lk/apply-online/) - Return to IPOIssue opening on the 25th November 2021 (Applications Open Now)Thank you for your interest in the Capital Alliance Limited IPO. Please tick the below to proceedI am an Individual Sri Lankan Resident Investor above 18 years old.I am an Individual Sri Lankan Resident Investor above 18 years old. * Digital Application Forms can - [CAL IPO](https://cal.lk/cal-ipo/) - IPO HIGHLIGHTS[fusion_counters_box columns=”1″ color=”#00a7e0″ title_size=”40″ icon=”” icon_size=”” icon_top=”” body_color=”” body_size=”” border_color=”” animation_offset=”top-into-view” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”ipo-highlights” id=””][fusion_counter_box value=”0″ delimiter=”” unit=”Ordinary Voting” unit_pos=”suffix” icon=”” direction=”up”]Type of Share[/fusion_counter_box][/fusion_counters_box][fusion_counters_box columns=”2″ color=”#00a7e0″ title_size=”40″ icon=”” icon_size=”” icon_top=”” body_color=”” body_size=”” border_color=”” animation_offset=”top-into-view” hide_on_mobile=”medium-visibility,large-visibility” class=”ipo-highlights” id=””][fusion_counter_box value=”10″ delimiter=”” unit=”LKR ” unit_pos=”prefix” icon=”” direction=”up”]IPO Price per Share[/fusion_counter_box][fusion_counter_box value=”412″ delimiter=”” unit=”LKR ” unit_pos=”prefix” icon=”” direction=”up”]Offer Size[/fusion_counter_box][fusion_counter_box - [Unit Trust Funds](https://cal.lk/unit-trust-funds/) - [Investor Hero Quiz](https://cal.lk/quiz/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [Asia Asset Finance](https://cal.lk/asia_assest_debenture/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [Downloads](https://cal.lk/downloads/) - CAL securities to the forefront of the brokering industry, to become the preferred partner in Capital Markets. - [Capital Alliance investments](https://cal.lk/capital-alliance-investments-2/) - Portal UT User Guide CALS Fund Transfer CAL Investments Fund Transferlearn how to do your CAL Unit Trust Fund first investment Click HereTo do a fund Transfer (CEFT) under 5 million, please transfer to the below account Capital Alliance Investments Ltd Bank : HNB (Head Office) A/C No : 003010550558 You can also transfer directly - [Treasury Bill and Bond Calculator](https://cal.lk/treasuries/calculator/) - Return to Treasuries | Signup for Treasuries | View Treasury Rates BillBondRate OptionsUse CAL RatesUse Custom Rates Value date *Maturity Date *Investment Value *Interest Rate(%) *Coupon Rate *CalculateReset Maturity Value Coupon Payments (Interest Payments every 6 months) Coupon Date Coupon Value - [PickMe IPO](https://cal.lk/pickme-ipo/) - A Future of Endless Possibilities! Discover the journey of a Sri Lankan success story with PickMe’s groundbreaking Initial Public Offering. From revolutionizing mobility technology in 2015 to processing over Rs. 100 billion in transactions since inception, PickMe has reshaped the landscape of local transportation. Having enabled a record 200 million journeys through our technology and - [Stock Trading guide (FAQ)](https://cal.lk/stock-brokering/stock-trading-guide-faq/) - Return to Stock Brokering | Signup for Stock Brokering EnglishසිංහලEnglish How can I open a CALS/Stock trading account?Initiate the account opening process by either visiting portal.cal.lk or downloading the CAL Online mobile app. What is the minimum amount required to open an account?Standard Account with the advisor support service minimum investment is Rs.5,000,000 For a - [Treasuries Explained (FAQ)](https://cal.lk/treasuries/faq/) - CAL offers to invest and trade in a wide selection of government securities - [News](https://cal.lk/news/) - CAL is a highly-active, dynamic organization with a range of industry updates and events to bring to you periodically - [Invest in UT using Transfer and Create (Justpay) - Web](https://cal.lk/invest-in-ut-using-transfer-and-create-justpay-web/) - [How to Invest (Create Units) using Transfer and Create on Mobile App (Justpay)](https://cal.lk/how-to-invest-create-units-using-transfer-and-create-on-mobile-app-justpay/) - [How to Invest (Create Units) using Mobile App](https://cal.lk/how-to-invest-create-units-using-mobile-app/) - [How to Invest (Create Units)](https://cal.lk/how-to-invest-create-units/) - [How to buy Treasury Bills and Bond via Instant Transfer (Justpay) - Mobile App](https://cal.lk/how-to-buy-treasury-bills-and-bond-via-instant-transfer-justpay-mobile-app2/) - [How to buy Treasury Bills and Bond via Bank Transfer or Deposit - Mobile App](https://cal.lk/how-to-buy-treasury-bills-and-bond-via-bank-transfer-or-deposit-mobile-app2/) - [How to buy Treasury Bills and Bond via Instant Transfer (Justpay) - Web](https://cal.lk/how-to-buy-treasury-bills-and-bond-via-instant-transfer-justpay-web/) - [How to buy Treasury Bills and Bond via Bank Transfer or Deposit](https://cal.lk/how-to-buy-treasury-bills-and-bond-via-bank-transfer-or-deposit/) - [app](https://cal.lk/app/) - INVESTINGMADE EASYInvest Online. Manage your Wealth Online. Learn about markets. One Dashboard to manage all your investments. Open an account for free from your phone or laptop/PC.SIGN UP NOW - [Wealth Planner](https://cal.lk/wealth-planner/) - Everyone has goals for their wealth. We can help you plan to grow according to your requirements.What kind of returns do you expect? How much risk are you willing to take? Answer six questions and we will help you figure out what is best for your wealth!CAL Wealth PlannerToggle NavigationEnglishසිංහලEveryone has goals for their wealth. - [CAL Fixed Income Opportunities Fund (FIOF)](https://cal.lk/the-cal-fixed-income-opportunities-fund-fiof-2023/) - Unit Trust Funds | View Fund Fact Sheet | Invest Now This is our medium risk fund. It invests in a diversified portfolio of Government securities, deposits & Corporate debt of banks, finance companies & corporates. It is not independently rated, but the weighted average of the underlying investments falls between BBB+ and A-. The - [Capital Alliance Investment Grade Fund](https://cal.lk/capital-alliance-investment-grade-fund-2023/) - Unit Trust Funds | View Fund Fact Sheet | Invest Now This is our low-risk fund. It invests in a combination of Investment Grade rated Government securities & Corporate debt. It’s a slightly lower return but increased safety as it has a restriction for securities to be only investment grade quality and above. Additionally, it’s - [CAL Quant Equity Fund](https://cal.lk/cal-quant-equity-fund/) - Unit Trust Funds | View Fund Fact Sheet | Invest Now The CAL Quant fund is an open-ended equity fund, investing in listed shares of the Colombo Stock Exchange, government securities and government securities backed repos. The Fund aims to achieve capital growth on a medium to long term basis by investing in a diversified - [Expertise](https://cal.lk/expertise/) - ExpertiseThe dynamic knowledge environment that we foster has placed CAL at the top among the frontier market financial services companies. Our deep expertise across investment and capital markets is the cornerstone of our reputation for ‘excellence in execution, research, and product innovation’. We specialize in originating, trading, and investing in debt and equity securities. The - [CAL සිලි සිලි index](https://cal.lk/cal-inflation-index/) - සිලි සිලි IndexTaking its data from leading Sri Lankan supermarkets, the CAL සිලි සිලි index is a real-time monitor of price changes of food items in your shopping cart. It acts as a measure of food inflation, drilling into price movements by food sub-categories, updated on a daily basis. Built on next-gen technology and through - [CAL Five Year Optimum Fund](https://cal.lk/cal-five-year-optimum-fund/) - For the first time in Sri LankaDiscover a unique investment opportunity with CAL’s Five-Year Optimum FundAdvantages that set it apart in today’s market: Seize the Power of Time Tax Treatment Apply OnlineFor the first time in Sri LankaDiscover a unique investment opportunity with CAL’s Five-Year Optimum FundAdvantages that set it apart in today’s market: Seize - [Private Equity](https://cal.lk/private-equity/) - CAL sri lanka's leading Investment Bank and In-site Holdings Limited, an advisory firm with extensive regional equity and corporate experience - [Treasuries Tamil](https://cal.lk/treasuries/ta/) - An Investment with More Attractive Rates than Traditional Deposits? Get Over 25% Interest When You Invest in Treasury Bills through CAL!Enjoy similar safety and peace of mind to investing in traditional deposits but with better returns. CAL is a CBSL-licensed Primary Dealer that conducts over LKR 1 Billion* in Treasuries transactions daily. Invest now digitally with ease!*Average transactions conducted - [භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කර අනුපාත](https://cal.lk/treasuries/treasury-bill-and-bond-rates/si/) - භාණ්ඩාගාර බිල්පත් පිටුව වෙත නැවත යන්න | භාණ්ඩාගාර බිල්පත් සඳහා ලියාපදිංචි වන්න | English CAL ඔන්ලයින් හි භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කර අනුපාත වෙබ් පිටුව වෙත ඔබව සාදරයෙන් පිළිගනිමු, එහිදී ඔබට විවිධ කල්පිරීම් හරහා ආයෝජන සඳහා නවතම ගාස්තු වෙත ප්‍රවේශ විය හැක. ශ්‍රී ලංකා මහ බැංකුව (CBSL) විසින් පත් කරන ලද ප්‍රමුඛ පෙළේ බලපත්‍රලාභී රජයේ සුරැකුම්පත් - [CALT New Customer Signup](https://cal.lk/new-customer-signup/) - [CAL Treasuries Account Opening Request](https://cal.lk/calt-signup/) - Full Name *NIC/PP *Mobile Number *Email *Employment Status *Self-EmployedEmployedRetired Company *Minimum Investment Amount (A minimum investment of Rs 5mn is required to open the account) *5 - 10mn10 - 20mn20mn - 50mn50mn and aboveI agree that that the above provided details are accurateSubmit - [HELA IPO](https://cal.lk/ipo/hela-ipo/) - Return to IPOIssue opening on the 12th January 2022Thank you for your interest in the HELA APPAREL HOLDINGS LIMITED IPO. Please tick the below to proceedI am an Individual Sri Lankan Resident Investor above 18 years old.I am an Individual Sri Lankan Resident Investor above 18 years old. * Digital Application Forms can only be - [JAT Holdings Limited Initial Public Offering (IPO)](https://cal.lk/ipo/jat-holdings-limited-ipo/) - Offer opens on the 20th July 2021Apply Online JAT Holdings Limited – Online Share Application ProspectusJAT IPO – Research ReportJAT Holdings Limited – Articles of Association - [WindForce Limited IPO](https://cal.lk/ipo/windforce-limited-ipo/) - Issue opening on the 24th March 2021Instructions for completing the Digital Application Form Digital Application Forms can only be submitted by Individual Resident Investors. This option is not permitted for Individual Resident Investors applying through Margin Trading Accounts, Group Employees and Directors, Companies, Corporations and other Corporate Bodies and Unit Trusts. Submission of this Digital Application - [Blog](https://cal.lk/blog/) - CAL is a highly-active, dynamic organization with a range of industry updates and events to bring to you periodically - [Hatton National Bank PLC's Debenture issue 2021](https://cal.lk/hnb-debenture-issue/) - Opening date – 15 July 2021 Application Form Prospectus - [Feedback](https://cal.lk/feedback/) - [Jobs](https://cal.lk/job-openings/) - [awsmjobs] - [Analyst - Research](https://cal.lk/careers/vacancy-analyst-research/) - Description You will be responsible for managing a universe of listed equity securities, constructing financial models, compiling equity recommendation reports and presenting the findings to local and foreign fund managers. A degree from a recognized university or institution or a professional qualification in the field of management, finance, economics, engineering, or statistics. CFA candidates will - [Analyst - Equity Capital Markets and M&A](https://cal.lk/careers/analyst-equity-capital-markets-and-ma/) - CAL is a leading full-service frontier markets financial institution that offers a comprehensive selection of integrated investment and capital market solutions primarily to family businesses and institutional clients. If you desire to build a high growth career and have been seeking an opportunity to take your career to the next level, we would like to - [Executive – Operations](https://cal.lk/careers/vacancy-executive-operations/) - CAL is a leading full-service frontier markets financial institution that offers a comprehensive selection of integrated investment and capital market solutions primarily to family businesses and institutional clients. If you desire to build a high growth career and have been seeking an opportunity to take your career to the next level, we would like to - [Executive – Stock Brokering](https://cal.lk/careers/vacancy-executive-stock-brokering/) - Description Here’s an opportunity for you to start your career or if you are looking to change careers and want to use your competitive spirit, passion, and motivation to join a growing industry. You should have a passion for Capital Markets and should be willing to learn, grow, and achieve your ambition with us! Expire - [The Mainstreet: Poultry Sector](https://cal.lk/research-insight-video-102/) - [Mainstreet: Poultry Sector](https://cal.lk/research-insight-video-101/) - [Solutions](https://cal.lk/solutions/) - The dynamic knowledge environment that we foster has placed CAL at the top among full-service investment banks - [Unit Trust Funds - සිංහල](https://cal.lk/unittrust/si/) - සාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ ඇයි?ආකර්ෂණීය ආදායමක් භුක්ති විඳින ගමන් ඔබගේ ආයෝජනයන්හි සම්පූර්ණ පාලනය ඔබ අතට ගෙන ඔබේ සිහින සහ වගකීම් වලට CAL Unit Trust අත්වැලක් කරගන්න.ලියාපදිංචි වන්නඅනුපාත*රුපියල් 100ක් වැනි අඩු ආයෝජනයකින් ආරම්භ කරන්න Toggle NavigationEnglishසිංහලToggle NavigationEnglishසිංහලසාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ - [Unit Trust Funds - සිංහල](https://cal.lk/unittrust/si/) - සාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ ඇයි?ආකර්ෂණීය ආදායමක් භුක්ති විඳින ගමන් ඔබගේ ආයෝජනයන්හි සම්පූර්ණ පාලනය ඔබ අතට ගෙන ඔබේ සිහින සහ වගකීම් වලට CAL Unit Trust අත්වැලක් කරගන්න.ලියාපදිංචි වන්නඅනුපාත*රුපියල් 100ක් වැනි අඩු ආයෝජනයකින් ආරම්භ කරන්න Toggle NavigationEnglishසිංහලToggle NavigationEnglishසිංහලසාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ - [Unit Trust Funds - සිංහල](https://cal.lk/unittrust/si/) - සාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ ඇයි?ආකර්ෂණීය ආදායමක් භුක්ති විඳින ගමන් ඔබගේ ආයෝජනයන්හි සම්පූර්ණ පාලනය ඔබ අතට ගෙන ඔබේ සිහින සහ වගකීම් වලට CAL Unit Trust අත්වැලක් කරගන්න.ලියාපදිංචි වන්නඅනුපාත*රුපියල් 100ක් වැනි අඩු ආයෝජනයකින් ආරම්භ කරන්න Toggle NavigationEnglishසිංහලToggle NavigationEnglishසිංහලසාම්ප්‍රදායික තැන්පතු හෝ ඉතිරිකිරීමේ ගිණුම් තෝරාගෙන ස්ථීර පොලී පමණක් ලබාගැනීමට වෙර දරන්නේ - [Treasuries Sinhala](https://cal.lk/treasuries/si/) - සාම්ප්‍රදායික තැන්පතු වලට වඩා ආකර්ශනීය පොලී අනුපාත සහිත ආයෝජනයක්? ඔබ CAL හරහා භාණ්ඩාගාර බිල්පත්වල ආයෝජනය කරන විට ඔබට 7.5%කට වඩා වැඩියෙන් පොලී අනුපාතයක් ලබා ගත හැක!සාම්ප්‍රදායික තැන්පතුවල ආයෝජනය කිරීමට සමාන සුරක්ශිත බවක් හා මානසික සතුටක් මෙන්ම වඩා හොඳ ප්‍රතිලාභ භුක්ති විඳීමට හැක. CAL යනු ශ්‍රී ලංකා මහ බැංකුවේ බලපත්‍රලාභී, දිනකට රුපියල් බිලියන 1* කට වඩා - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities - [Treasuries](https://cal.lk/treasuries/) - CAL offers to invest and trade in a wide selection of government securities ## Portfolio - [Janashakthi Insurance PLC](https://cal.lk/portfolio-items/janashakthi-insurance-plc/) - [Leather Collection (Pvt) Ltd](https://cal.lk/portfolio-items/leather-collection-pvt-ltd/) - [Lanka Century Investments PLC](https://cal.lk/portfolio-items/lanka-century-investments-plc/) - [Jetwing Symphony Limited](https://cal.lk/portfolio-items/jetwing-symphony-limited/) - [Sampath Bank PLC](https://cal.lk/portfolio-items/sampath-bank-plc/) - [Renuka Capital PLC](https://cal.lk/portfolio-items/renuka-capital-plc/) ## FAQs - [How can I signup for Unit Trust Funds?](https://cal.lk/faq-items/how-can-i-signup-for-unit-trust-funds/) - Please visit https://portal.cal.lk and register using your NIC/Passport number, valid mobile and email. There you will find the option to register for CAL Unit Trust Funds, see our Web Guide. Please have your NIC, recent Billing Address Proof (utility bill, bank statement etc) and recent Bank statement ready for a smooth signup. Video Guide You can - [මට අරමුදල් තොරතුරු පත්‍රිකා දැකබලාගත හැක්කේ කොතැනින්ද?](https://cal.lk/faq-items/මට-අරමුදල්-තොරතුරු-පත්රි/) - අරමුදල් තොරතුරු පත්‍රිකා බාගත කරන්නInvestment Grade Fund2026 ජූනි මාසය සඳහා IGF තොරතුරු පත්‍රිකාව2026 මැයි මාසය සඳහා IGF තොරතුරු පත්‍රිකාව2026 අප්‍රේල් මාසය සඳහා IGF තොරතුරු පත්‍රිකාව2026 මාර්තු මාසය සඳහා IGF තොරතුරු පත්‍රිකාවFixed Income Opportunities Fund2026 ජූනි මාසය සඳහා FIOF තොරතුරු පත්‍රිකාව2026 මැයි මාසය සඳහා FIOF තොරතුරු පත්‍රිකාව2026 අප්‍රේල් මාසය සඳහා FIOF තොරතුරු පත්‍රිකාව2026 මාර්තු මාසය සඳහා - [Where can I view the fund fact sheets?](https://cal.lk/faq-items/where-can-i-view-the-fund-fact-sheets/) - Download Fund Fact SheetsInvestment Grade FundIGF Fact Sheet for June 2026IGF Fact Sheet for May 2026IGF Fact Sheet for April 2026IGF Fact Sheet for March 2026Fixed Income Opportunities FundFIOF Fact Sheet for June 2026FIOF Fact Sheet for May 2026FIOF Fact Sheet for April 2026FIOF Fact Sheet for March 2026Balanced FundBF Fact Sheet for June 2026BF - [What is the minimum amount required to open an account?](https://cal.lk/faq-items/what-is-the-minimum-amount-required-to-open-an-account/) - Standard Account with the advisor support service minimum investment is Rs.5,000,000 For a self-trading account, a minimum investment of Rs 100,000 is needed. You will receive access to the Atrad platform for buying and selling shares, along with access to our research portal and the WhatsApp broadcasting group for market update - [How do I transfer funds?](https://cal.lk/faq-items/how-do-i-transfer-funds/) - 1 Add the new Deutsche Bank collection account as a beneficiary in your bank. BANK Deutsche Bank (7205) BRANCH Colombo (001) ACCOUNT NAME Capital Alliance Investments Limited Copy ACCOUNT NUMBER 0046797000 Copy 2 Transfer your funds Make the transfer from your registered bank account whenever you want to invest. 3 Raise your investment request Log - [How can I add a new fund to my list of unit trust funds?](https://cal.lk/faq-items/how-can-i-add-a-new-fund-to-my-list-of-unit-trust-funds/) - On the web portal: Step 1: Click on Unit Trust Fund Step 2: Click Fund Addition On the mobile app: Step 1: Click on Unit trust funds Step 2: Click on Actions Step 3: Click on Fund addition and add the fund you wish - [මගේ ඒකක භාර ගිණුම සඳහා නාමිකයෙකු පත් කිරීම සඳහා අවශ්‍යතා සහ පියවර මොනවාද?](https://cal.lk/faq-items/මගේ-ඒකක-භාර-ගිණුම-සඳහා-නාම/) - නාමිකයෙකු සාර්ථකව පත් කිරීමට හෝ යාවත්කාලීන කිරීමට, කරුණාකර මෙම මාර්ගෝපදේශ අනුගමනය කරන්න: ඉදිරිපත් කිරීමේ ක්‍රමය: දෘඩ පිටපත් ලේඛනය භාර දීම සඳහා ඒකක භාරකරු අපගේ කාර්යාලයට භෞතිකව පැමිණිය යුතුය. අපට ඩිජිටල් ඉදිරිපත් කිරීම් හෝ තෙවන පාර්ශවීය භාරදීම් පිළිගත නොහැක. අවශ්‍ය ලියකියවිලි: සියලුම නාමයෝජනාලාභීන් සඳහා ඔබ ජාතික හැඳුනුම්පත් පිටපත් සහ වත්මන් ලිපිනය ලබා දිය යුතුය. ලිපින සාක්ෂි: - [What are the requirements and steps for appointing a nominee for my Unit Trust account?](https://cal.lk/faq-items/what-are-the-requirements-and-steps-for-appointing-a-nominee-for-my-unit-trust-account/) - To successfully appoint or update a nominee, please follow these guidelines: Submission Method: The Unit Trust holder must visit our office physically to hand over the hardcopy document. We cannot accept digital submissions or third-party handovers. Required Documents: You must provide NIC copies and the current address for all nominees. Address Proof: If the nominee’s - [Does CAL have an Equity based Unit Trust Fund that invests in the stock market?](https://cal.lk/faq-items/does-cal-have-an-equity-based-unit-trust-fund-that-invests-in-the-stock-market/) - Yes. The CAL Quantitative Equity Fund is an open-ended equity fund investing in the Colombo Stock Exchange. What does the fund invest in? Listed shares on the Colombo Stock Exchange Government securities Government securities backed repos Investment objective: Capital growth on a medium to long-term basis. Risk profile: High risk. Returns depend on stock market performance and may be positive - [Does CAL have a Money Market Fund?](https://cal.lk/faq-items/does-cal-have-a-money-market-fund/) - Yes. The CAL Money Market Fund helps investors manage short-term cash through short-term financial instruments. What does the fund invest in? Treasury bills and bonds from the Government of Sri Lanka Repurchase agreements (repos) Corporate debt rated AAA to BBB- by Fitch or Lanka Rating Agency (LRA) All investments have maturities under 397 days. Who is it for? Individuals - [What is the return from Unit Trust Funds?](https://cal.lk/faq-items/what-is-the-return-from-unit-trust-funds/) - Unit Trust returns vary based on market conditions and the performance of each fund. Please visit https://cal.lk/unittrust/calculator/to view the latest Unit Trust rates. - [Should I invest in fixed income unit trusts or the Colombo Stock Exchange?](https://cal.lk/faq-items/should-i-invest-in-fixed-income-unit-trusts-or-the-colombo-stock-exchange/) - This decision solely depends on your risk appetite and at which stage you are in your personal financial cycle. The stock market is an investment opportunity for investors with high-risk appetite. Whereas fixed income unit trusts are in the low to medium risk spectrum offering above average returns for similar instruments across the financial market - [Can I open a joint account?](https://cal.lk/faq-items/can-i-open-a-joint-account/) - Yes, please find attached the softcopies of the Unit Trust Onboarding documents for a Joint Account. Note that the Primary and Joint applicant should fill in joint bank account details. We will also need the following source documents- Clear copy of Primary applicants NIC (front and back) with billing proof (only if address differs from NIC) Clear - [Can I open a corporate account?](https://cal.lk/faq-items/can-i-open-a-corporate-account/) - Yes, please find attached the softcopies of the Unit Trust Onboarding documents for a Corporate Account. Application FormEmail Indemnity Terms and Conditions **Certified extract of the Board ResolutionCompany secretary certified copies of Statutory Documents (Form 1 / 20 / 15 / Certificate of Incorporation)Company secretary certified copy of Articles of AssociationUBO (Ultimate Beneficiary Ownership) Form ***Certified - [What is the current value of a unit?](https://cal.lk/faq-items/what-is-the-current-value-of-a-unit/) - Please refer (Invest Management) to obtain the latest unit prices. - [Is the Instant redemption feature available for the CAL Money Market Fund?](https://cal.lk/faq-items/is-the-instant-redemption-feature-available-for-the-cal-money-market-fund/) - Yes - [මට අරමුදල් ආපසු ගත හැක්කේ කෙසේද?](https://cal.lk/faq-items/මට-අරමුදල්-ආපසු-ගත-හැක්කේ/) - ඔබට අපගේ පිවිසුම ඔස්සේ ඕනෑම ඒකක භාර අරමුදල්වල තැන්පත් කර ඇති ඔබගේ අරමුදල් මුදවාගැනීමට/ආපසු ගැනීමට සහ කලින් කලට ආයෝජන ශේෂය දැකබලාගැනීමට හැකිය. මින් මතුවට පිළිපැදිය යුතු ආකාරය පිළිබඳ සවිස්තරාත්මක උපදෙස් සඳහා කරුණාකර අරමුදල් මාරුකීරිම් උපදෙස් මාර්ගෝපදේශය වෙත ඔබගේ අවධානය යොමු කරන්න. ඕනෑම ආයෝජන උපදෙසක් එදිනම ක්‍රියාත්මක කිරීම සඳහා පෙ.ව. 9.00 ට පෙර පිවිසුම හරහා එය - [How do I withdraw funds?](https://cal.lk/faq-items/how-do-i-withdraw-funds/) - You can also redeem/withdraw your funds and view your investment balance across Unit Trust Funds over time, through our Portal. Please refer to the fund transfer instruction guide for detailed instructions on how to proceed. Please inform us of any investment instruction/s before 9.00 am via the portal for same day execution. For any investment - [Can I create and redeem units on any date?](https://cal.lk/faq-items/can-i-create-and-redeem-units-on-any-date/) - Please note that unit creations/redemptions do not take place on Weekends, Poya, Mercantile and Bank Holidays. Therefore, unit creations can be done only on Weekdays and non- bank holidays, subject to our cut over times. However, with our Instant Redemption feature, you can now redeem amounts up to LKR 50,000 instantly through the CAL app - [මට ඕනෑම දිනයක ඒකක සකස්කර ගැනීමටත් මුදා ගැනීමටත් හැකියාවක් තිබේද?](https://cal.lk/faq-items/මට-ඕනෑම-දිනයක-ඒකක-සකස්කර-ග/) - ඒකක සකසාගැනීම්/මුදවාගැනීම් සති අන්ත දින, පෝය දින, වෙළඳ සේවා සහ බැංකු නිවාඩු දිනවල සිදු නොවන බව කරුණාවෙන් සලකන්න. එබැවින්, ඒකක ආරම්භ කළ හැක්කේ සතියේ දිනවල සහ බැංකුවලට අදාළ නොවන නිවාඩු දිනවල වැඩ කරන වේලාවන්වලට යටත්ව පමණි. කෙසේ වෙතත්, අපගේ Instant Redemption විශේෂාංගය සමඟින්, ඔබට දැන් CAL APP හෝ CAL Online හරහා රුපියල් 50,000ක් දක්වා මුදල - [What are the fee structures for the funds?](https://cal.lk/faq-items/what-are-the-fee-structures-for-the-funds/) - Please note these fees are charged to the fund and not the customer directly. The fund return is net of these fees. Details Income Fund Investment Grade Fund High Yield Fund *Quantitative Equity Fund Fixed Income Opportunities fund Management Fee 0.50% 0.75% 0.75% 1.50% 0.50% per annum on the NAV Custodian Fee 194,400 p.a. 194,400 - [How will I be taxed for my securities investments?](https://cal.lk/faq-items/how-will-i-be-taxed-for-my-securities-investments/) - 0% capital gains tax. 15% WHT on dividends. - [How will I be taxed for my investment in government securities?](https://cal.lk/faq-items/how-will-i-be-taxed-for-my-investment-in-government-securities/) - Interest earned on government securities will have to be declared by individuals in their individual income tax files and pay the personal income tax rate based on which slab the investor falls into. 10% capital gain tax on realized gains. Coupon income is subject to personal income tax. - [Is there any way we can check the stocks where the funds have been reinvested in the CAL Quantitative Equity Fund?](https://cal.lk/faq-items/is-there-any-way-we-can-check-the-stocks-where-the-funds-have-been-reinvested-in-the-cal-quantitative-equity-fund/) - You may refer to the Fact sheet of Quantitative Equity Fund which is published on our website. Refer Link: Quantitative Equity Fund - [What is a Government security?](https://cal.lk/faq-items/what-is-government-security/) - A government security is a debt instrument issued on behalf of the Government of Sri Lanka with a promise of repayment upon maturity. - [මිලදී ගැනීමේ බලය(Buying Power) පරීක්ෂා කරන්නේ කෙසේද?](https://cal.lk/faq-items/මිලදී-ගැනීමේ-බලයbuying-power-පරීක්ෂ/) - පහත ලින්ක් එක වෙත පිවිසීම මගින් ඔබට Atrad Web Application, Atrad Desktop Application සහ Atrad Mobile App මත Buying Power පරීක්ෂා කරන්නේ කෙසේ දැයි දැන ගැනීමට හැක. https://cal.lk/wp-content/uploads/2023/07/ATRAD_CAL.pdf?utm_source=SendGrid&utm_medium=Email&utm_campaign=SendGrid+Email&utm_term=Marketing - [Atrad මුරපදය නැවත සකසන්නේ කෙසේද?](https://cal.lk/faq-items/atrad-මුරපදය-නැවත-සකසන්නේ-කෙසේ/) - ATRAD පහසුකම මත ඇති forgot password වෙත යොමුවීම තුලින් මුරපදය ඔබට නැවත සකසාගත හැකිය නැතහොත් securities@cal.lk වෙත විද්‍යුත් තැපෑලක් ඔබගේ විස්තර සමග එවීම තුලින් මුරපදය නැවත සකසාගත හැකිය. - [CAL Research Portal වෙත පිවිසීම තුලින් ඔබට ලබාගත හැකි දත්ත සහ පිවිසෙන ආකාරය.](https://cal.lk/faq-items/ඔබට-ලබාගත-හැකි-දත්ත-සහ-පිව/) - CAL Research Portal වෙත සියලුම සේවාදායකයින්ට ප්‍රවේශ විය හැකිය, ඔබගේ CAL ඔන්ලයින් ගිණුමට ලොග් වී AnalytiCAL ටැබය මත ක්ලික් කරන්න තවද ඔබට AnalytiCAL වෙත පිවිසම මගින් පහත දත්ත පරිශිලනය කිරීමට හැකියාවද ලැබේ. කොළඹ කොටස් වෙළෙඳපොළේ සියලුම ලැයිස්තුගත සමාගම් පිළිබඳ දත්ත ප්‍රධාන තක්සේරු අනුපාත සහ මූල්‍ය ප්‍රමිතික සියලුම ප්‍රධාන කොටස් වෙළෙඳපොළ දර්ශක දත්ත විදේශීය මිලදී ගැ - [Vstock යනු කුමක්ද?](https://cal.lk/faq-items/vstock-යනු-කුමක්ද/) - Vstock යනු අප විසින් නිර්මාණය කරන ලද කොටස් සිමියුලේටරයක් වන අතර එය සැබෑ කොටස් වෙළඳපොලේ දත්ත වලට අනුව යාවත්කාලීනව ක්‍රියා කිරීම සිදුවේ, මෙමගින් ඔබට කොටස් මිලදී ගැනීම් වලට අදාල විවිධ උපාය මාර්ග අත්හදා බැලිය හැ කි අතර ආයෝජකයින් සඳහා පුහුණු භූමියක් ලෙසද මෙය නම්කල හැ ක, තවද මෙමගින් ඔබට සැබෑ වෙළඳ ලෝකයට පිවිසීමට පෙර කොටස් - [Margin පහසුකම ලබාගත හැකිද?](https://cal.lk/faq-items/margin-පහසුකම-ලබාගත-හැකිද/) - ස්වයං-වෙළඳාම් ගිණුම් (self-trading ) සඳහා Margin පහසුකම නොමැත. උපදේශන සේවාව ලබාගෙන ඇති ගනුදෙනුකරුවන්ට පහසුකම ලබාගැනීම සඳහා ඔබගේ ගනුදෙනු උපදේශක මහතා හා සම්බන්දවන්න. - [ගිණුමෙන් මුදල් නැවත ලබාගන්නේ කෙසේද?](https://cal.lk/faq-items/ගිණුමෙන්-මුදල්-නැවත-ලබාග/) - CAL Portal එක හෝ APP එක වෙත පිවිස එහි Pay-Out Request වෙත ගොස් ඔබට නැවත ලබා ගැනීමට අවශ්‍ය මුදල සහ දිනය යොදා Pay-Out Request එකක් එවීම සිදුකරන්න, ඔබට නැවත ලබා ගැනීම අවශ්‍ය මුදල අදාල දිනට ලියාපදිංචි බැංකු ගිණුමට බැරවනු ඇත. - [ගිණුමට මුදල් තැන්පත් කරන්නේ කෙසේද?](https://cal.lk/faq-items/ගිණුමට-මුදල්-තැන්පත්-කරන/) - පහත දක්වා ඇති නම් කරන ලද බැංකු ගිණුම් සදහා ඔබ‍ගේ අප හා ලියාපදිංචි වී සිටින බැංකු ගිණුම හරහා මුදල් බැර කිරීම සිදු කරන්න, මෙහිදී ඔබේ ජාතික හැඳුනුම්පත අංකය beneficiary narration/remark කොටසේ නිවැරදිව සදහන් කිරීමට සැලකිලිමත් වන්න, පසුව මුදල් බැර කිරීමට අදාල රිසිට්පත සමග CAL Portal එක හෝ APP එක වෙත පිවිස එහි Pay-In Request වෙත - [CAL හරහා කොළඹ කොටස් වෙළඳපොලේ ගනුදෙනු කිරීමට අදාල වන තැරැව්කාර ගාස්තු සහ ගනුදෙනු පිරිවැය?](https://cal.lk/faq-items/ගාස්තු-සහ-ගනුදෙනු-පිරිවැ/) - තැරව්කාර ගාස්තුව 0.64% වන අතර අනෙකුත් ගාස්තු සමඟ ඒකාබද්ධ කළ විට, මුළු ගනුදෙනු පිරිවැය 1.12% වේ. කොළඹ කොටස් වෙළඳපොලේ ගනුදෙනු කිරීමට අදාල වන අනෙකුත් පිරිවැය. CSE ගාස්තු 0.084% CDS ගාස්තු 0.024% SEC ගාස්තු 0.072% කොටස් ගනුදෙනු බද්ද 0.300% - [CAL හරහා කොළඹ කොටස් වෙළඳපොලේ ගනුදෙනු කිරීමට ගිණුම් විවෘත කිරීම සඳහා අවම ආයෝජනය මුදල කොපමණක්ද?](https://cal.lk/faq-items/cal-හරහා-කොළඹ-කොටස්-වෙළඳපොලේ-2/) - ස්වයං-වෙළඳාම් ගිණුමක් ( self-trading ) සඳහා අවම ආයෝජන මුදල රුපියල් 100,000 වන අතර මේ සමග ඔබට අපගේ CAL research platform එක සදහා පිවිසීමේ හැකියාවද, සියලුම වෙළඳපල තත්වයනට අනුකුලව සිදුවන සියලුම වෙළඳපල යාවත්කාලීන වීම් එසැනින් දැන ගැනීම සදහා CAL WhatsApp Broadcasting group වෙත ප්‍රවේශයද ඔබට ලැබෙනු ඇත. එමෙන්ම සියලුම කොටස් මිලදී ගැනිම් සහා විකිණීම් ඔබට ඔබගේ - [CAL හරහා කොළඹ කොටස් වෙළඳපොලේ ගනුදෙනු කිරීමට ගිණුමක් විවෘත කර ගන්නේ කෙසේද?](https://cal.lk/faq-items/cal-හරහා-කොළඹ-කොටස්-වෙළඳපොලේ/) - අන්තර්ජාලයට පිවිස https://portal.cal.lk/ ලින්ක් එක වෙත පිවිසෙන්න, නැතහොත් ඔබගේ ජංගම දුරකථනයහි යෙදුම් ගබඩාව ( App store ) වෙත පිවිස Cal online යෙදුම බාගත කර, එහි Equities ලෙස සදහන් කොටස වෙත ගොස් එහි සදහන් පරිදි ඔබගේ අවශ්‍ය විස්තර ලබා දී ගිනුමක් සකසා ගැ නීම සදහා ලියා පදිංචි වන්න, වැඩි විස්තර සදහා කාර්යාල වැඩ කරන වේලාවන් තුල - [අරමුදල් සඳහා වන ගාස්තු ව්‍යුහයන් මොනවාද?](https://cal.lk/faq-items/අරමුදල්-සඳහා-වන-ගාස්තු-ව්/) - විස්තර Income Fund Investment Grade Fund High Yield Fund *Quantitative Equity Fund Gilt Fund කළමනාකරණ ගාස්තුව 0.50% 0.75% 0.75% 1.50% 0.5% භාරකාරත්ව ගාස්තුව (වාර්ෂිකව) 194,400 194,400 240,000 240,000 240,000 භාරකාර ගාස්තුව 0.16% of NAV 0.16% of NAV 0.16% 0.225% 0.16% ඉහළ කාර්යසාධන ගාස්තුව – – – 10% – අරමුදල් තොරතුරු පත්‍රිකාවල සහ වෙබ් අඩවිය ඔස්සේ - [ඒකක භාර අරමුදල්වලින් ලැබෙන ප්‍රතිලාභ මොනවාද?](https://cal.lk/faq-items/ඒකක-භාර-අරමුදල්වලින්-ලැබ/) - CAL Fixed Income Opportunities Fund සඳහා 2024/03/31 දිනට දින 92ක වාර්ෂික ප්‍රතිලාභය පහතින් උපුටා දක්වා ඇත. අනෙකුත් අරමුදල් විසින් වෙළඳපල තත්ත්වයන් සහ සාධනය මත පදනම්ව වෙනස්වන ඉපැයීම් ලබා ගනු ඇත. අතර ඒකක භාර ප්‍රතිලාභ වෙළඳපල අස්ථාවරත්වයට යටත් වන අතර, අතීත කාර්ය සාධනය අනාගත ප්‍රතිලාභ පිළිඹිබු කරන දර්ශකයක් නොවේ. - [How to access the Vstock simulator?](https://cal.lk/faq-items/how-to-access-the-vstock-simulator/) - The CAL Vstock simulator is accessible to all CAL clients via Cal portal, log in to your CAL Online account from the portal and click on the Vstock tab - [What is Vstock?](https://cal.lk/faq-items/what-is-vstock/) - Vstock is our virtual stock simulator, mirroring the dynamics of the actual stock market. Think of it as a training ground for investors where you can experiment with various strategies using virtual stocks that update in real-time. This enables you to understand and practice navigating the Sri Lankan Stock Market and selecting stocks before entering - [How to access the research portal?](https://cal.lk/faq-items/how-to-access-the-research-portal/) - The CAL Research Portal is accessible to all CAL clients. To access the portal, log in to your CAL Online account and click on the AnalytiCAL tab. - [What are the research tools I can access?](https://cal.lk/faq-items/what-are-the-research-tools-i-can-access/) - You can use the CAL Research Portal (AnalytiCAL), made for both beginners and experienced stockbrokers. Features of the Research Portal: Data on all listed companies in the Colombo Stock Exchange Key valuation ratios and financial metrics Real-time valuation ratios All key stock market indices data Foreign buying and selling data DIY data toolkit Research Reports - [Can I get margin Facility?](https://cal.lk/faq-items/can-i-get-margin-facility/) - Margin facility is not available for self-trading accounts. Clients who have obtained advisory service may contact their advisor to obtain the facility. - [How do I check my buying power?](https://cal.lk/faq-items/how-do-i-check-my-buying-power/) - Learn how to check Buying Power on Atrad Web Application, Atrad Desktop Application, and Atrad Mobile App by visiting this link. https://cal.lk/wp- content/uploads/2023/07/ATRAD_CAL.pdf?utm_source=SendGrid&utm_medium=Emai l&utm_campaign=SendGrid+Email&utm_term=Marketin - [What is buying power?](https://cal.lk/faq-items/what-is-buying-power/) - Buying power is the money an investor has available to purchase securities, equal to the total cash held in the brokerage account plus all available margin - [Is there a guide on how to use Atrad?](https://cal.lk/faq-items/is-there-a-guide-on-how-to-use-atrad/) - Atrad guide will be sent to the client with the welcome email. Alternatively, you may use the provided link: https://cal.lk/wp-content/uploads/2023/07/ATRAD_CAL.pdf?utm_source=SendGrid&utm_medium=Email&utm_campaign=SendGrid+Email&utm_term=Marketing - [How can I reset my Atrad password?](https://cal.lk/faq-items/how-can-i-reset-my-atrad-password/) - Navigate to the forgot password option in the Atrad platform or send an email to securities@cal.lk with your account details requesting a password reset. - [How can I withdraw money from my CAL trading account?](https://cal.lk/faq-items/how-can-i-withdraw-money-from-my-cal-trading-account/) - Log in to the CAL portal or app, navigate to the Pay Out option, and submit the withdrawal request. Steps to Send a Payout Request: Navigate to the equities section and select the Pay Out tab. Navigate to the section where you need to enter the amount and input the details; the value date will - [How can I deposit money into my CAL trading account?](https://cal.lk/faq-items/how-can-i-deposit-money-into-my-cal-trading-account/) - Transfer the funds to the designated bank account provided below, including your NIC as a beneficiary remark. Afterward, submit a payment request through the CAL portal or app, attaching the transfer proof. Bank Branch Account Number Sampath Bank Headquarters Branch / Branch Code 29 002930013083 or 002930021183 Seylan Bank Millennium Branch / Branch Code 86 - [Which platform is provided for trading shares?](https://cal.lk/faq-items/which-platform-is-provided-for-trading-shares/) - Atrad platform access will be provided for trading - [How can I open a CALS/Stock trading account?](https://cal.lk/faq-items/how-can-i-open-a-cals-stock-trading-account/) - Initiate the account opening process by either visiting portal.cal.lk or downloading the CAL Online mobile app. - [ How do I start trading with CAL in the Stock Market?](https://cal.lk/faq-items/how-do-i-start-trading-with-cal-in-the-stock-market/) - Sign up for a Standard Account (expected investment over 5mn) or an Internet Trading Only Account (minimum investment of 100,000). After receiving account opening confirmation and Internet Trading credentials ( Atrad), request a Pay In to deposit cash and start trading. - [What is the brokerage fee?](https://cal.lk/faq-items/what-is-the-brokerage-fee/) - The brokerage fee is 0.64%, and when combined with other fees, the total transaction fee amounts to 1.12%. Breakdown of other fees: CSE Fees: 0.084% CDS Fees: 0.024% Sec Cess: 0.072% Share Transaction Levy: 0.300% - [Disclaimer Relating to Unit Trust Funds](https://cal.lk/faq-items/disclaimer-relating-to-unit-trust-funds/) - We’ve included below a few considerations a potential unit trust fund investor should make when investing in unit trusts. The fund is approved by the Securities Exchange Commission (SEC). The past performance is not a definitive indication of future performance. Investors are advised to read and understand the contents of the Key Investor Information Document - [Benefits of investing in equity funds?](https://cal.lk/faq-items/benefits-of-investing-in-equity-funds/) - Equity funds invest in a diversified portfolio of securities to generate capital appreciation over the long term. Equity Unit trust funds have designated fund managers who actively manage the scheme’s portfolio and ensure that the equity fund is able to outperform its underlying benchmark. Fund managers along with a team of analysts and market researchers - [When to invest in equity funds?](https://cal.lk/faq-items/when-to-invest-in-equity-funds/) - When you have a very high-risk appetite and a long-term investment horizon, then you may consider investing in equity funds. Having a long-term investment horizon might allow the equity fund to tackle market fluctuations and deliver. If you are looking for a Unit trust fund scheme that predominantly invest in equity, you may consider investing - [මට අරමුදල් මාරුකීරිම් සිදුකළ හැක්කේ කෙසේද?](https://cal.lk/faq-items/මට-අරමුදල්-මාරුකීරිම්-සි/) - ඔබේ පළමු ආයෝජනය කරන්නේ කෙසේදැයි දැන ගැනීමට මෙතැන ක්ලික් කරන්න මිලියන 5ට අඩු අරමුදල් හුවමාරුවක් (CEFT) කිරීමට කරුණාකර පහත ගිණුමට මාරු කරන්න; Capital Alliance Investments Ltd 003010550558 යම් අරමුදලක ඒකක සෑදීම සඳහා ඔබට පහත ඕනෑම ගිණුමකට කෙලින්ම මාරු කළ හැකිය. කරුණාකර ඉටු කරන්න; රුපියල් මිලියන 5ට අඩු ආයෝජන වටිනාකමක් සඳහා SLIP හුවමාරුව රුපියල් මිලියන 5ට - [රජයේ සුරැකුම්පත්වල මා ආයෝජනය කරන විට මාගෙන් බදු අය කරන්නේ කෙසේද?](https://cal.lk/faq-items/රජයේ-සුරැකුම්පත්වල-මා-ආය/) - රජයේ සුරැකුම්පත් මත උපයන පොළිය පුද්ගලයන් විසින් ඔවුන්ගේ තනි ආදායම් බදු ලිපිගොනුවල ප්‍රකාශ කළ යුතු අතර ආයෝජකයා වැටෙන ස්ලැබ් (ඒකකය) එක මත පදනම්ව පුද්ගලික ආදායම් බදු අනුපාතය ගෙවිය යුතුය. - [මට මාගේ සුරැකුම්පත් ආයෝජන හෝ ගනුදෙනු පිළිබඳ දැනුම්දීම් හෝ ඇඟවීම් ලබාගත හැකිද?](https://cal.lk/faq-items/මට-මාගේ-සුරැකුම්පත්-ආයෝජ/) - ඔව්. Lanka Securesystem මඟින් ආයෝජකයින්ට හෝ සුරැකුම්පත් හිමියන්ට සජීවීව දැනුම්දීම් සපයයි. ගිණුමක ඇති සුරැකුම්පත්වල සෑම චලනය වීමකදීම එම පද්ධතිය මඟින් කෙටි පණිවුඩයක් හෝ/සහ විද්‍යුත් තැපෑලක් සෘජුවම ආයෝජකයාට හෝ සුරැකුම්පත් හිමියාට යවනු ලැබේ. එනම් ආයෝජකයින්ගේ ගිණුම හරහා ගණුදෙනුවක් සිදු වූ වහාම ඔවුන්ට දැනුම් දෙනු ලැබේ. - [LankaSecureNet පහසුකම ලබා ගන්නේ කෙසේ ද?](https://cal.lk/faq-items/lankasecurenet-පහසුකම-ලබා-ගන්නේ-කෙසේ-ද/) - මෙම LankaSecureNet පහසුකම ලබා ගැනීමට කැමති ඕනෑ ම ආයෝජකයෙකුට Lanka Secure Customer Information පද්ධතියේ වෙබ් අඩවියට ප්‍රවේශ වී එහි දක්වා ඇති පියවර අනුගමනය කළ යුතුය. https://www.cbsl.lk/lankasec/ - [LankaSecureNet යනු කුමක් ද?](https://cal.lk/faq-items/lankasecurenet-යනු-කුමක්-ද/) - LankaSecureNet යනු රාජ්‍ය සුරැකුම්පත්වල ආයෝජකයන්ට තමන්ගේ ගනුදෙනුවලට අදාළ විස්තර, පොලී හා කල් පිරීම් ගෙවීම් සහ නො පිය වූ ශේෂය ලබා ගත හැකි අන්තර්ජාලය පදනම් වූ සේවාවකි. මෙම පහසුකම මගින් ආයෝජන වලට අදාළ වර්තමාන මෙන් ම පසුගිය කාල වල විස්තර ද ලබා ගත හැකි ය. - [LankaSecure ගිණුම් අන්තර්ජාලය හරහා පරීක්ෂා කළ හැකි ද?](https://cal.lk/faq-items/lankasecure-ගිණුම්-අන්තර්ජාලය-හරහා/) - ශ්‍රී ලංකා මහ බැංකුව මගින් හඳුන්වා දී ඇති LankaSecureNet නම් පද්ධතිය හරහා ගිණුම්හිමියන්ට තමන්ගේ රාජ්‍ය සුරැකුම්පත්වල ආයෝජනයන්ට අදාළ විස්තර ඕනෑ ම අවස්ථාවක පරීක්ෂා කළ හැකි ය. - [මම රාජ්ය සුරැකුම්පත්වල ආයෝජකයකු නම් මට LankaSecure වෙතින් ගිණුම් ප්රකාශ ලැබේ ද?](https://cal.lk/faq-items/මම-රාජ්ය-සුරැකුම්පත්වල-ආ/) - පහත සඳහන් දේ සහිත ප්‍රකාශන ලංකාසෙකියු වෙතින් ගිණුම් හිමියකුට නිකුත් කරනු ලැබේ. . ගනුදෙනුවල සාරාංශය – මාසයක් තුළ සිදු වූ ගනුදෙනු තහවුරු කරමින් මාසික ප්රකාශයක් නිකුත් කෙරේ. එක් මාසයක් තුළ කිසිදු ගනුදෙනුවක් සිදු වී නොමැති නම් එම මාසයට අදාළ ප්රකාශනය පද්ධතිය මගින් ජනනය නො වනු ඇත. රඳවා ගැනීමේ ප්රකාශය – සෑම ආයෝජකයකුගේ ම නො පිය - [ආයෝජකයන්ට LankaSecure සමඟ ඇති සම්බන්ධතාවය කුමක් ද?](https://cal.lk/faq-items/ආයෝජකයන්ට-lankasecure-සමඟ-ඇති-සම්බන/) - රජයේ සුරැකුම්පත්වල ආයෝජකයින්ට CAL හරහා LankaSecure හි සුරැකුම්පත් ගිණුම් විවෘත කර පවත්වාගෙන යා හැක. ආයෝජකයින් සම්බන්ධ සියලුම ගනුදෙනු CAL හරහා පද්ධතියට වාර්‍රතා කෙරේ. සෑම ආයෝජකයෙකුටම LankaSecure හි වෙනම ගිණුමක් ඇත. ආයෝජකයන්ට එක් හෝ ඊට වැඩි ගණනක් සෘජු අලෙවි සහභාගීකරුවන් හරහා ගිණුම් පවත්වා ගෙන යා හැකි ය. - [මධ්යම තැන්පතු පද්ධතිය (CDS) යනු කුමක් ද?](https://cal.lk/faq-items/මධ්යම-තැන්පතු-පද්ධතිය-cds-යන/) - මධ්‍යම තැන්පතු පද්ධතිය යනු පරිගණක දත්ත මත පදනම් වූ නිර්ලේඛිත සුරැකුම්පත් අයිතිය වාර්ථාගත කරන පද්ධතියකි. මේ මගින් පද්ධතියේ හවුල්කරුවන්ගේ ගිණුම් මෙන්ම සෑම සුරැකුම්පත් හිමිකරුවකුගේ ම තනි ගිණුම් ද පවත්වා ගෙන යනු ලබයි. ගනුදෙනු ක්‍රියාත්මක වූ පසු ආයෝජකයින්ගේ හිමිකාරිත්ව වාර්තාව පද්ධතිය තුළ ක්ෂණිකව යාවත්කාලීන වේ. - [නිර්ලේඛිත සුරැකුම්පත් පියවීමේ පද්ධතිය (SSSS) යනු කුමක් ද?](https://cal.lk/faq-items/නිර්ලේඛිත-සුරැකුම්පත්-පි/) - නිර්ලේඛිත සුරැකුම්පත් පියවීමේ පද්ධතිය මඟින් නිර්ලේඛිත සුරැකුම්පත් ගණුදෙණු පියවීම සිදු කරනු ලබයි. පද්ධතියේ හවුල්කරුවන් (එනම් ප්‍රාථමික අලෙවිකරුවන්, බලපත්‍රලාභී වාණිජ බැංකු සහ මුදල් මණ්ඩලය මගින් අනුමත කරන ලද අනෙකුත් ඕනෑ ම ආයතනයක්) විසින් ගනුදෙනු පද්ධතියට වාර්තා කරන විට හා සහ ගණුදෙණු ක්‍රියාත්මක කිරීමට ප්‍රමාණවත් ශේෂයන් ගිණුම්වල තිබෙන විට සුරැකුම්පත් පියවීම නිර්ලේඛිත සුරැකුම්පත් පියවීමේ පද්ධතියේ ක්ෂණිකව සිදුවනු - [LankaSecure පද්ධතිය යනු කුමක්ද?](https://cal.lk/faq-items/lankasecure-පද්ධතිය-යනු-කුමක්ද/) - LankaSecure පද්ධතිය යනු නිර්ලේඛිත සුරැකුම්පත් ලේඛනය පවත්වාගෙන යාමට සහ එවැනි සුරැකුම්පත්වල ගනුදෙනු පියවීම සඳහා පහසුකම් සැලසීමේ පද්ධතියකි. එය ශ්‍රි ලංකා මහ බැංකුව විසින් මුදල් නීති පනත යටතේ ස්ථාපිත කරන ලද නිර්ලේඛිත සුරැකුම්පත් පියවීමේ පද්ධතිය (SSSS) සහ මධ්‍යම තැන්පතු ක්‍රමය (CDS) වේ. රාජ්‍ය සුරැකුම්පත් සහ මහ බැංකු සුරැකුම්පත් නිර්ලේඛිතව නිකුත් කිරීම සහ ද්විතීයික වෙළෙඳපොළේ ගනුදෙනු පියවීම - [රජයේ සුරැකුම්පත්වල ආයෝජනය කිරීම වෙනුවෙන් සාක්ෂියක් ලෙස මට භෞතිකව සහතිකයක් ලැබෙන්නේද?](https://cal.lk/faq-items/රජයේ-සුරැකුම්පත්වල-ආයෝජන/) - රජයේ සුරැකුම්පත් යනු නිර්ලේඛිත සුරැකුම්පත් වන අතර එයින් අදහස් වන්නේ ඒවා කඩදාසි සහතිකයක් ලෙසින් නොව විද්‍යුත් ආකාරයෙන් නිකුත් කරනු ලබන බවයි. - [භාණ්ඩාගාර බිල්පත්/බැඳුම්කර ආයෝජනවල ඇති මාගේ ශේෂය පරීක්ෂා කරන්නේ කෙසේද?](https://cal.lk/faq-items/භාණ්ඩාගාර-බිල්පත්-බැඳුම්/) - CAL portal හරහා භාණ්ඩාගාර අංශයෙන් හෝ Lanka Secure වෙබ් අඩවියට පිවිසීමෙන් ශේෂයන් පරීක්ෂා කළ හැක. සබැඳිය: - [භාණ්ඩාගාර බිල්පත් හා බැඳුම්කරවල ආයෝජනය කිරීමෙන් මා හට ලැබෙන ප්රතිලාභ මොනවා ද?](https://cal.lk/faq-items/භාණ්ඩාගාර-බිල්පත්-හා-බැඳ/) - ස්වෛරීත්ව රාජ්‍ය විසින් නිකුත් කරනු ලබන බැවින් එය අවදානම් රහිත නිදහස් ආයෝජනයක් වේ. එබැවින් ඒවා රත්රන් මගින් සුරක්ෂිත කර ඇති රන් සුරැකුම් ණය උපකරණ ලෙස හැඳින්වේ. ඵලදා අනුපාත වෙළෙඳපොළ මගින් තීරණය කරනු ලබන බැවින් ඔබට ඉහළ පොලී අනුපාතයක් ලබාගත හැකි ය. මෙම භාණ්ඩාගාර බිල්පත් හා බැඳුම්කරවල ද්විතීයික වෙළෙඳපොළ තුළ ගණුදෙනු කළ හැකි බැවින් ඒවා වෙළෙඳපොළ - [CAL ද්වාරයෙහි දක්වා ඇති ද්විතීයික වෙළඳපොළ අනුපාත භාණ්ඩාගාර බිල්පත් සඳහා දින 90, 180 හෝ 365ක් පමණක් නොවන්නේ ඇයි?](https://cal.lk/faq-items/cal-ද්වාරයෙහි-දක්වා-ඇති-ද්වි/) - CAL ද්වාරයෙහි ප්‍රදර්ශනය කෙරෙන ද්විතීයික වෙළෙඳපොළ අනුපාත භාණ්ඩාගාර බිල්පත් සහ භාණ්ඩාගාර බැඳුම්කර සඳහා වේ. ඒවා පදනම් වන්නේ CAL හි කළඹෙහි ඇති බිල්පත් සහ බැඳුම්කර මත ය. CAL විසින් බිල්පත් සහ බැඳුම්කර එම කළඹට මිල දී ගෙන දින කිහිපයක් ගත වී ඇත්නම්, එය විකිණීමට ඇති බිල්පත් සහ බැඳුම්කර අනුපාතවලින් පිළිබිඹු වේ. උදාහරණයක් ලෙස, CAL විසින් සතියකට - [විදේශ ආයෝජකයෙකු ලෙස මට භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කරවල ආයෝජනය කළ හැකිද?](https://cal.lk/faq-items/විදේශ-ආයෝජකයෙකු-ලෙස-මට-භා/) - ඔව්, ඔබ පහත සඳහන් කාණ්ඩවලින් එකකට වැටෙන්නේ නම්: රාජ්‍ය අරමුදල්, අන්‍යෝන්‍ය අරමුදල් හෝ ප්‍රාදේශීය අරමුදල් ඇතුළු විදේශ ආයතනික ආයෝජකයින්. ශ්‍රී ලංකාවෙන් පිටත සංස්ථාපිත ආයතන. ශ්‍රී ලංකාවේ පදිංචි හෝ ශ්‍රි ලංකාවෙන් පිට ජීවත් වන විදේශික පුරුවැසියන්. අනේවාසික ශ්‍රී ලාංකිකයන්. - [As a foreign investor can I Invest in Treasury bills and bonds?](https://cal.lk/faq-items/as-a-foreign-investor-can-i-invest-in-treasury-bills-and-bonds/) - Yes, if you fall in to one of the following categories: Foreign Institutional Investors including country funds, mutual funds or regional funds. Corporate bodies incorporated outside Sri Lanka. Citizens of foreign states whether resident in Sri Lanka or outside Sri Lanka. Non-resident Sri Lankans. - [ලංසු සහ පිරිනැමීමේ අනුපාත මොනවාද?](https://cal.lk/faq-items/ලංසු-සහ-පිරිනැමීමේ-අනුපා/) - ලංසු අනුපාතය යනු රජයේ සුරැකුම්පත් මිළදී ගන්නා යම්කිසි ගැණුම්කරුවෙකු විසින් සුරැකුම්පතක් මිලදී ගැනීම සඳහා ගෙවීමට කැමති වෙළඳපොලේ උපරිම අනුපාතයයි. පිරිනැමීමේ අනුපාතය යනු යම් විකුණුම්කරුවෙකු විසින් දැනට තමන් සතුව ඇති සුරැකුම්පතක් විකිණීමට කැමති වෙළඳපොලේ අවම අනුපාතයයි. - [ද්විතීයික වෙළඳපල මිල ගණන් යනු කුමක්ද?](https://cal.lk/faq-items/ද්විතීයික-වෙළඳපල-මිල-ගණන/) - මේවා වෙළඳපල හවුල්කරුවන් විසින් දිනක් තුළ රජයේ සුරැකුම්පත් මිලදී ගැනීමට හෝ විකිණීමට අපේක්ෂා කරන ලංසු සහ පිරිනැමීම් අනුපාත වේ. භාණ්ඩාගාර බිල්පත් සහ භාණ්ඩාගාර බැඳුම්කර සඳහා CAL හරහා ඉදිරිපත් කරනු ලබන ද්විතීයික වෙළෙඳපොළ ලංසු සහ පිරිනැමීම් ගාස්තු පිළිබඳ තොරතුරු CAL ද්වාරයෙහි ලියාපදිංචි වීමෙන් ලබා ගත හැකිය – portal.cal.lk - [භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කර වෙන්දේසි කොපමණ වතාවක් පවත්වන්නේද?](https://cal.lk/faq-items/භාණ්ඩාගාර-බිල්පත්-සහ-බැඳ-2/) - භාණ්ඩාගාර බිල්පත් වෙන්දේසි සෑම බදාදා දිනකම පැවැත්වේ. වැඩ කරන දිනයක් තුළ නිවාඩුවක් වැටෙන්නේ නම්, වෙන්දේසිය එක් දිනකින් ඉදිරියට ගනු ලැබේ. භාණ්ඩාගාර බැඳුම්කර වෙන්දේසි සාමාන්‍යයෙන් මසකට දෙවතාවක් පවත්වනු ලැබුවත් එයට ස්ථීර වූ කාලසටහනක් නොමැත. වෙන්දේසි පැවැත්වීම රජයේ මූල්‍ය අවශ්‍යතා මත රඳා පවතී, ඉදිරියට පැවැත්වීමට නියමිත පහතින් දක්වා ඇති සබැඳියෙන් ඔබට සොයාගත හැක. https://www.cbsl.gov.lk/sites/default/files/cbslweb_documents/about/ tentative_treasury_bond_and_treasury_bills_issuance_settlement_calendar_20220825.pdf - [බැංකු තැන්පතුවක් සහ භාණ්ඩාගාර ණය උපකරණයක් අතර වෙනස කුමක්ද?](https://cal.lk/faq-items/බැංකු-තැන්පතුවක්-සහ-භාණ්/) - භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කර අවදානම් රහිත වන අතර බැංකු තැන්පතු එසේ නොවේ. භාණ්ඩාගාර සුරැකුම්පත් ද්විතීයික වෙළඳපොලේ ගණුදෙනුවට ලක්වන අතර, එයින් අදහස් වන්නේ ඔබට භාණ්ඩාගාර බිල්පත් කල් පිරීමට පෙර විකිණීමට හැකි බවයි. - [භාණ්ඩාගාර බිල්පත් සහ භාණ්ඩාගාර බැඳුම්කර අවදානම් රහිත හෝ සුරක්ශිත ආයෝජන ක්රම ලෙස සැළකෙන්නේ ඇයි?](https://cal.lk/faq-items/භාණ්ඩාගාර-බිල්පත්-සහ-භාණ/) - මෙම සුරැකුම්පත් පෙරනිමි අවදානම් රහිත උපකරණ ලෙස සැලකෙන බැවින් ඒවාට රජයෙන් අනුබලය ලැබේ. තවද රජයට ගෙවීමට නොහැකි වන අවස්ථා වලදී ශ්‍රී ලංකා මහ බැංකුවට සෑම විටම රුපියල් මුද්‍රණය කර ආයෝජකයින්ට ගෙවා පියවිය හැකි බැවින් භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කර අවදානම් රහිත සුරැකුම්පත් ලෙස සැලකේ. - [CAL හරහා භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කර මිලදී ගැනීම සඳහා අදාළ වන ගාස්තු/ගාස්තු මොනවාද?](https://cal.lk/faq-items/cal-හරහා-භාණ්ඩාගාර-බිල්පත්-ස/) - CAL විසින් උපුටා දක්වන ලද ද්විතියික වෙළඳපල අනුපාත CAL හි ගාස්තු වල එකතුව වේ. ඔබ වෙන්දේසියේදී භාණ්ඩාගාර බිල්පත් සඳහා සෘජුවම ලංසු තැබුවහොත් ඔබෙන් වාර් ශික 0.25% සහ භාණ්ඩාගාර බැඳුම්කර මිලදී ගැනීම් සඳහා වාර් ශිකව 0.1% අය කරනු ලැබේ. - [CAL හරහා භාණ්ඩාගාර බිල්පත්/බැඳුම්කර මිලදී ගැනීමට මා විසින් ආයෝජනය කළ යුතු අවම මුදල කොපමණද?](https://cal.lk/faq-items/cal-හරහා-භාණ්ඩාගාර-බිල්පත්-බ/) - ද්විතීයික වෙළෙඳපොළ තුළ CAL හි කළඹෙන් (portfolio) භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කර මිලදී ගැනීම සඳහා, අවම ආයෝජන වටිනාකම රුපියල් මිලියන 1 කි. භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කර වෙන්දේසියෙන් සෘජුවම මිලදී ගැනීම සඳහා, අවම ලංසු ඉදිරිපත් කළ යුත්තේ මුහුණත වටිනාකම/පරිණත වටිනාකම රුපියල් මිලියන 5කට වන අතර ඉන් පසුව, රුපියල් මිලියන 1ක ගුණාකාරවලින් වේ. (උදා. රුපියල් මිලියන 5, මිලියන - [භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කරවල ප්රධාන ලක්ෂණ මොනවාද?](https://cal.lk/faq-items/භාණ්ඩාගාර-බිල්පත්-සහ-බැඳ/) - පෙරනිමි අවදානම් රහිත, ගිල්ට් දාර සහිත ණය උපකරණයකි. භාණ්ඩාගාර බිල්පත් යනු කෙටි කාලීන ශුන්‍ය කූපන් ණය උපකරණයක් වන අතර භාණ්ඩාගාර බැඳුම්කර මධ්‍ය කාලීන – දිගු කාලීන ණය උපකරණයකි. භාණ්ඩාගාර බිල්පත් සඳහා කල් පිරෙන මුදල් (මුහුණත වටිනාකම) කල්පිරීමේදී ගෙවනු ලබන අතර භාණ්ඩාගාර බැඳුම්කර විසින් අර්ධ වාර්ෂික කූපන් ගෙවීම් දරණ අතර කල්පිරෙන විට ප්‍රධාන මුදල ආපසු ගෙවනු - [මට බිල්පත් සහ බැඳුම්කරවල ප්රාග්ධන ලාභ උපයා ගත හැක්කේ කෙසේද?](https://cal.lk/faq-items/මට-බිල්පත්-සහ-බැඳුම්කරවල/) - වෙළඳපොලේ පොලී අනුපාත (හෝ බැඳුම්කරයේ කල්පිරීමේ ප්‍රතිලාභය) කල්පිරීමේ ප්‍රතිලාභය හා ඔබ බැඳුම්කර මිලට ගත් පොලී අනුපාතයට වඩා පහත වැටේ නම්, බැඳුම්කරයේ මිල වැඩි වනු ඇත. ඔබ මෙම අවස්ථාවේදී බැඳුම්කරය විකුණුවහොත්, බැඳුම්කරයේ ප්‍රාග්ධන ලාභයක් ඔබට ලැබෙනු ඇත. ඔබ බැඳුම්කරය මිලදී ගත් අවස්ථාවේ සිට පොලී අනුපාත ඉහළ ගියහොත් සහ එය කල්පිරීමට පෙර ඔබ බැඳුම්කරය විකුණුවහොත්, ඔබට ප්‍රාග්ධන - [CAL විසින් ප්රකාශයට පත්කරන අනුපාත කූපන් ගාස්තු ද නැතිනම් බිල්පත් සහ බැඳුම්කර සඳහා වන කල්පිරීමේ ප්රතිලාභයද?](https://cal.lk/faq-items/cal-විසින්-ප්රකාශයට-පත්කරන-අ/) - CAL විසින් ප්‍රකාශයට පත් කරන ලද අනුපාත බැඳුම්කරයේ කල්පිරීමේ ප්‍රතිලාභය (‍YTM) වේ. - [කොපමණ වාරයක් භාණ්ඩාගාර බැඳුම්කර විසින් කූපන් හෝ පොලිය මුදල් ලෙස ගෙවන්නේද?](https://cal.lk/faq-items/කොපමණ-වාරයක්-භාණ්ඩාගාර-බ/) - භාණ්ඩාගාර බැඳුම්කර අර්ධ වාර්ෂික පදනමින් හෝ වසරකට දෙවරක් මුදල් ලෙස පොලී ගෙවනු ලබයි. - [කල්පිරීමේ ප්රතිලාභය ක්රියාත්මක වන්නේ කෙසේද?](https://cal.lk/faq-items/කල්පිරීමේ-ප්රතිලාභය-ක්රි/) - මේ සඳහා රුපියල් 1,000ක මුහුණත වටිනාකමක්, 5%ක කූපන් අනුපාතයක් සහ කල්පිරීමට වසර 3ක් සහිත බැඳුම්කරයක් දෙස බලමු. ආයෝජකයාට වසරකදී රුපියල් 50 කූපනයක් සහ දෙවැනි වසරේදී තවත් රුපියල් 50ක කූපනයක් ලැබෙනු ඇත. බැඳුම්කරය වසර 3න් කල් පිරෙන විට, ආයෝජකයාට තවත් රුපියල් 50 කූපනයක් මෙන්ම බැඳුම්කරයේ මුල් පිරිවැය වූ රුපියල් 1,000ක ප්‍රාග්ධනයක් ලැබෙනු ඇත. මෙම රුපියල් 1,150 - [බැඳුම්කරයේ කල්පිරීමේ ප්රතිලාභය යනු කුමක්ද?](https://cal.lk/faq-items/බැඳුම්කරයේ-කල්පිරීමේ-ප්ර/) - කල් පිරීමේ ප්‍රතිලාභය (‍YTM) යනු ආයෝජකයෙකු කල්පිරෙන දිනය දක්වා බැඳුම්කරය පවත්වාගෙන සිටින විට උපයන ප්‍රතිලාභ අනුපාතයයි. මෙම ප්‍රතිලාභයට කූපන් අනුපාතය සහ බැඳුම්කරයේ ආයු කාලය පුරාවට මුහුණත වටිනාකමට ප්‍රතිවර්තනය වන මිලදී ගැනීමේ මිල හා සම්බන්ධ ප්‍රතිලාභය ඇතුළත් වේ. - [කුවිතාන්සු ගාස්තුව යනු කුමක්ද?](https://cal.lk/faq-items/කුවිතාන්සු-ගාස්තුව-යනු-ක/) - බැඳුම්කරයක කූපන් අනුපාතය යනු වාර්ෂිකව මුදල් ලෙස ගෙවන පොලී ප්‍රමාණය වන අතර එය බැඳුම්කරයේ මුහුණත වටිනාකමේ ප්‍රතිශතයක් ලෙස ප්‍රකාශ වේ. මෙය බැඳුම්කරයේ සඳහන් කර ඇති කල්පිරීමේ පොලී අනුපාතය / ප්‍රතිලාභය / බැඳුම්කරයේ කල්පිරීමේ ප්‍රතිලාභයට සමාන නොවේ. - [බැඳුම්කරයක මුහුණත වටිනාකමක් යනු කුමක්ද?](https://cal.lk/faq-items/බැඳුම්කරයක-මුහුණත-වටිනාක/) - බැඳුම්කරයක මුහුණත වටිනාකම යන්නෙන් අදහස් කරන්නේ බැඳුම්කරයක් කල් පිරෙන දිනයෙදී එයට කොපමණ වටිනාකමක් තිබේද යන්නයි. බැඳුම්කරයක් සඳහා ඔබ ගෙවන මිල එහි මුහුණත වටිනාකමට වඩා වෙනස් විය හැකි අතර බැඳුම්කරයේ කල් පිරෙන කාලය සහ පොලී අනුපාත පරිසරය වැනි සාධක මත පදනම්ව, එය බැඳුම්කරයේ ආයු කාලය මත වෙනස් වනු ඇත. නමුත් මුහුණත වටිනාකම වෙනස් නොවේ. බැඳුම්කරයේ මුහුණත - [භාණ්ඩාගාර බැඳුම්කරයක ප්රතිලාභ ලබාදෙන ප්රභවයන් මොනවාද?](https://cal.lk/faq-items/භාණ්ඩාගාර-බැඳුම්කරයක-ප්ර/) - මුහුණත වටිනාකමින් මිලදී ගත් ස්ථාවර අනුපාත බැඳුම්කරයක් සඳහා, ප්‍රතිලාභ ලබාදෙන ප්‍රභවයන් තුනක් ඇත: පොරොන්දු වූ කූපන් ගෙවීම්වල කුවිතාන්සිය (අත්පිට මුදල් ලෙස ගෙවන පොලී). කාලසීමාව අවසානයේ කල්පිරීමේ වටිනාකම හෝ මුහුණත වටිනාකම. කල්පිරීමට පෙර බැඳුම්කර විකිණීමේදී ඇති විය හැකි ප්‍රාග්ධන ලාභ (හෝ පාඩු). - [ද්විතීයික වෙළඳපොළෙන් භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කර මිලදී ගැනීමට සාපේක්ෂව ඒවාට සෘජුව ලංසු තැබීමේ අවාසිය කුමක්ද?](https://cal.lk/faq-items/ද්විතීයික-වෙළඳපොළෙන්-භාණ/) - ආයෝජකයා වෙන්දේසියේදී ලංසු තැබුවහොත්, ආයෝජකයාගේ අනුපාත මහ බැංකුව විසින් පිළි නොගැනීමේ හැකියාවක් ඇත (උදා: ආයෝජකයා උපුටා දක්වන ලද අනුපාතය වෙළඳපල අනුපාතවලට වඩා වැඩි නම්) එයින් අදහස් වන්නේ භාණ්ඩාගාර වෙන්දේසියකදී ඔබේ ආයෝජනය වෙන් කරවා ගැනීම ඔබට මග හැරීමට ලක්විය හැකි බවයි. එසේම, ඔබට සතියේ ඕනෑම දිනක භාණ්ඩාගාර බිල්පත් හා භාණ්ඩාගාර බැඳුම්කර මිලදී ගත හැකි ද්විතීයික වෙළඳපොළට - [මට CAL හරහා භාණ්ඩාගාර බිල්පතක් හෝ භාණ්ඩාගාර බැඳුම්කරයක් මිලදී ගත හැක්කේ කෙසේද?](https://cal.lk/faq-items/මට-cal-හරහා-භාණ්ඩාගාර-බිල්පත/) - ඔබට ද්විතීයික වෙළඳපොලේ CAL වෙතින් භාණ්ඩාගාර සුරැකුම්පත් මිලදී ගත හැකි අතර එහිදී CAL විසින් භාණ්ඩාගාර බිල්පත් සහ භාණ්ඩාගාර බැඳුම්කර ඔවුන් සතු කළඹෙන් (portfolio) විකුණනු ඇත. ඔබට අන්තර්ජාලය හරහා portal.cal.lk තුළින් මෙම මිලදී ගැනීම සිදු කළ හැක. ඒ සඳහා ඔබට අවශ්ය වන්නේ වලංගු ජාතික හැඳුනුම්පතක් සහ බැංකු ගිණුමක් පමණි. CAL විසින් පිරිනමනු ලබන වත්මන් ගාස්තු අපගේ - [භාණ්ඩාගාර බැඳුම්කරයක් යනු කුමක්ද?](https://cal.lk/faq-items/භාණ්ඩාගාර-බැඳුම්කරයක්-යන/) - භාණ්ඩාගාර බැඳුම්කර යනු ශ්රී ලංකා රජය විසින් නිකුත් කරන මධ්ය කාලීන හා දිගුකාලීන ණය උපකරණයක් වේ. භාණ්ඩාගාර බැඳුම්කර නිකුත් කරනු ලබන්නේ වසර 2 සිට 30 දක්වා කල්පිරෙන කාල සමඟිනි. සාමාන්යයෙන්, භාණ්ඩාගාර බැඳුම්කර නිකුත් කරනු ලබන්නේ වසර 3කට, වසර 5කට, වසර 8කට හා වසර 10කට වේ. භාණ්ඩාගාර බැඳුම්කර කාලානුරූපී ව කූපන් හෝ පොලී ගෙවීමට හා කල් - [මම භාණ්ඩාගාර බිල්පතක් මිල දී ගන්නේ නම් මට ලැබෙන්නේ කුමන ආකාරයේ පොලී ගෙවීම්ද?](https://cal.lk/faq-items/what-kind-of-interest-payments-will-i-receive-if-i-buy-a-treasury-bill-2/) - භාණ්ඩාගාර බිල්පත් වට්ටමක් සහිතව නිකුත් කරනු ලබන අතර මිලදී ගැනීම සඳහා ගෙවන මුදල හා කල්පිරීමේ/මුහුණත වටිනාකම අතර වෙනස ඔබේ උපචිත පොලියයි. පොළිය පරිපූර්ණ වශයෙන් ගෙවනු ලබන්නේ බිල්පත කල් පිරෙන විට පමණි. එම අවස්ථාවේදී, ඔබට සම්පූර්ණ මුහුණත වටිනාකම ලබා දෙනු ලැබේ. මාසික පොලියක් නොමැත. උදාහරණයක් ලෙස, ඔබ මුහුණත වටිනාකම රුපියල් මිලියන 1 වන භාණ්ඩාගාර බිල්පතක් මිල - [භාණ්ඩාගාර බිල්පතක් යනු කුමක්ද?](https://cal.lk/faq-items/what-is-a-treasury-bill-si/) - භාණ්ඩාගාර බිල්පතක් යනු ශ්රී ලංකා රජය විසින් නිකුත් කරන දින 91 කින්, දින 182 කින් සහ දින 364 කින් කල් පිරෙන කෙටි කාලීන ණය උපකරණයකි. භාණ්ඩාගාර බිල්පත් නිකුත් කරනු ලබන්නේ වට්ටමක් සහ කල්පිරීමේදී මූලික ගෙවීමක් මත ය. - [භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කර නිකුත් කිරීමේදී CAL හි කාර්යභාරය කුමක්ද?](https://cal.lk/faq-items/what-is-cals-role-in-issuing-treasury-bills-and-bonds-si/) - CAL යනු රජයේ සුරැකුම්පත්වල ප්රාථමික අලෙවිකරුවෙකි. ප්රාථමික අලෙවිකරුවෙකු යනු රාජ්යය සුරැකුම්පත් සෘජුවම රජයෙන් මිලදී ගෙන ඒවා වෙනත් ආයෝජකයින්ට නැවත විකුණන ආයතනයකි. එමඟින් රාජ්යය සුරැකුම්පත් ගණුදෙනු සඳහා CAL නියෝජිතයෙකු ලෙස ක්රියා කරයි. භාණ්ඩාගාර බිල්පත් සහ බැඳුම්කර හරහා එකතු වෙන ආයෝජන සෘජුවම ශ්රී ලංකා රජයට ලැබේ. ආයෝජකයින් මුදල් ලබා දෙන්නේ රජයට මිස CAL වෙත නොවේ. CAL ක්රියා - [ඔබට ශ්‍රී ලංකා සංවර්ධන බැඳුම්කර (SLDBS) සහ ජාත්‍යන්තර ස්වෛරී බැඳුම්කර (ISBS) CAL හරහා මිලදී ගත හැකිද?](https://cal.lk/faq-items/can-you-purchase-sri-lanka-development-bonds-sldbs-and-international-sovereign-bonds-isbs-through-cal-si/) - නොහැක - [CAL හරහා ඔබට මිලදී ගත හැකි රාජ්ය සුරැකුම්පත් මොනවාද?](https://cal.lk/faq-items/what-are-the-government-securities-that-you-can-purchase-through-cal-si/) - භාණ්ඩාගාර බිල්පත් සහ භාණ්ඩාගාර බැඳුම්කර. - [රාජ්ය සුරැකුම්පතක් යනු කුමක්ද?](https://cal.lk/faq-items/what-is-government-security-si/) - රාජ්ය සුරැකුම්පතක් යනු කල් පිරුණු පසු ආපසු ගෙවීමේ පොරොන්දුව මත ශ්‍රී ලංකා රජය නියෝජනය කරමින් නිකුත් කරන ලද ණය උපකරණයකි. - [ආයෝජනය කිරීමේදී මට වඩාත්ම සුදුසු අරමුදල කුමක්ද?](https://cal.lk/faq-items/ආයෝජනය-කිරීමේදී-මට-වඩාත්/) - ඔබට ආයෝජනය කිරීමට වඩාත්ම සුදුසු අරමුදල කුමක්ද යන්න ඔබ කොපමණ අවදානමක් ගැනීමට කැමතිද යන කරුණ සහ ඔබ සතුව මුදල්/ද්‍රවශීලතාව තිබීමේ අවශ්‍යතාවය මත පදනම් වේ. අරමුදල් තොරතුරු පත්‍රිකා බාගත කරගන්න. අරමුදල අවදානම ද්‍රවශීලතාව Capital Alliance Investment Grade Fund අවම එදිනම Capital Alliance Fixed Income Opportunities Fund මධ්‍යස්ථ මධ්‍ය කාලීන Capital Alliance Income Fund වැඩි දීර්ඝකාලීන Capital - [What is the most suitable fund for me to invest in](https://cal.lk/faq-items/what-is-the-most-suitable-fund-for-me-to-invest-in/) - The most suitable fund for you to invest in, depends on how much of a risk you’re willing to take and your requirement to have cash/liquidity in hand Download Fund Fact Sheets Fund Risk Appetite Liquidity Capital Alliance Investment Grade Fund Low Overnight Capital Alliance Fixed Income Opportunities Fund Medium Medium term Capital Alliance Income - [What is CAL’s role in issuing treasury bills and bonds?](https://cal.lk/faq-items/what-is-cals-role-in-issuing-treasury-bills-and-bonds/) - CAL is a primary dealer in government securities. A primary dealer is a firm that buys government securities directly from the government and resells them to other investors, thus acting as an agent for government securities dealing. The investment raised through treasury bill and bonds goes directly to the government of Sri Lanka. The investors - [What are secondary market quotes?](https://cal.lk/faq-items/what-are-secondary-market-quotes/) - These are the bid and offer rates that market participants expect to buy or sell government securities within the day. The information regarding secondary market bid and offer rates offered through CAL for Treasury bills and Treasury bonds can be obtained by registering at the CAL Portal – portal.cal.lk - [How often are treasury bill and bond auctions held?](https://cal.lk/faq-items/how-often-are-treasury-bill-and-bond-auctions-held/) - Treasury bill auctions are held every Wednesdays. In case there is a holiday during a workday, the auction is pushed forward by one day Treasury bond auctions usually happens twice a month, but no fixed schedule as such. The auctions depend on the government’s financing requirement, The upcoming auctions can be tracked from this link - [How can I buy a Treasury bill or Treasury bond through CAL?](https://cal.lk/faq-items/how-can-i-buy-a-treasury-bill-or-treasury-bond-through-cal/) - You can buy treasury securities from CAL in the secondary market where CAL will sell the T-bill and T-bonds from the portfolio they hold. You can do this purchase online through portal.cal.lk, you only need a valid NIC and a bank account. The current rates offered by CAL can be viewed through our Social Media - [Can I receive notifications or alerts on my securities investments or transactions?](https://cal.lk/faq-items/can-i-receive-notifications-or-alerts-on-my-securities-investments-or-transactions/) - Yes. Lanka Securesystem facilitates real-time notifications to investors or securities holders. An SMS or/and an E-mail is sent directly to the investor or the holder of securities, following each and every movement of securities in an account, i.e. a notification is sent to investors soon after a transaction is effected on their account. - [How do I obtain this LankaSecureNet facility?](https://cal.lk/faq-items/how-do-i-obtain-this-lankasecurenet-facility/) - Any investor who wishes to obtain this LankaSecureNet facility requires following the steps given in the Lanka Secure Customer Information System website (https://www.cbsl.lk/lankasec/). - [What is LankaSecureNet?](https://cal.lk/faq-items/what-is-lankasecurenet/) - LankaSecureNet is an internet/ web-based facility through which investors of government securities are able to view details on the transactions they have made, interest and maturity payments and outstanding balances. This facility provides current information as well as historical information relating to investments. - [Can I view my LankaSecure accounts through the Internet?](https://cal.lk/faq-items/can-i-view-my-lankasecure-accounts-through-the-internet/) - LankaSecureNet facility provided by the CBSL enables account holders of government securities to view details of their investments at any point of time through the LankaSecureNet. - [If I am an investor in government securities, do I get statements by LankaSecure?](https://cal.lk/faq-items/if-i-am-an-investor-in-government-securities-do-i-get-statements-by-lankasecure/) - LankaSecure issues periodic statements to each and every account holder/ investor. The details of such statements are as follows; Transaction Summary – A monthly statement confirming the transactions that took place during the month. If no transactions have taken place during the month no statement will be generated by the system. Holding Statement – A - [What is the relationship of investors with LankaSecure?](https://cal.lk/faq-items/what-is-the-relationship-of-investors-with-lankasecure/) - Investors in government securities can open and maintain securities accounts in LankaSecure through CAL. All transactions relating to investors are reported to the system through CAL. Each investor will have a separate account in LankaSecure. Investors can maintain their accounts under one or more dealer direct participants. - [What is Central Depository System (CDS)?](https://cal.lk/faq-items/what-is-central-depository-system-cds/) - The Central Depository System electronically records the ownership of scripless securities. The CDS will maintain the accounts of all investors / beneficial owners, i.e. individual accounts of each and every single holder of securities. The ownership record of the investors is updated instantaneously in the system once the transactions are effected. - [What is Scripless Securities Settlement System (SSSS)?](https://cal.lk/faq-items/what-is-scripless-securities-settlement-system-ssss/) - Scripless Securities Settlement System (SSSS) facilitates the Settlement of transactions in Scripless Securities. In the SSSS, settlement of securities will take place instantaneously as and when transactions are reported to the system by the participants of the system (i.e. PDs, LCBs and any other institution permitted by the Monetary Board) and the sufficient balances to - [What is LankaSecure System?](https://cal.lk/faq-items/what-is-lankasecure-system/) - The LankaSecure System is a system to facilitate maintaining of the registry of scripless securities and the settlement of such securities transactions. LankaSecure system established by CBSL in terms of the Monetary Law Act and comprises of the Central Depository System (CDS) and the Scripless Securities Settlement System (SSSS). The issue of Government securities and - [Do I get a physical certificate as proof for investing in government securities?](https://cal.lk/faq-items/do-i-get-a-physical-certificate-as-proof-for-investing-in-government-securities/) - Government securities are scriptless securities which means that they are issued in electronic form without a paper certificate. - [How can I check my balances in treasury bill/bond investments?](https://cal.lk/faq-items/how-can-i-check-my-balances-in-treasury-bill-bond-investments/) - Balances can be checked via the CAL portal under the treasuries section or from by logging into the Lanka Secure website. Link : - [What Benefits Can I Derive by Investing in Treasury bills and bonds?](https://cal.lk/faq-items/what-benefits-can-i-derive-by-investing-in-treasury-bills-and-bonds/) - It is default risk-free investment since it is issued by the sovereign government. Hence, they are called gilt-edged securities meaning that they are covered by gold. You can get a reasonable rate of interest since the yield rates are determined in the market. Since Treasury bills and Treasury bonds are tradable in the secondary market, - [Why are the secondary market rates displayed on the portal not exactly 90, 180 or 365 days for treasury bills?](https://cal.lk/faq-items/why-are-the-secondary-market-rates-displayed-on-the-portal-not-exactly-90-180-or-365-days-for-treasury-bills/) - The secondary market rates displayed on the portal are for T-bills and bonds are based on the bills and bonds that CAL has in its portfolio. If days have passed since CAL purchased the bills and bonds to its portfolio, that will reflect in the bills and bond rates which are available for sale. For - [What are Bid and Offer Rates?](https://cal.lk/faq-items/what-are-bid-and-offer-rates/) - The bid rate is the maximum rate in the market where a particular buyer of government securities is willing to pay in order to purchase a given security demanded by them, whereas the offer rate is the minimum rate in the market that a particular seller is willing to sell a given security which they - [What is the difference between a bank deposit and treasury instrument?](https://cal.lk/faq-items/what-is-the-difference-between-a-bank-deposit-and-treasury-instrument/) - Treasury bills and bonds are risk free whilst bank deposits are not. Treasury securities also trade in the secondary market which means you can also sell the treasury bill before maturity. - [Why are treasury bills and treasury bonds considered risk free or safer investments?](https://cal.lk/faq-items/why-are-treasury-bills-and-treasury-bonds-considered-risk-free-or-safer-investments/) - These securities are considered default risk free instruments, since they are backed by the government. Treasury bills and bonds are considered risk free since the Central Bank of Sri Lanka can always print Rupees and settle the investors in case the government is unable to pay - [What are the fees/charges applicable for the purchase of Tbills and Tbonds through CAL?](https://cal.lk/faq-items/what-are-the-fees-charges-applicable-for-the-purchase-of-tbills-and-tbonds-through-cal/) - The secondary market rates quoted by CAL are net of CAL’s charges. If you directly bid for treasury bills at the auctions you will be charged 0.25% p.a. and 0.1% p,a for treasury bond purchases. - [What is the minimum amount that I have to invest to purchase treasury bill/bonds through CAL?](https://cal.lk/faq-items/what-is-the-minimum-amount-that-i-have-to-invest-to-purchase-treasury-bill-bonds-through-cal/) - For buying treasury bills and bonds from CAL’s portfolio in the secondary market, minimum investment value is LKR 1mn. For buying treasury bills and bonds directly from the auction, minimum bids will have to placed for a face value/maturity value of LKR 5mn and thereafter in multiples of LKR 1mn. (e.g LKR 5mn, 6mn, 7mn - [What are the Main Features of Treasury bills and bonds?](https://cal.lk/faq-items/what-are-the-main-features-of-treasury-bills-and-bonds/) - Default risk-free, gilt-edged debt instrument Treasury bill is a short-term zero-coupon debt instrument and Treasury bond is a medium to long term debt instrument. Maturity proceeds (Face value) will be paid at maturity for Treasury bills and Treasury bonds carries half yearly coupon payments and the principal is repaid at maturity Yield rates are determined - [How do I make capital gains on the bills and bonds?](https://cal.lk/faq-items/how-do-i-make-capital-gains-on-the-bills-and-bonds/) - If interest rates in the market (or YTM of the bond) falls below the yield (YTM) /interest rate that you purchased the bond at, the price of the bond will increase. If you sell the bond at this point, you will realize a capital gain on the bond. If interest rates go up from the - [Are the rates published by CAL coupon rates or yield to maturity for the bills and bonds?](https://cal.lk/faq-items/are-the-rates-published-by-cal-coupon-rates-or-yield-to-maturity-for-the-bills-and-bonds/) - The rates published by CAL are the bond’s yield to maturity (YTD), - [How often does Treasury bonds pay coupons or interest as cash?](https://cal.lk/faq-items/how-often-does-treasury-bonds-pay-coupons-or-interest-as-cash/) - T-bonds pay interest as cash on a semi-annual basis or twice a year. - [How does Yield-to-Maturity Work?](https://cal.lk/faq-items/how-does-yield-to-maturity-work/) - Let’s look at a bond with a LKR 1,000 face value, a 5% coupon rate and 3 years to maturity. The investor will receive a LKR 50 coupon in year 1 and another LKR 50 coupon in year 2. When the bond matures in year 3, the investor will receive another LKR 50 coupon, plus - [What is a yield to maturity (YTM) of the bond ?](https://cal.lk/faq-items/what-is-a-yield-to-maturity-ytm-of-the-bond/) - The yield to maturity (YTM) is the rate of return that an investor earns when he holds the bond till the maturity date. This return includes the coupon rate and the return associated with the purchase price reverting to face value over the life of the bond. - [What is a coupon rate?](https://cal.lk/faq-items/what-is-a-coupon-rate/) - The coupon rate of a bond is the amount of interest paid as cash annually, expressed as a percentage of the face value of the bond. This is not the same as the interest rate / yield/ yield to maturity quoted on the bond. - [What Is a Face Value of a Bond?](https://cal.lk/faq-items/what-is-a-face-value-of-a-bond/) - A bond’s face value refers to how much a bond will be worth on its maturity date. The price you pay for a bond may be different from its face value, and will change over the life of the bond, depending on factors like the bond’s time to maturity and the interest rate environment. But - [What are the sources of return in a treasury bond?](https://cal.lk/faq-items/what-are-the-sources-of-return-in-a-treasury-bond/) - For a fixed rate bond purchased at face value, there are three sources of return: Receipt of the promised coupon payments (interest paid as cash) maturity value or face value at end of tenor. Potential capital gains (or losses) on the sale of the bond prior to maturity. - [What is the disadvantage of directly bidding for treasury bills and bonds vs. buying it from the secondary market?](https://cal.lk/faq-items/what-is-the-disadvantage-of-directly-bidding-for-treasury-bills-and-bonds-vs-buying-it-from-the-secondary-market/) - If the investor bids at the auction, there is a possibility that the rate bid by the investor is not accepted by the Central Bank (e.g. if the rate quoted by the investor is higher than market rates) which means that you can miss out getting allocated your investment at a treasury auction. Also, you - [What is a Treasury bond?](https://cal.lk/faq-items/what-is-a-treasury-bond/) - Treasury Bond is a medium to long term debt instrument issued by the Government of Sri Lanka Treasury bonds are issued with maturities of from 2-30 years. Generally, Treasury bonds are issued for 3 years, 5 years, 8 years, and 10 years identified as benchmark maturity issuances. Treasury bonds promise periodic coupon or interest payments - [What Kind of interest payments will I receive if I buy a Treasury Bill?](https://cal.lk/faq-items/what-kind-of-interest-payments-will-i-receive-if-i-buy-a-treasury-bill/) - T-bills are issued at a discount and the difference between the purchase price and maturity/face value is your accrued interest. Interest will effectively be paid only when the bill matures. At that time, you are given the full face value. There is no monthly interest as such. For example, if you buy a Treasury bill - [What is a Treasury bill?](https://cal.lk/faq-items/what-is-a-treasury-bill/) - Treasury bill is a short-term debt instrument issued with maturities of 91 Days, 182 Days and 364 Days by the Government of Sri Lanka Treasury bills are issued on a discount and pay principal at maturity. - [Can you purchase Sri Lanka Development Bonds (SLDBs) and International Sovereign Bonds (ISBs) through CAL) ?](https://cal.lk/faq-items/can-you-purchase-sri-lanka-development-bonds-sldbs-and-international-sovereign-bonds-isbs-through-cal/) - No - [What are the government securities that you can purchase through CAL?](https://cal.lk/faq-items/what-are-the-government-securities-that-you-can-purchase-through-cal/) - Treasury Bills and Treasury bonds. - [මට එකවර එකකට වඩා වැඩි අරමුදල් ප්‍රමාණයක ආයෝජනය කළ හැකිද?](https://cal.lk/faq-items/මට-එකවර-එකකට-වඩා-වැඩි-අරමු/) - ඔව්. ඔබට එකවර ඕනෑම අරමුදල් ගණනක ආයෝජනය කළ හැකිය. - [මම අරමුදල් මාරුකිරීම් සඳහා තැන්පතු කළ පසු මම එය ඔබට දන්වන්නේ කෙසේද?](https://cal.lk/faq-items/මම-අරමුදල්-මාරුකිරීම්-සඳ/) - ඔබේ අරමුදල් මාරුකිරීමේ උපදෙස් නියමිත වේලාවට සම්පූර්ණ කිරීම සහතික කිරීම සඳහා, මාරුකිරීම සාක්ෂාත් වූ පසු කරුණාකර CAL පිවිසුම වෙත යෑම හා සකසාගැනීම සඳහා ඉල්ලීමක් කිරීම සහතික කරන්න. මින් මතුවට පිළිපැදිය යුතු ආකාරය පිළිබඳ සවිස්තරාත්මක උපදෙස් සඳහා කරුණාකර අරමුදල් මාරුකිරීම් උපදෙස් මාර්ගෝපදේශය වෙත ඔබගේ අවධානය යොමු කරන්න. ඕනෑම ආයෝජන උපදෙසක් එදිනම ක්‍රියාත්මක කිරීම සඳහා පෙ.ව. 9.00 - [මාගේ අරමුදල් සුරක්ෂිතද?](https://cal.lk/faq-items/මාගේ-අරමුදල්-සුරක්ෂිතද/) - CAL Investments යනු සුරැකුම්පත් විනිමය කොමිෂන් සභාව (SEC) යටතේ ආයෝජන කළමණාකරුවකු සහ ඒකක භාර කළමණාකරුවකු ලෙස ලියාපදිංචි කරන ලද බලපත්‍රලාභී ආයතනයක් වේ. එහි අරමුදල් සුරැකුම්පත් හා විනිමය කොමිෂන් සභාව විසින් නියාමනය කරනු ලැබේ. එහි භාරකාරිත්වය ශ්‍රී ලංකා ඩොයිෂ් බැංකුව විසින් දරනු ලබන අතර මෙමගින් සුරැකුම්පත් හා විනිමය කොමිෂන් සභාවේ මාර්ගෝපදේශ පිළිපදින වග සහතික කරනු ලැබේ. - [මගේ අරමුදල් මාරුකිරීම සාර්ථකව සිදු වූ බවත් ඒකක සකස්කර ඇති බවත් මා දැනගන්නේ කෙසේද?](https://cal.lk/faq-items/මගේ-අරමුදල්-මාරුකිරීම-සා/) - CAL පිවිසුම යොදාගනිමින් ඔබට ඒකක සකස්කර ගැනීම සඳහා වන ඉල්ලීම් නිරීක්ෂණය කළ හැක. ඉල්ලීම කළ පසු එය සකස්කරමින් පවතින ගනුදෙනුවක් ලෙස පෙන්වනු ලැබේ. අරමුදල් සාර්ථකව ලැබී ඇත්නම් සහ සකස් කිරීම සිදුවී ඇත්නම් වැඩ දිනය අවසානයේදී එය තහවුරු කළ බව පෙන්වනු ලැබේ. ඒකක සාර්ථකව සකස්කර ඇත්නම්, ඔබට ඊළඟ වැඩ කරන දිනයේදී ඒකක තහවුරු කිරීම පිළිබඳව විද්‍යුත් තැපෑලක් - [මාගේ ඉල්ලුම්පත්‍රයේ සඳහන් කර නොමැති බැංකු ගිණුමකට අරමුදල් මාරුකිරීමට, එම ගිණුමෙන් අරමුදල් ලබා ගැනීමට මට හැකි වේද?](https://cal.lk/faq-items/මාගේ-ඉල්ලුම්පත්රයේ-සඳහන්/) - ඔව්. පසුගිය මාස 3 තුළ නිකුත් කරන ලද බැංකු ප්‍රකාශයක් හෝ සබැඳි බැංකු පිවිසුමේ හෝ ගිණුම් පොතේ ඡායාරූපයක්/තිරරූපයක් ඔබට ලබා දිය හැකිනම් එසේ කිරීමට ඔබට හැකියාවක් ඇත. Investment@cal.lk යන ලිපිනය වෙත විද්‍යුත් තැපෑලක් හරහා අදාළ ලේඛන යැවිය යුතුය. ශ්‍රී ලංකා මහ බැංකුව විසින් නියම කර ඇති AML මාර්ගෝපදේශයන්ට අනුකූලව ගනුදෙනුකරුවන්ගේ නමින්ම ක්‍රියාත්මක වන බැංකු ගිණුම්වලින්/ගිණුම්වලට - [මට ඕනෑම අරමුදල් මාරුකිරීමේ ක්‍රමයක් යොදාගැනීමට හැකි වේද?](https://cal.lk/faq-items/මට-ඕනෑම-අරමුදල්-මාරුකිරී/) - සාර්ථකව අරමුදල් මාරුකීරිම් සිදුවන බව සහතික කරගැනීම සඳහා මාරු කිරීම් අගය රුපියල් මිලියන 5ට වැඩිනම් RTGS මගින්ද අගය රුපියල් මිලියන 5ට අඩුනම් SLIPS මගින්ද අරමුදල් මාරුකීරිම් කළ යුතු වේ. අරමුදල් මාරුකිරීම් ආපසු හැරවීමට ඉඩ ඇති බැවින් CEFT හරහා අරමුදල් මාරු කිරීම් සිදුකිරීමෙන් වළකින්න. - [මට ආයතනික ගිණුමක් විවෘත කළ හැකිද?](https://cal.lk/faq-items/මට-ආයතනික-ගිණුමක්-විවෘත-ක/) - ඔව්. ඔබට එසේ කළ හැක. ආයතනික ගිණුමක් සඳහා කරුණාකර අමුණා ඇති Unit Trust Onboarding ලේඛනවල මෘදු පිටපත් පිරික්සන්න. අයදුම්පතවිද්‍යුත් තැපැල් වන්දිපූරණයනියමයන් හා කොන්දේසි **මාණ්ඩලික යෝජනාවේ සහතික කළ උපුටා ගැනීම සමාගම් ලේකම් විසින් සහතික කරන ලද ව්‍යවස්ථාපිත ලේඛනවල පිටපත් (ආකෘතිය 1 / 20 / 15 / සංස්ථාපන සහතිකය) සමාගම් ලේකම් විසින් සහතික කරන ලද සමාගම් ව්‍යවස්ථාවේ - [මට මාගේ ආයෝජන සඳහා පවුලේ සාමාජිකයෙකු නම් කළ හැකිද?](https://cal.lk/faq-items/මට-මාගේ-ආයෝජන-සඳහා-පවුලේ-ස/) - ඔව්. ඔබට එසේ කළ හැක. ඔබ විසින් කළ යුත්තේ නාමයෝජනා ආකෘති පත්‍රය පුරවා එය අපගේ CAL ප්‍රධාන කාර්යාලයට භාර දීම පමණි. නම්කරන ආකෘති පත්‍රය – IF අරමුදල නම්කරන ආකෘති පත්‍රය – H‍YF අරමුදල නම්කරන ආකෘති පත්‍රය – IGF අරමුදල - [මට බද්ධ ගිණුමක් විවෘත කළ හැකිද?](https://cal.lk/faq-items/මට-බද්ධ-ගිණුමක්-විවෘත-කළ-හ/) - ඔව්. බද්ධ ගිණුමක් සඳහා කරුණාකර අමුණා ඇති Unit Trust Onboarding ලේඛනවල මෘදු පිටපත් පිරික්සන්න. මුල් අයදුම්කරු සහ බද්ධ අයදුම්කරු බද්ධ බැංකු ගිණුමට අදාළ විස්තර පිරවිය යුතු බව කරුණාවෙන් සලකන්න. අපට පහත දැක්වෙන මූලාශ්‍ර ලේඛනද අවශ්‍ය වනු ඇත:- මුල් අයදුම්කරුගේ ජාතික හැඳුනුම්පතේ පැහැදිලි පිටපතක් (ඉදිරිපස සහ පසුපස) සහ බිල්පත් සාක්ෂි (ජාතික හැඳුනුම්පතෙහි දැක්වෙන ලිපිනය වෙනස් වන්නේ - [ඒකක භාරයක් යනු කුමක්ද?](https://cal.lk/faq-items/ඒකක-භාරයක්-යනු-කුමක්ද/) - ඒකක භාරයක් යනු පොදු ආයෝජන අරමුණු සහිත (ආයෝජකයින් කිහිප දෙනෙකුගේ දායකත්වයෙන් යුතු) සංචිත අරමුදලකි. මෙම සංචිත අරමුදල් ප්‍රතිලාභයක් ලබාගනු පිණිස බැංකු හෝ මූල්‍ය ආයතන තැන්පතු, ආයතනික ණය, සමාගම් කොටස්, සුරැකුම්පත් ආදී විවිධ මූල්‍ය උපකරණ ඔස්සේ ආයෝජනය කරනු ලැබේ. ආයෝජනය කර ඇති අරමුදල් වෙනුවට ආයෝජකයින් හට ඒකක වෙන් කරනු ලබන අතර එක් එක් අයට හිමි - [ඒකකයක වත්මන් අගය කුමක්ද?](https://cal.lk/faq-items/ඒකකයක-වත්මන්-අගය-කුමක්ද/) - නවතම ඒකක මිල ලබා ගැනීමට කරුණාකර (ආයෝජන කළමනාකරණය) වෙත යොමු වන්න. - [මගේ ආයෝජනය නිරීක්ෂණය කරගන්නේ කෙසේද?](https://cal.lk/faq-items/මගේ-ආයෝජනය-නිරීක්ෂණය-කරග/) - ඔබට ඔබගේ ආයෝජන අරමුදල් කළඹ, ඉපැයීම් සහ ඔබේ ගනුදෙනු ඉතිහාසය https://portal.cal.lk/ හරහා දැකබලාගත හැකිවනු ඇත ඔබට මෙම පිවිසුම හරහා ඔබගේ ආයෝජන උපදෙස් (සැකසීම) සහ මුදල් ආපසු ගැනීමේ උපදෙස් (මුදවාගැනීම්) ද ඉදිරිපත් කළ හැකිවනු ඇත. - [මම ඒකක භාර අරමුදල් සඳහා ලියාපදිංචි වන්නේ කෙසේද?](https://cal.lk/faq-items/මම-ඒකක-භාර-අරමුදල්-සඳහා-ලි/) - කරුණාකර visit https://portal.cal.lk වෙත පිවිස ඔබගේ ජා.හැ. පත්‍ අංකය/විදේශ ගමන් බලපත්‍ර අංකය, වලංගු ජංගම දුරකථන අංකය සහ විද්‍යුත් තැපෑල යොදා ලියාපදිංචි වන්න. එහිදී ඔබට CAL Unit Trust Funds සඳහා ලියාපදිංචි වීමේ සබැඳිය සොයා ගත හැකි වනු ඇත. අපගේ වෙබ් අඩවි මාර්ගෝපදේශයද බලන්න. පහසුවෙන් ලියාපදිංචි කරගැනීමට කරුණාකර ඔබගේ ජාතික හැඳුනුම්පත, මෑත කාලීන බිල්පත් ලිපින සාක්ෂි (උපයෝගිතා - [Are my funds safe?](https://cal.lk/faq-items/are-my-funds-safe/) - CAL Investments is a licensed and registered by the Securities Exchange Commission (SEC) as an Investment Manager and Unit Trust Manager. The funds are regulated by the SEC and Deutsche Bank of Sri Lanka acts as the trustee and custodian ensuring that the SEC guidelines are adhered. In order to ensure the safety of investor - [What is a unit trust?](https://cal.lk/faq-items/what-is-a-unit-trust/) - A unit trust is a pooled fund (contributions made by several investors) with common investment objectives. These pooled funds are then invested in a diversified portfolio of financial instruments such as bank and finance company deposits, corporate debt, shares, government securities etc. in order to earn a return. The investors are allocated units in exchange - [Can I invest in more than one fund at the same time?](https://cal.lk/faq-items/can-i-invest-in-more-than-one-fund-at-the-same-time/) - Yes, you may invest in any number of funds at the same time. - [How do I inform you once I do the fund transfer deposit?](https://cal.lk/faq-items/how-do-i-inform-you-once-i-do-the-fund-transfer-deposit/) - In order to ensure timely completion of your fund transfer instructions, please ensure to visit the CAL Portal and perform a creation request after the transfer/s is/are completed. Please refer to the fund transfer instruction guide for detailed instructions on how to proceed. Please inform us of any investment instruction/s before 9.00 am via the - [Can I use any mode of fund transfer?](https://cal.lk/faq-items/can-i-use-any-mode-of-fund-transfer/) - Please transfer funds via RTGS if the transfer value is above LKR 5Mn and SLIPS if the value is below LKR 5Mn to ensure that funds are transferred successfully. Kindly avoid sending fund transfers via CEFT as there’s a possibility that the transfers will get reversed. - [Can I nominate a family member for my investments?](https://cal.lk/faq-items/can-i-nominate-a-family-member-for-my-investments/) - Yes, you can. You just have to fill in the Nomination form and hand it over to our CAL Head Office. Nominee form- IF FundNominee form- HYF FundNominee form- IGF Fund - [How do I track my investment?](https://cal.lk/faq-items/how-do-i-track-my-investment/) - You can view you investment fund portfolio, earning and your transaction history online through https://portal.cal.lk/ You can also submit your investment instructions (creations) and withdrawal instructions (redemptions) through the portal - [Can I transfer funds from and receive funds to a bank account not mentioned in my application?](https://cal.lk/faq-items/can-i-transfer-funds-from-and-receive-funds-to-a-bank-account-not-mentioned-in-my-application/) - Yes, you may do so if you provide a corresponding bank statement issued within the last 3 months or a screenshot/ image of the online banking portal or passbook. Share the respective documents via a request email to investments@cal.lk Please note that funds will only be accepted from and remitted to bank accounts under the - [How will I know that my fund transfer successfully went through and the units have been created?](https://cal.lk/faq-items/how-will-i-know-that-my-fund-transfer-successfully-went-through-and-the-units-have-been-created/) - Using the CAL Portal you can track Unit Creation requests. Once the request is made it will be shown as a Pending Transaction. If the funds have been successfully received and processed it will show as confirmed by the end of the work day. 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